Bank of America SEC Filings

Bank of America has issued $5,339,500 in Trigger Callable Yield Notes linked to the performance of the S&P 500 and Russell 2000 indices, due September 30, 2026. These structured notes offer a 9.60% annual coupon rate paid monthly, regardless of underlying performance.

Key features include:

• Notes are callable monthly by the issuer starting September 2025
• Principal protection contingent on both indices staying above 70% of initial values
• Full downside exposure if either index falls below its threshold
• Initial values: S&P 500 at 6,092.16 and Russell 2000 at 2,136.185
• Downside thresholds: S&P 500 at 4,264.51 and Russell 2000 at 1,495.330

The notes carry significant risk as they are linked to the worst-performing of the two indices. Investors could lose up to 100% of principal if either index falls below its threshold at maturity. The initial estimated value of $9.952 per $10 note is below the offering price, indicating embedded costs.

Bank of America has issued Contingent Income Auto-Callable Yield Notes linked to the least performing stocks of Palantir Technologies, Broadcom, and NVIDIA, with the following key terms:

• 5-year term (due June 28, 2030) unless called earlier
• Monthly contingent coupon of 0.6667% (8.00% per annum) if all underlying stocks are ≥75% of their starting values
• Starting values: PLTR: $142.90, AVGO: $264.65, NVDA: $154.31
• Auto-callable monthly from June 2026 if all stocks are ≥100% of starting values
• Principal protected at maturity regardless of stock performance

The notes are priced at $1,000 per unit with initial estimated value of $957.80. Total offering amount is $540,000 with $520,425 proceeds to BofA Finance. Notes are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. Not FDIC insured and may lose value.

Bank of America has announced a $5.06 million offering of Market Linked Securities due June 29, 2028, linked to the performance of the Russell 2000 Index, Dow Jones Industrial Average, and Nasdaq-100 Technology Sector Index.

Key features of the securities include:

• Auto-callable structure with potential call premiums ranging from 10.10% to 30.30% based on the lowest performing underlying index
• Call trigger set at 93% of starting values for each index
• Downside protection threshold at 70% of starting values
• Initial estimated value of $966.70 per security, below the $1,000 offering price
• Full downside exposure if lowest performing index falls below threshold value

The offering involves significant risks including potential loss of principal, no interest payments, and limited upside potential capped at the applicable call premium. Securities are subject to BofA Finance's credit risk and guaranteed by Bank of America Corporation.

Bank of America has announced Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, due June 28, 2030. The notes, priced at $1,000 per unit with total offering of $20,000, feature:

• 5-year term with no periodic interest payments
• 165% upside participation rate if the index value increases above starting value
• Principal protection if the index value decreases or remains unchanged
• Initial estimated value of $950.90 per $1,000 principal amount

The notes track a synthetic version of the S&P 500 Total Return Index with an 11.50% volatility target and 0.50% annual decrement. Key risks include credit risk of BofA Finance (issuer) and Bank of America (guarantor), no listing on securities exchanges, and potential returns below conventional debt securities. The offering includes an underwriting discount of up to $37.50 per note.

Bank of America has issued Variable Income Auto-Callable Yield Notes linked to the performance of NVIDIA (NVDA), Palantir (PLTR), and Tesla (TSLA) stocks. Key features include:

• 5-year term with $4.45 million total offering
• 8.40% per annum maximum coupon rate if all underlying stocks are ≥75% of starting value
• 0.25% per annum minimum coupon rate if any stock falls below threshold
• Starting values: PLTR: $142.90, NVDA: $154.31, TSLA: $327.55
• Monthly callable after June 2026 if all stocks ≥90% of starting value
• Principal protected at maturity

Initial estimated value is $955.20 per $1,000 principal. Notes are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. Not FDIC insured and may lose value. CUSIP: 09711HRL9.

Bank of America has announced new Auto-Callable Enhanced Return Notes linked to the performance of three major indices: Nasdaq-100, Russell 2000, and S&P 500. The notes, priced on June 25, 2025, will have an approximate 4-year term unless called earlier.

Key features include:

• Initial offering price of $1,000 per note with estimated value of $944.20
• Automatic call feature beginning June 26, 2026, with potential call amounts ranging from $1,105 to $1,367.50
• 150% upside exposure if all underlying indices are above starting value at maturity
• Principal protection down to 70% of starting values; 1:1 downside exposure below that threshold
• Total offering amount of $195,000 with underwriting discount of $36.50 per note

The notes are subject to Bank of America's credit risk and are not FDIC insured. They will not be listed on any securities exchange and offer no periodic interest payments.

Bank of America has announced new Auto-Callable Enhanced Return Notes linked to the performance of three major indices: Nasdaq-100, Russell 2000, and S&P 500. The notes, priced at $1,000 per unit with a total offering of $2,775,000, will mature on June 28, 2029, unless called earlier.

Key features include:

• 4-year term with automatic call feature starting June 2026
• 150% upside participation if all indices perform above starting values
• Principal protection if worst-performing index doesn't decline more than 30%
• No periodic interest payments
• Initial estimated value of $945.50 per $1,000 note

The notes include automatic call provisions at $1,090 (Year 1), $1,180 (Year 2), and $1,270 (Year 3) if all indices meet threshold values. Investors face potential loss of up to 100% of principal if any index declines more than 30%. The notes are subject to Bank of America's credit risk and will not be listed on any securities exchange.

Bank of America has issued Contingent Income Auto-Callable Yield Notes linked to Uber Technologies stock, due June 30, 2027. The notes, priced at $1,000 per unit with total offering of $500,000, feature quarterly contingent coupon payments and automatic call provisions.

Key features include:

• 2-year term with quarterly coupon payments of $31.625 if Uber stock is ≥65% of starting value ($91.65)
• Memory feature allows recovery of previously missed payments
• Automatic call feature starting December 2025 if stock price ≥100% of starting value
• Principal at risk if stock declines >35% from starting value at maturity
• Initial estimated value of $971 per $1,000 principal amount

The notes carry credit risk from BofA Finance as issuer and Bank of America as guarantor. They are not FDIC insured, not bank guaranteed, and may lose value. The offering includes an underwriting discount of $23.50 per note.