What is Atlantic Union Bankshares Corporation's earnings per share (EPS)?

Atlantic Union Bankshares Corporation (AUB) reported diluted earnings per share of $2.03 for fiscal year 2025. This represents a -9.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Atlantic Union Bankshares Corporation (AUB) Financials

AUB

Trailing 12 months to June 30, 2026

Revenue $1.5B +46.5% YoY

Net Income $487.3M +139.1% YoY

EPS (Diluted) $3.39 YoY not available

Operating Cash Flow $548.9M -74.3% YoY

Market Cap $5.4B as of Oct 14, 2026

Price / Sales 3.5x on $1.5B revenue, trailing 12 months to June 30, 2026

Price / Earnings 11.0x on $487.3M net income, trailing 12 months to June 30, 2026

Price / Book 1.0x on $5.2B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 14, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AUB SEC filings page.

Atlantic Union Bankshares Corporation (AUB) reported $1.5B in revenue over the twelve months to Jun 30, 2026, up 46.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AUB FY2025 2026-10-04

The 2025 scale jump came with weaker returns, suggesting balance-sheet expansion added volume faster than it added earnings.

Revenue expanded 68.1%, but net income increased only 30.9%, so incremental scale did not translate proportionally into earnings. The lower net margin of 19.9% alongside ROA of 0.7% indicates the enlarged balance sheet is producing less profit per dollar of activity and assets.

Assets expanded from $24.6B in FY2024 to $37.6B in FY2025, a scale change that makes return ratios more informative than revenue alone. Equity reached $5.0B against $32.6B of liabilities, showing the expansion carried a substantial liability base rather than being funded entirely by capital.

Operating cash flow jumped to $2.2B while net income was $273.7M, a gap that is unusually wide and signals that bank cash flow is being shaped heavily by balance-sheet movements, not just reported profit. Goodwill increased from $1.2B to $1.7B, adding evidence that the larger footprint involved structural asset changes beyond ordinary revenue growth.

Financial Health Signals

Financial Health Score 57/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Atlantic Union Bankshares Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Atlantic Union Bankshares Corporation earned a return on assets of 0.7% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 0.9% the prior year. Earnings ranks banks on that return over three years, and Atlantic Union Bankshares Corporation scores 44/100 among other banks.

Growth

Atlantic Union Bankshares Corporation reported revenue of $1.4B in fiscal year 2025, against $817.4M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Atlantic Union Bankshares Corporation scores 91/100 among other banks.

Capital

Atlantic Union Bankshares Corporation funded 13.3% of its assets with shareholders' equity at the end of fiscal year 2025, holding $5.0B of equity against $37.6B of assets. Capital ranks banks on that cushion, and Atlantic Union Bankshares Corporation scores 72/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Atlantic Union Bankshares Corporation scores 50/100 on it among other banks.

Credit Quality

Not available for Atlantic Union Bankshares Corporation, and counted as zero in the overall score.

Stability

Atlantic Union Bankshares Corporation reported net income of $273.7M in fiscal year 2025, against $209.1M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Atlantic Union Bankshares Corporation scores 82/100 among other banks.

Piotroski F-Score Partial

4/7

Atlantic Union Bankshares Corporation passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

8.17x

For every $1 of reported earnings, Atlantic Union Bankshares Corporation generates $8.17 in operating cash flow ($2.2B OCF vs $273.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$415.4M

YoY+3.1%

QoQ+13.1%

5Y CAGR+19.7%

10Y CAGR+17.4%

Atlantic Union Bankshares Corporation generated $415.4M in revenue in Q2 2026. This represents an increase of 3.1% from the same quarter a year earlier. Against the prior quarter it is up 13.1%.

Net Income

$161.0M

YoY+713.6%

QoQ+31.8%

5Y CAGR+13.5%

10Y CAGR+23.6%

Atlantic Union Bankshares Corporation reported $161.0M in net income in Q2 2026. This represents an increase of 713.6% from the same quarter a year earlier. Against the prior quarter it is up 31.8%.

