Axos Financial EVP reports RSU vesting, new grant

Axos Financial EVP Eshel Bar-Adon reported RSU vesting, tax-withholding share retention, and a new RSU grant, alongside indirect 401(k) holdings.

Rhea-AI Filing Summary

Axos Financial, Inc. (AX) executive Eshel Bar-Adon, EVP Strategic Partnerships, reported several equity compensation events on September 15, 2026. Restricted stock units (RSUs) covering 3,629 shares vested and were settled in Common Stock, with 1,956 shares retained by Axos Financial, Inc. for tax withholding in a net-settlement. On the same date, Bar-Adon received a new grant of 3,076 RSUs, each representing a contingent right to one share of Common Stock and vesting in one-third increments on each anniversary of the grant date. A separate holding line shows 3,379 shares of Common Stock held indirectly in a 401(k) Plan. No Rule 10b5-1 trading plan is reported.

Insider Trade Summary

3,629 shares exercised/converted

Exercise 5 txns

Insider Bar-Adon Eshel

Role EVP, Strategic Partnerships an

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units F3, F4, F5	3,629	$0.00	$0.00
Grant/Award	Restricted Stock Units F6, F4, F5	3,076	$0.00	$0.00
Exercise	Common Stock F1	3,629	$92.68	$336K
Disposition	Common Stock F2	1,956	$92.68	$181K
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 12,840 contracts (Direct); Common Stock — 131,051 shares (Direct); Common Stock — 3,379 shares (Indirect, 401(k) Plan)

Footnotes (6)

1. F1. Represents shares of Common Stock issued on September 15, 2026, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.
2. F2. Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.
3. F3. The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.
4. F4. Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.
5. F5. The RSUs vest as to one-third of the shares on each anniversary date of grant.
6. F6. Grant to the reporting person on September 15, 2026 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

Key Figures

RSUs vested into Common Stock: 3,629 shares Shares retained for tax withholding: 1,956 shares New RSU grant: 3,076 RSUs +3 more

6 metrics

RSUs vested into Common Stock 3,629 shares Shares of Common Stock issued on September 15, 2026 following RSU vesting

Shares retained for tax withholding 1,956 shares Common Stock retained by Axos Financial, Inc. in RSU net-settlement for taxes

New RSU grant 3,076 RSUs Grant to Eshel Bar-Adon on September 15, 2026 under the 2014 Stock Incentive Plan

RSU-to-share ratio 1.0 share per RSU Each RSU represents a contingent right to receive one share of Common Stock

Indirect 401(k) holdings 3,379 shares Common Stock held indirectly in a 401(k) Plan as of the reported date

Implied share value at exercise/conversion $92.68 per share Price per share shown for Common Stock issued upon RSU vesting on September 15, 2026

Key Terms

Restricted Stock Units, net-settlement, dividend equivalent rights, contingent right, +1 more

5 terms

Restricted Stock Units financial

"Represents shares of Common Stock issued following the vesting of Restricted Stock Units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

net-settlement financial

"in connection with the net-settlement on the issuance of shares of Common Stock"

dividend equivalent rights financial

"The RSUs are accompanied by dividend equivalent rights"

Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.

contingent right financial

"Each RSU represents a contingent right to receive one share"

401(k) Plan financial

"Common Stock held indirectly through a 401(k) Plan"

A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What equity transactions did AX executive Eshel Bar-Adon report on September 15, 2026?

Bar-Adon reported RSUs covering 3,629 shares vesting into Common Stock, 1,956 shares retained by Axos Financial, Inc. for tax withholding, and a new grant of 3,076 RSUs that vest one-third on each anniversary of the grant date.

How many Axos Financial (AX) shares were withheld for taxes in this Form 4?

Axos Financial, Inc. retained 1,956 shares of Common Stock for tax withholding in connection with the net-settlement of shares issued for vested RSUs reported for September 15, 2026.

What new RSU grant did Eshel Bar-Adon receive from Axos Financial (AX)?

On September 15, 2026, Eshel Bar-Adon received a grant of 3,076 restricted stock units (RSUs) under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs vest as to one-third of the shares on each anniversary of the grant date.

How do the RSUs reported by AX for Eshel Bar-Adon convert into Common Stock?

Each RSU reported for Eshel Bar-Adon represents a contingent right to receive one share of Axos Financial, Inc. Common Stock, with vesting occurring in one-third increments on each anniversary of the grant date, as disclosed in the footnotes.

Does the Axos Financial (AX) Form 4 indicate use of a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not marked as being pursuant to a plan, and the footnotes do not state that the reported transactions occurred under a Rule 10b5-1 or other pre-arranged trading plan.

What indirect Axos Financial (AX) holdings are reported for Eshel Bar-Adon?

The Form 4 shows 3,379 shares of Common Stock held indirectly in a 401(k) Plan as of the September 15, 2026 reporting line, in addition to the direct equity compensation transactions reported separately.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 09/16/2026 - 07:25 PM Accepted by SEC EDGAR 09/16/2026 - 07:24 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bar-Adon Eshel

(Last) (First) (Middle)

9205 WEST RUSSELL ROAD

SUITE 400

(Street)

LAS VEGAS NEVADA 89148

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Axos Financial, Inc. [ AX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Strategic Partnerships an

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	09/15/2026		M		3,629	A	$92.68	133,007	D
Common Stock	09/15/2026		D		1,956(2)	D	$92.68	131,051	D
Common Stock								3,379	I	401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units(3)	(4)	09/15/2026		M			3,629	(5)	(5)	Common Stock	3,629	$0.0	9,764	D
Restricted Stock Units(6)	(4)	09/15/2026		A		3,076		(5)	(5)	Common Stock	3,076	$0.0	12,840	D

Explanation of Responses:

1. Represents shares of Common Stock issued on September 15, 2026, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

2. Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

3. The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

4. Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

5. The RSUs vest as to one-third of the shares on each anniversary date of grant.

6. Grant to the reporting person on September 15, 2026 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

	By: Derrick Walsh For: Eshel Bar-Adon	09/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)