Atlanticus (ATLC) CFO has 2,018 shares withheld to cover tax on vesting

Rhea-AI Filing Summary

Atlanticus Holdings Corp Chief Financial Officer William McCamey reported a tax-related share withholding, not an open-market sale. On March 13, 2026, 2,018 shares of common stock were withheld at $47.96 per share to satisfy tax obligations upon the vesting of a restricted stock award.

After this withholding, McCamey directly held 129,166 common shares, with additional indirect holdings reported as 585,016 shares through an LLC and 18,000 shares held by his spouse. This reflects a routine compensation-related tax event rather than a discretionary trade in Atlanticus stock.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider McCamey William

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	2,018	$47.96	$97K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 129,166 shares (Direct); Common Stock — 585,016 shares (Indirect, By LLC)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McCamey William

(Last) (First) (Middle)

C/O ATLANTICUS HOLDINGS CORPORATION

FIVE CONCOURSE PARKWAY, SUITE 300

(Street)

ATLANTA GA 30328

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Atlanticus Holdings Corp [ ATLC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/13/2026		F(1)		2,018	D	$47.96	129,166	D
Common Stock								585,016	I	By LLC
Common Stock								18,000	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of Atlanticus Holdings Corporation common stock withheld to satisfy tax withholding obligations upon the vesting of the restricted stock award, based on the closing price of Atlanticus Holdings Corporation common stock on March 13, 2026.

	/s/ William McCamey	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Atlanticus (ATLC) CFO William McCamey report?

Atlanticus CFO William McCamey reported a tax-withholding disposition of 2,018 common shares. These shares were withheld by the company to cover tax obligations triggered when a restricted stock award vested, rather than sold in the open market to investors.

At what price were the Atlanticus (ATLC) shares withheld for taxes?

The 2,018 Atlanticus common shares were withheld at $47.96 per share. This price was based on the closing price of Atlanticus Holdings Corporation common stock on March 13, 2026, as used to calculate the tax withholding obligation on the vesting award.

How many Atlanticus (ATLC) shares does the CFO hold after this Form 4?

After the tax withholding, CFO William McCamey directly holds 129,166 Atlanticus common shares. The Form 4 also reports indirect holdings of 585,016 shares through an LLC and 18,000 shares held by his spouse, showing a substantial remaining ownership position.

Was the Atlanticus (ATLC) CFO’s Form 4 transaction an open-market sale?

No, the Form 4 describes a tax-withholding disposition, not an open-market sale. Shares were withheld by Atlanticus to satisfy tax obligations upon restricted stock vesting, a routine mechanism that does not reflect a discretionary decision to sell shares in the market.

What triggered the tax-withholding disposition reported for Atlanticus (ATLC)?

The tax-withholding disposition was triggered by the vesting of a restricted stock award. When the award vested on March 13, 2026, Atlanticus withheld 2,018 common shares at the closing stock price to cover the associated tax liability for CFO William McCamey.

How significant is the 2,018-share withholding for Atlanticus (ATLC) CFO ownership?

The 2,018-share withholding is small relative to the CFO’s reported holdings. After the event, he directly holds 129,166 shares, plus substantial indirect holdings via an LLC and his spouse, indicating the transaction is a routine tax event rather than a major ownership reduction.