EPS (Diluted)

$1.11

YoY+825.0%

QoQ+32.1%

5Y CAGR+1.1%

10Y CAGR+9.7%

Atlantic Union Bankshares Corporation earned $1.11 per diluted share (EPS) in Q2 2026. This represents an increase of 825.0% from the same quarter a year earlier. Against the prior quarter it is up 32.1%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$990.3M

YoY-37.7%

QoQ+26.9%

5Y CAGR+2.7%

10Y CAGR+16.4%

Atlantic Union Bankshares Corporation held $990.3M in cash against $775.7M in long-term debt as of Q2 2026.

Dividends Per Share

$0.37

YoY+8.8%

QoQ0.0%

5Y CAGR+5.7%

10Y CAGR+6.9%

Atlantic Union Bankshares Corporation paid $0.37 per share in dividends in Q2 2026. This represents an increase of 8.8% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

143M

YoY+0.2%

QoQ-0.2%

5Y CAGR+13.2%

10Y CAGR+12.6%

Atlantic Union Bankshares Corporation had 143M shares outstanding in Q2 2026. This represents an increase of 0.2% from the same quarter a year earlier. Against the prior quarter it is down 0.2%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

38.8%

YoY+33.9pp

QoQ+5.5pp

5Y change-11.8pp

10Y change+15.7pp

Atlantic Union Bankshares Corporation's net profit margin was 38.8% in Q2 2026, showing the share of revenue converted to profit. This is up 33.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 5.5 percentage points.

Return on Equity

3.1%

YoY+2.7pp

QoQ+0.7pp

5Y change0.0pp

10Y change+1.2pp

Atlantic Union Bankshares Corporation's ROE was 3.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 2.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.7 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

AUB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AUB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.5B	$1.4B+68.1%	$817.4M+16.5%	$701.9M-0.1%	$702.8M+3.8%	$677.1M-1.4%	$686.8M+2.4%	$670.7M+26.3%	$530.9M+55.5%	$341.4M+5.4%	$323.8M+2.2%	$316.8M+0.2%	$316.3M+66.2%	$190.4M-2.6%	$195.4M+3.2%	$189.3M
SG&A Expenses	$442.4M	$402.1M+48.3%	$271.2M+14.6%	$236.7M+3.4%	$228.9M+6.5%	$214.9M+4.0%	$206.7M+5.8%	$195.3M+22.6%	$159.4M+37.4%	$116.0M+4.9%	$110.5M+6.1%	$104.2M-3.4%	$107.8M+53.2%	$70.4M+2.5%	$68.6M+9.2%	$62.9M
