Welcome to our dedicated page for Ames Natl SEC filings (Ticker: ATLO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ames National Corporation's SEC filings document the reporting, governance and capital actions of an Iowa bank holding company. Form 8-K filings furnish earnings releases for quarterly and annual results, with disclosures tied to net interest income, funding costs, credit loss expense, loan balances, investment activity and other bank performance measures.
Proxy and annual-meeting filings cover director elections, advisory executive compensation votes, auditor ratification and shareholder voting results. Other filings and furnished exhibits address cash dividend declarations, stock repurchase authorization, summary annual reports, investor presentation materials, common-share voting information and related public-company governance matters.
AMES NATIONAL CORP director Betty A. Baudler Horras filed a Form 4 reporting insider holdings and activity, but the filing shows no reported transactions in the period covered. All transaction counts and share movements are listed as zero, indicating no buys, sells, or derivative exercises.
Ames National Corp reports that Vanguard Capital Management disclosed beneficial ownership of 458,547 shares of Common Stock, representing 5.17% of the class. The filing states Vanguard Capital Management has sole dispositive power over 458,547 shares and sole voting power for 58,328 shares. The filing attributes ownership to Vanguard Capital Management and affiliated business divisions and is signed by Ashley Grim on 04/29/2026.
Ames National Corporation reported a strong first quarter of 2026, with net income of $6.0 million, or $0.67 per share, up from $3.4 million, or $0.39 per share, in the first quarter of 2025. Profitability improved as return on average assets rose to 1.12% and return on average equity to 11.31%, while the efficiency ratio improved to 59.69% from 66.38%.
Net interest income increased to $15.4 million, a 19.5% rise, helped by higher yields and balances on investments, lower funding costs, and a net interest margin of 3.01% versus 2.53% a year earlier. Credit quality contributed, with a $347 thousand credit loss benefit versus a $962 thousand expense. Total assets were $2.14 billion, loans $1.26 billion, deposits $1.87 billion, and the capital ratio strengthened to 9.69%. The quarterly dividend was increased 20% to $0.24 per share.
Ames National Corp Schedule 13G/A amendment reports that The Vanguard Group holds 0 shares of Common Stock, representing 0% of the class. The filing states Vanguard completed an internal realignment on January 12, 2026 that led certain subsidiaries/divisions to report beneficial ownership separately. The report is signed by Ashley Grim, Head of Global Fund Administration on 03/26/2026.
Ames National Corporation is holding its 2026 Annual Meeting on April 29, 2026, in Ames, Iowa. Shareholders of record on February 27, 2026, when 8,857,220 common shares were outstanding, can vote.
Investors will elect three directors (including two incumbents and new nominee Amy F. Rieck), cast an advisory “say on pay” vote on 2025 executive compensation, and vote on ratifying Forvis Mazars, LLP as independent auditor for 2026. The proxy describes a performance-based pay plan; 2025 total compensation was $434,851 for CEO John P. Nelson and company net income was $19,027,000. Large holders include BlackRock with 7.2% and The Vanguard Group with 5.4% of shares outstanding.
Ames National Corporation files its annual report describing a multi-bank holding company focused on community banking across central, north-central and south-central Iowa. It owns six wholly owned banks that generate revenue mainly from net interest income on loans and investment securities, plus fees and wealth management.
The filing highlights diversified lending across commercial, agricultural and residential real estate, with agriculture and small-to-medium businesses central to its strategy. As of June 30, 2025, non-affiliate common equity had a market value of $156,208,589, and 8,857,220 common shares were outstanding on February 27, 2026. The banks also manage $510.4 million of client assets in wealth management as of December 31, 2025, and outline extensive regulatory, credit, interest-rate, operational and ESG practices.
Ames National Corp director Michelle R. Cassabaum bought additional shares of the company. On February 27, 2026, she made an open-market purchase of 205 shares of common stock at $27.25 per share. After this transaction, she directly owns 9,734 shares of Ames National common stock.
Ames National Corporation filed a current report describing two key updates. The company’s board declared a cash dividend of $0.24 per common share, payable on March 13, 2026 to shareholders of record on February 27, 2026. This dividend is $0.04 per share, or 20%, higher than the prior quarter, signaling a step up in cash returns to shareholders. The company also named three nominees for election to its board at the Annual Meeting on April 29, 2026, including current directors Jeffery C. Baker and Patrick G. Hagan and new nominee Amy F. Rieck.
Ames National Corp filed a Form 13F reporting its institutional holdings. The report lists 124 information-table entries with an aggregate value of $170,802,211. The filing was signed by John P. Nelson, President/CEO on 02-13-2026 and names First National Bank, Ames, Iowa as an included manager.
Ames National Corp director Michelle R. Cassabaum reported an open-market purchase of company stock. On January 30, 2026, she bought 280 shares of common stock at a price of $26.11 per share. After this transaction, she directly owns 9,193 common shares of Ames National Corp.