Welcome to our dedicated page for Ames Natl SEC filings (Ticker: ATLO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Ames National Corporation (Nasdaq: ATLO) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Ames National Corporation is an Iowa-incorporated bank holding company whose affiliate banks offer commercial banking services, and its filings explain how this business is reflected in its financial statements, capital position and risk profile.
Investors can review Form 8-K reports in which the company announces material events. Recent 8-K filings describe quarterly financial results for periods such as three, six and nine months ended on specific dates, along with the declaration of cash dividends and the adoption of a stock repurchase program. These filings often include attached news releases that provide additional detail on net interest income, net interest margin, loan and securities interest income, deposit interest expense, noninterest income and noninterest expense.
Through its periodic reports, Ames National Corporation discusses loan portfolio composition, including commercial, multi-family, agricultural and residential real estate loans, as well as agricultural and business operating loans, equipment loans, vehicle loans, personal loans and home improvement loans. Filings also address the allowance for loan losses, net loan charge-offs or recoveries, impaired loans and classifications such as substandard, watch and special mention, along with the allowance for loan losses as a percentage of gross loans.
Capital and liquidity topics feature prominently in the company’s SEC disclosures. Ames National Corporation reports stockholders’ equity, the equity capital ratio and notes that all six affiliate banks are considered well-capitalized under federal capital regulations. Filings discuss the impact of unrealized losses on the investment portfolio, retained earnings and dividends on stockholders’ equity. On Stock Titan, AI-powered tools summarize these filings, highlight key figures and explain technical terms, helping readers interpret ATLO’s 10-K, 10-Q and 8-K reports, as well as insider-related filings such as Form 4, in a more accessible way.
Michelle R. Cassabaum, a director of AMES NATIONAL CORP (ATLO), reported a purchase of 278 shares of the issuer's common stock on 08/29/2025 at a price of $19.83 per share. Following this transaction she beneficially owns 8,869 shares. The Form 4 was filed individually and indicates the report was signed by John P. Nelson by power of attorney.
AMES National Corporation announced a stock repurchase program that will commence on August 14, 2025, and separately declared a cash dividend. The filing attaches a company press release as Exhibit 99.1 that provides the announcements.
The Form 8-K does not disclose the size, authorization limit, duration, timing or dollar amount of the repurchase program, nor the dividend amount or record/payment dates in the filing itself. Because those economic terms are not stated here, the announcement signals a shareholder-return intent but does not provide sufficient data to quantify the financial impact.
Ames National Corp filed a Form 13F reporting institutional holdings totaling $154,641,627 across 123 positions as shown on its Form 13F Summary Page.
The report was signed by John P. Nelson, President/CEO on 08-11-2025 and lists one other included manager, First National Bank, Ames, Iowa.
Ames National Corporation reported improved profitability for the quarter ended June 30, 2025. Net income for the three months was $4.511 million versus $2.184 million a year earlier, producing basic and diluted earnings per share of $0.51 versus $0.24. For the six months, net income was $7.954 million versus $4.488 million, with six-month EPS of $0.89 versus $0.50. Net interest income rose to $13.466 million from $10.872 million, supported by higher interest and dividend income and lower interest expense.
On the balance sheet, total assets were $2.093 billion, down from $2.133 billion at year-end, and loans receivable, net totaled $1.280 billion (down from $1.304 billion). Deposits declined to $1.819 billion. Stockholders' equity strengthened to $193.029 million from $174.706 million. The securities available-for-sale portfolio carried $644.7 million with aggregated unrealized losses of $35.6 million attributed to higher market interest rates. Nonaccrual loans rose to $18.885 million from $14.772 million while the allowance for credit losses on loans was $16.971 million. The Company reported a consolidated total capital ratio of 15.1%, meeting regulatory requirements.
Director Michelle R. Cassabaum filed a Form 4 disclosing the open-market purchase of 164 Ames National Corp. (ATLO) common shares on 31-Jul-2025 at $18.29 per share. Her direct ownership rises to 8,591 shares; no derivative securities were reported. The transaction does not involve other insiders and was not executed under a 10b5-1 plan. Given the small size—adding roughly <0.1% to her holdings—the filing signals limited but positive personal conviction while carrying negligible impact on ATLO’s overall share float or valuation.
Ames National Corp. (ATLO) Form 4 shows Director Jeffery C. Baker buying company stock. On 06/20/2025 he purchased 500 common shares at $17.18 each (transaction code “P”), increasing his direct holdings to 3,449 shares. No derivative transactions were reported.
The dollar value of the trade is approximately $8.6 thousand, a modest amount relative to typical insider activity and the company’s market capitalization (not disclosed in the filing). While insider buying can signal confidence, the small size suggests limited market impact.