Welcome to our dedicated page for American Express Co SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company (NYSE: AXP) files a range of reports with the U.S. Securities and Exchange Commission that provide detailed information about its operations, credit performance and capital markets activity. As a New York–incorporated financial services company, American Express reports under Commission File Number 1-7657 and discloses its principal executive office in New York in its current reports.
On this SEC filings page, users can access American Express current reports on Form 8-K, which have recently included monthly delinquency and net write-off statistics for U.S. consumer and U.S. small business card member loans held for investment. These filings present data on total loans, delinquency percentages and net write-off rates based on principal only, as well as performance metrics for the American Express Credit Account Master Trust. The company explains that trust-level performance can differ from overall portfolio performance due to differences in mix, vintage, aging and calculation methods.
American Express also uses Form 8-K to report other events, such as the issuance of fixed-to-floating rate notes and floating rate notes under its shelf registration statement, and to furnish earnings releases and additional financial information for specific quarters. Certain filings discuss leadership changes and other corporate developments.
Through Stock Titan, these filings are available with AI-powered summaries that highlight key points from lengthy documents, helping users quickly understand items such as credit trends, new debt issuances and notable corporate events. Investors interested in AXP can review annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and, where applicable, insider transaction reports on Form 4 to gain a more complete view of American Express’s regulatory disclosures and governance.
American Express Company filed updated credit metrics for its U.S. Consumer and U.S. Small Business card loans held for investment for May, June and July 2025. As of July 31, 2025, U.S. Consumer Card Member loans totaled $93.7 billion, with 30‑days‑past‑due loans at 1.3% of total and a net write‑off rate on principal of 2.0%, slightly below 2.1% in June. U.S. Small Business Card Member loans totaled $30.5 billion, with 30‑days‑past‑due loans at 1.6% and a net write‑off rate of 2.7%, higher than 2.4% in May.
For the American Express Credit Account Master Trust, the ending total principal balance for the July 1–31, 2025 period was $25.4 billion, with a defaulted amount of $0.04 billion, an annualized default rate net of recoveries of 1.1% and total 30+ days delinquent of $0.2 billion. The company notes that trust performance can differ from overall portfolio metrics due to differences in loan mix, vintages, aging, calculation mechanics and normal month‑to‑month variability.
American Express Company (AXP) – Form 4 insider transaction
Chief Legal Officer Laureen Seeger disclosed sizeable share sales on 5–6 Aug 2025. Key details:
- 5 Aug 2025: sold 39,383 shares at a weighted-average $297.24.
- 5 Aug 2025: sold 22,338 shares at a weighted-average $297.88.
- 6 Aug 2025: exercised 16,998 employee stock options (exercise price $177.06), acquiring the same number of shares.
- 6 Aug 2025: sold the 16,998 shares at a weighted-average $294.83.
Following these transactions, Seeger’s direct beneficial ownership fell from roughly 31,339 shares to 9,000.908, a reduction of about 71%. No derivative securities remain outstanding.
All reported prices represent volume-weighted averages; full price breakdowns are available upon SEC request. The filing does not indicate whether the trades were executed under a Rule 10b5-1 plan.
American Express Co. (AXP) Form 144 indicates an insider intends to sell 16,998 common shares through Morgan Stanley Smith Barney on 06 Aug 2025. The proposed sale is valued at roughly $5.0 million, versus 695.9 million shares outstanding, or <0.003 % of the float.
The same filer disposed of 61,721 shares for $18.36 million on 05 Aug 2025. Shares to be sold were recently acquired via option exercise, implying a liquidity or diversification move rather than open-market buying.
Form 144 merely grants eligibility to sell under Rule 144; execution is not guaranteed. Given the small size relative to market cap, the filing is unlikely to affect AXP’s capital structure or near-term valuation, but it provides a datapoint on insider sentiment that investors may track.
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