What is Hancock Whitney Corporation's earnings per share (EPS)?

Hancock Whitney Corporation (HWC) reported diluted earnings per share of $5.67 for fiscal year 2025. This represents a 7.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Hancock Whitney Corporation (HWC) Financials

HWC

Trailing 12 months to June 30, 2026

Revenue $1.5B -0.2% YoY

Net Income $427.4M -9.2% YoY

EPS (Diluted) $5.11 -5.9% YoY

Free Cash Flow $559.7M -1.7% YoY

Market Cap $5.8B as of Oct 14, 2026

Price / Sales 3.9x on $1.5B revenue, trailing 12 months to June 30, 2026

Price / Earnings 13.5x on $427.4M net income, trailing 12 months to June 30, 2026

Price / Book 1.3x on $4.4B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 14, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HWC SEC filings page.

Hancock Whitney Corporation (HWC) reported $1.5B in revenue over the twelve months to Jun 30, 2026, down 0.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI HWC FY2025 2026-10-04

The bank’s balance sheet is becoming more equity-supported while earnings recover, but shareholder distributions increasingly absorb internally generated cash.

By FY2025, return on assets recovered to 1.4% from its recent trough while assets remained near $35.5B; that combination points to improved earnings productivity rather than balance-sheet expansion. Net income reached $486M alongside reported free cash flow of $523M, linking the recovery to cash generation rather than accounting profit alone.

Equity reached $4.5B against $35.5B of assets in FY2025, giving the bank a thicker capital base relative to its operating scale. Debt-to-equity was 0.0447, down from 0.0621 in FY2023, reinforcing a financing structure that relies less on debt relative to shareholder capital.

Reported operating cash flow was $542M versus $486M of net income in FY2025, so earnings were accompanied by cash generation rather than a widening accounting-cash gap. However, free cash flow fell year over year to $523M while buybacks and dividends totaled about $401M, meaning distributions consumed most of that year’s reported free cash flow.

Financial Health Signals

Financial Health Score 57/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Hancock Whitney Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Hancock Whitney Corporation earned a return on assets of 1.4% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.3% the prior year. Earnings ranks banks on that return over three years, and Hancock Whitney Corporation scores 78/100 among other banks.

Growth

Hancock Whitney Corporation reported revenue of $1.5B in fiscal year 2025, against $1.4B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Hancock Whitney Corporation scores 35/100 among other banks.

Capital

Hancock Whitney Corporation funded 12.6% of its assets with shareholders' equity at the end of fiscal year 2025, holding $4.5B of equity against $35.5B of assets. Capital ranks banks on that cushion, and Hancock Whitney Corporation scores 64/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Hancock Whitney Corporation scores 75/100 on it among other banks.

Credit Quality

Not available for Hancock Whitney Corporation, and counted as zero in the overall score.

Stability

Hancock Whitney Corporation reported net income of $486.1M in fiscal year 2025, against $460.8M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Hancock Whitney Corporation scores 89/100 among other banks.

Piotroski F-Score Partial

7/7

Hancock Whitney Corporation passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.11x

For every $1 of reported earnings, Hancock Whitney Corporation generates $1.11 in operating cash flow ($541.8M OCF vs $486.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$401.4M

YoY+6.9%

QoQ+37.1%

5Y CAGR+4.1%

10Y CAGR+5.8%

Hancock Whitney Corporation generated $401.4M in revenue in Q2 2026. This represents an increase of 6.9% from the same quarter a year earlier. Against the prior quarter it is up 37.1%.

Net Income

$127.0M

YoY+11.8%

QoQ+167.7%

5Y CAGR+7.4%

10Y CAGR+10.5%

Hancock Whitney Corporation reported $127.0M in net income in Q2 2026. This represents an increase of 11.8% from the same quarter a year earlier. Against the prior quarter it is up 167.7%.

