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AMES NATIONAL CORP (ATLO) director Jeffery C. Baker purchased common stock in the company. On September 9, 2026, he bought 300 shares of Ames National Corp common stock in an open‑market or private transaction at a price of $31.88 per share, bringing his directly held stake to 3,879 shares. No Rule 10b5-1 trading plan is reported for this transaction.
AMES NATIONAL CORP (ATLO) director Michelle R. Cassabaum reported an open-market purchase of Common Stock. On 2026-08-31, she bought 180 shares at a price of $31.54 per share. Following this transaction, her directly held position increased to 10,308 shares of AMES NATIONAL CORP common stock.
AMES NATIONAL CORP (ATLO) director Douglas W. Beals reported an open-market or private purchase of 325 shares of Common Stock on 2026-08-20 at $31.16 per share. Following this transaction, his directly held position increased to 3,275 Common Stock shares. The Rule 10b5-1 trading-plan checkbox was not marked for this transaction.
Richard Schreier, identified as President of a subsidiary bank of Ames National Corp, purchased 316 shares of ATLO common stock on 2026-08-14 in an open market or private transaction at $31.60 per share. Following this purchase, he directly holds 7,848 common shares of Ames National Corp. The Rule 10b5-1 checkbox was not marked as a trading plan for this transaction.
Fourthstone LLC and related entities reported a small passive ownership position in Ames National Corporation common stock. Fourthstone, as investment adviser, holds 16,768 shares of Ames National on behalf of its advisory clients, representing 0.19% of the outstanding common stock based on 8,857,220 shares outstanding as of April 30, 2026.
The filing is a Schedule 13G/A by Fourthstone LLC, Fourthstone Master Opportunity Fund Ltd, Fourthstone GP LLC, Fourthstone QP Opportunity Fund LP, Fourthstone Small-Cap Financials Fund LP, and L. Phillip Stone IV. The reporting group states the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Ames National.
Ames National Corp, as an institutional investment manager, filed a quarterly Form 13F holdings report. The report covers portfolio securities managed by the firm and reports a Form 13F Information Table Value Total of 181,771,354 across 124 reportable positions.
The filing indicates there is 1 other included manager, identified as First National Bank, Ames, Iowa. The report is signed and certified by President/CEO John P. Nelson as true, correct, and complete, consistent with the requirements for Form 13F holdings reports.
Ames National Corporation declared a cash dividend of $0.24 per common share on August 12, 2026. The dividend is payable on September 15, 2026 to shareholders of record at the close of business on September 1, 2026. The company’s common stock has a par value of $2.00 per share and is listed on the NASDAQ Capital Market under the ticker ATLO. Ames National Corporation operates through affiliate banks across several Iowa communities, including Ames, Boone, Nevada, Creston, Story City, and Marshalltown.
Ames National Corporation reported stronger profitability for the three and six months ended June 30, 2026. Second-quarter net income was $5,931 thousand, up from $4,511 thousand a year earlier, with basic and diluted EPS of $0.67 versus $0.51. Six‑month net income rose to $11,891 thousand from $7,954 thousand, and EPS increased to $1.34 from $0.89. Net interest income improved to $16,382 thousand for the quarter and $31,813 thousand year‑to‑date, as higher interest and dividend income outpaced lower interest expense on deposits and borrowings.
At June 30, 2026, total assets were $2,122,898 thousand, slightly below year‑end 2025, as loans receivable, net, declined to $1,250,996 thousand while securities available‑for‑sale increased to $695,251 thousand. Total deposits were stable at $1,852,567 thousand. Stockholders’ equity increased to $213,093 thousand, aided by retained earnings, though accumulated other comprehensive loss deepened to $(20,423 thousand) driven by $27,917 thousand of gross unrealized losses on debt securities.
Asset quality shows pockets of pressure. Nonaccrual loans rose to $19,606 thousand from $15,133 thousand at year‑end, while the allowance for credit losses on loans stood at $17,307 thousand. The company’s modified Texas Ratio reached 29.2%, exceeding the amended 25% covenant threshold on its holding‑company line of credit; the lender waived this noncompliance. The company maintained FHLB advances of $16,5 million at a weighted average rate of 3.93% and paid off a separate $4.0 million term note in June 2026. Dividends declared totaled $0.48 per share for the first half of 2026, compared with $0.20 a year earlier.
On July 31, 2026, Ames National Corp director Michelle R. Cassabaum purchased 140 shares of Common Stock in a purchase classified as an open-market or private transaction at 30.2000 per share. Following this buy, her directly held position increased to 10,128 shares of Ames National common stock. The transaction was not reported as pursuant to a Rule 10b5-1 trading plan.
Ames National Corporation reported higher profitability for the quarter and six months ended June 30, 2026. Second quarter net income was $5.9 million, or $0.67 per share, up from $4.5 million, or $0.51 per share, a year earlier. For the first half of 2026, net income totaled $11.9 million, or $1.34 per share, compared with $8.0 million, or $0.89, in 2025. Return on average assets reached 1.11% for the quarter and 1.12% year-to-date, while return on average equity was 11.24% and 11.28%, respectively. Net interest income rose sharply, with net interest margin improving to 3.18% in the quarter and 3.10% for the six months, as higher yields on loans and securities combined with lower deposit and borrowing costs. The efficiency ratio improved to 58.52% in the quarter and 59.09% year-to-date.
Total assets were $2.12 billion and deposits $1.85 billion at June 30, 2026. Stockholders’ equity increased to $213.1 million, representing 10.0% of total assets, supported by reduced unrealized losses and retained earnings. Asset quality showed mixed trends: net charge-offs and credit loss expense declined versus 2025 and the allowance for credit losses was $17.3 million, or 1.36% of loans, but substandard loans rose to $50.7 million and loans past due 30 days or more increased to $22.5 million, largely tied to specific commercial real estate and agricultural relationships. The company declared a quarterly cash dividend of $0.24 per share, and the stock closed the quarter at $29.61, with a stated dividend yield of 3.24%.