Here are the 10-K annual reports from AMES National Corp (ATLO) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow ATLO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ATLO filings page.
Ames National Corporation files its annual report describing a multi-bank holding company focused on community banking across central, north-central and south-central Iowa. It owns six wholly owned banks that generate revenue mainly from net interest income on loans and investment securities, plus fees and wealth management.
The filing highlights diversified lending across commercial, agricultural and residential real estate, with agriculture and small-to-medium businesses central to its strategy. As of June 30, 2025, non-affiliate common equity had a market value of $156,208,589, and 8,857,220 common shares were outstanding on February 27, 2026. The banks also manage $510.4 million of client assets in wealth management as of December 31, 2025, and outline extensive regulatory, credit, interest-rate, operational and ESG practices.