AmeriServ Financial (ASRV) CEO adds 3,000 shares via 401(k) buy

Rhea-AI Filing Summary

AmeriServ Financial President & CEO Jeffrey A. Stopko reported an open-market purchase of 3,000 shares of AmeriServ Financial common stock at $3.85 per share on May 5, 2026. The shares were purchased through a 401(k) plan.

Following this transaction, he directly owns 169,379 shares of AmeriServ Financial. A footnote also notes that 54,752 shares are held jointly with his wife, reflecting additional aligned ownership beyond his direct holdings.

Insider Trade Summary

Net Buyer: 3,000 shares ($11,550)

Net Buy 1 txn

Insider STOPKO JEFFREY A

Role President & CEO ASRV & Bank

Bought 3,000 shs ($12K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	3,000	$3.85	$12K

Holdings After Transaction: Common Stock — 169,379 shares (Direct, null)

Footnotes (1)

1. Shares purchased through 401(k) plan. 54,752 shares are held jointly with Mr. Stopko's wife.

Key Figures

Shares purchased: 3,000 shares Purchase price: $3.85 per share Direct holdings after transaction: 169,379 shares +1 more

4 metrics

Shares purchased 3,000 shares Common Stock open-market purchase on May 5, 2026

Purchase price $3.85 per share Price for the 3,000 AmeriServ Financial shares bought

Direct holdings after transaction 169,379 shares AmeriServ Financial common stock directly owned post-transaction

Jointly held shares 54,752 shares Shares held jointly with Mr. Stopko’s wife per footnote

Key Terms

open-market purchase, 401(k) plan, Common Stock, Form 4

4 terms

open-market purchase financial

"reported an open-market purchase of 3,000 shares of AmeriServ"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

401(k) plan financial

"Shares purchased through 401(k) plan."

A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.

Common Stock financial

"3,000 shares of AmeriServ Financial common stock at $3.85 per share"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"A footnote to the Form 4 explains that 54,752 AmeriServ"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STOPKO JEFFREY A

(Last) (First) (Middle)

216 FRANKLIN STREET

(Street)

JOHNSTOWN PENNSYLVANIA 15901

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
AMERISERV FINANCIAL INC /PA/ [ ASRV ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO ASRV & Bank

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/05/2026		P		3,000(1)	A	$3.85	169,379(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares purchased through 401(k) plan.

2. 54,752 shares are held jointly with Mr. Stopko's wife.

	Sharon M. Callihan - Attorney-in-Fact	05/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did ASRV CEO Jeffrey Stopko report?

Jeffrey A. Stopko reported buying 3,000 shares of AmeriServ Financial common stock. The purchase was an open-market transaction at $3.85 per share on May 5, 2026, and was executed through a 401(k) plan, increasing his directly held stake in the company.

How many ASRV shares does the CEO hold after this Form 4 transaction?

After the reported purchase, Jeffrey A. Stopko directly holds 169,379 AmeriServ Financial shares. A footnote also states that 54,752 additional shares are held jointly with his wife, indicating further economic exposure to ASRV beyond the directly owned position reported in the filing.

Was the ASRV CEO’s recent trade a buy or a sell?

The transaction was a buy. The Form 4 identifies it as an open-market purchase of 3,000 shares of AmeriServ Financial common stock at $3.85 per share, executed on May 5, 2026, and classified with transaction code P, which denotes a purchase.

Through what account did the ASRV CEO purchase the 3,000 shares?

The 3,000 AmeriServ Financial shares were purchased through a 401(k) plan. A Form 4 footnote explicitly states that the shares were acquired via this retirement plan structure, clarifying that the transaction occurred within a tax-advantaged employee savings vehicle rather than a standard brokerage account.

Does the ASRV CEO have any jointly held AmeriServ Financial shares?

Yes. A footnote to the Form 4 explains that 54,752 AmeriServ Financial shares are held jointly with Jeffrey Stopko’s wife. This joint holding is in addition to his directly owned 169,379 shares reported as the post-transaction balance in the non-derivative holdings table.