Interest Expense	$677.0M	$666.6M+26.0%	$529.0M+54.0%	$343.4M+350.9%	$76.2M+85.3%	$41.1M-58.1%	$98.2M-39.2%	$161.5M+58.1%	$102.1M+104.0%	$50.0M+68.1%	$29.8M+19.4%	$24.9M+25.1%	$19.9M-2.8%	$20.5M-25.5%	$27.5M-15.9%	$32.7M
Income Tax	$129.8M	$63.3M+24.9%	$50.7M+33.0%	$38.1M-16.2%	$45.4M-17.1%	$54.8M+95.4%	$28.1M-25.3%	$37.6M+25.1%	$30.0M-8.5%	$32.8M+26.4%	$25.9M+11.3%	$23.3M+28.6%	$18.1M+40.7%	$12.9M-10.1%	$14.3M+27.2%	$11.3M
Net Income	$487.3M	$273.7M+30.9%	$209.1M+3.6%	$201.8M-13.9%	$234.5M-11.1%	$263.9M+66.8%	$158.2M-18.2%	$193.5M+32.3%	$146.2M+100.6%	$72.9M-5.9%	$77.5M+15.5%	$67.1M+28.6%	$52.2M+51.8%	$34.4M-3.0%	$35.4M+16.3%	$30.4M
EPS (Basic)	N/A	$2.03-11.4%	$2.29-9.5%	$2.53-14.8%	$2.97-8.9%	$3.26+68.9%	$1.93-19.9%	$2.41+8.6%	$2.22+32.9%	$1.67-5.6%	$1.77+18.8%	$1.49+31.9%	$1.13-18.1%	$1.38+0.7%	$1.37+28.0%	$1.07
EPS (Diluted)	$3.39	$2.03-9.4%	$2.24-11.5%	$2.53-14.8%	$2.97-8.9%	$3.26+68.9%	$1.93-19.9%	$2.41+8.6%	$2.22	$1.67-5.6%	$1.77+18.8%	$1.49+31.9%	$1.13	$1.37	$1.37+28.0%	$1.07
Diluted Shares (Avg)	N/A	129M+46.9%	88M+17.3%	75M0.0%	75M-3.2%	77M-1.8%	79M-1.7%	80M+21.8%	66M	44M-0.3%	44M-2.8%	45M-2.2%	46M	25M	26M-0.4%	26M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$415.4M+3.1%	$367.2M+72.1%	$387.2M+77.2%	$371.0M+70.8%	$402.9M+93.4%	$213.3M+23.0%	$218.5M+19.1%	$217.2M+21.3%
SG&A Expenses	$112.3M+2.2%	$113.4M+50.4%	$108.4M+52.0%	$108.3M+56.0%	$109.9M+60.4%	$75.4M+21.9%	$71.3M+25.8%	$69.5M+20.9%
Interest Expense	$161.7M-14.4%	$159.4M+31.0%	$171.7M+26.3%	$184.2M+30.1%	$189.0M+38.6%	$121.7M+5.7%	$136.0M+28.3%	$141.6M+48.7%
Income Tax	$43.5M+1988.0%	$32.4M+177.6%	$29.8M+120.0%	$24.1M+54.6%	-$2.3M-120.2%	$11.7M+15.8%	$13.5M+35.7%	$15.6M+35.6%
Net Income	$161.0M+713.6%	$122.2M+145.2%	$112.0M+93.8%	$92.1M+20.6%	$19.8M-21.3%	$49.8M+0.1%	$57.8M+1.5%	$76.4M+41.5%
EPS (Basic)	$1.11+825.0%	$0.84+58.5%	$0.80+31.1%	$0.63-23.2%	$0.12-52.0%	$0.53-14.5%	$0.61-15.3%	$0.82+20.6%
EPS (Diluted)	$1.11+825.0%	$0.84	$0.81+44.6%	$0.63	$0.12	$0.52-16.1%	$0.56-22.2%	$0.82+20.6%
Diluted Shares (Avg)	142M+0.4%	142M	N/A	142M	142M	90M+19.8%	N/A	90M+19.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

