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Bank of America SEC Filings

BAC NYSE

Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Bank of America's SEC filings reveal the financial mechanics of one of the largest U.S. banks, with disclosures spanning four distinct business segments, complex regulatory capital calculations, and billions in loan portfolios. Finding specific information in a 300-page 10-K requires understanding where different business metrics are disclosed. Our platform's AI-powered summaries cut through the complexity, highlighting segment performance, credit quality trends, and regulatory capital positions without manual document analysis.

The bank's 10-K annual reports detail revenue breakdowns across Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets—showing which divisions drive profitability and how net interest margin compares to fee-based income. Loan portfolio disclosures reveal exposure to commercial real estate, consumer credit cards, residential mortgages, and corporate lending, with detailed credit quality metrics including nonperforming assets, charge-offs, and allowance for credit losses. Regulatory capital tables show Common Equity Tier 1 ratios, risk-weighted assets, and stress test results that determine the bank's capacity for lending and shareholder returns.

Quarterly 10-Q filings track how deposit levels, loan growth, trading revenue, and investment banking fees fluctuate with economic conditions and interest rate movements. Form 8-K reports announce material events including dividend declarations, executive changes, and significant transactions. DEF 14A proxy statements disclose executive compensation structures tied to financial performance metrics, board composition, and corporate governance practices. Form 4 insider transaction filings reveal when directors and officers buy or sell shares, providing transparency into management's confidence in the bank's prospects.

For institutional investors analyzing a systemically important financial institution, Bank of America's filings contain critical data on interest rate sensitivity, derivative exposures, funding mix between deposits and wholesale borrowings, and geographic revenue distribution. Our AI assistance identifies these key metrics instantly, saving hours of manual extraction from dense regulatory documents. Access real-time filing updates as Bank of America submits reports to the SEC, with explanations that make complex banking disclosures understandable.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF. Each Note has a $1,000 denomination, an approximate two-year term to January 21, 2028, and pays a 9.00% per annum contingent coupon (0.75% monthly) only when all three underlyings are at or above 70% of their starting values on an observation date.

Beginning April 20, 2026, the issuer can redeem the Notes monthly at par plus any due coupon. If the Notes are not called and the worst-performing underlying finishes below 80% of its starting value at maturity, principal is reduced 1:1 beyond that level, with up to 80% of principal at risk; otherwise, investors receive full principal back, plus the final contingent coupon if the 70% barrier is met. The Notes are unsecured obligations subject to BofA Finance and BAC credit risk, are not listed on an exchange, and have an initial estimated value between $923.90 and $973.90 per $1,000, below the public offering price due to fees, funding and hedging factors.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100® Index, the Russell 2000® Index and the S&P 500® Index, with an approximate three-year term if not called early.

The notes pay a 7.50% per annum contingent coupon (0.625% monthly) only when on an observation date each index is at or above 80% of its starting level. Beginning July 27, 2026, the notes are automatically called if on a call observation date each index is at or above 100% of its starting level, returning principal plus the applicable coupon.

If the notes are not called and any index finishes below 70% of its starting level at maturity, investors are exposed to 1:1 downside in the least performing index and can lose up to all principal. The initial estimated value is expected between $900.10 and $940.10 per $1,000, below the $1,000 public offering price, with underwriting discounts up to $28.50 and proceeds to BofA Finance of $971.50 per note. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,000,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing October 13, 2026. The notes offer a contingent coupon of 13.00% per annum (1.0834% monthly) when each index is at or above 90% of its starting level on the observation dates. Beginning April 10, 2026, the issuer may redeem the notes monthly at par plus any due coupon, which can cap the overall income period. If held to maturity and any index has fallen more than 10%, principal is reduced 1:1 beyond that 10% buffer, with up to 90% of principal at risk; otherwise, principal is repaid. The initial estimated value is $987.90 per $1,000 note versus a $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the S&P 500® Index with an approximate 3-year term and $1,000.00 minimum denominations. The notes may be automatically called starting in February 2027 if the index is at or above its starting level, paying at least $1,085.00 per $1,000.00 then, or at least $1,170.00 if called on the second observation date.

