Welcome to our dedicated page for AMERICAN EXPRESS CO SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company filings document the regulatory record of a global payments company with consumer, small-business, commercial, and merchant-network activities. Current reports and Regulation FD disclosures cover operating results, supplemental financial data, Card Member loan delinquency and write-off statistics for U.S. Consumer and U.S. Small Business portfolios, and risk disclosures tied to spending volumes, partnerships, regulation, litigation, competition, and reputation.
Its filings also address capital structure and governance, including fixed-to-floating rate note issuances under shelf registration materials, common-share dividend actions, annual meeting voting results, director elections, auditor ratification, executive compensation votes, shareholder proposals, and related proxy disclosures.
American Express Company filed an 8-K under Regulation FD to share updated credit quality statistics for its U.S. Consumer and U.S. Small Business card portfolios for March, April, and May 2026.
As of May 31, 2026, U.S. Consumer total card balances were $113.8 billion, with 30-day-plus delinquencies at 1.1% of balances and a net write-off rate on principal of 2.0%. U.S. Small Business total balances were $46.7 billion, with 30-day-plus delinquencies at 1.4% and a 2.6% net write-off rate on principal. Combined U.S. Consumer and Small Business card balances held for investment totaled $160.5 billion.
The company also provided data for the American Express Credit Account Master Trust, which securitizes revolve-eligible balances. For the period from May 1 through May 31, 2026, the trust reported an ending total principal balance of $25.4 billion, an annualized default rate net of recoveries of 1.2%, and $0.2 billion of balances 30 or more days delinquent.
American Express Company is offering €750,000,000 of 3.835% fixed-to-floating rate senior notes due June 16, 2034. The notes pay 3.835% annually during the fixed period through June 16, 2033, then float at three-month EURIBOR plus 0.906% through maturity. The offering price is 100.000% and the underwriters’ discount is 0.400%.
The notes are senior unsecured obligations, payable in euros, issued in minimum denominations of €100,000, and may be redeemed under specified par, make-whole and tax-event provisions. Net proceeds are estimated at approximately €746,350,000 for general corporate purposes.
American Express Company provides an update on credit performance for its U.S. Consumer and U.S. Small Business Card portfolios and related securitized balances. The company now reports Card Member loans and receivables together as combined Card balances, covering both revolve-eligible and pay-in-full amounts.
As of April 30, 2026, U.S. Consumer total Card balances were $111.4 billion with 30 days past due at 1.2% of total and a net write-off rate on principal of 2.1%. U.S. Small Business Card balances were $45.8 billion, with 30 days past due at 1.5% and a net principal write-off rate of 2.4%. Combined U.S. Consumer and Small Business Card balances held for investment totaled $157.2 billion.
The filing also summarizes recent performance of the American Express Credit Account Master Trust, which securitizes certain revolve-eligible balances. For the period April 1–30, 2026, the trust reported an ending total principal balance of $25.0 billion, an annualized default rate net of recoveries of 1.3% and total balances 30+ days delinquent of $0.2 billion.
American Express submitted a Form 13F reporting institutional holdings with a Form 13F Information Table Value Total of $880,446,990 and 1 information-table entry. The report lists 0 other included managers and was signed by James J. Killerlane III on 05-08-2026.
Young Christopher David reported acquisition or exercise transactions in this Form 4 filing.
American Express director Christopher David Young received a grant of 742.115 Share Equivalent Units, each tied to the value of one common share. These units were issued under the Directors' Deferred Compensation Plan and will be settled in cash after his service as a director ends, bringing his total Share Equivalent Units to 20,811.843.
WARDELL LISA W reported acquisition or exercise transactions in this Form 4 filing.
AMERICAN EXPRESS CO director Lisa W. Wardell received a grant of 742.115 Share Equivalent Units tied to common stock. Each unit reflects the value of one common share and was awarded under the Directors' Deferred Compensation Plan as compensation, not an open-market transaction.
Following this award, Wardell holds a total of 10,284.474 Share Equivalent Units. These units will be settled in cash after her termination of service as a director, are immediately convertible upon termination, and have no expiration date, making them a long-term deferred cash-based incentive.
American Express director Noel R. Wallace received a grant of 742.115 Share Equivalent Units on May 5, 2026. Each Share Equivalent Unit reflects the value of one common share and is tied to the company’s stock performance.
The units were acquired under the Directors' Deferred Compensation Plan and will be settled in cash after Wallace’s service as a director ends. Following this award, Wallace holds a total of 863.300 Share Equivalent Units, making this a routine, compensation-related, non-market transaction.
AMERICAN EXPRESS CO director Randal K. Quarles received a compensation award tied to the company’s stock value. On this Form 4, he acquired 742.115 Share Equivalent Units, each reflecting the value of one common share. These units were granted under the Directors' Deferred Compensation Plan and carry no purchase price.
The Share Equivalent Units will be settled in cash after his service as a director ends and are immediately convertible at that time with no expiration date. Following this award, his reported balance in these units is 742.115, highlighting a routine, cash-settled deferred compensation grant rather than an open-market stock purchase or sale.
Pike Lynn Ann reported acquisition or exercise transactions in this Form 4 filing.
American Express director Lynn Ann Pike received a grant of 742.115 Share Equivalent Units tied to the company’s common stock. Each unit reflects the value of one common share and was awarded under the Directors' Deferred Compensation Plan as compensation rather than an open-market trade.
Following this grant, Pike holds a total of 9,256.498 Share Equivalent Units, which will be settled in cash after her service as a director ends. The units are convertible upon termination of service and have no expiration date, and additional units can accrue through a dividend reinvestment feature.