AUB Balance Sheet

AUB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$37.6B+52.9%	$24.6B+16.2%	$21.2B+3.4%	$20.5B+2.0%	$20.1B+2.2%	$19.6B+11.8%	$17.6B+27.6%	$13.8B+47.8%	$9.3B+10.5%	$8.4B+9.5%	$7.7B+4.5%	$7.4B+76.2%	$4.2B+2.0%	$4.1B+4.8%	$3.9B
Cash & Equivalents	$966.5M+173.0%	$354.1M-6.4%	$378.1M+18.2%	$319.9M-60.1%	$802.5M+62.7%	$493.3M+13.1%	$436.0M+66.9%	$261.2M+31.0%	$199.4M+11.2%	$179.2M+25.6%	$142.7M+7.1%	$133.3M+82.5%	$73.0M-11.9%	$82.9M-14.2%	$96.7M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.7B+42.8%	$1.2B+31.2%	$925.2M0.0%	$925.2M-1.1%	$935.6M0.0%	$935.6M0.0%	$935.6M+28.7%	$727.2M+143.6%	$298.5M+0.1%	$298.2M+1.6%	$293.5M0.0%	$293.5M+394.1%	$59.4M0.0%	$59.4M0.0%	$59.4M
Total Liabilities	$32.6B+51.9%	$21.4B+15.2%	$18.6B+2.9%	$18.1B+4.2%	$17.4B+2.6%	$16.9B+12.4%	$15.0B+27.1%	$11.8B+43.2%	$8.3B+11.4%	$7.4B+10.9%	$6.7B+5.0%	$6.4B+70.7%	$3.7B+2.1%	$3.7B+5.0%	$3.5B
Long-Term Debt	$771.9M+84.5%	$418.3M+7.0%	$391.0M+0.3%	$389.9M+0.3%	$388.7M-20.6%	$489.8M-54.5%	$1.1B+61.2%	$668.5M+57.2%	$425.3M+2.9%	$413.3M+41.9%	$291.2M-2.8%	$299.5M+50.3%	$199.4M+45.7%	$136.8M-11.9%	$155.4M
Total Equity	$5.0B+59.3%	$3.1B+22.9%	$2.6B+7.7%	$2.4B-12.4%	$2.7B+0.1%	$2.7B+7.8%	$2.5B+30.6%	$1.9B+83.9%	$1.0B+4.5%	$1.0B+0.6%	$995.4M+1.9%	$977.2M+123.2%	$437.8M+0.5%	$435.6M+3.3%	$421.6M
Retained Earnings	$1.2B+7.4%	$1.1B+8.4%	$1.0B+10.7%	$919.5M+17.3%	$783.8M+27.2%	$616.1M+6.0%	$581.4M+24.4%	$467.3M+23.2%	$379.5M+11.0%	$341.9M+14.7%	$298.1M+13.9%	$261.7M+10.6%	$236.6M+9.7%	$215.6M+13.6%	$189.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$38.1B+2.2%	$37.3B+51.5%	$37.6B+52.9%	$37.1B+49.5%	$37.3B+50.6%	$24.6B+15.2%	$24.6B+16.2%	$24.8B+19.6%
Cash & Equivalents	$990.3M-37.7%	$780.1M+79.7%	$966.5M+173.0%	$794.7M+50.5%	$1.6B+256.2%	$434.1M+9.4%	$354.1M-6.4%	$528.1M+32.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.8B+2.6%	$1.8B+44.5%	$1.7B+42.8%	$1.7B+42.4%	$1.7B+41.7%	$1.2B+31.2%	$1.2B+31.2%	$1.2B+31.1%
Total Liabilities	$32.9B+1.5%	$32.3B+50.4%	$32.6B+51.9%	$32.2B+48.7%	$32.5B+49.4%	$21.4B+13.9%	$21.4B+15.2%	$21.6B+17.8%
Long-Term Debt	$775.7M+1.3%	$775.0M+85.1%	$771.9M+84.5%	$768.7M+83.9%	$765.4M+83.7%	$418.7M+7.0%	$418.3M+7.0%	$417.9M+7.0%
Total Equity	$5.2B+6.6%	$5.1B+58.6%	$5.0B+59.3%	$4.9B+54.5%	$4.8B+58.8%	$3.2B+25.0%	$3.1B+22.9%	$3.2B+33.2%
Retained Earnings	$1.4B+24.7%	$1.3B+11.8%	$1.2B+7.4%	$1.1B+4.6%	$1.1B+5.2%	$1.1B+7.6%	$1.1B+8.4%	$1.1B+9.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