EPS (Diluted)

$1.55

YoY+17.4%

QoQ+171.9%

5Y CAGR+9.2%

10Y CAGR+10.1%

Hancock Whitney Corporation earned $1.55 per diluted share (EPS) in Q2 2026. This represents an increase of 17.4% from the same quarter a year earlier. Against the prior quarter it is up 171.9%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$150.4M

YoY+23.3%

QoQ+38.7%

5Y CAGR+6.6%

10Y CAGR+6.1%

Hancock Whitney Corporation generated $150.4M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 23.3% from the same quarter a year earlier. Against the prior quarter it is up 38.7%.

Cash & Debt

$572.0M

YoY+11.6%

QoQ+3.0%

5Y CAGR+2.7%

Hancock Whitney Corporation held $572.0M in cash against $193.8M in long-term debt as of Q2 2026.

Dividends Per Share

$0.50

YoY+11.1%

QoQ0.0%

5Y CAGR+13.1%

10Y CAGR+7.6%

Hancock Whitney Corporation paid $0.50 per share in dividends in Q2 2026. This represents an increase of 11.1% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

80M

YoY-5.3%

QoQ-1.2%

5Y CAGR-1.6%

10Y CAGR+0.3%

Hancock Whitney Corporation had 80M shares outstanding in Q2 2026. This represents a decrease of 5.3% from the same quarter a year earlier. Against the prior quarter it is down 1.2%.

Margins & Returns

Net Margin

31.6%

YoY+1.4pp

QoQ+15.4pp

5Y change+4.7pp

10Y change+11.1pp

Hancock Whitney Corporation's net profit margin was 31.6% in Q2 2026, showing the share of revenue converted to profit. This is up 1.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 15.4 percentage points.

Return on Equity

2.9%

YoY+0.3pp

QoQ+1.8pp

5Y change+0.4pp

10Y change+1.0pp

Hancock Whitney Corporation's ROE was 2.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.8 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$46.5M

YoY+17.8%

QoQ-50.9%

Hancock Whitney Corporation spent $46.5M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 17.8% from the same quarter a year earlier. Against the prior quarter it is down 50.9%.

Capital Expenditures

$860K

YoY-77.4%

QoQ-85.5%

5Y CAGR-23.9%

10Y CAGR-9.8%

Hancock Whitney Corporation invested $860K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 77.4% from the same quarter a year earlier. Against the prior quarter it is down 85.5%.

R&D Spending

Not reported for Q2 2026.

