Welcome to our dedicated page for Axos Financial SEC filings (Ticker: AX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Axos Financial, Inc. (NYSE: AX), the holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc. Through these filings, investors can review the company’s detailed financial statements, risk disclosures, governance information, and documentation of material events affecting the business.
Axos Financial’s SEC reporting includes annual reports on Form 10-K and quarterly reports on Form 10-Q, which present consolidated financial results for its Banking Business Segment and Securities Business Segment. These reports typically cover net interest income, non-interest income, provisions for credit losses, non-interest expense, segment performance, capital ratios, and metrics such as book value and tangible book value per common share. They also describe Axos Bank’s nationwide consumer and business banking activities and the securities clearing and digital advisory services provided by Axos Clearing and Axos Invest.
Current reports on Form 8-K document significant events such as earnings releases, material definitive agreements, capital markets transactions, and acquisitions. Recent 8-K filings describe Axos Financial’s issuance of 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035, the agreement and subsequent closing of the acquisition of Verdant Commercial Capital, LLC, the purchase of a commercial office complex in San Diego, California that Axos Bank intends to occupy as its headquarters at a future date, and matters submitted to a vote of stockholders at the annual meeting. Other 8-Ks address changes involving directors or certain officers and the use of investor presentations.
The company’s proxy statement on Form DEF 14A provides information on board composition, director elections, executive compensation, equity incentive plans, and shareholder voting procedures. It also outlines the agenda for the annual meeting of stockholders and the board’s recommendations on each proposal, including advisory votes on executive compensation and ratification of the independent registered public accounting firm.
On Stock Titan, these filings are supplemented with AI-powered summaries designed to highlight key points from lengthy documents. Users can quickly identify major changes in Axos Financial’s financial condition, capital structure, governance, and strategic transactions, and then drill into the full text of 10-K, 10-Q, 8-K, and DEF 14A filings as needed. Insider transaction reports on Form 4 and other ownership-related filings, when available, can also be reviewed to understand trading activity by directors and officers.
Axos Financial insider Brian D. Swanson received and/or had vested a total of 5,450 restricted stock units (RSUs) on September 15, 2025, which converted into common stock and were reported on Form 4. The filing shows vesting/issuance of 1,400 and 896 RSUs (reported as acquisitions) plus a separate grant of 3,254 RSUs, yielding 5,450 RSUs in total. Following net-settlement for tax withholding, Axos retained 820 shares (500 and 320) leaving the reporting person with 53,879 shares directly beneficially owned and 2,737 shares held indirectly in a 401(k) plan. The RSUs were granted under the Axos Financial, Inc. 2014 Stock Incentive Plan and vest one-third on each anniversary of grant; they include dividend equivalent rights.
Axos Financial insider Brian D. Swanson received and/or had vested a total of 5,450 restricted stock units (RSUs) on September 15, 2025, which converted into common stock and were reported on Form 4. The filing shows vesting/issuance of 1,400 and 896 RSUs (reported as acquisitions) plus a separate grant of 3,254 RSUs, yielding 5,450 RSUs in total. Following net-settlement for tax withholding, Axos retained 820 shares (500 and 320) leaving the reporting person with 53,879 shares directly beneficially owned and 2,737 shares held indirectly in a 401(k) plan. The RSUs were granted under the Axos Financial, Inc. 2014 Stock Incentive Plan and vest one-third on each anniversary of grant; they include dividend equivalent rights.
David Park, President, Commercial Bank at Axos Financial, Inc. (AX) received vesting and a new RSU grant on September 15, 2025. Two tranches of previously granted restricted stock units vested, resulting in the issuance of 1,793 and 1,477 shares of common stock at an indicated price of $90.29 per share (transaction code M). Axos withheld 750 and 910 shares to satisfy tax-withholding obligations related to the net settlement of the vested RSUs. The filing also shows a new grant of 3,197 RSUs on September 15, 2025. After these transactions, the reporting person’s beneficial ownership figures are reported in the form (including direct and indirect holdings, and shares under RSUs).
