ARMOUR Residential REIT (NYSE: ARR) details $20.98B portfolio and March 2026 dividend

Rhea-AI Filing Summary

ARMOUR Residential REIT, Inc. furnished an investor presentation providing a February 2026 monthly update on its mortgage-backed securities portfolio and key balance sheet metrics. The total portfolio was reported at $20,979 million, with agency securities making up the vast majority of holdings.

Key data as of January 31, 2026 included a common stock price of $17.40, a debt‑equity ratio of 7.5, implied leverage of 7.8, and liquidity of $1,319.1 million, equal to 54% of total capital. The presentation also highlighted a March monthly common dividend of $0.24 per share, with a stated dividend yield of 16.6%, and detailed the composition of repurchase financing and interest rate swaps.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

_____________

FORM 8-K

______________

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) February 18, 2026

ARMOUR Residential REIT, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland			001-34766			26-1908763
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

3001 Ocean Drive, Suite 201
Vero Beach,			Florida						32963
(Address of Principal Executive Offices)									(Zip Code)

(772) 617-4340

(Registrant’s Telephone Number, Including Area Code)

n/a

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading symbols

Name of Exchange on which registered

Preferred Stock, 7.00% Series C Cumulative Redeemable

ARR-PRC

New York Stock Exchange

Common Stock, $0.001 par value

ARR

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).        

Emerging growth company ☐

If an emerging growth company, indicate by a check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

Item 7.01.    Regulation FD Disclosure.

On February 18, 2026, ARMOUR Residential REIT, Inc. (“ARMOUR”) produced for distribution a presentation, which contains updates on ARMOUR's financial position, business and operations. Attached as Exhibit 99.1 to this report is the presentation produced by ARMOUR.

The presentation attached to this report as Exhibit 99.1 is furnished pursuant to this Item 7.01 and shall not be deemed filed in this or any other filing of ARMOUR under the Securities Exchange Act of 1934, as amended, unless expressly incorporated by specific reference in any such filing.

Item 9.01.    Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.			Description
99.1			Presentation dated February 18, 2026
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 18, 2026

ARMOUR RESIDENTIAL REIT, INC.

By: /s/ Gordon M. Harper

Name: Gordon M. Harper

Title: Chief Financial Officer

Portfolio Data as of 01/31/26, except CPR which is as of 02/05/26. 1

ARMOUR Residential REIT, Inc.

Monthly Update February 2026

ARMOUR Residential REIT, Inc. (“ARMOUR”; NYSE: ARR) brings private capital into the mortgage markets to support home

ownership for a broad and diverse spectrum of homeowners. We seek to create shareholder value through thoughtful investment

and risk management of a leveraged and diversified portfolio of mortgage-backed securities issued or guaranteed by U.S

Government-sponsored entities. We rely on the decades of experience of our management team for (i) MBS securities portfolio

analysis and selection, (ii) access to equity capital and repurchase financing at potentially attractive rates and terms, and (iii)

hedging and liquidity strategies to moderate interest rate and MBS price risk. We prioritize maintaining common share dividends

appropriate for the intermediate term rather than focusing on short-term market fluctuations.

ARMOUR is externally managed by ARMOUR Capital Management LP, which is also the majority owner of BUCKLER Securities

LLC, a FINRA registered broker-dealer that is the largest provider of ARMOUR’s repurchase financing.

ARMOUR Portfolio	% of Portfolio	Market Value (millions)	Effective Duration
Agency CMBS	5.5 %	$1,154	4.15
30 Year Fixed Rate Pools	89.4 %	$18,752	3.93
Conventionals	87.0 %	$18,248	3.96
30y 2.0s	0.4 %	$94	7.77
30y 2.5s	1.1 %	$236	8.13
30y 3.0s	3.3 %	$695	7.61
30y 3.5s	5.3 %	$1,121	6.44
30y 4.0s	4.9 %	$1,018	5.89
30y 4.5s	7.4 %	$1,555	5.59
30y 5.0s	17.0 %	$3,560	4.59
30y 5.5s	25.1 %	$5,256	3.16
30y 6.0s	19.1 %	$4,011	2.15
30y 6.5s	3.4 %	$703	1.20
Ginnie Mae	2.4 %	$504	2.71
30y 5.0s	0.5 %	$100	3.68
30y 5.5s	1.9 %	$404	2.47
Agency Portfolio	94.9 %	$19,906
FN 30y 3.5 TBAs	0.9 %	$185	6.84
FN 30y 4.5 TBAs	1.9 %	$392	5.95
Net TBA Positions	2.7 %	$577
5Y US Treasury Longs	2.4 %	$497	4.25
US Treasury Long Positions	2.4 %	$497
Total Portfolio	100.0 %	$20,979

ARMOUR Key Data as of 1/31/2026
Common Stock Price	$17.40
Debt-Equity (1)	7.5
Implied Leverage (2)	7.8
Liquidity (3) (in millions)	$1,319.1
Liquidity as a Percentage of Total Capital	54 %
March Dividend Information
Monthly Common Dividend	$0.24
Common Ex-Dividend Date/Record Date	3/16/2026
Pay Date	3/30/2026
Current Dividend Yield	16.6%

ARMOUR Portfolio CPR

Portfolio Data as of 01/31/26, except CPR which is as of 02/05/26. 2

Monthly Update February 2026

ARMOUR Repo Composition	Principal Borrowed (millions)	% of Repo Positions with ARMOUR	Weighted Average Original Term (days)	Weighted Average Remaining Term (days)	Longest Maturity (days)
BUCKLER Securities LLC (4)	$8,190	45.1 %	32	23	76
All Other Counterparties	$9,951	54.9 %	58	45	174
Total (5)	$18,141	100.0 %	46	35