If not called and the index on the valuation date is at or above its starting level, holders will receive at least $1,255.00 per $1,000.00 at maturity. If the index finishes below the starting level, investors are exposed to 1:1 downside and can lose up to 100% of principal. The notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value between $920.00 and $970.00 per $1,000.00, below the $1,000.00 public offering price, reflecting underwriting discounts and hedging costs.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 3-year Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Investors receive quarterly contingent coupons at a rate of at least 9.50% per annum (at least $23.75 per $1,000) only if each index is at or above 70% of its starting level on the relevant observation date. Beginning in July 2026, the issuer may redeem the notes quarterly at par plus any due coupon. If the notes are not called and the worst-performing index finishes below 65% of its starting value at maturity in January 2029, repayment is reduced 1:1 with index losses, up to a total loss of principal. The initial estimated value is expected to be $930–$980 per $1,000 note, less than the $1,000 public offering price, and the notes will not be listed on an exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income auto-callable yield notes linked to the common stock of Broadcom Inc. (AVGO), scheduled to mature on January 19, 2029 if not called earlier. The notes are sold in $1,000 denominations at a public offering price of $1,000, with proceeds to BofA Finance of $975 per note before expenses. The initial estimated value is expected between $920 and $970 per $1,000.

Investors may receive quarterly contingent coupon payments of between $28.75 and $31.25 per $1,000 per period (actual rate set on the pricing date) when AVGO’s observation value is at least 50% of its starting value, with a “memory” feature that can make up missed coupons if the barrier is later met. Beginning July 15, 2026, the notes are automatically called if AVGO is at or above 100% of its starting value, paying back principal plus the applicable coupon. If held to maturity and AVGO has fallen more than 50% from its starting value, repayment is reduced 1:1 with the stock decline, up to a total loss of principal. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index. The notes have an approximate 23‑month term, a denomination of $1,000.00 and a public offering price of $1,000.00 per note.

The notes pay a contingent coupon of 9.00% per annum (0.75% per month), but only if on each monthly Observation Date the closing level of every index is at or above 70.00% of its Starting Value. Beginning April 20, 2026, the issuer may redeem the notes monthly at $1,000.00 per note plus any due coupon. If held to maturity and any index has fallen by more than 30% from its Starting Value, repayment of principal is reduced 1:1 with the decline in the worst‑performing index, up to a total loss. The initial estimated value is expected to be between $920.00 and $970.00 per $1,000.00, and all payments are subject to the credit risk of BofA Finance and BAC.

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Bank of America’s BofA Finance LLC is offering auto-callable structured notes linked to the worst performer of the EURO STOXX 50 Index and the iShares MSCI EAFE ETF. The notes have an expected 5-year term, no periodic interest, and are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation.

Starting January 25, 2027, the notes are automatically called quarterly if on a call observation date both underlyings are at or above 100% of their starting values, paying the applicable call amount (from $1,081.50 up to $1,387.125 per $1,000). If not called, and at maturity both underlyings are at or above their starting values, investors receive $1,407.50 per $1,000.

If the notes are not called and the least performing underlying finishes below 75% of its starting value, repayment is reduced 1:1 with the decline and up to 100% of principal can be lost; if it is between 75% and 100%, principal is returned. The initial estimated value is expected between $910 and $960 per $1,000, below the $1,000 public offering price, reflecting internal funding, underwriting discounts and hedging-related costs, and the notes will not be listed on any exchange.

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BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering 10.00% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate, maturing on July 20, 2032. These senior unsecured notes pay quarterly interest at a variable rate equal to the 10.00% Base Rate multiplied by N/D, where N is the number of U.S. Government Securities Business Days in the period when the CMT Rate is between 0.00% and 4.60%, and D is the total such business days. If the CMT Rate is below 0.00% or above 4.60% for all days in an interest period, no interest is paid for that quarter. The notes are callable at the issuer’s option at 100% of principal plus accrued interest on each quarterly interest payment date from January 20, 2027 through April 20, 2032. The public offering price is $1,000 per note, with an underwriting discount of $7.50 and proceeds to BofA Finance of $992.50 per $1,000. The notes are not FDIC insured, will not be listed on an exchange, and secondary market liquidity and pricing are uncertain.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on January 10, 2029. The notes pay a contingent coupon of 8.00% per annum (2.00% quarterly) only if on each observation date every index is at or above 75% of its starting level.

Beginning July 10, 2026 the issuer can redeem the notes quarterly at $1,000 per note plus any due coupon. If the notes are not called and the worst index is below 63% of its starting level at maturity, investors are exposed to 1:1 downside and can lose up to their entire principal; otherwise they receive full principal and any final coupon. The initial estimated value is expected between $920 and $970 per $1,000, the public offering price is $1,000 with a $25 underwriting discount, the minimum denomination is $1,000, payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.

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FAQ

What is the current stock price of Bank of America (BAC)?

The current stock price of Bank of America (BAC) is $55.85 as of January 11, 2026.

What is the market cap of Bank of America (BAC)?

The market cap of Bank of America (BAC) is approximately 422.2B.
Bank of America

NYSE:BAC

BAC Rankings

BAC Stock Data

422.23B
6.72B
8.29%
67.28%
1.32%
Banks - Diversified
National Commercial Banks
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United States
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