HWC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HWC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.5B	$1.5B+4.8%	$1.4B+4.3%	$1.4B+0.3%	$1.4B+6.5%	$1.3B+2.4%	$1.3B+4.6%	$1.2B+6.8%	$1.1B+7.0%	$1.1B+16.5%	$909.9M+5.5%	$862.5M-2.3%	$882.7M-4.8%	$926.9M-3.9%	$964.6M-1.5%	$979.0M
SG&A Expenses	$501.9M	$475.4M+1.3%	$469.4M+1.9%	$460.8M0.0%	$460.6M-4.5%	$482.4M+3.9%	$464.1M+5.5%	$439.9M+8.7%	$404.7M+3.3%	$391.9M+10.5%	$354.6M+6.3%	$333.5M+1.6%	$328.3M-7.9%	$356.5M-2.6%	$366.2M+27.8%	$286.6M
Interest Expense	$490.9M	$505.8M-17.2%	$611.1M+16.9%	$522.9M+500.6%	$87.1M+77.6%	$49.0M-57.5%	$115.5M-49.9%	$230.6M+28.5%	$179.4M+65.7%	$108.3M+48.2%	$73.1M+34.1%	$54.5M+42.9%	$38.1M-8.1%	$41.5M-19.7%	$51.7M-27.2%	$71.0M
Income Tax	$112.1M	$126.3M+11.6%	$113.2M+16.0%	$97.5M-27.8%	$135.1M+28.9%	$104.8M+231.8%	-$79.6M-221.7%	$65.4M+12.0%	$58.3M-37.1%	$92.8M+146.6%	$37.6M-1.8%	$38.3M-42.4%	$66.5M+26.6%	$52.5M+15.1%	$45.6M+152.5%	$18.1M
Net Income	$427.4M	$486.1M+5.5%	$460.8M+17.4%	$392.6M-25.1%	$524.1M+13.1%	$463.2M+1125.4%	-$45.2M-113.8%	$327.4M+1.1%	$323.8M+50.1%	$215.6M+44.4%	$149.3M+13.6%	$131.5M-25.2%	$175.7M+7.6%	$163.4M+7.7%	$151.7M+97.7%	$76.8M
EPS (Basic)	N/A	$5.70+7.5%	$5.30+17.5%	$4.51-24.8%	$6.00+14.7%	$5.23+1068.5%	-$0.54-114.5%	$3.720.0%	$3.72+49.4%	$2.49+33.2%	$1.87+14.0%	$1.64-21.9%	$2.10+8.8%	$1.93+9.0%	$1.77+52.6%	$1.16
EPS (Diluted)	$5.11	$5.67+7.4%	$5.28+17.3%	$4.50-24.7%	$5.98+14.6%	$5.22+1066.7%	-$0.54-114.5%	$3.720.0%	$3.72+50.0%	$2.48+32.6%	$1.87+14.0%	$1.64-21.9%	$2.10+8.8%	$1.93+10.3%	$1.75+52.2%	$1.15
Diluted Shares (Avg)	N/A	85M-1.4%	87M+0.3%	86M0.0%	86M-0.7%	87M+0.6%	87M-0.1%	87M+1.3%	86M+0.7%	85M+9.0%	78M-0.5%	78M-4.5%	82M-1.4%	83M-2.8%	86M+29.5%	66M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$401.4M+6.9%	$292.6M-19.8%	$389.3M+6.7%	$385.7M+4.9%	$375.5M+4.4%	$364.7M+3.0%	$364.8M+18.3%	$367.7M+3.5%
SG&A Expenses	$130.2M+11.7%	$127.1M+11.2%	$122.5M+7.7%	$122.0M+5.4%	$116.5M-1.9%	$114.3M-5.6%	$113.7M-0.5%	$115.8M-0.4%
Interest Expense	$119.9M-4.6%	$116.2M-7.3%	$125.5M-10.8%	$129.3M-18.0%	$125.6M-20.0%	$125.4M-19.4%	$140.7M-10.6%	$157.7M+7.6%
Income Tax	$35.2M+13.3%	$11.3M-61.9%	$32.7M+15.1%	$32.9M+10.7%	$31.0M+2.4%	$29.7M+20.0%	$28.4M+143.0%	$29.7M+22.2%
Net Income	$127.0M+11.8%	$47.4M-60.3%	$125.6M+2.9%	$127.5M+10.3%	$113.5M-0.9%	$119.5M+10.0%	$122.1M+141.2%	$115.6M+18.2%
EPS (Basic)	$1.56+18.2%	$0.58-58.0%	$1.50+6.4%	$1.50+12.8%	$1.32+0.8%	$1.38+10.4%	$1.41+143.1%	$1.33+18.7%
EPS (Diluted)	$1.55+17.4%	$0.57-58.7%	$1.50+7.1%	$1.49+12.0%	$1.32+0.8%	$1.38+11.3%	$1.40+141.4%	$1.33+18.7%
Diluted Shares (Avg)	81M-5.2%	82M-4.9%	N/A	85M-1.3%	86M-0.9%	86M-0.3%	N/A	87M+0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

