Welcome to our dedicated page for Atlanticus Holdings SEC filings (Ticker: ATLC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Atlanticus Holdings Corporation filings document governance, capital structure and material events for a fintech-enabled consumer finance company. Proxy materials cover board matters, executive compensation and shareholder voting, while current reports disclose material agreements, operating and financial results, and financing transactions.
The filing record includes capital-structure disclosures tied to senior notes and related indenture and subsidiary guarantee arrangements, as well as public-company reporting for its credit-card, partner lending and Auto Finance activities. These documents provide formal records of securities terms, corporate actions and governance practices.
Atlanticus Holdings Corp director Deal W. Hudson reported a sale of company stock in a transaction dated January 13, 2026. The filing shows that Hudson disposed of 1,675 shares of Atlanticus common stock at a price of $59.72 per share. According to the disclosure, these shares were repurchased by Atlanticus Holdings Corporation itself, with the price based on the stock’s closing price on January 12, 2026. After this issuer repurchase, Hudson beneficially owns 60,467 shares of Atlanticus common stock directly.
Atlanticus Holdings Corp director reports stock grant. Director JAMES DENNIS H JR reported receiving a grant of 1,050 shares of Atlanticus common stock on 01/02/2026, coded as an acquisition at a price of $0. The footnote explains this is restricted stock that will vest in two equal installments on each of the first two anniversaries of the grant date.
After this grant, he beneficially owns 23,378 common shares directly, plus 160 shares held indirectly through an IRA and 660 shares held indirectly through his children.
Atlanticus Holdings Corp. director Deal W. Hudson reported a grant of 1,050 shares of common stock on 01/02/2026. The shares were granted at a price of $0 per share as equity compensation.
The grant is in the form of restricted stock that will vest in two equal installments on each of the first two anniversaries of the grant date. After this award, Hudson beneficially owns 62,142 shares of Atlanticus common stock in direct ownership.
Atlanticus Holdings Corp insider David G. Hanna reported a charitable stock gift involving the company’s common shares. On 12/11/2025, an LLC in which he has a pecuniary interest donated 10,000 shares of common stock to a public charity, recorded as a gift under transaction code G at a reported price of $0 per share.
After this transaction, his reported beneficial ownership includes 3,563,072 shares held indirectly through an LLC, 284,392 shares held directly, and 325,000 shares held indirectly through a trust. The filing states that he disclaims beneficial ownership of these indirect holdings except to the extent of his economic interest.
Atlanticus Holdings (ATLC) reported an insider transaction by its CFO. On 11/11/2025, the officer exercised 1,000 stock options at $15.3 per share (code M). To cover the option exercise price and taxes, 512 shares were withheld (code F) at a reported price of $51.5. Following these transactions, the officer directly owned 132,337 shares. Additional holdings were reported as 585,016 shares indirectly by an LLC and 18,000 shares indirectly by spouse.
Atlanticus Holdings (ATLC) insider filing: the Chief Accounting Officer reported transactions on 11/10/2025. The executive exercised 1,000 employee stock options (Code M) at an exercise price of $15.30 per share, then had 591 shares withheld (Code F) at $50.75 to cover the option exercise price and tax obligations. Following these transactions, the executive directly owned 51,975 shares of common stock. The option position reported in the filing shows 0 derivative securities remaining after the exercise; the option had vested in three equal installments on November 11 of 2021, 2022, and 2023.
Atlanticus Holdings (ATLC): President & CEO and Director Jeffrey A. Howard reported an option exercise on 11/07/2025 (Form 4, code M). He acquired 1,000 shares of common stock at an exercise price of $15.30 per share. Following the transaction, his directly held common stock totaled 613,949 shares. The employee stock option covered 1,000 underlying shares and showed 0 derivative securities remaining afterward. The option vested in three equal installments on November 11, 2021, 2022, and 2023, with an expiration date of 11/11/2025.
Atlanticus Holdings (ATLC) reported Q3 2025 results and closed the Mercury Financial acquisition. Total operating revenue was $495.3 million, up from $351.0 million a year ago, driven by higher consumer loan and fee income. Net income attributable to common shareholders was $22.7 million, or $1.21 diluted EPS ($1.50 basic). For the nine months, net income to common was $79.0 million, or $4.21 diluted EPS.
Scale expanded sharply. Total assets reached $7.08 billion at September 30, 2025, versus $3.27 billion at December 31, 2024, as loans at fair value grew to $6.35 billion. The company issued additional senior notes, taking senior notes, net, to $702.4 million and notes payable, net, to $5.33 billion.
Mercury acquisition adds near‑prime card platform. On September 11, Atlanticus acquired Mercury for approximately $166.5 million in cash, adding about 1.3 million serviced accounts, $3.2 billion in receivables, and $2.8 billion in collateralized debt. From closing through quarter‑end, Mercury contributed $49.9 million of revenue and a $7.0 million net loss. Shares outstanding were 15,141,530 as of October 31, 2025.
Atlanticus Holdings Corp. (ATLC) insider David G. Hanna reported Form 4 activity. On 10/23/2025, he exercised an employee stock option for 1,000 shares of common stock at an exercise price of $15.3 per share, increasing his directly held common stock to 284,392 shares following the transaction.
The filing also lists additional beneficial ownership held indirectly: 3,573,072 shares by an LLC and 325,000 shares by a trust, as disclosed. The report further notes a prior entry dated 04/08/2025 reflecting 19,960 shares acquired at a stated price of $0 under transaction code “W.”
Atlanticus Holdings Corporation completed a definitive acquisition of Mercury Financial LLC through its subsidiary Mercury Finance Acquisitions, LLC, adding approximately 1.3 million credit card accounts and about $3.2 billion in credit card receivables. The initial purchase price was approximately $162 million, funded with the Companys cash on hand and subject to customary post-closing adjustments based on adjusted net asset value.
The Purchase Agreement provides the Seller an opportunity to receive earn-out payments over up to three years equal to 75% of the amount by which managed receivables charge-offs are below agreed-upon levels. The Purchaser obtained buy-side representations and warranties insurance to cover material breaches subject to policy limits, exclusions and deductibles. The agreement also includes customary indemnities and post-closing restrictive covenants limiting solicitation of certain employees.