Armour Residential REIT (ARR) director reports 932-share quarterly stock grant

Rhea-AI Filing Summary

Armour Residential REIT director Stewart J. Paperin reported receiving shares of the company’s common stock as part of his regular board compensation. On January 2, 2026, he received 932 shares of Armour common stock at a price of $17.69 per share, recorded as an acquisition.

The filing explains that each director may elect to receive $16,500 of quarterly compensation (or $66,000 annually) in common stock, cash, or a mix of both. The 932 shares reflect Paperin’s election to take this quarter’s portion in stock. After this transaction, he beneficially owns 7,318 shares indirectly through the Stewart J. Paperin Family Trust, over which he has investment control and a pecuniary interest.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider PAPERIN STEWART J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock, par value $0.001 per share	932	$17.69	$16K
holding	Common Stock, par value $0.001 per share	--	--	--

Holdings After Transaction: Common Stock, par value $0.001 per share — 7,318 shares (Indirect, See Footnote); Common Stock, par value $0.001 per share — 208 shares (Direct)

Footnotes (1)

1. OnJanuary 2, 2026, the reporting person received 932 shares of ARMOUR common stock pursuant to quarterly compensation paid for the reporting person's service on ARMOUR's Board of Directors. The reporting person may elect to receive $16,500 of the reporting person's total quarterly compensation (or $66,000 on an annual basis) paid in common stock, cash, or a combination of stock and cash at the option of the director. The 932 shares of stock represent the reporting person's election of stock compensation for the past quarter. Represents shares owned indirectly through the Stewart J. Paperin Family Trust. Mr. Paperin has a pecuniary interest in and investment control over the shares held by the Trust.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PAPERIN STEWART J

(Last) (First) (Middle)

3001 OCEAN DRIVE

SUITE #201

(Street)

VERO BEACH FL 32963

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Armour Residential REIT, Inc. [ ARR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.001 per share	01/02/2026		A(1)		932	A	$17.69	7,318	I	See Footnote(2)
Common Stock, par value $0.001 per share								208	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. OnJanuary 2, 2026, the reporting person received 932 shares of ARMOUR common stock pursuant to quarterly compensation paid for the reporting person's service on ARMOUR's Board of Directors. The reporting person may elect to receive $16,500 of the reporting person's total quarterly compensation (or $66,000 on an annual basis) paid in common stock, cash, or a combination of stock and cash at the option of the director. The 932 shares of stock represent the reporting person's election of stock compensation for the past quarter.

2. Represents shares owned indirectly through the Stewart J. Paperin Family Trust. Mr. Paperin has a pecuniary interest in and investment control over the shares held by the Trust.

Remarks:

	/s/ Stewart J. Paperin	01/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Armour Residential REIT (ARR) report for Stewart J. Paperin?

The filing reports that director Stewart J. Paperin received 932 shares of Armour Residential REIT common stock on January 2, 2026 as part of his quarterly board compensation.

At what price were the 932 ARR shares issued to director Stewart J. Paperin?

The 932 shares of Armour Residential REIT common stock were recorded at a price of $17.69 per share in the reported transaction.

How is Stewart J. Paperin’s board compensation at Armour Residential REIT (ARR) structured?

The filing states that a director may elect to receive $16,500 in quarterly compensation (or $66,000 annually) in common stock, cash, or a combination of stock and cash. The 932-share grant reflects Paperin’s election of stock for the past quarter.

How many ARR shares does Stewart J. Paperin beneficially own after this transaction?

After the reported transaction, 7,318 shares of Armour Residential REIT common stock are shown as beneficially owned indirectly by Stewart J. Paperin.

Through what entity does Stewart J. Paperin hold his Armour Residential REIT (ARR) shares?

The filing notes that the shares are held indirectly through the Stewart J. Paperin Family Trust, and that Mr. Paperin has a pecuniary interest in and investment control over the shares held by the trust.

What role does Stewart J. Paperin have at Armour Residential REIT (ARR)?

The report identifies Stewart J. Paperin as a director of Armour Residential REIT, Inc., and the transaction relates to his compensation for service on the company’s Board of Directors.