Atlanticus (ATLC) CFO share withholding settles tax on stock vesting

Rhea-AI Filing Summary

Atlanticus Holdings Corp Chief Financial Officer William McCamey had 1,153 shares of common stock withheld to cover tax obligations tied to a restricted stock vesting. The shares were withheld at a price of $54.81 per share, according to the filing.

After this tax-withholding disposition, McCamey directly owns 131,184 Atlanticus shares. He also has indirect ownership of 585,016 shares through an LLC and 18,000 shares through his spouse. The transaction reflects routine tax settlement rather than an open-market sale.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider McCamey William

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	1,153	$54.81	$63K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 131,184 shares (Direct); Common Stock — 585,016 shares (Indirect, By LLC)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McCamey William

(Last) (First) (Middle)

C/O ATLANTICUS HOLDINGS CORPORATION

FIVE CONCOURSE PARKWAY, SUITE 300

(Street)

ATLANTA GA 30328

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Atlanticus Holdings Corp [ ATLC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/08/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/08/2026		F(1)		1,153	D	$54.81	131,184	D
Common Stock								585,016	I	By LLC
Common Stock								18,000	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of Atlanticus Holdings Corporation common stock withheld to satisfy tax withholding obligations upon the vesting of the restricted stock award, based on the closing price of Atlanticus Holdings Corporation common stock on March 6, 2026.

	/s/ William McCamey	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Atlanticus (ATLC) CFO William McCamey report in this Form 4?

Atlanticus CFO William McCamey reported shares withheld to satisfy taxes on a restricted stock vesting. The company withheld 1,153 common shares at $54.81 each, treating them as payment for tax obligations rather than an open-market sale.

How many Atlanticus (ATLC) shares were withheld for taxes from the CFO?

The filing shows 1,153 Atlanticus common shares were withheld to cover tax obligations. This occurred when a restricted stock award vested, using the stock’s March 6, 2026 closing price of $54.81 per share to determine the tax-settlement value.

How many Atlanticus (ATLC) shares does the CFO own after this transaction?

After the tax-withholding disposition, the CFO directly owns 131,184 Atlanticus shares. He also reports indirect ownership of 585,016 shares through an LLC and 18,000 shares through his spouse, according to the holdings disclosed in the Form 4.

Was this Atlanticus (ATLC) Form 4 transaction an open-market sale by the CFO?

No, the Form 4 describes a tax-withholding disposition rather than an open-market sale. Shares were withheld by the company to satisfy tax liabilities triggered by the vesting of a restricted stock award, based on the March 6, 2026 closing price.

What price per share was used for the Atlanticus (ATLC) tax-withholding shares?

The withheld shares were valued at $54.81 per share. This price reflects the closing price of Atlanticus common stock on March 6, 2026, which the company used to calculate the number of shares needed to satisfy the CFO’s tax obligations.