[SCHEDULE 13D] AMERISERV FINANCIAL INC /PA/ SEC Filing

Rhea-AI Filing Summary

Brent D. Baird filed a Schedule 13D disclosing beneficial ownership of 841,756 shares of Ameriserv Financial Inc. common stock, representing 5.1% of the class based on 16,519,267 shares outstanding as of August 7, 2025. The shares were purchased with personal funds for a total of $2,348,068.98. The filing states the shares were acquired for investment purposes and that Mr. Baird currently has no present plans or proposals that would effectuate the matters listed in Item 4 of Schedule 13D, though he may in the future increase or decrease his position or engage in communications with the company or other stockholders. No arrangements or agreements with other parties regarding the securities were reported.

Insights

Financial Analyst

TL;DR: A 5.1% stake is material and signals a meaningful passive investment position with potential to change.

The filing documents a significant personal investment: 841,756 shares purchased for $2.35 million, yielding a disclosed 5.1% ownership of Ameriserv Financial. For investors, a >5% holder merits attention because it crosses common disclosure thresholds and can influence market perception of shareholder composition. The reporting person expressly states an investment purpose and no current plans to pursue specified actions, but retains flexibility to transact or engage with management. There are no disclosed agreements with other parties, which suggests this is an individual position rather than part of a coordinated group.

Corporate Governance Expert

TL;DR: Ownership above 5% is governance-relevant; the filer reports no arrangements and no present proposals.

From a governance perspective, the Schedule 13D filing is material because a 5.1% holder can attract board and management attention even if the filer claims passive intent. The statement that there are no contracts, arrangements or understandings with respect to the securities indicates no current coalition or proxy arrangements. The filer also preserves the right to communicate with the board or other shareholders in the future, which is typical disclosure language but important for governance monitoring. No express activist proposals are disclosed.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

AMERISERV FINANCIAL INC /PA/

(Name of Issuer)

Common Stock, par value $0.01 per share

(Title of Class of Securities)

03074A102

(CUSIP Number)

Brent D. Baird
1111 Elmwood Avenue, Unit 306,
Buffalo, NY, 14222
716-830-6322

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

09/23/2025

(Date of Event Which Requires Filing of This Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

SCHEDULE 13D

CUSIP No. 03074A102

1

Name of reporting person

BAIRD BRENT D

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

PF

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 841,756.00
8	Shared Voting Power 0.00
9	Sole Dispositive Power 841,756.00
10	Shared Dispositive Power 0.00

11

Aggregate amount beneficially owned by each reporting person

841,756.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

5.1 %

14

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13D

Item 1.	Security and Issuer
(a)	Title of Class of Securities: Common Stock, par value $0.01 per share
(b)	Name of Issuer: AMERISERV FINANCIAL INC /PA/
(c)	Address of Issuer's Principal Executive Offices: MAIN & FRANKLIN STS, PO BOX 430, JOHNSTOWN, PENNSYLVANIA , 15907.
Item 2.	Identity and Background
(a)	This Schedule 13D is filed by Brent D. Baird (who is referred to herein to as the "Reporting Person").
(b)	The principal address of the Reporting Person is 1111 Elmwood Avenue, Unit 306, Buffalo, NY14222.
(c)	The Reporting Person is retired from active employment.
(d)	During the past five (5) years, Reporting Person has not been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).
(e)	During the past five (5) years, the Reporting Person has not been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and, as a result of such proceeding, was or is subject to a judgment, decree, or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities law or finding any violation with respect to such laws.
(f)	The Reporting Person is a U.S. citizen.
Item 3.	Source and Amount of Funds or Other Consideration
	All of the shares of Common Stock owned by the Reporting Person were purchased by the Reporting Person with his personal funds. The total consideration paid for the 841,756 shares of Common Stock purchased by the Reporting Person was $2,348,068.98.
Item 4.	Purpose of Transaction
	The acquisition of shares of Common Stock by the Reporting Person was made for investment purposes. Depending upon overall market conditions, other investment opportunities available to the Reporting Person, and the availability of shares of Common Stock at prices that would make the purchase or sale of shares of Common Stock desirable, the Reporting Person may endeavor to increase or decrease his position in the Company through, among other things, the purchase or sale of shares of Common Stock on the open market or in private transactions or otherwise, on such terms and at such times as the Reporting Person may deem advisable. The Reporting Person has no present plans or proposals that would relate to, or result in, any of the matters set forth in subparagraphs (a) - (j) of Item 4 of Schedule 13D, except as set forth herein or as would reasonably occur upon or in connection with completion of, or following, any of the actions discussed herein. The Reporting Person intends to review his investment in the Company regularly. Depending on various factors including, without limitation, the Company's financial position and investment strategy, the price level of the shares of Common Stock, conditions in the securities markets and general economic and industry conditions, the Reporting Person may in the future take such actions with respect to his investment in the Company as he deems appropriate including, without limitation, engaging in communications with management and the Board of Directors of the Company, engaging in discussions with stockholders of the Company or other third parties about the Company and the Reporting Person's investment, making recommendations to the Company concerning business matters or suggestions for improving the Company's financial and/or operational performance, purchasing additional shares of Common Stock, selling some or all of the Reporting Person's shares of Common Stock, engaging in short selling of, or any hedging or similar transaction with respect to, the Reporting Person's shares of Common Stock, including swaps and other derivative instruments, or changing his intention with respect to any and all matters referred to in Item 4.
Item 5.	Interest in Securities of the Issuer
(a)	The information set forth in rows 7 through 13 of the cover pages to this Schedule 13D are incorporated by reference into this Item 5. The percent of class was calculated based on 16,519,267 shares of Common Stock outstanding as of August 7, 2025, as set forth in the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.
(b)	The information set forth in rows 7 through 13 of the cover pages to this Schedule 13D are incorporated by reference into this Item 5.
(c)	The Reporting Person's transactions in securities of the Company during the past 60 days are set forth in Exhibit 1 and incorporated herein by reference.
(d)	No other person is known to the Reporting Person to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the shares of Common Stock covered by this Schedule 13D.
(e)	Not applicable.
Item 6.	Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer
	To the knowledge of the Reporting Person, there are no contracts, arrangements, understandings or relationships between the Reporting Person and any other person or entity with respect to the securities of the Company, including but not limited to transfer or voting of any of the securities, finder's fees, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, division of profits or loss, or the giving or withholding of proxies.
Item 7.	Material to be Filed as Exhibits.
	1. Schedule of Transactions in Securities 2. Power of Attorney for Brent D. Baird

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

BAIRD BRENT D

Signature:	/s/ Michael C. Donlon
Name/Title:	By POA from Brent D. Baird
Date:	09/23/2025