Welcome to our dedicated page for American Express Co SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company (NYSE: AXP) files a range of reports with the U.S. Securities and Exchange Commission that provide detailed information about its operations, credit performance and capital markets activity. As a New York–incorporated financial services company, American Express reports under Commission File Number 1-7657 and discloses its principal executive office in New York in its current reports.
On this SEC filings page, users can access American Express current reports on Form 8-K, which have recently included monthly delinquency and net write-off statistics for U.S. consumer and U.S. small business card member loans held for investment. These filings present data on total loans, delinquency percentages and net write-off rates based on principal only, as well as performance metrics for the American Express Credit Account Master Trust. The company explains that trust-level performance can differ from overall portfolio performance due to differences in mix, vintage, aging and calculation methods.
American Express also uses Form 8-K to report other events, such as the issuance of fixed-to-floating rate notes and floating rate notes under its shelf registration statement, and to furnish earnings releases and additional financial information for specific quarters. Certain filings discuss leadership changes and other corporate developments.
Through Stock Titan, these filings are available with AI-powered summaries that highlight key points from lengthy documents, helping users quickly understand items such as credit trends, new debt issuances and notable corporate events. Investors interested in AXP can review annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and, where applicable, insider transaction reports on Form 4 to gain a more complete view of American Express’s regulatory disclosures and governance.
A shareholder of American Express Company (AXP) filed a notice of proposed sale under Rule 144 covering 1,400 shares of common stock. The shares are to be sold through Morgan Stanley Smith Barney LLC on or around 12/12/2025 on the NYSE, with an indicated aggregate market value of $538,906.06. The filing notes that American Express had 688,851,653 shares of this class outstanding.
The 1,400 shares were acquired on 01/28/2025 as restricted stock vesting under a registered plan, with the issuer listed as the source of the shares. By signing the notice, the selling holder represents that they are not aware of any material adverse, nonpublic information regarding the issuer’s current or prospective operations.
American Express (AXP) insider Douglas E. Buckminster, Vice Chairman, reported changes in his ownership of company stock. On 12/04/2025, a grantor retained annuity trust associated with him disposed of 13,800 shares of American Express common stock at a price of $0 per share, reflecting a transfer rather than a market sale.
Following the reported transaction, the filing shows 0 shares held indirectly by The Douglas E. Buckminster Grantor Retained Annuity Trust Agreement, 131,550.955 shares held directly, and 11,144 shares held indirectly through the "Douglas E. Buckminster 2025 GRAT #1." The explanation notes that 7,716 shares were transferred from the original grantor retained annuity trust to Buckminster as an annuity payment that is exempt from Section 16, and that the reported balances include shares acquired through dividend reinvestment.
American Express Company furnished updated credit-quality statistics for its U.S. Consumer and U.S. Small Business Card Member loans and for the American Express Credit Account Master Trust for the three months ended October 31, 2025.
Total U.S. Consumer and Small Business Card Member loans held for investment were $126.4 billion as of October 31, 2025. For U.S. Consumer loans, 30-day-plus delinquencies were 1.4% of total loans and the net write-off rate (principal only) was 2.2%. For U.S. Small Business loans, 30-day-plus delinquencies were 1.6% and the net write-off rate was 2.6%.
The Lending Trust reported an ending principal balance of $25.2 billion for October 2025, an annualized default rate net of recoveries of 1.3%, and $0.2 billion of loans 30 or more days delinquent, illustrating the performance of securitized receivables alongside the broader portfolios.
American Express (AXP) disclosed insider activity by its Chairman and CEO. On 11/03/2025, the executive reported a gift of 10,688 shares of common stock (code G), leaving 163,292 shares beneficially owned directly after the transaction.
Separately, on 10/31/2025, 224,551 employee stock options became reportable at an exercise price of $148.45 and an expiration of 10/31/2029. These options stem from an October 2022 performance stock option grant, with 75% vested based on performance criteria; the remaining 25% are subject to meeting criteria and continued employment through 10/31/2026.
American Express (AXP) reported an insider equity award by its Chief Legal Officer. On 10/31/2025, the officer acquired 52,395 employee stock options at an exercise price of $148.45 per share, reported as a Form 4 transaction coded “A”. The options are listed as Direct ownership.
The options become exercisable on 10/31/2026 and expire on 10/31/2029, covering 52,395 shares of common stock. According to the footnote, this reflects vesting of a Performance Stock Option grant made in October 2022, with 75% of the award having vested based on performance criteria. The remaining 25% is subject to meeting performance criteria and continued employment through October 31, 2026.
American Express (AXP) reported an insider transaction by its Chief Marketing Officer under a 10b5-1 trading plan adopted on July 25, 2025. On October 31, 2025, the officer exercised 50,000 employee stock options at $65.43 per share and sold 50,000 common shares in multiple trades.
Sales were executed in tranches, including 1,083 shares at a weighted average price of $356.94, 4,971 at $358.10, 4,234 at $359.04, 15,532 at $360.09, 15,196 at $360.79, and 8,984 at $361.57. Following the transactions, the officer reported 85,576.72 shares held directly and 2,171.23 shares held indirectly via a 401(k) plan. The option related to 50,000 shares and carried an expiration date of April 29, 2026.
American Express (AXP) reported a Form 4 for an officer (Pres., Enterprise Shared Serv.) showing an acquisition of 52,395 employee stock options on 10/31/2025. The options carry a $148.45 exercise price, become exercisable on 10/31/2026, and expire on 10/31/2029. Following the transaction, the reporting person directly holds 52,395 derivative securities.
The filing notes these relate to a Performance Stock Option award granted in October 2022, of which 75% has vested based on specified performance criteria. The remaining 25% is contingent on meeting performance goals and the reporting person’s continued employment through October 31, 2026.
American Express (AXP) reported an insider equity award. The company’s Group President, GMNS, reported 67,365 employee stock options with an exercise price of $148.45 from a performance-based grant originally made in October 2022.
The options are first exercisable on 10/31/2026 and expire on 10/31/2029. According to the filing, 75% of the award has vested based on performance criteria, while the remaining 25% is contingent on meeting performance goals and continued employment through 10/31/2026.
American Express (AXP) reported an insider equity award by its Group President, Global Consumer Services. On 10/31/2025, the officer acquired 67,365 employee stock options at an exercise price of $148.45 per share, recorded as Direct ownership.
The options are listed as exercisable beginning 10/31/2026 and expiring on 10/31/2029, with a post-transaction balance of 67,365 derivative securities. According to the note, the award was granted in October 2022 and is tied to performance: 75% has vested, while the remaining 25% depends on meeting performance criteria and continued employment through October 31, 2026.
American Express (AXP) reported an insider equity award. A company officer acquired 52,395 employee stock options on 10/31/2025 at a $148.45 exercise price, coded A(1). The options are first exercisable on 10/31/2026 and expire on 10/31/2029, with 52,395 derivative securities beneficially owned directly after the transaction.
According to the footnote, these options relate to a performance stock option grant from October 2022, of which 75% has vested based on performance criteria. The remaining 25% depends on meeting performance criteria and continued employment through October 31, 2026.