David Park, President, Commercial Bank at Axos Financial, Inc. (AX) received vesting and a new RSU grant on September 15, 2025. Two tranches of previously granted restricted stock units vested, resulting in the issuance of 1,793 and 1,477 shares of common stock at an indicated price of $90.29 per share (transaction code M). Axos withheld 750 and 910 shares to satisfy tax-withholding obligations related to the net settlement of the vested RSUs. The filing also shows a new grant of 3,197 RSUs on September 15, 2025. After these transactions, the reporting person’s beneficial ownership figures are reported in the form (including direct and indirect holdings, and shares under RSUs).
Axos Financial insider activity: Raymond D. Matsumoto, EVP & Chief Operating Officer, received vested restricted stock units (RSUs) on 09/15/2025 that converted into common shares. Two vesting events resulted in 2,241 and 1,635 shares issued at an indicated transaction price of $90.29 per share. The company withheld 585 and 801 shares for tax withholding related to the net settlement. A separate grant of 3,212 RSUs was also reported on 09/15/2025. Following these transactions, reported beneficial ownership totals shown include 38,110, 37,309, and derivative RSU-based share totals. The reporting form lists 2,078 shares held indirectly via a 401(k) plan.
Axos Financial insider activity: Raymond D. Matsumoto, EVP & Chief Operating Officer, received vested restricted stock units (RSUs) on 09/15/2025 that converted into common shares. Two vesting events resulted in 2,241 and 1,635 shares issued at an indicated transaction price of $90.29 per share. The company withheld 585 and 801 shares for tax withholding related to the net settlement. A separate grant of 3,212 RSUs was also reported on 09/15/2025. Following these transactions, reported beneficial ownership totals shown include 38,110, 37,309, and derivative RSU-based share totals. The reporting form lists 2,078 shares held indirectly via a 401(k) plan.
Ann Gill, SVP and Chief Accounting Officer of Axos Financial, Inc. (AX), reported issuance and vesting of restricted stock units on 09/15/2025. A total of 1,254 RSUs vested in two groups reported as 727 and 527 units, and an additional grant of 1,163 RSUs was recorded the same date. Following vesting and net-settlement for tax withholding, the reporting person holds between 8,831 and 10,781 shares across different reported lines. The common stock transactions were reported at a price of $90.29 per share. The Form 4 was signed on behalf of Ms. Gill on 09/17/2025.
Ann Gill, SVP and Chief Accounting Officer of Axos Financial, Inc. (AX), reported issuance and vesting of restricted stock units on 09/15/2025. A total of 1,254 RSUs vested in two groups reported as 727 and 527 units, and an additional grant of 1,163 RSUs was recorded the same date. Following vesting and net-settlement for tax withholding, the reporting person holds between 8,831 and 10,781 shares across different reported lines. The common stock transactions were reported at a price of $90.29 per share. The Form 4 was signed on behalf of Ms. Gill on 09/17/2025.
Axos Financial executive David M. Crow reported stockholder transactions on 09/15/2025. 520 shares of common stock were issued upon vesting of restricted stock units (RSUs) and reported as an acquisition at an effective price of $90.29 per share, increasing his direct holdings to 1,039 shares. Concurrently, 152 shares were surrendered to the issuer for tax withholding in connection with the vesting, leaving 887 shares directly owned after withholding. The filing also shows a separate grant of 997 RSUs to Crow on 09/15/2025, and total direct RSU-based common shares reported after the transactions are 5,266. The RSUs vest one-third on each anniversary of the grant and include dividend equivalent rights.
