Bank of America SEC Filings

Bank of America is offering Capped Buffered Enhanced Return Notes linked to the S&P 500 Index, with the following key terms:

• 18-month term (June 30, 2025 to December 31, 2026)
• Starting Value: 6,092.16
• Maximum Return: 14.00% ($1,140 per $1,000 principal)
• 110% upside participation rate above Starting Value
• 10% downside buffer; losses only begin below 90% of Starting Value
• Up to 90% of principal at risk

The notes offer enhanced returns up to a cap with partial downside protection. Initial estimated value is $972.30 per $1,000 principal, below the public offering price of $1,000. Total offering size is $1,314,000. Notes are subject to Bank of America's credit risk and will not be listed on any securities exchange. No periodic interest payments will be made.

Bank of America is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of EURO STOXX 50 Index, S&P 500 Index, and iShares Russell 2000 ETF. Key terms include:

• Term: Approximately 3 years (due June 29, 2028)
• Contingent Coupon Rate: 9.30% per annum (2.325% quarterly) if all underlyings are ≥ 70% of starting value
• Early Call Feature: Callable quarterly starting January 2, 2026
• Principal Risk: 100% at risk if any underlying declines >30% at maturity
• Initial Offering: $1,000 per note with total offering of $289,000

The notes' initial estimated value is $975.90 per $1,000, below the offering price. All payments are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. The notes will not be listed on any securities exchange.

Bank of America has issued Contingent Income Buffered Callable Yield Notes linked to the performance of the Russell 2000 and S&P 500 indices, with the following key terms:

• Term: Approximately 2.75 years (due March 30, 2028)
• Monthly contingent coupon rate of 7.25% per annum (0.6042% monthly) if both indices are ≥ 85% of starting value
• Callable monthly by issuer starting December 31, 2025
• 85% downside buffer at maturity - losses only occur if worst-performing index declines >15%
• Initial offering price: $1,000 per note with total issuance of $200,000

The notes carry credit risk of BofA Finance as issuer and Bank of America as guarantor. Initial estimated value is $962.30 per $1,000 note, reflecting internal funding rates and hedging costs. The notes are not FDIC insured and may lose value.

Bank of America Corporation has filed a prospectus supplement for Dual Directional Buffered Notes linked to the S&P 500 Index. These structured notes, due December 31, 2026, offer unique investment characteristics:

• 17-month term with $1,000 minimum denomination
• 100% upside participation in S&P 500 gains, capped at 10% maximum return
• Positive returns if index declines up to 10% (absolute return feature)
• 1:1 downside exposure beyond 10% decline, with up to 90% principal at risk

Key features include no periodic interest payments, initial estimated value between $920-$970 per $1,000 principal amount, and public offering price of $1,000 with $22 underwriting discount. Notes are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. Securities are not FDIC insured and will not be exchange-listed. CUSIP: 09711HXG3.

Bank of America has announced Contingent Income Auto-Callable Yield Notes linked to the performance of three major indices: the Nasdaq-100 Technology Sector Index, Russell 2000 Index, and S&P 500 Index. The notes offer:

Key Features:

• Monthly contingent coupon payments of $8.542 per $1,000 (10.25% per annum) if all underlying indices are above their coupon barriers
• 3-year term with automatic monthly call feature starting December 30, 2025
• Coupon and Threshold Barrier set at 70% of starting value for each index
• Initial estimated value range: $915.70-$965.70 per note

Risk Considerations: No guaranteed principal protection, limited returns to coupon payments, subject to automatic call feature, and exposure to the worst-performing underlying index. Investment subject to BofA Finance's credit risk with BAC as guarantor.

Bank of America has announced Jump Securities with Auto-Callable Feature linked to Dow Inc. stock, due July 12, 2030. These principal-at-risk securities are issued by BofA Finance and guaranteed by Bank of America Corporation.

Key features include:

• Principal amount: $1,000 per security
• Early redemption feature if stock price meets/exceeds call threshold (100% of initial price)
• Potential early redemption payments offering approximately 23.40% return per annum
• At maturity: $2,170 payment if final stock price ≥ 80% of initial price; otherwise loss proportional to stock decline
• Estimated value between $900-$950 per $1,000 principal

Notable risks include potential loss of principal, limited upside potential, no interest payments, and early redemption risk. The securities will not be listed on any exchange and are subject to Bank of America's credit risk.

Bank of America has announced new Capped Leveraged Index Return Notes (LIRNs) linked to the MSCI Emerging Markets Index with the following key features:

• Principal Amount: $10.00 per unit with approximately 2-year term
• Return Structure: 1.5-to-1 upside exposure up to a capped value of $12.80-$13.20 (28-32% max return)
• Downside Risk: 1-to-1 exposure to index declines with potential 100% principal loss
• No Interest Payments during the term

Key risks include: credit risk of BofA Finance and BAC as guarantor, capped upside potential, potential principal loss, emerging markets exposure, and impact of Russian securities removal from the index. The initial estimated value will be below the public offering price. Notes will not be exchange-listed and holders have no rights to underlying securities or dividends.

Bank of America Corporation has issued $15 million in Capped Floating Rate Notes linked to Compounded SOFR, due June 25, 2035. The notes are senior unsecured debt securities with key features:

• Interest rate: Compounded SOFR plus 1.60%, floating between 0.00% and 6.25% per annum
• Quarterly interest payments on March 25, June 25, September 25, and December 25, starting September 25, 2025
• 100% principal repayment at maturity
• Minimum denomination of $1,000
• No early redemption option

Notable risks include credit risk of Bank of America, potential for minimal interest payments during low-rate periods, and limited upside due to the 6.25% interest rate cap. The notes are not FDIC insured, not bank guaranteed, and will not be listed on any securities exchange. Trading liquidity may be limited as BofA Securities will act as the primary market maker.

Bank of America Corporation has announced new Jump Securities with Auto-Callable Feature linked to the performance of the Russell 2000® Index and S&P 500® Index, maturing July 3, 2031. Key features include:

• Principal Amount: $1,000 per security
• Early Redemption Feature: Quarterly automatic redemption if both indices close at/above initial values, starting July 8, 2026
• Early Redemption Payment: Approximately 9.10% per annum return
• Maturity Payment Structure: - At least $1,546 if both indices are at/above initial values - $1,000 if indices are above 80% threshold - Below 80% threshold: Payment based on worst-performing index, possible total loss

The securities offer no regular interest payments or participation in index appreciation. Estimated initial value between $900-$960 per $1,000 principal. Key risks include potential principal loss, limited returns, early redemption risk, and credit risk of Bank of America Corporation.