HWC Balance Sheet

HWC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$35.5B+1.1%	$35.1B-1.4%	$35.6B+1.1%	$35.2B-3.7%	$36.5B+8.6%	$33.6B+9.9%	$30.6B+8.4%	$28.2B+3.3%	$27.3B+14.0%	$24.0B+5.0%	$22.8B+10.1%	$20.7B+9.1%	$19.0B-2.3%	$19.5B-1.6%	$19.8B
Cash & Equivalents	$563.0M-2.1%	$574.9M+2.4%	$561.2M-0.6%	$564.5M+40.7%	$401.2M-23.8%	$526.3M+21.8%	$432.1M+12.7%	$383.4M-0.9%	$386.9M+3.8%	$372.7M+22.6%	$303.9M	N/A	N/A	N/A	N/A
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	N/A
Goodwill	$925.4M+8.2%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M+8.2%	$791.0M+6.1%	$745.5M+20.0%	$621.2M0.0%	$621.2M0.0%	$621.2M-0.7%	$625.7M-0.5%	$628.9M-3.4%	$651.2M
Total Liabilities	$31.0B+0.2%	$31.0B-2.6%	$31.8B-0.2%	$31.8B-3.1%	$32.9B+8.8%	$30.2B+11.3%	$27.1B+7.9%	$25.2B+2.9%	$24.5B+15.0%	$21.3B+4.1%	$20.4B+11.7%	$18.3B+10.2%	$16.6B-2.5%	$17.0B-2.3%	$17.4B
Long-Term Debt	$199.4M-5.3%	$210.5M-10.9%	$236.3M-2.4%	$242.1M-0.9%	$244.2M-35.4%	$378.3M+62.0%	$233.5M+3.8%	$225.0M-26.4%	$305.5M-30.0%	$436.3M-11.0%	$490.1M+30.9%	$374.4M-3.0%	$385.8M-2.7%	$396.6M+12.1%	$353.9M
Total Equity	$4.5B+8.1%	$4.1B+8.5%	$3.8B+13.8%	$3.3B-8.9%	$3.7B+6.7%	$3.4B-0.8%	$3.5B+12.5%	$3.1B+6.8%	$2.9B+6.1%	$2.7B+12.7%	$2.4B-2.4%	$2.5B+2.0%	$2.4B-1.1%	$2.5B+3.6%	$2.4B
Retained Earnings	$3.0B+12.2%	$2.7B+13.8%	$2.4B+13.8%	$2.1B+25.9%	$1.7B+28.5%	$1.3B-12.5%	$1.5B+18.7%	$1.2B+23.3%	$1.0B+18.6%	$850.7M+9.4%	$777.9M+7.5%	$723.5M+15.2%	$628.2M+15.0%	$546.0M+14.5%	$477.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$36.3B+3.2%	$35.5B+2.3%	$35.5B+1.1%	$35.8B+1.5%	$35.2B-0.6%	$34.8B-1.4%	$35.1B-1.4%	$35.2B-2.9%
Cash & Equivalents	$572.0M+11.6%	$555.5M+8.9%	$563.0M-2.1%	$514.6M-9.7%	$512.5M+2.3%	$510.3M+23.2%	$574.9M+2.4%	$569.9M+5.3%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$925.4M0.0%	$925.4M+8.2%	$925.4M+8.2%	$925.4M+8.2%	$925.4M+8.2%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%
Total Liabilities	$31.9B+3.4%	$31.1B+2.1%	$31.0B+0.2%	$31.3B+0.7%	$30.8B-2.0%	$30.5B-2.9%	$31.0B-2.6%	$31.1B-5.3%
Long-Term Debt	$193.8M-8.0%	$193.8M-8.0%	$199.4M-5.3%	$210.7M-10.9%	$210.6M-10.9%	$210.6M-10.9%	$210.5M-10.9%	$236.4M+0.1%
Total Equity	$4.4B+1.8%	$4.4B+3.3%	$4.5B+8.1%	$4.5B+7.2%	$4.4B+11.3%	$4.3B+11.0%	$4.1B+8.5%	$4.2B+19.2%
Retained Earnings	$3.1B+9.4%	$3.0B+9.2%	$3.0B+12.2%	$2.9B+12.6%	$2.9B+12.7%	$2.8B+13.3%	$2.7B+13.8%	$2.6B+11.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

