Welcome to our dedicated page for Axos Financial SEC filings (Ticker: AX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Axos Financial, Inc. filings document the bank holding company’s operating results, material events, capital structure and public-company disclosures. Its SEC records identify common stock with a $0.01 par value listed on the New York Stock Exchange under AX and include 8-K reports for quarterly results, earnings supplements and Regulation FD investor presentations.
The filings also cover disclosure areas tied to Axos Bank, Axos Clearing LLC and Axos Invest, Inc., including Banking Business and Securities Business segment results, material agreements, shareholder voting matters, bank regulatory matters, risk language and capital-structure information.
Axos Financial, Inc. (AX) files its annual report describing a technology-driven, diversified financial services business operating through banking and securities segments. The company reports approximately $30.0 billion in assets and about $47.8 billion of assets under custody and/or administration at Axos Clearing.
The banking segment offers nationwide digital consumer and commercial deposit products and a broad loan portfolio spanning single-family, multifamily, commercial real estate, commercial & industrial, auto and other consumer loans, and an available-for-sale securities portfolio for liquidity and interest-rate risk management. Deposits are sourced primarily through online, affinity, commercial and software-driven channels rather than branches.
The securities segment, via Axos Clearing, Axos Advisor Services and Axos Invest, provides clearing, custody, margin lending, securities lending, and digital investing, generating both fee and interest income and supplying low-cost deposits. Axos and its bank subsidiary are well-capitalized, heavily regulated by the Federal Reserve, OCC, FDIC, CFPB, SEC and FINRA, and subject to extensive risk factors including interest-rate sensitivity, macroeconomic and real-estate concentration risks, regulatory and compliance burdens, and technology, cybersecurity and operational risks.
Axos Financial, Inc. director Santi Roque A reported selling 500 shares of Common Stock on 2026-08-05 at $105.30 per share in an open-market or private transaction. Following the sale, he directly owns 7,146 shares. The filing does not indicate a Rule 10b5-1 trading plan.
State Street Corporation reported beneficial ownership of AXOS FINANCIAL INC common stock. The filing states beneficial ownership of 3,023,908 shares, representing 5.3% of the class. State Street reports no sole voting or dispositive power, with shared voting power over 449,851 shares and shared dispositive power over 3,023,908 shares held through its investment management subsidiaries, including SSGA Funds Management, Inc. and several State Street Global Advisors entities.
Axos Financial, Inc. provides an investor presentation dated August 6, 2026 that will be used in investor meetings beginning around August 11, 2026. The information is presented as of August 6, 2026 and is accompanied by standard forward-looking statement cautions.
The presentation highlights consolidated fiscal fourth quarter 2026 results versus the prior year quarter, including asset growth of 21%, deposit growth of 18%, net income growth of 13%, and diluted EPS growth of 13%, with Q4 2026 net income of $124.9 million and diluted EPS of $2.16. Consolidated return on equity is 15.69% and return on assets is 1.69%. At the bank level, Axos reports ROE of 22.72%, ROAA of 2.22%, and an efficiency ratio of 41.51%, described as top-percentile performance versus a savings-bank peer group. Total deposits were $24.6 billion as of June 30, 2026, with approximately 85% FDIC-insured or collateralized and diversified across consumer, specialty, small business, commercial, treasury, fiduciary, and securities channels. Non-interest income is shown growing from $103.0 million in the year ended June 30, 2020 to an annualized $247.5 million based on the quarter ended June 30, 2026, supported by Axos securities clearing and custody operations with $47.8 billion in client assets under custody and/or administration.
FMR LLC filed a Schedule 13G reporting beneficial ownership of common stock of Axos Financial, Inc.. FMR LLC and Abigail P. Johnson report aggregate beneficial ownership of 2,969,245.68 shares of Axos common stock, representing 5.2% of the outstanding class as of the filing.
FMR LLC reports sole voting power over 2,962,071 shares and sole dispositive power over 2,969,245.68 shares, with no shared voting or dispositive power. The filing notes that one or more other persons have rights to receive dividends or proceeds from sales of these securities, but no such person holds more than five percent of the total outstanding common stock.
AX received a notice of proposed sale of common stock by shareholder Roque Santi. The filing contemplates the sale of 500 common shares through Morgan Stanley Smith Barney LLC Executive Financial Services, with an aggregate value of $52,650.00, on or after August 5, 2026 on the NYSE. The shares were originally acquired as restricted stock from the issuer on August 31, 2024. The filing also reports that the same shareholder sold 500 common shares on May 8, 2026 for $43,888.50.
Axos Financial reported higher earnings for the quarter and year ended June 30, 2026. Net income for the fourth quarter was $124.9 million and diluted EPS was $2.16, compared with $110.7 million and $1.92 a year earlier. Adjusted earnings rose to $146.2 million and adjusted EPS to $2.53. For fiscal 2026, net income was $490.4 million and diluted EPS was $8.48, up from $432.9 million and $7.43 in fiscal 2025, while adjusted EPS increased to $8.74.
Net interest income for the quarter grew 13.5% to $317.9 million and non-interest income increased 49.9% to $61.9 million, offset by a $55.3 million rise in non-interest expense that included a $21.0 million FINRA arbitration accrual and higher depreciation, amortization and salaries. Total assets reached $30.0 billion at June 30, 2026, with net loans of $25.6 billion and deposits of $24.6 billion, reflecting a deposit acquisition of approximately $2.3 billion. Non-performing assets were 0.53% of total assets, down from 0.71% a year earlier, and the allowance for credit losses covered 221% of non-accrual loans. Book value per share increased 17.6% to $55.81, tangible book value per share was $50.96, and the company repurchased $22.0 million of common stock during the quarter.
Axos Financial, Inc., through its subsidiary Axos Nevada Holding, LLC, has entered into a definitive agreement to acquire Arc Technologies, Inc., a financial technology platform serving technology and growth companies. Arc offers integrated cash management, capital markets access, and AI-powered financial software in a unified platform.
Axos expects the deal to enhance its ability to serve structurally underserved small businesses in the United States and expand its AI capabilities through Arc’s financial intelligence infrastructure and automation tools. The transaction is expected to close in July 2026, subject to customary closing conditions, and is not expected to have a material impact on Axos’ results of operations or financial condition.
As of March 31, 2026, Axos Financial reported approximately $29.2 billion in consolidated assets, while Axos Clearing LLC had about $44.0 billion of assets under custody and/or administration, providing scale to support the integration of Arc’s platform.
Axos Financial, Inc. President and CEO Gregory Garrabrants reported routine equity compensation activity and related tax withholding. On June 30, 2026, Restricted Stock Units (RSUs) vested and were exercised into 202,032 shares of Common Stock, issued under the company’s 2014 Stock Incentive Plans.
Of these, 108,995 shares of Common Stock were retained by Axos Financial, Inc. to satisfy tax withholding obligations through a net-settlement. Following these transactions, Garrabrants directly holds 1,509,266 shares of Common Stock and 392,747 RSUs, with additional indirect holdings through a trust and a 401(k) plan.
Axos Financial, Inc. executive Constantine Thomas M, EVP and Chief Credit Officer, reported an open-market sale of common stock. On June 8, 2026, he sold 1,994 shares at a weighted average price of $88.553 per share in trades ranging from $88.19 to $90.00. Following the sale, he directly holds 16,195 shares of common stock and indirectly holds 2,934 shares through a 401(k) plan.