Bank of America SEC Filings

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 2-year Contingent Income Auto-Callable Yield Notes linked to the least-performing of Rivian (RIVN), Advanced Micro Devices (AMD) and Tesla (TSLA). The public offering price is $1,000.00 per Note, with an underwriting discount of $10.00 and proceeds to BofA Finance of $990.00 per Note.

The Notes pay a monthly Contingent Coupon Payment of $34.584 per $1,000.00 (3.4584% per month, or 41.50% per annum) if on an Observation Date each stock is at or above 60.00% of its Starting Value. Beginning March 19, 2026, the Notes are automatically called if on a Call Observation Date each stock is at or above 100.00% of its Starting Value, returning $1,000.00 plus the coupon. If held to maturity and the least-performing stock is at or above 50.00% of its Starting Value, principal is repaid (and the final coupon may be paid if the 60.00% barrier is met); below 50.00%, repayment is reduced in line with the decline and may be zero. The initial estimated value is expected to be between $900.00 and $980.00 per $1,000.00, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $250,000 of fixed income auto-callable yield notes linked to the Class C common stock of Dell Technologies Inc.

Each $1,000 note pays a fixed coupon of $10.292 per month (12.35% per year) while outstanding. Starting on the December 14, 2026 Call Observation Date, the notes are automatically called if Dell’s stock is at or above the $140.63 Call Value, returning $1,000 plus the applicable coupon and ending future payments.

If the notes are not called and Dell’s Ending Value on December 13, 2027 is below the $77.35 Threshold Value (55% of the $140.63 Starting Value), the Redemption Amount falls below 55% of principal and up to 100% of invested principal can be lost, though the final coupon is still paid. The initial estimated value is $976.90 per $1,000 note, below the $1,000 public offering price, reflecting BAC’s internal funding rate, hedging costs and a $6 per note underwriting discount, so proceeds to BofA Finance are $994 per note before expenses. All payments depend on the credit of BofA Finance and BAC and the performance of Dell stock and are not FDIC insured.

BofA Finance, guaranteed by Bank of America, is offering approximately three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the Utilities Select Sector SPDR ETF. The notes pay a monthly contingent coupon of $6.917 per $1,000 (0.6917% per month, 8.30% per year) only if on each observation date all three underlyings are at or above 70% of their respective starting values.

The issuer may redeem all notes on specified monthly call dates at $1,000 per note plus any due coupon. If the notes are not called, investors receive full principal at maturity only if the least performing underlying finishes at or above 60% of its starting value; below that level, repayment falls in line with the decline and can be reduced to zero. The initial estimated value is $975.20 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discount and hedging-related charges, and all payments depend on the credit of BofA Finance and Bank of America.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500. The notes have a term of approximately 5 years, $1,000 minimum denomination and a total public offering price of $1,481,000.

Holders may receive monthly contingent coupons of $6.042 per $1,000 (0.6042% per month, 7.25% per year) only when each index is at or above 70% of its starting level. On quarterly call dates, BofA Finance can redeem all notes at $1,000 plus any due coupon. If not called, principal is fully repaid at maturity only if the worst index finishes at or above its 70% threshold; otherwise repayment is reduced in line with that index and can fall to zero. The initial estimated value is $948.30 per $1,000, below the $1,000 offering price, reflecting BAC’s internal funding rate, dealer discounts and hedging costs, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC is offering $15,000,000 of senior “Jump Securities” linked to the worst performing of the Russell 2000® Index and the S&P 500® Index, with principal at risk and a full guarantee from Bank of America Corporation.

The notes mature on November 22, 2027 and do not pay coupons. Beginning about one year after issuance, if on the November 24, 2026 determination date both indices are at or above 100% of their initial levels, the notes are automatically redeemed on November 30, 2026 for $1,103.00 per $1,000, reflecting a return of approximately 10.30% per annum.