HWC Cash Flow Statement

HWC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$577.4M	$541.8M-13.4%	$625.7M+26.3%	$495.2M-41.2%	$842.0M+43.8%	$585.7M+64.9%	$355.2M+0.9%	$351.9M-21.6%	$449.2M+9.3%	$411.1M+19.5%	$343.9M+45.9%	$235.7M-33.1%	$352.4M-25.6%	$473.5M+6.9%	$443.0M+62.3%	$273.0M
Depreciation & Amortization	N/A	$27.3M-15.4%	$32.3M-7.0%	$34.7M+9.9%	$31.6M+8.5%	$29.1M-3.4%	$30.1M-2.5%	$30.9M+16.5%	$26.5M-5.7%	$28.1M-0.8%	$28.4M-1.4%	$28.8M-5.1%	$30.3M-5.6%	$32.1M-2.4%	$32.9M+33.7%	$24.6M
Stock-Based Compensation	N/A	$24.4M+7.7%	$22.7M-7.9%	$24.7M+5.0%	$23.5M+4.7%	$22.4M+6.3%	$21.1M+1.0%	$20.9M+5.6%	$19.8M+12.2%	$17.6M+23.6%	$14.3M+10.2%	$12.9M-7.3%	$14.0M+6.7%	$13.1M+18.7%	$11.0M+53.1%	$7.2M
Capital Expenditures	$17.7M	$18.7M+82.9%	$10.2M-59.1%	$25.0M-14.1%	$29.1M+23.8%	$23.5M-37.8%	$37.9M-11.3%	$42.7M-15.7%	$50.7M+149.6%	$20.3M+5.3%	$19.3M-19.0%	$23.8M+16.4%	$20.4M-36.2%	$32.0M-25.5%	$43.0M-41.1%	$73.0M
Free Cash Flow	$559.7M	$523.1M-15.0%	$615.5M+30.9%	$470.2M-42.2%	$812.9M+44.6%	$562.1M+77.2%	$317.3M+2.6%	$309.2M-22.4%	$398.5M+2.0%	$390.8M+20.4%	$324.6M+53.2%	$211.9M-36.2%	$332.0M-24.8%	$441.5M+10.4%	$400.1M+100.0%	$200.1M
Investing Cash Flow	-$1.1B	-$314.4M-214.4%	$274.8M+193.1%	-$295.2M-144.6%	$662.4M+120.5%	-$3.2B-1.5%	-$3.2B-592.2%	-$459.0M+45.8%	-$846.9M+5.4%	-$895.3M+32.2%	-$1.3B+42.0%	-$2.3B	N/A	-$4.5M+74.6%	-$17.7M+94.1%	-$301.0M
Financing Cash Flow	$617.0M	-$239.3M+73.0%	-$886.8M-336.2%	-$203.3M+84.8%	-$1.3B-153.4%	$2.5B-13.8%	$2.9B+1771.9%	$155.8M-60.5%	$394.1M-20.9%	$498.5M-52.3%	$1.0B-47.4%	$2.0B	N/A	-$569.1M-37.2%	-$414.8M-227.1%	$326.2M
Dividends Paid	$158.1M	$153.8M+17.6%	$130.8M+25.0%	$104.7M+10.8%	$94.5M-1.5%	$95.9M+0.3%	$95.6M+0.8%	$94.9M+6.8%	$88.8M+6.7%	$83.3M+8.8%	$76.6M-0.6%	$77.0M-4.2%	$80.4M-1.0%	$81.2M-1.8%	$82.7M+17.1%	$70.6M
Share Buybacks	$327.8M	$246.9M+555.0%	$37.7M	$0-100.0%	$58.9M+170.2%	$21.8M+71.4%	$12.7M-93.1%	$185.0M+2137.8%	$8.3M	N/A	N/A	$95.6M+100.8%	$47.6M-58.6%	$115.0M	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$151.3M+20.3%	$114.4M+9.8%	$153.0M-20.1%	$158.8M-2.3%	$125.8M+19.8%	$104.2M-37.5%	$191.6M+106.3%	$162.5M-13.4%
Depreciation & Amortization	$6.3M-12.3%	$6.3M-19.4%	$6.2M-20.4%	$6.1M-25.2%	$7.2M-11.8%	$7.8M-4.7%	$7.8M-9.0%	$8.2M-5.9%
Stock-Based Compensation	N/A	$5.6M-5.0%	N/A	N/A	N/A	$5.9M+4.0%	N/A	N/A
Capital Expenditures	$860K-77.4%	$5.9M+50.0%	$7.1M+160.9%	$3.8M-2.5%	$3.8M+190.4%	$4.0M+73.8%	$2.7M+504.2%	$3.9M-37.8%
Free Cash Flow	$150.4M+23.3%	$108.4M+8.2%	$145.9M-22.8%	$155.0M-2.3%	$122.0M+17.6%	$100.2M-39.0%	$188.8M+104.4%	$158.6M-12.6%
Investing Cash Flow	-$807.0M-101.5%	-$122.9M-142.2%	$333.9M+1408.2%	-$539.0M-298.6%	-$400.5M-340.7%	$291.2M+143.1%	-$25.5M-103.0%	$271.4M+205.2%
Financing Cash Flow	$672.2M+142.8%	$1.0M+100.2%	-$438.5M-172.4%	$382.3M+204.8%	$276.8M+282.4%	-$460.0M-6.1%	-$161.0M+82.7%	-$364.8M-861.3%
Dividends Paid	$40.5M+4.8%	$42.1M+6.3%	$37.2M+7.3%	$38.4M+10.4%	$38.7M+10.8%	$39.6M+49.3%	$34.7M+32.6%	$34.8M+32.8%
Share Buybacks	$46.5M+17.8%	$94.6M+356.0%	$146.6M+1761.0%	$40.1M+163.8%	$39.4M+169.7%	$20.7M	$7.9M	$15.2M

