Welcome to our dedicated page for Axos Financial SEC filings (Ticker: AX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Axos Financial, Inc. (NYSE: AX), the holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc. Through these filings, investors can review the company’s detailed financial statements, risk disclosures, governance information, and documentation of material events affecting the business.
Axos Financial’s SEC reporting includes annual reports on Form 10-K and quarterly reports on Form 10-Q, which present consolidated financial results for its Banking Business Segment and Securities Business Segment. These reports typically cover net interest income, non-interest income, provisions for credit losses, non-interest expense, segment performance, capital ratios, and metrics such as book value and tangible book value per common share. They also describe Axos Bank’s nationwide consumer and business banking activities and the securities clearing and digital advisory services provided by Axos Clearing and Axos Invest.
Current reports on Form 8-K document significant events such as earnings releases, material definitive agreements, capital markets transactions, and acquisitions. Recent 8-K filings describe Axos Financial’s issuance of 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035, the agreement and subsequent closing of the acquisition of Verdant Commercial Capital, LLC, the purchase of a commercial office complex in San Diego, California that Axos Bank intends to occupy as its headquarters at a future date, and matters submitted to a vote of stockholders at the annual meeting. Other 8-Ks address changes involving directors or certain officers and the use of investor presentations.
The company’s proxy statement on Form DEF 14A provides information on board composition, director elections, executive compensation, equity incentive plans, and shareholder voting procedures. It also outlines the agenda for the annual meeting of stockholders and the board’s recommendations on each proposal, including advisory votes on executive compensation and ratification of the independent registered public accounting firm.
On Stock Titan, these filings are supplemented with AI-powered summaries designed to highlight key points from lengthy documents. Users can quickly identify major changes in Axos Financial’s financial condition, capital structure, governance, and strategic transactions, and then drill into the full text of 10-K, 10-Q, 8-K, and DEF 14A filings as needed. Insider transaction reports on Form 4 and other ownership-related filings, when available, can also be reviewed to understand trading activity by directors and officers.
Raymond D. Matsumoto, Executive Vice President and Chief Operating Officer of Axos Financial, reported the vesting and issuance of restricted stock units (RSUs) on September 23, 2025. A total of 2,491 shares of common stock were issued upon RSU vesting at a reported per-share value of $88.46, increasing his direct holdings to 39,800 shares. The filing also shows 891 shares were retained by the company to satisfy tax withholding related to the net settlement, leaving an indicated direct beneficial ownership of 38,909 shares plus 2,078 shares indirectly held in a 401(k) plan. The RSUs vest one-third each year and include dividend equivalent rights.
Ann Gill, SVP & Chief Accounting Officer of Axos Financial (AX), received 906 shares of common stock on 09/23/2025 when restricted stock units vested under the company's 2014 Stock Incentive Plan. The RSUs vest one-third on each anniversary of grant and include dividend equivalent rights. Axos withheld 487 shares to satisfy tax withholding, leaving the reporting person with 9,250 shares directly beneficially owned after the net-settlement. The filing also discloses 1,010 shares indirectly held through a 401(k) plan. The Form 4 was signed on 09/25/2025.
Thomas M. Constantine, EVP and Chief Credit Officer of Axos Financial, Inc. (AX), reported transactions dated 09/23/2025 involving vested restricted stock units (RSUs). On that date 2,039 shares of common stock were issued following RSU vesting at an indicated price of $88.46 per share. Concurrently, 1,098 shares were retained by Axos Financial for tax withholding, leaving the reporting person with 19,337 shares directly beneficially owned and 2,776 shares held indirectly through a 401(k) plan. After these transactions the reporting person beneficially owned 15,382 shares subject to RSUs that remain unvested. The RSUs were granted under the Axos Financial, Inc. 2014 Stock Incentive Plan and vest in one-third increments on each anniversary of the grant.
