Welcome to our dedicated page for Axos Financial SEC filings (Ticker: AX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Axos Financial, Inc. filings document the bank holding company’s operating results, material events, capital structure and public-company disclosures. Its SEC records identify common stock with a $0.01 par value listed on the New York Stock Exchange under AX and include 8-K reports for quarterly results, earnings supplements and Regulation FD investor presentations.
The filings also cover disclosure areas tied to Axos Bank, Axos Clearing LLC and Axos Invest, Inc., including Banking Business and Securities Business segment results, material agreements, shareholder voting matters, bank regulatory matters, risk language and capital-structure information.
Axos Financial, Inc. shares an investor presentation outlining strong recent performance and its diversified digital banking model. For the fiscal third quarter 2026, assets grew 22%, deposits grew 11%, net income rose 19%, and diluted EPS increased 19% to $2.15.
The company reports consolidated return on equity of 16.26% and return on assets of 1.77%, with Axos Bank ranking in the 93rd percentile of peers for both ROE and ROAA and a top-tier net interest income percentile. Approximately 85% of deposits are FDIC-insured or collateralized, with total deposits of $22.4 billion as of March 31, 2026.
Axos highlights diversified lending across consumer, commercial, and securities businesses, resilient net interest margin of 4.76%, and growing non-interest income, which is annualized at $344.0 million for the quarter ended March 31, 2026 versus $103.0 million in fiscal 2020. Management also emphasizes holistic credit risk management, relatively low loan-to-value commercial real estate specialty exposures, and technology-driven efficiency and scalability across its universal digital bank platform.
Axos Financial, Inc. announced that its subsidiary, Axos Bank, completed the acquisition of all United States consumer deposits of Jenius Bank, the digital banking business of SMBC MANUBANK, on May 2, 2026. The Bank acquired approximately $2.3 billion of deposits from Jenius Bank and received cash, less a negotiated premium, under a Purchase and Assumption Agreement dated February 12, 2026. The full agreement is incorporated by reference as an exhibit.
Axos Financial, Inc. reported solid growth for the quarter ended March 31, 2026. Net income rose to $124.7 million from $105.2 million a year earlier, with diluted earnings per share increasing to $2.15 from $1.81. For the nine-month period, net income reached $365.4 million versus $322.2 million, and diluted EPS climbed to $6.33 from $5.55, reflecting higher net interest income and sharply higher non-interest income.
Total assets expanded to $29.25 billion from $24.78 billion at June 30, 2025, driven by loan growth to $25.47 billion of gross loans and deposits rising to $22.39 billion. Axos closed the all-cash acquisition of Verdant Commercial Capital, adding about $1.2 billion of loans and leases, and purchased a $125 million San Diego office campus for its future headquarters. It also signed agreements to acquire approximately $2.3 billion of Jenius Bank deposits and about $3.2 billion of IRA deposits from Capital One, pending or following regulatory approvals.
Axos Financial, Inc. reported strong growth for its fiscal third quarter ended March 31, 2026, with net income of $124.7 million and diluted EPS of $2.15, up from $105.2 million and $1.81 a year earlier. Net interest income rose to $306.3 million, an 11.2% increase, driven mainly by higher interest income on loans despite higher funding costs.
Non-interest income surged to $86.0 million from $33.4 million, helped by a one-time $22.0 million favorable legal settlement and contributions from the Verdant Commercial Capital acquisition. The provision for credit losses increased to $41.0 million, reflecting loan growth and higher specific reserves, but credit quality metrics remained solid, with non-performing assets at 0.62% of total assets.
Total assets reached $29.2 billion, loans grew to $25.0 billion, and deposits increased to $22.4 billion, up 11.2% year over year. Book value per share rose to $53.89, and tangible book value per share improved to $49.72, indicating a stronger capital base alongside continued loan and deposit growth.
Axos Financial Inc ownership disclosure: Vanguard Capital Management reported beneficial ownership of 2,886,101 shares of Axos Financial common stock, representing 5.09% of the class. The filing lists 432,027 shares as sole voting power and 2,886,101 shares as sole dispositive power. The statement is signed by Ashley Grim on 04/29/2026 and notes that the reported holdings include shares held for Vanguard funds and managed accounts under SEC Release No. 34-39538.
Vanguard Portfolio Management reported beneficial ownership of 3,118,098 shares of Axos Financial Inc. common stock, representing 5.5% of the class. The filing shows sole dispositive power over 3,118,098 shares and sole voting power for 27,323 shares. The filing states these holdings reflect positions held for Vanguard funds and managed accounts and is signed on 04/28/2026.
Axos Financial, Inc., through its subsidiary Axos Bank, entered into a purchase and assumption agreement with Capital One to acquire individual retirement accounts with aggregate deposits of approximately $3.2 billion held in savings and certificate of deposit accounts.
Axos Bank will receive cash equal to the aggregate deposit balances of the acquired IRAs, less a negotiated premium, and will assume related assets and liabilities. The transaction is subject to approval by the Office of the Comptroller of the Currency and is expected to close later in calendar year 2026.
Axos Financial, Inc. executive Eshel Bar-Adon reported a routine share disposition tied to equity compensation. On March 15, 2026, 952 shares of common stock were retained by Axos Financial for tax withholding in connection with the net-settlement of vested RSUs at a value of $84.68 per share. After this transaction, Bar-Adon directly held 128,872 shares of common stock. This Form 4/A amends a prior filing to correct the reported transaction price, confirming it reflects the value of shares withheld for taxes rather than an open-market trade.
Axos Financial Inc Schedule 13G/A amendment shows The Vanguard Group reports no beneficial ownership in the issuer's common stock. The filing explains an internal realignment effective January 12, 2026, with certain Vanguard subsidiaries reporting holdings separately in reliance on SEC Release No. 34-39538.
Axos Financial, Inc. executive Michael James Watson, EVP and Head of Axos Securities, reported routine equity compensation activity involving restricted stock units and common stock on March 20, 2026. Previously granted RSUs vested and were converted into 983 shares of common stock under the company’s 2014 Stock Incentive Plan.
Of these shares, Axos Financial, Inc. retained 491 shares to cover tax withholding through a disposition back to the issuer, with the remainder added to Watson’s direct holdings. After these transactions, he directly holds 6,245 shares of common stock and indirectly holds 777 shares through a 401(k) plan.