AUB Cash Flow Statement

AUB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$548.9M	$2.2B+625.3%	$308.5M+10.9%	$278.0M-33.7%	$419.7M+24.2%	$337.8M+45.6%	$231.9M+19.1%	$194.8M-10.1%	$216.8M+96.5%	$110.3M+17.6%	$93.8M-15.4%	$110.9M-12.8%	$127.2M-19.0%	$157.0M+814.1%	-$22.0M-131.0%	$71.0M
Depreciation & Amortization	N/A	$78.4M+137.8%	$33.0M+45.8%	$22.6M-12.7%	$25.9M-15.7%	$30.7M-5.0%	$32.3M-3.7%	$33.6M+26.3%	$26.6M+53.8%	$17.3M-0.9%	$17.4M-9.3%	$19.2M+78.9%	$10.7M+78.3%	$6.0M-9.2%	$6.6M-1.3%	$6.7M
Stock-Based Compensation	N/A	$23.7M+71.5%	$13.8M+24.3%	$11.1M+4.6%	$10.6M+5.1%	$10.1M+9.0%	$9.3M+11.1%	$8.3M+35.9%	$6.1M+31.9%	$4.6M+42.1%	$3.3M+135.6%	$1.4M+41.8%	$979K+10.1%	$889K-29.0%	$1.3M+74.6%	$717K
Investing Cash Flow	-$1.4B	-$797.4M-169.7%	-$295.7M+51.0%	-$603.3M+52.8%	-$1.3B-269.8%	-$345.4M+82.0%	-$1.9B-350.9%	-$425.4M+44.8%	-$770.0M+13.1%	-$885.8M-23.9%	-$715.1M-90.6%	-$375.3M-6054.1%	$6.3M+102.9%	-$218.7M-54.3%	-$141.7M-692.0%	-$17.9M
Financing Cash Flow	$239.5M	-$827.6M-2147.3%	-$36.8M-109.6%	$383.4M+2.2%	$375.2M+18.4%	$316.9M-81.8%	$1.7B+330.1%	$405.4M-34.1%	$615.1M-22.7%	$795.6M+20.9%	$657.9M+140.3%	$273.8M+473.6%	-$73.3M-241.5%	$51.8M-65.5%	$149.9M+949.5%	-$17.6M
Dividends Paid	N/A	N/A	N/A	N/A	$86.9M+3.1%	$84.3M+6.9%	$78.9M+0.7%	$78.3M+35.1%	$58.0M+63.9%	$35.4M+5.1%	$33.7M+15.8%	$29.1M+14.1%	$25.5M+103.4%	$12.5M+39.8%	$9.0M+23.1%	$7.3M
Share Buybacks	N/A	N/A	$0	$0-100.0%	$48.2M-61.4%	$125.0M+150.6%	$49.9M-37.9%	$80.3M	$0	$0-100.0%	$33.2M+104.0%	$16.3M-69.1%	$52.6M+453.7%	$9.5M-34.2%	$14.4M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$150.2M-92.1%	$127.3M+105.3%	$114.5M+16.5%	$156.9M+132.5%	$1.9B+2123.2%	$62.0M+8.8%	$98.3M+84.4%	$67.5M-24.5%
Depreciation & Amortization	$20.5M-12.0%	$20.7M+135.3%	$23.1M+154.8%	$23.3M+150.6%	$23.3M+143.7%	$8.8M+72.9%	$9.1M+69.6%	$9.3M+65.1%
Investing Cash Flow	-$525.1M-775.3%	$23.2M+140.4%	-$327.5M-2585.7%	-$557.4M-664.7%	$77.8M+146.5%	$9.6M+104.5%	-$12.2M+96.7%	$98.7M+158.8%
Financing Cash Flow	$585.1M+170.7%	-$336.8M-4115.4%	$384.8M+247.9%	-$393.6M-367.6%	-$827.2M-731.4%	$8.4M-95.2%	-$260.1M-188.0%	-$84.2M-271.7%

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Dividends Paid, Share Buybacks.

AUB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AUB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	19.9%-5.7pp	25.6%-3.2pp	28.7%-4.6pp	33.4%-5.6pp	39.0%+15.9pp	23.0%-5.8pp	28.9%+1.3pp	27.6%+6.2pp	21.4%-2.6pp	23.9%+2.8pp	21.2%+4.7pp	16.5%-1.6pp	18.1%-0.1pp	18.1%+2.0pp	16.1%
Return on Equity	5.5%-1.2pp	6.7%-1.2pp	7.9%-2.0pp	9.9%+0.1pp	9.7%+3.9pp	5.8%-1.9pp	7.7%+0.1pp	7.6%+0.6pp	7.0%-0.8pp	7.7%+1.0pp	6.7%+1.4pp	5.3%-2.5pp	7.8%-0.3pp	8.1%+0.9pp	7.2%
Return on Assets	0.7%-0.1pp	0.9%-0.1pp	0.9%-0.2pp	1.1%-0.2pp	1.3%+0.5pp	0.8%-0.3pp	1.1%0.0pp	1.1%+0.3pp	0.8%-0.1pp	0.9%+0.1pp	0.9%+0.2pp	0.7%-0.1pp	0.8%0.0pp	0.9%+0.1pp	0.8%
Debt-to-Equity	0.150.0x	0.130.0x	0.150.0x	0.160.0x	0.140.0x	0.18-0.2x	0.43+0.1x	0.35-0.1x	0.410.0x	0.41+0.1x	0.290.0x	0.31-0.1x	0.46+0.1x	0.31-0.1x	0.37
Asset Turnover	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.05