Bar-Adon Eshel, Executive Vice President, Strategic Partnerships at Axos Financial, had 1,722 shares of common stock issued on September 23, 2025 following the vesting of restricted stock units (RSUs). The RSUs vest one-third on each anniversary of grant and are accompanied by dividend equivalent rights. Axos withheld 927 shares for tax purposes in connection with the net-settlement, leaving the reporting person with 127,537 shares of common stock directly after the withholding. The filing also shows 3,232 shares beneficially owned indirectly through a 401(k) plan and 14,293 RSUs
Axos Financial, Inc. furnished a Current Report on Form 8-K reporting a material event and attached a press release dated September 22, 2025 as Exhibit 99.1. The filing states the press release and an investor presentation available at http://investors.axosfinancial.com provide additional information about the transaction. The company explicitly says the furnished materials are not "filed" under the Exchange Act and are not incorporated by reference into Securities Act or Exchange Act filings, and it disclaims that the information is necessarily material or complete. The submission contains no financial tables, transaction terms, or outcomes, so details of the underlying event are not disclosed in this report.
Axos Financial, Inc. issued subordinated unsecured notes under an indenture dated February 24, 2022 and a Second Supplemental Indenture dated September 19, 2025. The notes pay a fixed 7.00% annual interest semi-annually from September 19, 2025 until October 1, 2030, then convert to a floating rate equal to Three-Month Term SOFR plus 379 basis points payable quarterly through maturity on October 1, 2035. Interest payments commence April 1, 2026 for the fixed period and January 1, 2031 for the floating period. Notes are in minimum denominations of $1,000, rank junior to all senior indebtedness, and are redeemable beginning October 1, 2030 at 100% of principal plus accrued interest. Legal opinion and full indenture documents are filed as exhibits.
Michael James Watson, EVP, Head of Axos Securities, reported insider transactions on 09/15/2025. On that date vested restricted stock units (RSUs) converted to common stock: 1,572 shares and 1,055 shares were acquired via vesting, and an additional grant of 1,640 RSUs was made. Axos Financial withheld 846 and 568 shares for tax withholding in connection with the net-settlement of vested RSUs. After the transactions the reporting person beneficially owned 12,443, 11,388, and 13,028 shares reported across respective line items, with 487 shares held indirectly in a 401(k) plan.
Derrick Walsh, EVP and Chief Financial Officer of Axos Financial, Inc. (AX) reported transactions tied to vested restricted stock units (RSUs) on September 15, 2025. The filing shows issuance of Common Stock following RSU vesting, with 1,318 and 1,848 shares issued at an indicated price of $90.29 per share. Axos withheld 995 and 709 shares for tax purposes as net-settlement, reducing net share increases. After the transactions the reporting person’s direct beneficial holdings are shown in the range of 41,868 to 43,716 shares across reported lines, and an indirect 401(k) balance of 2,737 shares is disclosed. The RSUs were granted under the Axos Financial, Inc. 2014 Stock Incentive Plan and vest one-third annually; some RSUs include dividend equivalent rights.
John Charles Tolla, EVP and Chief Risk Officer of Axos Financial, reported transactions on 09/15/2025 reflecting the vesting and issuance of restricted stock units (RSUs) under the Axos Financial, Inc. 2014 Stock Incentive Plan. On that date the filing shows acquisitions (code M) of 1,572 and 1,107 shares at an implied price of $90.29 per share and a separate grant of 2,465 RSUs. Axos withheld 846 and 596 shares for tax net-settlement, resulting in reported beneficial ownership totals reported in the form (examples include 30,289, 31,396, and derivative-related totals such as 25,846 and 27,204). The RSUs vest one-third on each anniversary of the grant and include dividend equivalent rights.
Candace L. Thiele, an executive at Axos Financial, Inc. (AX), reported transactions on September 15, 2025 showing the vesting and issuance of restricted stock units (RSUs) granted under the Axos Financial, Inc. 2014 Stock Incentive Plan. The filing indicates RSUs vested and were converted to common stock on that date; a portion of the issued shares (200 and 199 shares) were retained by the company for tax withholding in connection with net settlement. The RSUs vest in one-third increments on each anniversary of grant and include dividend equivalent rights. The Form 4 was signed on behalf of the reporting person by Derrick Walsh on September 17, 2025.