AmEx (NYSE: AXP) CFO nets new shares after performance RSUs vest

Rhea-AI Filing Summary

American Express Chief Financial Officer Christophe Le Caillec reported equity transactions in company common stock tied to performance-based awards. On February 1, 2026, he acquired 17,280 shares at no cost upon the vesting of Performance Restricted Stock Units granted in February 2023, after meeting performance goals and continued employment conditions.

On the same date, 9,146 shares were surrendered at $352.17 per share to cover tax obligations related to this vesting. After these transactions, Le Caillec directly owned 18,667.937 American Express shares, including shares previously acquired through dividend reinvestment.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Le Caillec Christophe

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	17,280	$0.00	--
Tax Withholding	Common Stock	9,146	$352.17	$3.22M

Holdings After Transaction: Common Stock — 27,813.937 shares (Direct)

Footnotes (1)

1. Represents shares acquired pursuant to the vesting of Performance Restricted Stock Units that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment. Includes shares acquired pursuant to dividend reinvestment. The reported disposition represents the surrender of shares to satisfy tax obligations arising from the vesting of Performance Restricted Stock Units.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Le Caillec Christophe

(Last) (First) (Middle)

200 VESEY STREET

(Street)

NEW YORK NY 10285

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN EXPRESS CO [ AXP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/01/2026		A(1)		17,280	A	(1)	27,813.937(2)	D
Common Stock	02/01/2026		F(3)		9,146	D	$352.17	18,667.937	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares acquired pursuant to the vesting of Performance Restricted Stock Units that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment.

2. Includes shares acquired pursuant to dividend reinvestment.

3. The reported disposition represents the surrender of shares to satisfy tax obligations arising from the vesting of Performance Restricted Stock Units.

Remarks:

Exhibit 24: Power of Attorney

	/s/ James J. Killerlane III, attorney-in-fact	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did American Express (AXP) CFO report?

American Express CFO Christophe Le Caillec reported RSU-related stock activity on February 1, 2026. He received 17,280 common shares from vesting Performance Restricted Stock Units and surrendered 9,146 shares to satisfy tax obligations, resulting in a revised direct ownership balance of 18,667.937 shares.

Why did the American Express (AXP) CFO acquire 17,280 shares?

The 17,280 American Express shares were acquired when Performance Restricted Stock Units granted in February 2023 vested. Vesting occurred after the company’s specified performance criteria were satisfied and the executive maintained continued employment, converting the units into common shares with no cash purchase price.

Why were 9,146 American Express (AXP) shares surrendered by the CFO?

The 9,146 American Express shares were surrendered solely to cover tax obligations triggered by the vesting of Performance Restricted Stock Units. This is a common practice where a portion of vested shares is withheld or delivered to meet income tax liabilities instead of paying cash.

How many American Express (AXP) shares does the CFO own after these transactions?

Following the February 1, 2026 transactions, CFO Christophe Le Caillec directly owned 18,667.937 American Express common shares. This balance reflects the RSU vesting, the tax-related share surrender, and prior holdings, including shares accumulated through dividend reinvestment programs.

What are Performance Restricted Stock Units in the American Express (AXP) filing?

In this context, Performance Restricted Stock Units are share-based awards granted in February 2023 that convert into common stock only if specified performance goals are met and the executive remains employed. Upon vesting, 17,280 units became American Express shares for the CFO.

Does the Form 4 indicate any sale of American Express (AXP) shares for cash by the CFO?

The Form 4 shows a disposition of 9,146 shares labeled with code “F,” which represents shares surrendered to satisfy tax obligations. It does not describe an open-market sale for cash, but rather a tax withholding mechanism tied to RSU vesting.