Welcome to our dedicated page for American Express Co SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company (NYSE: AXP) files a range of reports with the U.S. Securities and Exchange Commission that provide detailed information about its operations, credit performance and capital markets activity. As a New York–incorporated financial services company, American Express reports under Commission File Number 1-7657 and discloses its principal executive office in New York in its current reports.
On this SEC filings page, users can access American Express current reports on Form 8-K, which have recently included monthly delinquency and net write-off statistics for U.S. consumer and U.S. small business card member loans held for investment. These filings present data on total loans, delinquency percentages and net write-off rates based on principal only, as well as performance metrics for the American Express Credit Account Master Trust. The company explains that trust-level performance can differ from overall portfolio performance due to differences in mix, vintage, aging and calculation methods.
American Express also uses Form 8-K to report other events, such as the issuance of fixed-to-floating rate notes and floating rate notes under its shelf registration statement, and to furnish earnings releases and additional financial information for specific quarters. Certain filings discuss leadership changes and other corporate developments.
Through Stock Titan, these filings are available with AI-powered summaries that highlight key points from lengthy documents, helping users quickly understand items such as credit trends, new debt issuances and notable corporate events. Investors interested in AXP can review annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and, where applicable, insider transaction reports on Form 4 to gain a more complete view of American Express’s regulatory disclosures and governance.
American Express Chief Partner Officer Glenda G. McNeal reported equity compensation activity in company stock. On February 1, 2026, she acquired 11,750 shares of American Express common stock at no stated price upon the vesting of Performance Restricted Stock Units granted in February 2023, based on performance goals and continued employment. The filing notes that her holdings also reflect shares acquired through dividend reinvestment. On the same date, she surrendered 6,090 shares at a price of $352.17 per share to cover tax obligations arising from the vesting. Following these transactions, she directly owned 16,672.31 shares of American Express common stock.
American Express Group President GMNS Anna Marrs reported multiple equity award transactions on 02/01/2026. She acquired 24,883 shares of common stock from vesting Performance Restricted Stock Units granted in February 2023, based on performance criteria and continued employment, and now directly holds 45,276.52 shares before related tax transactions.
She then surrendered 13,637 shares at
In addition, 14,992 Performance Stock Options with a
American Express executive Rafael Marquez, President, International Card, reported equity compensation activity in company common stock. On February 1, 2026, he acquired 17,280 shares at no cost from the vesting of Performance Restricted Stock Units granted in February 2023, based on performance goals and continued employment. To cover taxes from this vesting, 8,122 shares were surrendered at $352.17 per share. After these transactions, Marquez directly owned 17,270.363 shares of American Express common stock, including shares previously acquired through dividend reinvestment.
American Express Chief Financial Officer Christophe Le Caillec reported equity transactions in company common stock tied to performance-based awards. On February 1, 2026, he acquired 17,280 shares at no cost upon the vesting of Performance Restricted Stock Units granted in February 2023, after meeting performance goals and continued employment conditions.
On the same date, 9,146 shares were surrendered at $352.17 per share to cover tax obligations related to this vesting. After these transactions, Le Caillec directly owned 18,667.937 American Express shares, including shares previously acquired through dividend reinvestment.
American Express Group President Raymond Joabar reported equity award activity. On February 1, 2026, he acquired 24,330 shares of common stock through vesting of Performance Restricted Stock Units granted in February 2023, based on meeting performance goals and continued employment.
To cover taxes from this vesting, 13,045 shares were surrendered at $352.17 per share, leaving 22,702.026 shares of common stock held directly. He also holds 1,486.996 shares indirectly through a spouse and 252.79 shares via a 401(k) plan account.
In addition, 14,659 Performance Stock Options vested on the same date, with an exercise price of $173.61 per share and expiration on February 1, 2033, all held directly. These transactions reflect compensation vesting and related tax withholding rather than open-market buying or selling.
American Express Chief Colleague Experience Officer Herena Monique reported equity compensation activity in the company’s stock. On February 1, 2026, she acquired 18,800 shares of common stock through the vesting of Performance Restricted Stock Units granted in February 2023, based on set performance goals and continued employment.
On the same date, she disposed of 9,989 common shares at $352.17 per share, surrendering them to cover tax obligations from the vesting. After these transactions, she directly owned 21,104.52 common shares. She also received an employee stock option award for 11,327 shares at an exercise price of $173.61, vesting on February 1, 2026 and expiring on February 1, 2033.
American Express Group President U.S. Consumer Services Howard Grosfield reported equity transactions in company common stock. On February 1, 2026, he acquired 17,280 shares at no cost from the vesting of Performance Restricted Stock Units granted in February 2023, based on meeting performance criteria and continued employment. The total also includes shares from dividend reinvestment.
On the same date, 9,146 shares were surrendered at $352.17 per share to cover tax obligations from this vesting. After these transactions, Grosfield directly owns 17,567.089 shares of American Express common stock and has an additional 98.7 shares indirectly through a 401(k) Retirement Savings Plan account that uses unit accounting.
American Express vice chairman Douglas E. Buckminster reported multiple equity award vestings and related tax withholdings. On
The filing also shows 1,728 additional common shares earned under the 2022 Annual Incentive Award, based on the company’s positive cumulative net income over 2023–2025. To cover tax obligations from these vestings, 20,933 and 710 shares were surrendered at a price of
In derivative securities, 22,988 employee stock options with a
American Express Company furnished its financial results for the full year and fourth quarter of 2025, with an earnings release and additional data provided in attached exhibits. The company also included extensive forward-looking statements covering its 2026 earnings and revenue guidance and long-term growth goals.
Management outlines numerous risks that could affect future performance, including macroeconomic conditions, consumer spending, credit losses, regulation, competition, technology investments, operating expenses, taxes and capital return plans. These factors are presented as potential drivers of variance between current expectations and actual results.
American Express Company furnished updated credit quality statistics for its U.S. Consumer and U.S. Small Business card loans for October through December 2025. U.S. Consumer Card Member loans totaled $100.2 billion at December 31, 2025, with 30‑day‑plus delinquencies at 1.3% of loans and a net write‑off rate of 2.1%. U.S. Small Business Card Member loans totaled $30.8 billion with 30‑day‑plus delinquencies of 1.7% and a net write‑off rate of 2.7%. The American Express Credit Account Master Trust, which securitizes a portion of these loans, reported an ending principal balance of $26.4 billion, an annualized default rate net of recoveries of 1.2%, and $0.2 billion of loans 30‑plus days delinquent for the period from December 1 to December 31, 2025.