Welcome to our dedicated page for Atlanticus Holdings SEC filings (Ticker: ATLC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Atlanticus Holdings Corporation filings document governance, capital structure and material events for a fintech-enabled consumer finance company. Proxy materials cover board matters, executive compensation and shareholder voting, while current reports disclose material agreements, operating and financial results, and financing transactions.
The filing record includes capital-structure disclosures tied to senior notes and related indenture and subsidiary guarantee arrangements, as well as public-company reporting for its credit-card, partner lending and Auto Finance activities. These documents provide formal records of securities terms, corporate actions and governance practices.
Atlanticus Holdings Corp President & CEO Howard Jeffrey A. reported routine equity compensation and related tax withholding. On March 19, he received a grant of 74,294 shares of common stock as restricted stock, at no cash cost, raising his direct holdings to 683,739 shares.
According to the footnotes, this restricted stock will vest in three substantially equal installments on March 19, 2027, March 19, 2028 and March 19, 2029. On March 20, 474 shares were withheld at $54.67 per share to satisfy tax obligations upon vesting, a non‑market disposition. After these transactions, he directly holds 683,265 common shares.
Atlanticus Holdings Corp Chief Financial Officer William McCamey reported routine equity-compensation activity. On March 19, 2026, he received a grant of 18,574 shares of restricted common stock, which will vest in three substantially equal installments on March 19, 2027, March 19, 2028 and March 19, 2029.
On March 20, 2026, 330 shares were withheld at $54.67 per share to satisfy tax obligations when the restricted stock vested, rather than being sold in the open market. After these transactions, he directly owns 147,410 shares, with additional indirect holdings of 585,016 shares through an LLC and 18,000 shares held by his spouse.
Atlanticus Holdings Corp Chief Accounting Officer reports small tax-related share disposition. Chief Accounting Officer Saunders Mitchell had 152 shares of Atlanticus common stock withheld on March 13, 2026 to cover tax obligations when a restricted stock award vested, based on the closing share price that day. After this tax-withholding transaction, Mitchell directly holds 51,699 shares of Atlanticus common stock. This was not an open-market sale, but a routine mechanism to satisfy tax liabilities tied to equity compensation.
Atlanticus Holdings Corp President and CEO Howard Jeffrey A. reported a routine tax-related share withholding. On March 13, 2026, 2,885 shares of common stock were withheld at a price of $47.96 per share to cover tax obligations upon vesting of a restricted stock award. After this non-market transaction, he directly holds 609,445 shares of Atlanticus common stock.
Atlanticus Holdings Corp Chief Financial Officer William McCamey reported a tax-related share withholding, not an open-market sale. On March 13, 2026, 2,018 shares of common stock were withheld at $47.96 per share to satisfy tax obligations upon the vesting of a restricted stock award.
After this withholding, McCamey directly held 129,166 common shares, with additional indirect holdings reported as 585,016 shares through an LLC and 18,000 shares held by his spouse. This reflects a routine compensation-related tax event rather than a discretionary trade in Atlanticus stock.
Atlanticus Holdings Corporation describes its business as a financial technology company that supports bank partners in providing private label and general purpose credit cards, plus auto finance, to underserved Everyday Americans using data-driven decisioning and machine learning.
The company reports two main segments, Credit as a Service and Auto Finance, and highlights significant growth in credit card receivables, including the September 2025 acquisition of Mercury Financial LLC for approximately $166.5 million in cash, which added about $3.2 billion in gross credit card receivables and 1.3 million customers. Atlanticus emphasizes fair value accounting for its card receivables, extensive risk management and collection systems, and heavy regulatory oversight. It also outlines numerous risk factors, including economic cycles, funding dependence, regulatory changes such as proposed interest rate caps, competition from major fintech and banking players, data security and AI model risks, and integration risk from the Mercury transaction.
Atlanticus Holdings Corp Chief Financial Officer William McCamey had 1,153 shares of common stock withheld to cover tax obligations tied to a restricted stock vesting. The shares were withheld at a price of $54.81 per share, according to the filing.
After this tax-withholding disposition, McCamey directly owns 131,184 Atlanticus shares. He also has indirect ownership of 585,016 shares through an LLC and 18,000 shares through his spouse. The transaction reflects routine tax settlement rather than an open-market sale.
Atlanticus Holdings Corp President & CEO Howard Jeffrey A. reported a routine tax-related share disposition. On March 8, 2026, 1,619 shares of common stock were withheld at $54.81 per share to satisfy tax obligations upon vesting of a restricted stock award, based on the March 6, 2026 closing price. Following this withholding, he directly holds 612,330 common shares.
Atlanticus Holdings Corp Chief Accounting Officer Mitchell Saunders reported a small, routine insider transaction. The company withheld 124 shares of common stock at $54.81 per share to cover tax obligations when a restricted stock award vested, based on the March 6, 2026 closing price. After this tax-withholding disposition, Saunders directly holds 51,851 shares of Atlanticus common stock.
Atlanticus Holdings Corp director Deal W. Hudson reported a sale of company stock in a transaction dated January 13, 2026. The filing shows that Hudson disposed of 1,675 shares of Atlanticus common stock at a price of $59.72 per share. According to the disclosure, these shares were repurchased by Atlanticus Holdings Corporation itself, with the price based on the stock’s closing price on January 12, 2026. After this issuer repurchase, Hudson beneficially owns 60,467 shares of Atlanticus common stock directly.