Welcome to our dedicated page for American Express Co SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company (NYSE: AXP) files a range of reports with the U.S. Securities and Exchange Commission that provide detailed information about its operations, credit performance and capital markets activity. As a New York–incorporated financial services company, American Express reports under Commission File Number 1-7657 and discloses its principal executive office in New York in its current reports.
On this SEC filings page, users can access American Express current reports on Form 8-K, which have recently included monthly delinquency and net write-off statistics for U.S. consumer and U.S. small business card member loans held for investment. These filings present data on total loans, delinquency percentages and net write-off rates based on principal only, as well as performance metrics for the American Express Credit Account Master Trust. The company explains that trust-level performance can differ from overall portfolio performance due to differences in mix, vintage, aging and calculation methods.
American Express also uses Form 8-K to report other events, such as the issuance of fixed-to-floating rate notes and floating rate notes under its shelf registration statement, and to furnish earnings releases and additional financial information for specific quarters. Certain filings discuss leadership changes and other corporate developments.
Through Stock Titan, these filings are available with AI-powered summaries that highlight key points from lengthy documents, helping users quickly understand items such as credit trends, new debt issuances and notable corporate events. Investors interested in AXP can review annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and, where applicable, insider transaction reports on Form 4 to gain a more complete view of American Express’s regulatory disclosures and governance.
American Express Company director reports deferred compensation units
A director of American Express Company (AXP) reported acquiring 105.636 share equivalent units on 12/31/2025 under the company’s Directors' Deferred Compensation Plan at a reference price of $378.66 per unit. Each share equivalent unit reflects the value of one share of American Express common stock but will be settled in cash rather than stock after the director’s service ends.
Following this transaction, the director beneficially owns 19,891.099 share equivalent units, including amounts accumulated through dividend reinvestment features of the Directors' Deferred Compensation Plan and the 2003 Share Equivalent Unit Plan for Directors. These units are convertible based on common stock value immediately upon termination of service and have no expiration date.
American Express Company director reports deferred compensation units
A director of American Express Company acquired 99.033 share equivalent units tied to the company’s common stock on 12/31/2025 under the Directors' Deferred Compensation Plan at a reference price of $378.66 per unit. After this transaction, the director beneficially owns 9,395.782 share equivalent units on a direct basis.
Each share equivalent unit reflects the value of one common share but will be settled in cash, not stock, following the director’s termination of service. The units are convertible into a cash amount based on common stock value immediately upon termination of service and have no expiration date. The reported holdings include units accumulated through a dividend reinvestment feature and a prior share equivalent unit plan for directors.
American Express Company director reports a deferred compensation transaction involving derivative securities. On 12/31/2025, the director acquired 92.431 share equivalent units tied to American Express common stock at a derivative price of $378.66 per unit. These units were received under the Directors' Deferred Compensation Plan, with settlement to occur in cash after the director's service ends.
Each share equivalent unit reflects the value of one common share, and the units are convertible immediately upon termination of service with no expiration date. Following this transaction, the director beneficially owned 45,854.26 share equivalent units, including amounts accumulated through a dividend reinvestment feature and a prior share equivalent unit plan for directors. The holdings are reported as directly owned by the insider.
American Express Company director reports deferred compensation units
A director of American Express Company reported acquiring 99.034 share equivalent units on 12/31/2025 under the company’s Directors' Deferred Compensation Plan at a price of $378.66 per unit. Each share equivalent unit reflects the value of one share of American Express common stock but will be settled in cash after the director’s service ends, rather than in actual shares.
After this transaction, the director beneficially holds 9,589.615 share equivalent units, which track the value of American Express common stock and include amounts accumulated through dividend reinvestment features of the company’s director compensation plans.
American Express Company director reports deferred compensation units
A director of American Express Company (AXP) reported acquiring 47.867 Share Equivalent Units on 12/31/2025 under the Directors' Deferred Compensation Plan at a price of $378.66 per unit. After this transaction, the director beneficially owns 4,246.726 derivative securities in the form of Share Equivalent Units, held directly.
Each Share Equivalent Unit reflects the value of one share of American Express common stock but will be settled in cash after the director's service ends. These units are convertible upon termination of service and have no expiration date, and the total includes units accumulated through a dividend reinvestment feature of the relevant director plans.
American Express Company director reported a new deferred compensation transaction involving share-based units. On 12/31/2025, the director acquired 174.959 Share Equivalent Units at a price of
Each Share Equivalent Unit reflects the value of one share of American Express common stock but will be settled in cash after the director's service ends rather than in actual shares. Following this transaction, the director beneficially owned 28,178.009 derivative securities in the form of Share Equivalent Units, which are immediately convertible upon termination of service and have no expiration date.
American Express Company director reports deferred compensation units. A director of American Express filed details of a transaction dated 12/31/2025 involving share equivalent units under a deferred compensation plan. The filing shows the acquisition of 95.732 share equivalent units at a reference price of $378.66, each unit reflecting the value of one share of American Express common stock. Following this transaction, the director beneficially owns 9,362.699 share equivalent units on a direct basis. These units were acquired under the Directors' Deferred Compensation Plan, are settled in cash after the director’s service ends, and are immediately convertible upon termination of service with no expiration date.
American Express Company director deferred additional compensation into share-equivalent units. On 12/31/2025, the reporting director acquired 23.933 share equivalent units tied to American Express common stock at a reference price of $378.66 per unit. Each share equivalent unit reflects the value of one common share but will be settled in cash under the Directors' Deferred Compensation Plan after the director's service ends. Following this transaction, the director beneficially owned 1,045.23 share equivalent units in total, including amounts accumulated through a dividend reinvestment feature and a prior share equivalent unit plan.
American Express Company reported an insider stock sale and charitable gift by an officer serving as Group President, Global Comm. Serv.
The officer sold 1,400 shares of common stock on 12/12/2025 at a weighted average price of $384.93, with trades ranging from $384.80 to $384.95. On the same date, 650 shares were transferred as a gift of common stock to a charitable donor advised fund and are reported as indirectly owned by the officer's spouse. After these transactions, the officer beneficially owns 11,417.026 shares directly, 1,486.996 shares indirectly through a spouse, and 252.2 shares through an account under the company's Retirement Savings Plan, which uses unit accounting.
American Express Company furnished updated credit performance statistics for its U.S. Consumer and U.S. Small Business card member loans for September through November 2025. Total U.S. card loans held for investment reached $129.1 billion in November, compared with $126.4 billion in October and $124.8 billion in September.
For November 2025, U.S. consumer card loans were $97.7 billion with 30‑day delinquent loans at 1.4% of total and a net write‑off rate on principal of 2.1%. U.S. small business card loans were $31.4 billion, with 30‑day delinquencies at 1.6% and a net write‑off rate of 2.7%. The American Express Credit Account Master Trust, which securitizes a portion of these loans, reported an ending principal balance of $25.7 billion, an annualized default rate net of recoveries of 1.2%, and $0.2 billion of 30‑plus‑day delinquencies for November.