Axos Financial executive David M. Crow reported stockholder transactions on 09/15/2025. 520 shares of common stock were issued upon vesting of restricted stock units (RSUs) and reported as an acquisition at an effective price of $90.29 per share, increasing his direct holdings to 1,039 shares. Concurrently, 152 shares were surrendered to the issuer for tax withholding in connection with the vesting, leaving 887 shares directly owned after withholding. The filing also shows a separate grant of 997 RSUs to Crow on 09/15/2025, and total direct RSU-based common shares reported after the transactions are 5,266. The RSUs vest one-third on each anniversary of the grant and include dividend equivalent rights.
Axos Financial insider Thomas M. Constantine received and settled restricted stock units on September 15, 2025. The filing shows vesting and issuance of RSUs under the Axos Financial, Inc. 2014 Stock Incentive Plan. On that date, 1,926 RSUs and 1,055 RSUs were issued (reported as acquisitions) and an additional grant of 2,769 RSUs was recorded as acquired. Axos withheld shares for tax purposes: 1,037 and 568 shares were retained in net-settlement transactions. Following these transactions the reporting person held 14,652, 15,707, and 17,421 shares of common stock tied to the various RSU groups and 2,776 shares indirectly via a 401(k) plan. The Form 4 was signed on behalf of the reporting person on 09/17/2025.
Axos Financial insider Thomas M. Constantine received and settled restricted stock units on September 15, 2025. The filing shows vesting and issuance of RSUs under the Axos Financial, Inc. 2014 Stock Incentive Plan. On that date, 1,926 RSUs and 1,055 RSUs were issued (reported as acquisitions) and an additional grant of 2,769 RSUs was recorded as acquired. Axos withheld shares for tax purposes: 1,037 and 568 shares were retained in net-settlement transactions. Following these transactions the reporting person held 14,652, 15,707, and 17,421 shares of common stock tied to the various RSU groups and 2,776 shares indirectly via a 401(k) plan. The Form 4 was signed on behalf of the reporting person on 09/17/2025.
Axos Financial insider filing: On 09/15/2025, reporting person Eshel Bar-Adon received vesting restricted stock units (RSUs) that converted into shares of Common Stock at a reported price of $90.29 per share. The filing shows acquisitions of 1,055 and 1,651 shares from vested RSUs, alongside net-share withholding of 889 and 568 shares for tax purposes. The reporting person also had a grant of 2,769 RSUs and 3,232 shares held indirectly in a 401(k) plan. Following the transactions the filing reports beneficial ownership figures in the range of ~126,742 to 128,199 shares, with the last direct ownership figure shown as 126,742 shares.
Axos Financial insider filing: On 09/15/2025, reporting person Eshel Bar-Adon received vesting restricted stock units (RSUs) that converted into shares of Common Stock at a reported price of $90.29 per share. The filing shows acquisitions of 1,055 and 1,651 shares from vested RSUs, alongside net-share withholding of 889 and 568 shares for tax purposes. The reporting person also had a grant of 2,769 RSUs and 3,232 shares held indirectly in a 401(k) plan. Following the transactions the filing reports beneficial ownership figures in the range of ~126,742 to 128,199 shares, with the last direct ownership figure shown as 126,742 shares.
Axos Financial, Inc. is offering subordinated notes due October 1, 2035, with a fixed 7.00% coupon through October 1, 2030 and a floating rate thereafter equal to Three-Month Term SOFR plus 379 basis points. The notes are unsecured obligations of the holding company only, structurally subordinated to liabilities of its subsidiaries, including Axos Bank. Axos reported assets of approximately $24.8 billion, loans of $21.05 billion, deposits of $20.83 billion, and borrowings of $312.7 million as of June 30, 2025. The company expects settlement on or about September 19, 2025 (T+3). Proceeds are intended to repay indebtedness, including redemption of the $160.5 million 2030 notes, and for general corporate purposes. The prospectus highlights regulatory, structural subordination, market liquidity, calculation-agent conflict, tax and ERISA risks.
