Axos Financial (AX) EVP nets additional shares through RSU vesting and tax withholding

Rhea-AI Filing Summary

Axos Financial, Inc. executive Candace L. Thiele settled a tranche of Restricted Stock Units on March 20, 2026. She exercised RSUs into 444 shares of common stock, valued at $82.93 per share for reporting purposes. Of these, 217 shares were returned to Axos to cover tax withholding, leaving a net increase of 227 shares in her direct holdings. After the transactions, she directly holds 1,008 shares of common stock, plus 348 shares held indirectly through a 401(k) plan. The filing reflects routine equity compensation vesting rather than open‑market trading.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

THIELE CANDACE L

(Last) (First) (Middle)

9205 WEST RUSSELL ROAD

SUITE 400

(Street)

LAS VEGAS NEVADA 89148

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Axos Financial, Inc. [ AX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Administrative Offi

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								348	I	401(k) Plan
Common Stock(1)	03/20/2026		M		444	A	$82.93	1,225	D
Common Stock	03/20/2026		D		217(2)	D	$82.93	1,008	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units(3)	(4)	03/20/2026		M			444	(5)	(5)	Common Stock	444	$0	4,541	D

Explanation of Responses:

1. Represents shares of Common Stock issued on March 20, 2026, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

2. Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

3. The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

4. Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

5. The RSUs vest as to one-third of the shares on each anniversary date of grant.

	Derrick Walsh for Candace Thiele	03/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Axos Financial (AX) report for Candace Thiele?

Axos Financial reported that executive Candace L. Thiele settled Restricted Stock Units into 444 common shares on March 20, 2026. A portion was returned to Axos for tax withholding, reflecting routine equity compensation activity rather than an open-market stock trade.

How many Axos Financial (AX) shares did Candace Thiele ultimately retain?

After RSU vesting and tax-related share returns, Candace Thiele’s direct Axos common stock holdings rose to 1,008 shares. She also has 348 shares held indirectly through a 401(k) plan, according to the filing’s post-transaction ownership figures.

Were Candace Thiele’s Axos Financial (AX) transactions open-market buys or sells?

The transactions were not open-market buys or sells. They stemmed from RSU vesting, where 444 shares were issued and 217 were returned to Axos for tax withholding, leaving a net share increase as part of standard equity compensation.

What price per share was used for Candace Thiele’s Axos (AX) RSU conversion?

The common stock issued upon RSU vesting was reported at a price of $82.93 per share. This value is used for disclosure and tax reporting in the filing, not as evidence of an open-market purchase or sale by the executive.

How many Restricted Stock Units did Candace Thiele convert at Axos Financial (AX)?

Candace Thiele converted 444 Restricted Stock Units into an equal number of Axos common shares. The filing notes each RSU represents a contingent right to receive one share, and these RSUs vest in one-third increments on each anniversary of the grant date.