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Atlantic Union Bankshares Corp, as an institutional investment manager, filed a quarterly holdings report on Form 13F. The filing is a full 13F holdings report, indicating that all reportable equity and related securities managed by the firm are included. The report covers 3,183 individual information table entries with an aggregate reported value of $5,985,097,866, rounded to the nearest dollar. Three other included managers are listed: Atlantic Union Bankshares Corp itself, West Financial Services, Inc., and SSB Wealth Management, Inc.
Atlantic Union Bankshares reported strong Q2 2026 results, with net income of 161,013 and basic EPS of $1.11, up from 19,791 and $0.12 a year earlier (dollars in thousands per financial statements). Net interest income was 325,118, while the provision for credit losses dropped to 11,737 from 105,707. Noninterest income rose to 90,248 and noninterest expenses declined to 199,136, reflecting the absence of large Sandy Spring merger costs recorded in 2025.
For the first six months of 2026, net income reached 283,179 and EPS $1.95, versus 69,610 and $0.55 in 2025. Total assets were 38,099,868, loans held for investment 28,673,271, and deposits 30,468,257 at June 30, 2026. The allowance for loan and lease losses was 298,756, and nonaccrual loans totaled 110,926, representing 0.39% of loans held for investment.
The Sandy Spring acquisition, completed April 1, 2025 for approximately 1.3 billion in stock and generating 540,821 of goodwill, is now fully integrated. The company refined its allowance methodology into CRE, Commercial and Industrial, and Consumer segments and early adopted FASB’s government grants standard without material impact. In May 2026, the board approved a share repurchase program authorizing up to $250 million; by June 30, 2026, 264,961 shares had been repurchased for 10,005, plus a related 1% excise tax.
Atlantic Union Bankshares Corporation furnished an investor presentation as Exhibit 99.1 under Regulation FD. Management plans to use this handout in meetings with investors, analysts, and other interested parties during the third quarter of 2026 to help explain the company and its business.
The presentation is also available in the Investor Relations section of the company’s website under News & Events > Presentations. The information in Exhibit 99.1 is expressly treated as furnished, not filed, for purposes of Section 18 of the Securities Exchange Act of 1934.
Atlantic Union Bankshares Corporation completed an underwritten public offering of $250 million aggregate principal amount of its 6.25% Fixed-to-Floating Rate Subordinated Notes due 2036. The Notes are unsecured, subordinated debt issued under a 2016 Subordinated Indenture as supplemented on July 30, 2026.
From July 30, 2026 to August 1, 2031, the Notes bear interest at a fixed 6.25% rate, paid semi-annually in arrears. From August 1, 2031 to August 1, 2036, interest resets quarterly to the Three-Month Term SOFR plus 213 basis points. The Notes mature on August 1, 2036.
Beginning August 1, 2031, the company may redeem the Notes, in whole or in part, at 100% of par plus accrued interest. Subject to Federal Reserve Board approval, it may also redeem them earlier in whole upon specified tax, regulatory capital, or Investment Company Act-related events on the same price terms.
Atlantic Union Bankshares Corporation is issuing $250,000,000 of 6.25% Fixed-to-Floating Rate Subordinated Notes due August 1, 2036. The notes pay 6.25% fixed interest, semi-annually to August 1, 2031, then float at Three-Month Term SOFR plus 213 bps, with a zero floor, paid quarterly.
The notes are unsecured, subordinated obligations, structurally subordinated to approximately $31.5 billion of subsidiary liabilities as of March 31, 2026, and rank pari passu with $608.0 million of existing subordinated debt. Net proceeds of about $246.9 million are expected to be used to repay $168.0 million of 2029 subordinated notes and for general corporate purposes, including bank capital.
Preliminary second-quarter 2026 results show net income to common shareholders of $158.0 million ($1.11 per diluted share), net interest income of $325.1 million with a 3.89% margin, noninterest income of $90.2 million, noninterest expense of $199.1 million, loans held for investment of $28.7 billion, deposits of $30.5 billion, and a common equity tier 1 ratio of about 10.4%.