Axos Financial, Inc. is offering subordinated notes due October 1, 2035, with a fixed 7.00% coupon through October 1, 2030 and a floating rate thereafter equal to Three-Month Term SOFR plus 379 basis points. The notes are unsecured obligations of the holding company only, structurally subordinated to liabilities of its subsidiaries, including Axos Bank. Axos reported assets of approximately $24.8 billion, loans of $21.05 billion, deposits of $20.83 billion, and borrowings of $312.7 million as of June 30, 2025. The company expects settlement on or about September 19, 2025 (T+3). Proceeds are intended to repay indebtedness, including redemption of the $160.5 million 2030 notes, and for general corporate purposes. The prospectus highlights regulatory, structural subordination, market liquidity, calculation-agent conflict, tax and ERISA risks.
Axos Financial priced a notes offering expected to net approximately $197.2 million after underwriting discounts of 1.25%, with the offering anticipated to close on or about September 19, 2025. The company intends to use the net proceeds to repay existing indebtedness, including redeeming in full its $160.5 million principal amount of 4.875% Fixed-to-Floating Rate Subordinated Notes due October 1, 2030, and to support growth initiatives at subsidiaries and for general corporate purposes.
The company previously issued a conditional notice to redeem all outstanding 2030 Notes on October 1, 2025, subject to satisfaction of a financing condition that may be waived or rescinded in the company's discretion. The notes were offered pursuant to a prospectus supplement to Axos's effective Form S-3ASR registration statement.
Axos Financial priced a notes offering expected to net approximately $197.2 million after underwriting discounts of 1.25%, with the offering anticipated to close on or about September 19, 2025. The company intends to use the net proceeds to repay existing indebtedness, including redeeming in full its $160.5 million principal amount of 4.875% Fixed-to-Floating Rate Subordinated Notes due October 1, 2030, and to support growth initiatives at subsidiaries and for general corporate purposes.
The company previously issued a conditional notice to redeem all outstanding 2030 Notes on October 1, 2025, subject to satisfaction of a financing condition that may be waived or rescinded in the company's discretion. The notes were offered pursuant to a prospectus supplement to Axos's effective Form S-3ASR registration statement.
Axos Financial, Inc. files a preliminary prospectus supplement for subordinated notes to be issued by the holding company. The Notes are unsecured, structurally subordinated to subsidiary obligations and are not FDIC insured. Axos reports approximately $24.8 billion of consolidated assets and $39.4 billion of assets under custody/administration at Axos Clearing as of June 30, 2025. At that date the company reported $21.05 billion of loans, $20.83 billion of deposits and $312.7 million of borrowings. Interest expense on holding company debt was $14.8 million for the fiscal year ended June 30, 2025. The offering contemplates a fixed-rate period through 2030 followed by a floating-rate period to a stated maturity in 2035, with redemption options beginning in 2030 subject to Federal Reserve approval. Settlement is expected on a T+3 basis. The prospectus discloses constraints on dividend flows from the bank, subordination mechanics, limited events of default and potential conflicts where the issuer acts as calculation agent.
Axos Financial, Inc. files a preliminary prospectus supplement for subordinated notes to be issued by the holding company. The Notes are unsecured, structurally subordinated to subsidiary obligations and are not FDIC insured. Axos reports approximately $24.8 billion of consolidated assets and $39.4 billion of assets under custody/administration at Axos Clearing as of June 30, 2025. At that date the company reported $21.05 billion of loans, $20.83 billion of deposits and $312.7 million of borrowings. Interest expense on holding company debt was $14.8 million for the fiscal year ended June 30, 2025. The offering contemplates a fixed-rate period through 2030 followed by a floating-rate period to a stated maturity in 2035, with redemption options beginning in 2030 subject to Federal Reserve approval. Settlement is expected on a T+3 basis. The prospectus discloses constraints on dividend flows from the bank, subordination mechanics, limited events of default and potential conflicts where the issuer acts as calculation agent.