Welcome to our dedicated page for American Express Co SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company filings document the regulatory record of a global payments company with consumer, small-business, commercial, and merchant-network activities. Current reports and Regulation FD disclosures cover operating results, supplemental financial data, Card Member loan delinquency and write-off statistics for U.S. Consumer and U.S. Small Business portfolios, and risk disclosures tied to spending volumes, partnerships, regulation, litigation, competition, and reputation.
Its filings also address capital structure and governance, including fixed-to-floating rate note issuances under shelf registration materials, common-share dividend actions, annual meeting voting results, director elections, auditor ratification, executive compensation votes, shareholder proposals, and related proxy disclosures.
American Express Company director reports deferred compensation units
A director of American Express Company reported acquiring 99.034 share equivalent units on 12/31/2025 under the company’s Directors' Deferred Compensation Plan at a price of $378.66 per unit. Each share equivalent unit reflects the value of one share of American Express common stock but will be settled in cash after the director’s service ends, rather than in actual shares.
After this transaction, the director beneficially holds 9,589.615 share equivalent units, which track the value of American Express common stock and include amounts accumulated through dividend reinvestment features of the company’s director compensation plans.
American Express Company director reports deferred compensation units
A director of American Express Company (AXP) reported acquiring 47.867 Share Equivalent Units on 12/31/2025 under the Directors' Deferred Compensation Plan at a price of $378.66 per unit. After this transaction, the director beneficially owns 4,246.726 derivative securities in the form of Share Equivalent Units, held directly.
Each Share Equivalent Unit reflects the value of one share of American Express common stock but will be settled in cash after the director's service ends. These units are convertible upon termination of service and have no expiration date, and the total includes units accumulated through a dividend reinvestment feature of the relevant director plans.
American Express Company director reported a new deferred compensation transaction involving share-based units. On 12/31/2025, the director acquired 174.959 Share Equivalent Units at a price of $378.66 per unit under the Directors' Deferred Compensation Plan.
Each Share Equivalent Unit reflects the value of one share of American Express common stock but will be settled in cash after the director's service ends rather than in actual shares. Following this transaction, the director beneficially owned 28,178.009 derivative securities in the form of Share Equivalent Units, which are immediately convertible upon termination of service and have no expiration date.
American Express Company director reports deferred compensation units. A director of American Express filed details of a transaction dated 12/31/2025 involving share equivalent units under a deferred compensation plan. The filing shows the acquisition of 95.732 share equivalent units at a reference price of $378.66, each unit reflecting the value of one share of American Express common stock. Following this transaction, the director beneficially owns 9,362.699 share equivalent units on a direct basis. These units were acquired under the Directors' Deferred Compensation Plan, are settled in cash after the director’s service ends, and are immediately convertible upon termination of service with no expiration date.
American Express Company director deferred additional compensation into share-equivalent units. On 12/31/2025, the reporting director acquired 23.933 share equivalent units tied to American Express common stock at a reference price of $378.66 per unit. Each share equivalent unit reflects the value of one common share but will be settled in cash under the Directors' Deferred Compensation Plan after the director's service ends. Following this transaction, the director beneficially owned 1,045.23 share equivalent units in total, including amounts accumulated through a dividend reinvestment feature and a prior share equivalent unit plan.
American Express Company reported an insider stock sale and charitable gift by an officer serving as Group President, Global Comm. Serv.
The officer sold 1,400 shares of common stock on 12/12/2025 at a weighted average price of $384.93, with trades ranging from $384.80 to $384.95. On the same date, 650 shares were transferred as a gift of common stock to a charitable donor advised fund and are reported as indirectly owned by the officer's spouse. After these transactions, the officer beneficially owns 11,417.026 shares directly, 1,486.996 shares indirectly through a spouse, and 252.2 shares through an account under the company's Retirement Savings Plan, which uses unit accounting.
American Express Company furnished updated credit performance statistics for its U.S. Consumer and U.S. Small Business card member loans for September through November 2025. Total U.S. card loans held for investment reached $129.1 billion in November, compared with $126.4 billion in October and $124.8 billion in September.
For November 2025, U.S. consumer card loans were $97.7 billion with 30‑day delinquent loans at 1.4% of total and a net write‑off rate on principal of 2.1%. U.S. small business card loans were $31.4 billion, with 30‑day delinquencies at 1.6% and a net write‑off rate of 2.7%. The American Express Credit Account Master Trust, which securitizes a portion of these loans, reported an ending principal balance of $25.7 billion, an annualized default rate net of recoveries of 1.2%, and $0.2 billion of 30‑plus‑day delinquencies for November.
A shareholder of American Express Company (AXP) filed a notice of proposed sale under Rule 144 covering 1,400 shares of common stock. The shares are to be sold through Morgan Stanley Smith Barney LLC on or around 12/12/2025 on the NYSE, with an indicated aggregate market value of $538,906.06. The filing notes that American Express had 688,851,653 shares of this class outstanding.
The 1,400 shares were acquired on 01/28/2025 as restricted stock vesting under a registered plan, with the issuer listed as the source of the shares. By signing the notice, the selling holder represents that they are not aware of any material adverse, nonpublic information regarding the issuer’s current or prospective operations.
American Express (AXP) insider Douglas E. Buckminster, Vice Chairman, reported changes in his ownership of company stock. On 12/04/2025, a grantor retained annuity trust associated with him disposed of 13,800 shares of American Express common stock at a price of $0 per share, reflecting a transfer rather than a market sale.
Following the reported transaction, the filing shows 0 shares held indirectly by The Douglas E. Buckminster Grantor Retained Annuity Trust Agreement, 131,550.955 shares held directly, and 11,144 shares held indirectly through the "Douglas E. Buckminster 2025 GRAT #1." The explanation notes that 7,716 shares were transferred from the original grantor retained annuity trust to Buckminster as an annuity payment that is exempt from Section 16, and that the reported balances include shares acquired through dividend reinvestment.
American Express Company furnished updated credit-quality statistics for its U.S. Consumer and U.S. Small Business Card Member loans and for the American Express Credit Account Master Trust for the three months ended October 31, 2025.
Total U.S. Consumer and Small Business Card Member loans held for investment were $126.4 billion as of October 31, 2025. For U.S. Consumer loans, 30-day-plus delinquencies were 1.4% of total loans and the net write-off rate (principal only) was 2.2%. For U.S. Small Business loans, 30-day-plus delinquencies were 1.6% and the net write-off rate was 2.6%.
The Lending Trust reported an ending principal balance of $25.2 billion for October 2025, an annualized default rate net of recoveries of 1.3%, and $0.2 billion of loans 30 or more days delinquent, illustrating the performance of securitized receivables alongside the broader portfolios.