[8-K] Axos Financial, Inc. Reports Material Event

Rhea-AI Filing Summary

Axos Financial, Inc. disclosed it will use the presentation included in the exhibits at investor meetings beginning on or around August 14, 2025 and during the next few months. The materials are presented as of August 12, 2025 and the company states they are not deemed to be "filed" under Section 18 of the Exchange Act nor incorporated by reference into other filings except by specific reference. Exhibits filed include presentation files 99.1 and 99.2 and an Inline XBRL cover page 104. The filing is signed by CFO Derrick K. Walsh.

Insights

Financial Analyst

TL;DR: Routine Regulation FD presentation filing; no new financial data or guidance provided.

The 8-K notifies the market that Axos will distribute an investor presentation starting on or around August 14, 2025. The filing contains no earnings, balance sheet updates, or transaction details, and explicitly states the materials are not "filed" under Section 18. From a financial-analysis perspective, there is no new quantitative information to update models or valuations; the primary value is disclosure continuity and investor outreach.

Corporate Governance Expert

TL;DR: Disclosure aligns with Regulation FD practices; procedural and non-material in isolation.

Axos follows standard practice by filing an Item 7.01 notice that presentation materials will be used in investor meetings and by clarifying filing status and update obligations. The explicit statement that materials are presented as of August 12, 2025 and not subject to Section 18 liabilities is standard boilerplate to limit incorporation risk. The document is properly signed by the EVP and CFO, indicating authorized disclosure.

0001299709false00012997092025-08-122025-08-12

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 12, 2025

Axos Financial, Inc.

(Exact name of registrant as specified in its charter)

Delaware			001-37709			33-0867444
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification Number)

9205 West Russell Road, Ste 400

Las Vegas, NV 89148

(Address of principal executive offices and zip code)

Registrant’s telephone number, including area code: (858) 649-2218          

Securities registered pursuant to Section 12(b) of the Act:
Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, $0.01 par value			AX			New York Stock Exchange

Not Applicable

(Former name or former address, if changed since last report.)

 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐                                    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐                                    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐                                    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐                                    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

☐                                    Emerging growth company  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 7.01    Regulation FD Disclosure

Axos Financial, Inc. (the “Registrant”) will use the presentation provided in the Exhibits at investor meetings beginning on or around August 14, 2025 and during the next few months.

This Form 8-K and the information attached below shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (“Exchange Act”), or otherwise be subject to the liabilities of that section, nor shall it be incorporated by reference into a filing under the Securities Act of 1933, as amended (“Securities Act”), or the Exchange Act, except as expressly set forth by specific reference in such a filing. The information in the materials is presented as of August 12, 2025, and the Registrant does not assume any obligation to update such information in the future.

Item 9.01     Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit						Description
99.1						Axos Financial, Inc. Presentation
99.2						Axos Financial, Inc. Presentation PDF
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Axos Financial, Inc.

Date:

August 12, 2025

By:

/s/ Derrick K. Walsh

Derrick K. Walsh

EVP and Chief Financial Officer

FAQ

What did Axos Financial (AX) disclose in the 8-K?

Axos disclosed it will use an investor presentation (exhibits 99.1 and 99.2) at meetings beginning on or around August 14, 2025; materials are dated August 12, 2025.

Are the presentation materials considered filed under Section 18?

No. The company states the materials are not deemed to be filed under Section 18 of the Exchange Act and are not incorporated by reference except by specific reference.

Which exhibits were included with the 8-K?

Exhibits listed are 99.1 Axos Financial, Inc. Presentation, 99.2 Presentation PDF, and 104 Cover Page Interactive Data File.

When will Axos use the presentation?

The filing states the presentation will be used at investor meetings beginning on or around August 14, 2025 and during the following months.

Who signed the 8-K for Axos Financial?

The filing is signed by Derrick K. Walsh, EVP and Chief Financial Officer, dated August 12, 2025.