Atlantic Union Bankshares Corporation entered into an underwriting agreement to offer and sell $250 million aggregate principal amount of 6.25% Fixed-to-Floating Rate Subordinated Notes due 2036 at a public offering price of 100.00% of principal, through underwriters led by Keefe, Bruyette & Woods and Piper Sandler. Closing is expected on or about July 30, 2026, subject to customary conditions.
The company intends to use the net proceeds to repay $168.0 million aggregate principal amount of its outstanding 4.25% Fixed-to-Floating Rate Subordinated Notes due 2029, plus accrued interest, and for general corporate purposes, including providing capital to Atlantic Union Bank to support growth. A conditional notice of redemption has been delivered for all 2029 Notes, with redemption contingent on completion of the new notes offering and the resulting proceeds.
Atlantic Union Bankshares Corporation filed a preliminary prospectus supplement to its August 6, 2024 base prospectus under an effective Form S-3ASR shelf registration. The company is proposing to offer and sell a newly issued series of Fixed-to-Floating Rate Subordinated Notes due 2036.
In connection with this proposed notes offering, Atlantic Union Bankshares prepared an investor presentation for use by management in meetings with potential purchasers. This investor presentation is filed as Exhibit 99.1 and is incorporated by reference.
Atlantic Union Bankshares Corporation is conducting a primary offering of fixed-to-floating rate subordinated notes due 2036. The notes are unsecured obligations of the holding company, rank subordinate to all Senior Indebtedness, pari passu with existing subordinated notes due 2029, 2031 and 2032, and are structurally subordinated to approximately $31.5 billion of subsidiary liabilities, including bank deposits. The notes are intended to qualify as Tier 2 capital, are not guaranteed by Atlantic Union Bank, have no sinking fund, and will not be listed on an exchange. The company may, subject to Federal Reserve approval, redeem the notes at par plus accrued interest beginning in 2031 or earlier upon specified tax, regulatory capital, or Investment Company Act events.
Net proceeds are expected to be used to redeem $168.0 million of 4.25% fixed-to-floating subordinated notes due 2029 and for general corporate purposes, including providing capital to the bank. The supplement also presents preliminary, unaudited results for the quarter ended June 30 2026, including net income available to common shareholders of $158.0 million ($1.11 per diluted share), net interest income of $325.1 million, and a net interest margin of 3.89%. Loans held for investment were $28.7 billion and deposits $30.5 billion, with nonperforming assets at 0.39% of total loans. These figures may change when full financial statements are filed in the second‑quarter Form 10‑Q.
Atlantic Union Bankshares Corporation declared a quarterly cash dividend of $0.37 per share on its common stock. This matches the second quarter 2026 dividend and is a $0.03, or 8.8%, increase from the third quarter 2025 dividend. Based on the $42.34 closing price on July 22, 2026, the dividend represents an approximate 3.5% yield. The common dividend is payable on August 21, 2026 to shareholders of record as of August 7, 2026.
The board also declared a quarterly dividend on its 6.875% Perpetual Non-Cumulative Preferred Stock, Series A, represented by depositary shares. The dividend is $171.88 per preferred share, equivalent to $0.43 per depositary share, payable on September 1, 2026 to holders of record as of August 17, 2026.
Atlantic Union Bankshares Corporation furnished an investor presentation as Exhibit 99.1 in a Regulation FD disclosure. The presentation contains information that certain members of management will use in meetings with investors, analysts, and other interested parties from time to time during the third quarter of 2026.
The company states that the information furnished under Item 7.01, including Exhibit 99.1, is furnished and not filed under federal securities laws, is not subject to Section 18 liabilities or amended Item 10 of Regulation S‑K, and is not incorporated by reference into Securities Act or Exchange Act filings. The report also notes that the company’s common stock and related depositary shares are listed on the New York Stock Exchange.