ARMOUR Interest Rate Swaps Maturity (months)	Notional Amount (millions)	Weighted Average Remaining Term (months)	Weighted Average Rate
0-12	$632	10	0.26
13-24	$2,000	18	2.82
25-36	$3,943	30	3.57
37-48	$604	45	0.49
49-60	$1,198	54	0.55
61-72	$1,450	61	1.09
73-84	$1,150	79	2.25
85-96	—	—	—
97-108	$600	105	3.71
109-120	$850	115	3.76
>120	$350	176	3.97
Total	$12,777	51	2.49

ARMOUR Hedge Type Notional (millions) (6)

Certain statements made in this presentation regarding ARMOUR Residential REIT, Inc. (“ARMOUR” or the “Company”), and any other statements regarding ARMOUR’s future

expectations, beliefs, goals or prospects constitute “forward-looking statements” made within the meaning of the safe harbor provisions of the United States Private Securities Litigation

Reform Act of 1995. Any statements that are not statements of historical fact (including statements containing the words “expect,” “estimate,” “project,” “budget,” “forecast,” “anticipate,”

“intend,” “plan,” “may,” “will,” “could,” “should,” “believes,” “predicts,” “potential,” “continue,”  and similar expressions) should also be considered forward-looking statements. Forward-

looking statements include but are not limited to statements regarding the projections and future plans for ARMOUR’s business, growth and operational improvements. Because forward-

looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of

ARMOUR’s control. A number of important factors could cause actual results or events to differ materially from those indicated by such forward-looking statements. Additional information

concerning these factors and risks are contained in the Company’s most recent annual and quarterly reports and other reports filed with the Securities and Exchange Commission.

ARMOUR assumes no obligation to update the information in this communication, except as otherwise required by law. Readers are cautioned not to place undue reliance on these

forward-looking statements, which speak only as of the date hereof.

This material is for information purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation for any securities or financial instruments. The

statements, information and estimates contained herein are based on information that the Company believes to be reliable as of today's date unless otherwise indicated. ARMOUR cannot

guarantee future results, levels of activity, performance or achievements.

Pricing and duration information are estimates provided by independent third-party providers based on models that require inputs and assumptions. Actual realized prices and durations

will depend on a number of factors that cannot be predicted with certainty and may be materially different from estimates.

AMOUNTS MAY NOT FOOT DUE TO ROUNDING.

Estimates do not reflect any costs of operation of ARMOUR. THE INFORMATION PRESENTED HEREIN IS UNAUDITED AND NOT REVIEWED BY OUR INDEPENDENT PUBLIC

ACCOUNTANTS.

Footnotes

1.Total Repo divided by Shareholders’ Equity.

2.Implied Leverage is Total Repo plus TBA market value net of forward settling trades divided by Shareholders’ Equity.

3.Liquidity is cash plus unencumbered Agency and US Government securities. Excludes any forward settling trades.

4.BUCKLER Securities LLC is a FINRA registered broker-dealer affiliated with ARMOUR REIT.

5.Repo composition includes funding for US Treasury longs and margin collateral posted to ARMOUR.

6.ARMOUR’s Treasury Futures have a weighted average duration of 12.1 years.

FAQ

What did ARMOUR Residential REIT (ARR) disclose in its latest 8-K?

ARMOUR Residential REIT furnished an investor presentation with a February 2026 monthly update. It outlines the $20,979 million portfolio, leverage, liquidity, financing mix, interest rate hedges, and current dividend metrics, offering a snapshot of the company’s mortgage REIT positioning.

How large is ARMOUR Residential REIT’s investment portfolio according to the update?

ARMOUR reported a total portfolio market value of $20,979 million. This portfolio is primarily agency mortgage-backed securities, complemented by net TBA positions and U.S. Treasury long positions, reflecting the company’s focus on government-sponsored mortgage exposure and interest rate management.

What leverage and liquidity levels did ARMOUR Residential REIT (ARR) report?

ARMOUR showed a debt‑equity ratio of 7.5 and implied leverage of 7.8. Liquidity totaled $1,319.1 million, equal to 54% of total capital, consisting of cash and unencumbered agency and U.S. government securities, excluding forward settling trades, as defined in the footnotes.

What dividend information did ARMOUR Residential REIT provide for March 2026?

ARMOUR stated a March monthly common dividend of $0.24 per share. The presentation listed a common ex‑dividend and record date of March 16, 2026, with a pay date of March 30, 2026, and indicated a current dividend yield of 16.6% on the common stock.

How is ARMOUR Residential REIT’s repo financing structured in the update?

ARMOUR reported total repo borrowings of $18,141 million. About 45.1% was from BUCKLER Securities LLC, an affiliated broker‑dealer, and 54.9% from other counterparties, with a weighted average original term of 46 days and remaining term of 35 days across all repurchase agreements.

What interest rate swap exposure did ARMOUR Residential REIT report?

ARMOUR listed interest rate swaps with a total notional amount of $12,777 million. The swaps span various maturity buckets from 0–12 months to over 120 months, with a weighted average remaining term of 51 months and a weighted average fixed rate of 2.49% across the swap portfolio.

Filing Exhibits & Attachments

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• EX-99.1 EX-99.1 135.7 KB

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