Welcome to our dedicated page for Axos Financial SEC filings (Ticker: AX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Axos Financial, Inc. (NYSE: AX), the holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc. Through these filings, investors can review the company’s detailed financial statements, risk disclosures, governance information, and documentation of material events affecting the business.
Axos Financial’s SEC reporting includes annual reports on Form 10-K and quarterly reports on Form 10-Q, which present consolidated financial results for its Banking Business Segment and Securities Business Segment. These reports typically cover net interest income, non-interest income, provisions for credit losses, non-interest expense, segment performance, capital ratios, and metrics such as book value and tangible book value per common share. They also describe Axos Bank’s nationwide consumer and business banking activities and the securities clearing and digital advisory services provided by Axos Clearing and Axos Invest.
Current reports on Form 8-K document significant events such as earnings releases, material definitive agreements, capital markets transactions, and acquisitions. Recent 8-K filings describe Axos Financial’s issuance of 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035, the agreement and subsequent closing of the acquisition of Verdant Commercial Capital, LLC, the purchase of a commercial office complex in San Diego, California that Axos Bank intends to occupy as its headquarters at a future date, and matters submitted to a vote of stockholders at the annual meeting. Other 8-Ks address changes involving directors or certain officers and the use of investor presentations.
The company’s proxy statement on Form DEF 14A provides information on board composition, director elections, executive compensation, equity incentive plans, and shareholder voting procedures. It also outlines the agenda for the annual meeting of stockholders and the board’s recommendations on each proposal, including advisory votes on executive compensation and ratification of the independent registered public accounting firm.
On Stock Titan, these filings are supplemented with AI-powered summaries designed to highlight key points from lengthy documents. Users can quickly identify major changes in Axos Financial’s financial condition, capital structure, governance, and strategic transactions, and then drill into the full text of 10-K, 10-Q, 8-K, and DEF 14A filings as needed. Insider transaction reports on Form 4 and other ownership-related filings, when available, can also be reviewed to understand trading activity by directors and officers.
Thomas M. Constantine, EVP and Chief Credit Officer of Axos Financial, reported a sale of 1,476 shares of Axos common stock on 09/10/2025 at a reported price of $92 per share. After the sale, Mr. Constantine is shown as beneficially owning 17,020 shares directly. He also reports indirect ownership of 2,776 shares held in a 401(k) plan.
The Form 4 was filed as an individual report and reflects routine insider activity: a single disclosed disposition reducing direct holdings while leaving additional indirect holdings intact.
Form 144 notice: The filer reports a proposed sale of 1,476 shares of common stock of the issuer through Morgan Stanley Smith Barney LLC, with an aggregate market value of $135,792. The filing shows 56,486,144 shares outstanding and an approximate sale date of 09/10/2025 on the NYSE. The securities were acquired as restricted stock from the issuer on 03/15/2024 (847 shares) and 08/25/2024 (629 shares), with payment dates matching acquisition dates. The form states there were no securities sold in the past three months and includes the required signer representation about absence of undisclosed material adverse information.
Axos Financial, Inc. furnished an investor presentation that it plans to use in investor meetings beginning on or around September 11, 2025. The materials are dated September 10, 2025 and are provided under a Regulation FD disclosure, meaning they are shared to keep investors equally informed.
The company states that this information is not deemed “filed” under securities laws, so it is not subject to certain legal liabilities and will only be incorporated into other filings if specifically referenced. The 8-K includes the presentation as Exhibit 99.1, a PDF version as Exhibit 99.2, and the cover page data file as Exhibit 104.
Gregory Garrabrants, President and Chief Executive Officer of Axos Financial, Inc. (AX), was granted 193,811 restricted stock units (RSUs) on 09/05/2025 under the Axos Financial, Inc. 2014 Stock Incentive Plan as part of his employment contract. Each RSU represents a contingent right to receive one share of common stock, and the award vests over four years with one-fourth vesting on each fiscal year-end following the grant date. After the grant, the filing reports direct beneficial ownership of 594,779 shares. The RSUs carry a reported price of $0.0, indicating no cash purchase price shown on the Form 4.
Candace L. Thiele, EVP & Chief Administrative Officer of Axos Financial, reported a sale of 700 shares of Axos Financial common stock on 09/03/2025 at an average price of $90.135 per share. After the sale she beneficially owned 23 shares directly and 167 shares indirectly (via a 401(k) plan), for a total of 190 shares disclosed on this Form 4. The filing was signed by an authorized filer on her behalf.
Axos Financial insider sale disclosed on Form 4. Director Nicholas Mosich sold a total of 5,000 shares of Axos Financial common stock across two transactions on 09/02/2025 and 09/03/2025. The filings report sales of 4,380 shares at a weighted average price of $90.012 and 620 shares at $90.50. After these transactions the reporting person beneficially owned 79,495 shares directly. The Form 4 was filed as a single reporting person disclosure and includes an explanatory note that the first sale was executed in multiple trades at prices ranging from $89.80 to $90.10.
Form 144 notice for Axos Financial, Inc. (AX) reports a proposed sale of 700 shares of Common stock through Morgan Stanley Smith Barney LLC with an aggregate market value of $63,094.50. The filing lists approximately 56,486,144 shares outstanding and an approximate sale date of 09/03/2025. The securities to be sold were acquired as restricted stock in three tranches: 176 shares on 03/15/2024, 194 shares on 09/15/2024, and 330 shares on 03/15/2025. The filer indicates no securities sold in the past three months. Several identifying fields such as the filer name/CIK and the named person for whose account the sale is to be made are not provided in the visible content.
Form 144 notice summary: This filing notifies a proposed sale of 620 shares of the issuer's common stock through Morgan Stanley Smith Barney LLC on 09/03/2025. The shares were acquired as restricted stock on 08/01/2021 from the issuer and carry an aggregate market value of $56,110.00. The record shows 4,380 shares were sold on 09/02/2025 by Nicholas Mosich for gross proceeds of $394,253.50. The total number of shares outstanding is listed as 56,486,144. The filer represents, by signing the notice, that they do not possess any undisclosed material adverse information about the issuer.
Axos Financial, Inc. reported a Notice of Proposed Sale on Form 144 for 4,380 common shares held as restricted stock to be sold through Morgan Stanley Smith Barney LLC on the NYSE with an aggregate market value of $394,253.50. The filer shows the shares were acquired from the issuer as restricted stock on 08/01/2021 (1,000 shares), 08/31/2021 (1,690 shares) and 09/05/2021 (1,690 shares). The filing lists 56,486,144 shares outstanding and an approximate sale date of 09/02/2025. The filer discloses no sales of issuer securities in the past three months and affirms no undisclosed material adverse information.
Axos Financial describes a technology-driven banking and securities business with approximately $24.8 billion in total assets and $39.4 billion of assets under custody/administration at Axos Clearing as of the filing. The company operates two primary segments: Banking and Securities, offering deposits, a range of loan products (single-family mortgages, multifamily, CRE, commercial & industrial, auto and consumer), and clearing/custody and advisory services for RIAs and broker-dealers. Key items disclosed include a fiscal 2025 effective tax rate of 29.42%, net charge-offs of $25.6 million (up from prior year), an allowance for credit losses reported at $290,049, and active share repurchase programs with $58.5 million repurchased in FY2025 and $148.1 million remaining available as of June 30, 2025. Management reports the Company and Bank were well capitalized and in compliance with capital covenants as of June 30, 2025.