STOCK TITAN

Atlanticus Holdings (ATLC) director awarded 1,050 restricted stock shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Dickerson William Brinkley reported acquisition or exercise transactions in this Form 4 filing.

Atlanticus Holdings Corp director William Brinkley Dickerson received a grant of 1,050 shares of common stock as restricted stock compensation. The award was granted at no cash cost and will vest in two equal installments on the first and second anniversaries of the grant date. Following this grant, he directly holds 1,050 shares of Atlanticus common stock.

Positive

  • None.

Negative

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Insider Dickerson William Brinkley
Role null
Type Security Shares Price Value
Grant/Award Common Stock 1,050 $0.00 --
Holdings After Transaction: Common Stock — 1,050 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Restricted stock grant 1,050 shares Common stock award to director on May 18, 2026
Grant price $0.00 per share Reported transaction price for restricted stock grant
Holdings after transaction 1,050 shares Director’s directly held Atlanticus common stock after grant
Vesting schedule Two equal installments On first and second anniversaries of grant date
restricted stock financial
"Grant of restricted stock, which will vest in two equal installments"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
vest financial
"which will vest in two equal installments on each of the first two anniversaries"
A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.
Form 4 regulatory
"INSIDER FILING DATA (Form 4):"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
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FAQ

What insider transaction did Atlanticus Holdings (ATLC) disclose in this Form 4?

Atlanticus disclosed that director William Brinkley Dickerson received a grant of 1,050 shares of common stock as restricted stock. This was a compensation-related share award, not an open-market trade, and increased his directly held stake in the company.

How many Atlanticus (ATLC) shares did the director acquire and at what price?

The director acquired 1,050 shares of Atlanticus common stock in a single transaction at a reported price of $0.00 per share. This reflects a restricted stock grant awarded as compensation, rather than a purchase on the open market with cash consideration.

What type of equity award did Atlanticus (ATLC) grant to its director?

Atlanticus granted William Brinkley Dickerson restricted stock, consisting of 1,050 shares of common stock. Restricted stock awards are typically subject to vesting conditions, meaning the shares become fully owned by the recipient only after specified time-based requirements are satisfied.

What is the vesting schedule for the Atlanticus (ATLC) restricted stock grant?

The restricted stock grant will vest in two equal installments on each of the first two anniversaries of the grant date. This means half the 1,050 shares vest after one year and the remaining half vest after two years, assuming continued service or satisfaction of conditions.

How many Atlanticus (ATLC) shares does the director hold after this transaction?

After the restricted stock grant, William Brinkley Dickerson directly holds 1,050 shares of Atlanticus common stock. This total reflects the newly granted restricted shares, which will vest over two years, and represents his reported direct ownership following the transaction.

Was this Atlanticus (ATLC) director transaction a market buy or sell?

The transaction was not a market buy or sell; it was a grant or award of restricted stock. The Form 4 codes it as an acquisition of 1,050 shares at $0.00 per share, indicating compensation rather than an open-market purchase or sale on a stock exchange.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Dickerson William Brinkley

(Last)(First)(Middle)
C/O ATLANTICUS HOLDINGS CORPORATION
FIVE CONCOURSE PARKWAY, SUITE 300

(Street)
ATLANTA GEORGIA 30328

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Atlanticus Holdings Corp [ ATLC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/18/2026A(1)1,050A$01,050D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Grant of restricted stock, which will vest in two equal installments on each of the first two anniversaries of the date of the grant.
/s/ William Brinkley Dickerson07/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)