Welcome to our dedicated page for Axos Financial SEC filings (Ticker: AX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Axos Financial, Inc. filings document the bank holding company’s operating results, material events, capital structure and public-company disclosures. Its SEC records identify common stock with a $0.01 par value listed on the New York Stock Exchange under AX and include 8-K reports for quarterly results, earnings supplements and Regulation FD investor presentations.
The filings also cover disclosure areas tied to Axos Bank, Axos Clearing LLC and Axos Invest, Inc., including Banking Business and Securities Business segment results, material agreements, shareholder voting matters, bank regulatory matters, risk language and capital-structure information.
Ann Gill, SVP and Chief Accounting Officer of Axos Financial, Inc. (AX), reported issuance and vesting of restricted stock units on 09/15/2025. A total of 1,254 RSUs vested in two groups reported as 727 and 527 units, and an additional grant of 1,163 RSUs was recorded the same date. Following vesting and net-settlement for tax withholding, the reporting person holds between 8,831 and 10,781 shares across different reported lines. The common stock transactions were reported at a price of $90.29 per share. The Form 4 was signed on behalf of Ms. Gill on 09/17/2025.
Axos Financial executive David M. Crow reported stockholder transactions on 09/15/2025. 520 shares of common stock were issued upon vesting of restricted stock units (RSUs) and reported as an acquisition at an effective price of $90.29 per share, increasing his direct holdings to 1,039 shares. Concurrently, 152 shares were surrendered to the issuer for tax withholding in connection with the vesting, leaving 887 shares directly owned after withholding. The filing also shows a separate grant of 997 RSUs to Crow on 09/15/2025, and total direct RSU-based common shares reported after the transactions are 5,266. The RSUs vest one-third on each anniversary of the grant and include dividend equivalent rights.
Axos Financial insider Thomas M. Constantine received and settled restricted stock units on September 15, 2025. The filing shows vesting and issuance of RSUs under the Axos Financial, Inc. 2014 Stock Incentive Plan. On that date, 1,926 RSUs and 1,055 RSUs were issued (reported as acquisitions) and an additional grant of 2,769 RSUs was recorded as acquired. Axos withheld shares for tax purposes: 1,037 and 568 shares were retained in net-settlement transactions. Following these transactions the reporting person held 14,652, 15,707, and 17,421 shares of common stock tied to the various RSU groups and 2,776 shares indirectly via a 401(k) plan. The Form 4 was signed on behalf of the reporting person on 09/17/2025.
Axos Financial insider filing: On 09/15/2025, reporting person Eshel Bar-Adon received vesting restricted stock units (RSUs) that converted into shares of Common Stock at a reported price of $90.29 per share. The filing shows acquisitions of 1,055 and 1,651 shares from vested RSUs, alongside net-share withholding of 889 and 568 shares for tax purposes. The reporting person also had a grant of 2,769 RSUs and 3,232 shares held indirectly in a 401(k) plan. Following the transactions the filing reports beneficial ownership figures in the range of ~126,742 to 128,199 shares, with the last direct ownership figure shown as 126,742 shares.
Axos Financial, Inc. is offering subordinated notes due October 1, 2035, with a fixed 7.00% coupon through October 1, 2030 and a floating rate thereafter equal to Three-Month Term SOFR plus 379 basis points. The notes are unsecured obligations of the holding company only, structurally subordinated to liabilities of its subsidiaries, including Axos Bank. Axos reported assets of approximately $24.8 billion, loans of $21.05 billion, deposits of $20.83 billion, and borrowings of $312.7 million as of June 30, 2025. The company expects settlement on or about September 19, 2025 (T+3). Proceeds are intended to repay indebtedness, including redemption of the $160.5 million 2030 notes, and for general corporate purposes. The prospectus highlights regulatory, structural subordination, market liquidity, calculation-agent conflict, tax and ERISA risks.
Axos Financial priced a notes offering expected to net approximately $197.2 million after underwriting discounts of 1.25%, with the offering anticipated to close on or about September 19, 2025. The company intends to use the net proceeds to repay existing indebtedness, including redeeming in full its $160.5 million principal amount of 4.875% Fixed-to-Floating Rate Subordinated Notes due October 1, 2030, and to support growth initiatives at subsidiaries and for general corporate purposes.
The company previously issued a conditional notice to redeem all outstanding 2030 Notes on October 1, 2025, subject to satisfaction of a financing condition that may be waived or rescinded in the company's discretion. The notes were offered pursuant to a prospectus supplement to Axos's effective Form S-3ASR registration statement.
Axos Financial, Inc. files a preliminary prospectus supplement for subordinated notes to be issued by the holding company. The Notes are unsecured, structurally subordinated to subsidiary obligations and are not FDIC insured. Axos reports approximately $24.8 billion of consolidated assets and $39.4 billion of assets under custody/administration at Axos Clearing as of June 30, 2025. At that date the company reported $21.05 billion of loans, $20.83 billion of deposits and $312.7 million of borrowings. Interest expense on holding company debt was $14.8 million for the fiscal year ended June 30, 2025. The offering contemplates a fixed-rate period through 2030 followed by a floating-rate period to a stated maturity in 2035, with redemption options beginning in 2030 subject to Federal Reserve approval. Settlement is expected on a T+3 basis. The prospectus discloses constraints on dividend flows from the bank, subordination mechanics, limited events of default and potential conflicts where the issuer acts as calculation agent.
Thomas M. Constantine, EVP and Chief Credit Officer of Axos Financial, reported a sale of 1,476 shares of Axos common stock on 09/10/2025 at a reported price of $92 per share. After the sale, Mr. Constantine is shown as beneficially owning 17,020 shares directly. He also reports indirect ownership of 2,776 shares held in a 401(k) plan.
The Form 4 was filed as an individual report and reflects routine insider activity: a single disclosed disposition reducing direct holdings while leaving additional indirect holdings intact.
Form 144 notice: The filer reports a proposed sale of 1,476 shares of common stock of the issuer through Morgan Stanley Smith Barney LLC, with an aggregate market value of $135,792. The filing shows 56,486,144 shares outstanding and an approximate sale date of 09/10/2025 on the NYSE. The securities were acquired as restricted stock from the issuer on 03/15/2024 (847 shares) and 08/25/2024 (629 shares), with payment dates matching acquisition dates. The form states there were no securities sold in the past three months and includes the required signer representation about absence of undisclosed material adverse information.
Axos Financial, Inc. furnished an investor presentation that it plans to use in investor meetings beginning on or around September 11, 2025. The materials are dated September 10, 2025 and are provided under a Regulation FD disclosure, meaning they are shared to keep investors equally informed.
The company states that this information is not deemed “filed” under securities laws, so it is not subject to certain legal liabilities and will only be incorporated into other filings if specifically referenced. The 8-K includes the presentation as Exhibit 99.1, a PDF version as Exhibit 99.2, and the cover page data file as Exhibit 104.