HWC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HWC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	32.1%+0.2pp	31.9%+3.5pp	28.3%-9.6pp	37.9%+2.2pp	35.7%+39.3pp	-3.6%-30.6pp	27.0%-1.5pp	28.5%+8.2pp	20.3%+3.9pp	16.4%+1.2pp	15.2%-4.7pp	19.9%+2.3pp	17.6%+1.9pp	15.7%+7.9pp	7.8%
Return on Equity	10.9%-0.3pp	11.2%+0.8pp	10.3%-5.4pp	15.7%+3.1pp	12.6%+13.9pp	-1.3%-10.8pp	9.4%-1.1pp	10.5%+3.0pp	7.5%+2.0pp	5.5%0.0pp	5.5%-1.7pp	7.1%+0.4pp	6.7%+0.6pp	6.2%+2.9pp	3.2%
Return on Assets	1.4%+0.1pp	1.3%+0.2pp	1.1%-0.4pp	1.5%+0.2pp	1.3%+1.4pp	-0.1%-1.2pp	1.1%-0.1pp	1.1%+0.4pp	0.8%+0.2pp	0.6%0.0pp	0.6%-0.3pp	0.9%0.0pp	0.9%+0.1pp	0.8%+0.4pp	0.4%
Debt-to-Equity	0.040.0x	0.050.0x	0.060.0x	0.070.0x	0.070.0x	0.110.0x	0.070.0x	0.070.0x	0.11-0.1x	0.160.0x	0.20+0.1x	0.150.0x	0.160.0x	0.160.0x	0.15
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.05
FCF Margin	34.5%-8.0pp	42.6%+8.6pp	33.9%-24.9pp	58.8%+15.5pp	43.3%+18.3pp	25.1%-0.5pp	25.5%-9.6pp	35.1%-1.7pp	36.9%+1.2pp	35.7%+11.1pp	24.6%-13.0pp	37.6%-10.0pp	47.6%+6.2pp	41.5%+21.0pp	20.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	31.6%+1.4pp	16.2%-16.6pp	32.3%-1.2pp	33.0%+1.6pp	30.2%-1.6pp	32.8%+2.1pp	33.5%+17.1pp	31.4%+3.9pp
Return on Equity	2.9%+0.3pp	1.1%-1.7pp	2.8%-0.1pp	2.9%+0.1pp	2.6%-0.3pp	2.8%0.0pp	3.0%+1.6pp	2.8%0.0pp
Return on Assets	0.4%0.0pp	0.1%-0.2pp	0.4%0.0pp	0.4%0.0pp	0.3%0.0pp	0.3%0.0pp	0.4%+0.2pp	0.3%+0.1pp
Debt-to-Equity	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.060.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	37.5%+5.0pp	37.1%+9.6pp	37.5%-14.3pp	40.2%-3.0pp	32.5%+3.6pp	27.5%-19.0pp	51.8%+21.8pp	43.1%-7.9pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Hancock Whitney Corporation HWC	FY2025	$1.5B	$486.1M	32.1%	$5.8B	57/100
F.N.B. Corp FNB	FY2025	$1.8B	$565.0M	32.0%	$6.1B	55/100
Ameris Bancorp ABCB	FY2025	$1.2B	$412.2M	34.1%	$5.3B	67/100
Atlantic Union Bankshares Corporation AUB	FY2025	$1.4B	$273.7M	19.9%	$5.4B	57/100
First Financial Bankshares Inc FFIN	FY2025	$631.6M	$253.6M	40.2%	$4.4B	68/100

