[Form 4] American Express Company Insider Trading Activity

Rhea-AI Filing Summary

Herena Monique, an officer of American Express Company (AXP) with the title shown as Chief Colleague Experience Off, reported transactions dated 09/03/2025 on a Form 4. The filing shows a disposition by gift of 610 shares of common stock (transaction code G) at $0 price and a sale of 8,695 shares (transaction code S) at a reported price of $325.88 per share. Following those transactions the Form reports 12,266.331 shares beneficially owned (direct). The Form 4 was signed by an attorney-in-fact, James J. Killerlane III, on 09/05/2025.

Positive

• Timely disclosure of insider transactions by filing a Form 4 signed by an attorney-in-fact on 09/05/2025
• Clear reporting of transaction types and prices, including a sale at $325.88 and a gift at $0

Negative

• Officer disposed of a total of 9,305 shares (610 gifted and 8,695 sold), reducing direct holdings to 12,266.331 shares
• No contextual disclosures in the Form 4 about reasons for the gift or sale are provided in the filing

Insights

Financial Analyst

TL;DR Insider sale of 8,695 AXP shares and a 610-share gift reduced direct holdings to 12,266.331 shares.

The Form 4 discloses an officer-level insider executing a sale and a gift on 09/03/2025. The sale price is reported at $325.88 per share, and the gift shows a $0 price as expected. The filing is a routine Section 16 disclosure showing disposition activity rather than acquisition. The direct beneficial ownership reported following the transactions is clearly stated as 12,266.331 shares. There are no derivative transactions reported.

Corporate Governance Expert

TL;DR This is a standard Form 4 disclosure showing an officer's sale and gift; filing appears properly executed by attorney-in-fact.

The document names the reporting person and her relationship to the issuer as an officer. Transaction codes include G for a gift and S for a sale, both dated 09/03/2025, and the form is signed by an attorney-in-fact on 09/05/2025. The record shows direct ownership only and does not indicate any insider acquisitions, option exercises, or indirect ownership structures. As presented, the filing meets basic disclosure expectations under Section 16(a).

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Herena Monique

(Last) (First) (Middle)

200 VESEY STREET, AMERICAN EXPRESS TOWER

(Street)

NEW YORK NY 10285-5001

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN EXPRESS CO [ AXP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Colleague Experience Off

3. Date of Earliest Transaction (Month/Day/Year)
09/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/03/2025		G		610	D	$0	20,961.331	D
Common Stock	09/03/2025		S		8,695	D	$325.88	12,266.331	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ James J. Killerlane III, attorney in-fact	09/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did Herena Monique report on the AXP Form 4?

The Form 4 reports a gift of 610 shares (code G) at $0 and a sale of 8,695 shares (code S) at $325.88, both dated 09/03/2025.

How many AXP shares does Herena Monique beneficially own after the transactions?

The Form 4 reports 12,266.331 shares beneficially owned (direct) following the reported transactions.

What is the reporting person’s relationship to American Express (AXP)?

The filing identifies Herena Monique as an Officer with the title shown as Chief Colleague Experience Off.

When were the Form 4 transactions executed and when was the form signed?

Transactions are dated 09/03/2025 and the Form 4 was signed by an attorney-in-fact, James J. Killerlane III, on 09/05/2025.

Are there any derivative security transactions reported in this Form 4?

No. Table II for derivative securities shows no reported derivative transactions in this filing.

Does the Form 4 show indirect ownership or beneficial ownership through other entities?

No. The ownership form reported for the transactions is Direct (D); no indirect ownership or related party interests are disclosed.