If not called, and on the November 17, 2027 final determination date each index is at or above 70% of its initial level (RTY 1,677.235; SPX 4,733.28), investors receive $1,206.00 per $1,000. Otherwise, repayment equals $1,000 multiplied by the index performance factor of the worst-performing index and may be less than 70% of principal or zero. The notes are unsecured, not insured by the FDIC, not listed on any exchange, and had an initial estimated value of $988.80 per $1,000, below the $1,000 issue price due to internal funding rates, fees and hedging costs.

BofA Finance LLC is issuing $10,000,000 of principal-at-risk "Jump Securities" linked to the worst performer of the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each security has a $1,000 stated principal amount and an issue price of $1,000.

Beginning about one year after issuance, if on the first determination date both indices are at or above 100% of their initial values (RTY 2,458.950; SPX 6,840.10), the notes are automatically redeemed for $1,100 per $1,000, corresponding to approximately 10.00% per annum. If not called and, at maturity on November 17, 2027, both indices are at or above 70% of their initial values (RTY 1,721.265; SPX 4,788.07), investors receive $1,200 per $1,000.

If at maturity either index is below its 70% call threshold level, repayment equals $1,000 multiplied by the performance of the worst-performing index, which may be less than 70% of principal and can be zero. The securities pay no coupons, do not participate in index upside beyond the fixed premiums, are not listed on an exchange, and are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $990.80 per $1,000, reflecting internal funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing 10.00% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate in an offering totaling $6,700,000. Investors pay $1,000 per note, while BofA Finance receives proceeds before expenses of $975 per $1,000 in principal after an underwriting discount of up to $25 per note.

The notes pay variable quarterly interest by applying the 10.00% Base Rate to the fraction of U.S. Government Securities Business Days in each period when the CMT Rate is between 0.00% and 4.50%. If the CMT Rate stays outside that range for an entire interest period, no interest is paid, and in all cases the rate is capped at 10.00% per year.

The notes mature on June 16, 2032, but BofA Finance can redeem them in full at par plus accrued interest on any quarterly interest payment date from December 16, 2026 through March 16, 2032. Principal repayment and interest depend on the credit of BofA Finance and Bank of America, and the notes are unsecured, unsubordinated and not insured by the FDIC.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The notes have a term of about 5 years, $1,000.00 denominations and a public offering price of $1,000.00 per note, while the initial estimated value is $953.70, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging costs.

The notes can be automatically called on four annual observation dates from December 2026 through December 2029 if both indexes are at or above 100.00% of their starting levels, paying call amounts from $1,098.50 to $1,394.00 per $1,000.00 of principal. If not called, you receive full principal at maturity only if the least performing index finishes at or above a 90.00% threshold of its starting level; below that you participate in losses one-for-one and could lose your entire investment. Payments do not include any index dividends and are subject to the credit risk of BofA Finance and BAC, with complex tax treatment and extensive risk factors described in the supplement.

BofA Finance, fully guaranteed by Bank of America Corporation, is issuing approximately 5‑year auto‑callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes are offered at $1,000.00 per note, with a $7.50 underwriting discount and $992.50 in proceeds per note to BofA Finance.

The underlying index uses a rolling position in E‑Mini S&P 500 futures with a 35% volatility target, dynamically adjusting participation between 0% and 500%. Performance is reduced by a 6.00% per annum decrement cost and intraday transaction costs, so the futures must outperform these drags for the index level to rise.

Beginning December 16, 2026, the notes may be automatically called if the index closes at or above preset Call Values, paying scheduled Call Amounts that rise from $1,162.500 to $1,771.875 per $1,000.00. If the notes are not called and the final index level is below 60.00% of the Starting Value, the redemption will be less than 60.00% of principal and could be zero, meaning investors can lose up to 100.00% of their investment. Payments depend on the credit risk of BofA Finance and BAC. The initial estimated value is expected between $900.00 and $970.00 per $1,000.00, lower than the public offering price due to BAC’s internal funding rate, underwriting discount and hedging‑related charges.