Where Hancock Whitney Corporation Ranks

Frequently Asked Questions

What is Hancock Whitney Corporation's annual revenue?

Hancock Whitney Corporation (HWC) reported $1.5B in total revenue for fiscal year 2025. This represents a 4.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Hancock Whitney Corporation's revenue growing?

Hancock Whitney Corporation (HWC) revenue grew by 4.8% year-over-year, from $1.4B to $1.5B in fiscal year 2025.

Is Hancock Whitney Corporation profitable?

Yes, Hancock Whitney Corporation (HWC) reported a net income of $486.1M in fiscal year 2025, with a net profit margin of 32.1%.

How much debt does Hancock Whitney Corporation have?

As of fiscal year 2025, Hancock Whitney Corporation (HWC) had $563.0M in cash and equivalents against $199.4M in long-term debt.

What is Hancock Whitney Corporation's net profit margin?

Hancock Whitney Corporation (HWC) had a net profit margin of 32.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Hancock Whitney Corporation pay dividends?

Yes, Hancock Whitney Corporation (HWC) paid $1.80 per share in dividends during fiscal year 2025.

What is Hancock Whitney Corporation's return on equity (ROE)?

Hancock Whitney Corporation (HWC) has a return on equity of 10.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Hancock Whitney Corporation's free cash flow?

Hancock Whitney Corporation (HWC) generated $523.1M in free cash flow during fiscal year 2025. This represents a -15.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Hancock Whitney Corporation's operating cash flow?

Hancock Whitney Corporation (HWC) generated $541.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Hancock Whitney Corporation's total assets?

Hancock Whitney Corporation (HWC) had $35.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Hancock Whitney Corporation's capital expenditures?

Hancock Whitney Corporation (HWC) invested $18.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Hancock Whitney Corporation buy back shares?

Yes, Hancock Whitney Corporation (HWC) spent $246.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Hancock Whitney Corporation have outstanding?

Hancock Whitney Corporation (HWC) had 82M shares outstanding as of fiscal year 2025.

What is Hancock Whitney Corporation's debt-to-equity ratio?

Hancock Whitney Corporation (HWC) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Hancock Whitney Corporation's return on assets (ROA)?

Hancock Whitney Corporation (HWC) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Hancock Whitney Corporation's P/E ratio?

Hancock Whitney Corporation (HWC) trades at 13.5x earnings, its market capitalization divided by net income of $427.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $5.8B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Hancock Whitney Corporation's price-to-sales ratio?

Hancock Whitney Corporation (HWC) trades at 3.9x sales, its market capitalization divided by revenue of $1.5B revenue, trailing 12 months to June 30, 2026. The market capitalization is $5.8B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Hancock Whitney Corporation's Piotroski F-Score?

Hancock Whitney Corporation (HWC) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Hancock Whitney Corporation's earnings high quality?

Hancock Whitney Corporation (HWC) has an earnings quality ratio of 1.11x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Hancock Whitney Corporation?

Hancock Whitney Corporation (HWC) scores 57 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.