Atlanticus (ATLC) CEO has 1,619 shares withheld for tax obligations

Rhea-AI Filing Summary

Atlanticus Holdings Corp President & CEO Howard Jeffrey A. reported a routine tax-related share disposition. On March 8, 2026, 1,619 shares of common stock were withheld at $54.81 per share to satisfy tax obligations upon vesting of a restricted stock award, based on the March 6, 2026 closing price. Following this withholding, he directly holds 612,330 common shares.

Insights

Equity compensation analyst

Routine tax withholding on vested stock, not an open-market sale.

The transaction shows Atlanticus Holdings Corp CEO Howard Jeffrey A. had 1,619 shares withheld at $54.81 per share to cover tax obligations tied to a restricted stock vesting.

This is coded as a tax-withholding disposition rather than a discretionary market trade. After the event, he still directly owns 612,330 shares, indicating the transaction affects only a small portion of his reported holdings.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Howard Jeffrey A.

(Last) (First) (Middle)

C/O ATLANTICUS HOLDINGS CORPORATION

FIVE CONCOURSE PARKWAY, SUITE 300

(Street)

ATLANTA GA 30328

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Atlanticus Holdings Corp [ ATLC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
03/08/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/08/2026		F(1)		1,619	D	$54.81	612,330	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of Atlanticus Holdings Corporation common stock withheld to satisfy tax withholding obligations upon the vesting of the restricted stock award, based on the closing price of Atlanticus Holdings Corporation common stock on March 6, 2026.

	/s/ Jeffrey A. Howard	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did Atlanticus Holdings Corp (ATLC) report for its CEO?

Atlanticus reported that President & CEO Howard Jeffrey A. had 1,619 common shares withheld to cover tax obligations on a restricted stock vesting, at a price of $54.81 per share, rather than executing an open-market buy or sell transaction.

Was the Atlanticus (ATLC) CEO’s Form 4 transaction a sale of shares?

The Form 4 shows a tax-withholding disposition, not an open-market sale. Shares were withheld by Atlanticus to satisfy tax obligations when a restricted stock award vested, using the March 6, 2026 closing stock price as the valuation basis.

How many Atlanticus (ATLC) shares were withheld for the CEO’s taxes?

A total of 1,619 Atlanticus common shares were withheld to satisfy tax withholding obligations. The withholding price recorded was $54.81 per share, which was based on the company’s closing stock price on March 6, 2026 at the time of vesting.

How many Atlanticus (ATLC) shares does the CEO hold after this Form 4 event?

After the tax-withholding disposition, President & CEO Howard Jeffrey A. is reported to directly own 612,330 shares of Atlanticus common stock. This indicates the withheld 1,619 shares represent a relatively small portion of his total reported direct holdings.

What does transaction code "F" mean in the Atlanticus (ATLC) CEO Form 4?

Transaction code "F" on this Form 4 indicates payment of an exercise price or tax liability by delivering securities. Here, it reflects shares of Atlanticus common stock withheld to cover tax withholding obligations on a restricted stock award vesting.