Welcome to our dedicated page for American Express Co SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company filings document the regulatory record of a global payments company with consumer, small-business, commercial, and merchant-network activities. Current reports and Regulation FD disclosures cover operating results, supplemental financial data, Card Member loan delinquency and write-off statistics for U.S. Consumer and U.S. Small Business portfolios, and risk disclosures tied to spending volumes, partnerships, regulation, litigation, competition, and reputation.
Its filings also address capital structure and governance, including fixed-to-floating rate note issuances under shelf registration materials, common-share dividend actions, annual meeting voting results, director elections, auditor ratification, executive compensation votes, shareholder proposals, and related proxy disclosures.
American Express Company reported the results of its company-run 2026 Dodd-Frank Act Stress Test and confirmed it will continue to operate with a Stress Capital Buffer of 2.5 percent, the minimum level, through September 30, 2027.
The company highlighted its capital return strategy, noting a previously announced 16 percent increase in its quarterly common dividend to $0.95 per share starting with the first-quarter 2026 declaration, and that it returned $8.7 billion to shareholders via buybacks and dividends over the 12 months ended March 31, 2026.
American Express Company Chief Partner Officer Glenda G. McNeal sold 7,033 shares of common stock in an open-market transaction. The sale on June 15, 2026 was executed at a weighted average price of $339.36 per share, with individual trade prices ranging from $339.11 to $339.53.
Following this sale, McNeal directly holds 9,715.139 shares of American Express common stock. The reported holdings include shares that were previously acquired through dividend reinvestment.
American Express Company issued €750,000,000 of 3.835% Fixed-to-Floating Rate Notes due June 16, 2034. The notes were issued on June 17, 2026 under an existing shelf registration on Form S-3, using a prospectus dated February 9, 2024 and a June 10, 2026 prospectus supplement.
The notes are senior debt securities issued under a senior indenture dated August 1, 2007 with The Bank of New York Mellon as trustee, as amended by supplemental indentures from 2021 and 2023. The filing also includes a legal opinion from Cleary Gottlieb Steen & Hamilton LLP and related counsel consents as exhibits.
AXP reports proposed sales of Common stock on a Form 144 in connection with restricted stock vesting under a registered plan. The notice lists 1,373 shares with a vesting date of 01/29/2023 and 5,660 shares with a vesting date of 02/01/2026, and shows Morgan Stanley Smith Barney LLC as the broker.
American Express Company filed an 8-K under Regulation FD to share updated credit quality statistics for its U.S. Consumer and U.S. Small Business card portfolios for March, April, and May 2026.
As of May 31, 2026, U.S. Consumer total card balances were $113.8 billion, with 30-day-plus delinquencies at 1.1% of balances and a net write-off rate on principal of 2.0%. U.S. Small Business total balances were $46.7 billion, with 30-day-plus delinquencies at 1.4% and a 2.6% net write-off rate on principal. Combined U.S. Consumer and Small Business card balances held for investment totaled $160.5 billion.
The company also provided data for the American Express Credit Account Master Trust, which securitizes revolve-eligible balances. For the period from May 1 through May 31, 2026, the trust reported an ending total principal balance of $25.4 billion, an annualized default rate net of recoveries of 1.2%, and $0.2 billion of balances 30 or more days delinquent.
American Express Company is offering €750,000,000 of 3.835% fixed-to-floating rate senior notes due June 16, 2034. The notes pay 3.835% annually during the fixed period through June 16, 2033, then float at three-month EURIBOR plus 0.906% through maturity. The offering price is 100.000% and the underwriters’ discount is 0.400%.
The notes are senior unsecured obligations, payable in euros, issued in minimum denominations of €100,000, and may be redeemed under specified par, make-whole and tax-event provisions. Net proceeds are estimated at approximately €746,350,000 for general corporate purposes.
American Express Company provides an update on credit performance for its U.S. Consumer and U.S. Small Business Card portfolios and related securitized balances. The company now reports Card Member loans and receivables together as combined Card balances, covering both revolve-eligible and pay-in-full amounts.
As of April 30, 2026, U.S. Consumer total Card balances were $111.4 billion with 30 days past due at 1.2% of total and a net write-off rate on principal of 2.1%. U.S. Small Business Card balances were $45.8 billion, with 30 days past due at 1.5% and a net principal write-off rate of 2.4%. Combined U.S. Consumer and Small Business Card balances held for investment totaled $157.2 billion.
The filing also summarizes recent performance of the American Express Credit Account Master Trust, which securitizes certain revolve-eligible balances. For the period April 1–30, 2026, the trust reported an ending total principal balance of $25.0 billion, an annualized default rate net of recoveries of 1.3% and total balances 30+ days delinquent of $0.2 billion.
American Express submitted a Form 13F reporting institutional holdings with a Form 13F Information Table Value Total of $880,446,990 and 1 information-table entry. The report lists 0 other included managers and was signed by James J. Killerlane III on 05-08-2026.
Young Christopher David reported acquisition or exercise transactions in this Form 4 filing.
American Express director Christopher David Young received a grant of 742.115 Share Equivalent Units, each tied to the value of one common share. These units were issued under the Directors' Deferred Compensation Plan and will be settled in cash after his service as a director ends, bringing his total Share Equivalent Units to 20,811.843.