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Atlanticus Holdings Corp Chief Accounting Officer Saunders Mitchell reported routine equity compensation and related tax withholding. On March 19, 2026, Mitchell received two grants of common stock: 3,715 shares of restricted stock that will cliff vest on March 19, 2031, and 929 shares of restricted stock that will vest in three substantially equal installments on March 19, 2027, March 19, 2028, and March 19, 2029. On March 20, 2026, 70 shares of common stock were withheld at a price of $54.67 per share to satisfy tax obligations upon vesting. After these transactions, Mitchell directly owned 56,273 shares of Atlanticus common stock.
Atlanticus Holdings Corp President & CEO Howard Jeffrey A. reported routine equity compensation and related tax withholding. On March 19, he received a grant of 74,294 shares of common stock as restricted stock, at no cash cost, raising his direct holdings to 683,739 shares.
According to the footnotes, this restricted stock will vest in three substantially equal installments on March 19, 2027, March 19, 2028 and March 19, 2029. On March 20, 474 shares were withheld at $54.67 per share to satisfy tax obligations upon vesting, a non‑market disposition. After these transactions, he directly holds 683,265 common shares.
Atlanticus Holdings Corp Chief Financial Officer William McCamey reported routine equity-compensation activity. On March 19, 2026, he received a grant of 18,574 shares of restricted common stock, which will vest in three substantially equal installments on March 19, 2027, March 19, 2028 and March 19, 2029.
On March 20, 2026, 330 shares were withheld at $54.67 per share to satisfy tax obligations when the restricted stock vested, rather than being sold in the open market. After these transactions, he directly owns 147,410 shares, with additional indirect holdings of 585,016 shares through an LLC and 18,000 shares held by his spouse.
Atlanticus Holdings Corp Chief Accounting Officer reports small tax-related share disposition. Chief Accounting Officer Saunders Mitchell had 152 shares of Atlanticus common stock withheld on March 13, 2026 to cover tax obligations when a restricted stock award vested, based on the closing share price that day. After this tax-withholding transaction, Mitchell directly holds 51,699 shares of Atlanticus common stock. This was not an open-market sale, but a routine mechanism to satisfy tax liabilities tied to equity compensation.
Atlanticus Holdings Corp President and CEO Howard Jeffrey A. reported a routine tax-related share withholding. On March 13, 2026, 2,885 shares of common stock were withheld at a price of $47.96 per share to cover tax obligations upon vesting of a restricted stock award. After this non-market transaction, he directly holds 609,445 shares of Atlanticus common stock.
Atlanticus Holdings Corp Chief Financial Officer William McCamey reported a tax-related share withholding, not an open-market sale. On March 13, 2026, 2,018 shares of common stock were withheld at $47.96 per share to satisfy tax obligations upon the vesting of a restricted stock award.
After this withholding, McCamey directly held 129,166 common shares, with additional indirect holdings reported as 585,016 shares through an LLC and 18,000 shares held by his spouse. This reflects a routine compensation-related tax event rather than a discretionary trade in Atlanticus stock.
Atlanticus Holdings Corporation describes its business as a financial technology company that supports bank partners in providing private label and general purpose credit cards, plus auto finance, to underserved Everyday Americans using data-driven decisioning and machine learning.
The company reports two main segments, Credit as a Service and Auto Finance, and highlights significant growth in credit card receivables, including the September 2025 acquisition of Mercury Financial LLC for approximately $166.5 million in cash, which added about $3.2 billion in gross credit card receivables and 1.3 million customers. Atlanticus emphasizes fair value accounting for its card receivables, extensive risk management and collection systems, and heavy regulatory oversight. It also outlines numerous risk factors, including economic cycles, funding dependence, regulatory changes such as proposed interest rate caps, competition from major fintech and banking players, data security and AI model risks, and integration risk from the Mercury transaction.