[Form 4] Axos Financial, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Axos Financial insider sale disclosed on Form 4. Director Nicholas Mosich sold a total of 5,000 shares of Axos Financial common stock across two transactions on 09/02/2025 and 09/03/2025. The filings report sales of 4,380 shares at a weighted average price of $90.012 and 620 shares at $90.50. After these transactions the reporting person beneficially owned 79,495 shares directly. The Form 4 was filed as a single reporting person disclosure and includes an explanatory note that the first sale was executed in multiple trades at prices ranging from $89.80 to $90.10.

Positive

• Timely and complete Section 16 disclosure showing dates, amounts, prices, and resulting beneficial ownership
• Sales executed at a narrow price range with weighted-average price and per-trade range disclosed

Negative

• Director disposed of 5,000 shares (4,380 and 620), reducing direct beneficial ownership to 79,495 shares
• Form does not state whether transactions were under a Rule 10b5-1 plan, limiting context on whether sales were preplanned

Insights

Financial Analyst

TL;DR: Director sold 5,000 AX shares at ~ $90, reducing direct holdings to 79,495 shares.

The transactions are routine insider sales disclosed on Form 4 and consist of 4,380 shares at a weighted average of $90.012 (multiple trades between $89.80 and $90.10) and 620 shares at $90.50. From an investor-perspective, the sale size (5,000 shares) is material at the individual level but the filing does not provide prior total holdings percentage or context such as scheduled 10b5-1 plan language. The disclosure is timely and conforms to Section 16 reporting requirements, enabling market transparency about insider liquidity.

Corporate Governance Expert

TL;DR: Disclosure is compliant and signed; sale appears to be an open-market sale, not clearly tied to a trading plan.

The Form 4 identifies Nicholas Mosich as a director and shows direct disposition of shares. The form is signed on behalf of the reporting person and includes the explanatory sales price range. The filing does not indicate whether the trades were pursuant to a Rule 10b5-1 plan or other prearranged plan; absence of that note limits governance context but the required information—dates, amounts, and resulting beneficial ownership—is provided, fulfilling reporting obligations.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Nick Mosich

(Last) (First) (Middle)

9205 WEST RUSSELL ROAD

SUITE 400

(Street)

LAS VEGAS NV 89148

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Axos Financial, Inc. [ AX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/02/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/02/2025		S		4,380	D	$90.012(1)	80,115	D
Common Stock	09/03/2025		S		620	D	$90.5	79,495	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These transactions were executed in multiple trades, at prices ranging from $89.80 to $90.10. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

	By: Derrick Walsh For: Nicholas Mosich	09/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did Nicholas Mosich report on the Axos Financial (AX) Form 4?

He reported open-market dispositions of 4,380 shares on 09/02/2025 and 620 shares on 09/03/2025.

At what prices were the Axos (AX) shares sold according to the Form 4?

The first sale had a weighted-average price of $90.012 (individual trades ranged from $89.80 to $90.10); the second sale was at $90.50.

How many Axos (AX) shares does the reporting person beneficially own after these transactions?

The Form 4 reports 79,495 shares beneficially owned directly following the reported transactions.

What is Nicholas Mosich's relationship to Axos Financial disclosed on the Form 4?

The Form 4 identifies Nicholas Mosich as a Director of Axos Financial.

Does the Form 4 indicate these sales were made under a 10b5-1 trading plan?

No. The filing does not indicate that the transactions were made pursuant to a Rule 10b5-1 plan.