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	38.8%+33.9pp	33.3%+9.9pp	28.9%+2.5pp	24.8%-10.3pp	4.9%-7.2pp	23.4%-5.4pp	26.5%-4.6pp	35.2%+5.0pp
Return on Equity	3.1%+2.7pp	2.4%+0.9pp	2.2%+0.4pp	1.9%-0.5pp	0.4%-0.4pp	1.6%-0.4pp	1.8%-0.4pp	2.4%+0.1pp
Return on Assets	0.4%+0.4pp	0.3%+0.1pp	0.3%+0.1pp	0.3%-0.1pp	0.1%-0.1pp	0.2%0.0pp	0.2%0.0pp	0.3%+0.1pp
Debt-to-Equity	0.150.0x	0.150.0x	0.150.0x	0.160.0x	0.160.0x	0.130.0x	0.130.0x	0.130.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Atlantic Union Bankshares Corporation AUB	FY2025	$1.4B	$273.7M	19.9%	$5.4B	57/100
Hancock Whitney Corporation HWC	FY2025	$1.5B	$486.1M	32.1%	$5.8B	57/100
First Financial Bankshares Inc FFIN	FY2025	$631.6M	$253.6M	40.2%	$4.4B	68/100
Ameris Bancorp ABCB	FY2025	$1.2B	$412.2M	34.1%	$5.3B	67/100
International Bancshares Corp IBOC	FY2025	$842.2M	$412.3M	49.0%	$4.2B	60/100
F.N.B. Corp FNB	FY2025	$1.8B	$565.0M	32.0%	$6.1B	55/100

Where Atlantic Union Bankshares Corporation Ranks

Frequently Asked Questions

What is Atlantic Union Bankshares Corporation's annual revenue?

Atlantic Union Bankshares Corporation (AUB) reported $1.4B in total revenue for fiscal year 2025. This represents a 68.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Atlantic Union Bankshares Corporation's revenue growing?

Atlantic Union Bankshares Corporation (AUB) revenue grew by 68.1% year-over-year, from $817.4M to $1.4B in fiscal year 2025.

Is Atlantic Union Bankshares Corporation profitable?

Yes, Atlantic Union Bankshares Corporation (AUB) reported a net income of $273.7M in fiscal year 2025, with a net profit margin of 19.9%.

How much debt does Atlantic Union Bankshares Corporation have?

As of fiscal year 2025, Atlantic Union Bankshares Corporation (AUB) had $966.5M in cash and equivalents against $771.9M in long-term debt.

What is Atlantic Union Bankshares Corporation's net profit margin?

Atlantic Union Bankshares Corporation (AUB) had a net profit margin of 19.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Atlantic Union Bankshares Corporation pay dividends?

Yes, Atlantic Union Bankshares Corporation (AUB) paid $1.39 per share in dividends during fiscal year 2025.

What is Atlantic Union Bankshares Corporation's return on equity (ROE)?

Atlantic Union Bankshares Corporation (AUB) has a return on equity of 5.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Atlantic Union Bankshares Corporation's operating cash flow?

Atlantic Union Bankshares Corporation (AUB) generated $2.2B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Atlantic Union Bankshares Corporation's total assets?

Atlantic Union Bankshares Corporation (AUB) had $37.6B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Atlantic Union Bankshares Corporation have outstanding?

Atlantic Union Bankshares Corporation (AUB) had 143M shares outstanding as of fiscal year 2025.

What is Atlantic Union Bankshares Corporation's debt-to-equity ratio?

Atlantic Union Bankshares Corporation (AUB) had a debt-to-equity ratio of 0.15 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Atlantic Union Bankshares Corporation's return on assets (ROA)?

Atlantic Union Bankshares Corporation (AUB) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Atlantic Union Bankshares Corporation's P/E ratio?

Atlantic Union Bankshares Corporation (AUB) trades at 11.0x earnings, its market capitalization divided by net income of $487.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $5.4B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Atlantic Union Bankshares Corporation's price-to-sales ratio?

Atlantic Union Bankshares Corporation (AUB) trades at 3.5x sales, its market capitalization divided by revenue of $1.5B revenue, trailing 12 months to June 30, 2026. The market capitalization is $5.4B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Atlantic Union Bankshares Corporation's Piotroski F-Score?

Atlantic Union Bankshares Corporation (AUB) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Atlantic Union Bankshares Corporation's earnings high quality?

Atlantic Union Bankshares Corporation (AUB) has an earnings quality ratio of 8.17x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Atlantic Union Bankshares Corporation?

Atlantic Union Bankshares Corporation (AUB) scores 57 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.