What is Bank of America Corporation's earnings per share (EPS)?

Bank of America Corporation (BAC) reported diluted earnings per share of $3.81 for fiscal year 2025. This represents a 19.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Bank of America Corporation (BAC) Financials

BAC

Trailing 12 months to June 30, 2026

Revenue $119.2B +8.1% YoY

Net Income $33.6B +20.4% YoY

EPS (Diluted) $4.34 +28.0% YoY

Operating Cash Flow $94.7B +517.8% YoY

Market Cap $379.8B as of Oct 10, 2026

Price / Sales 3.2x on $119.2B revenue, trailing 12 months to June 30, 2026

Price / Earnings 11.3x on $33.6B net income, trailing 12 months to June 30, 2026

Price / Book 1.3x on $301.1B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 31, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 31, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BAC SEC filings page.

Bank of America Corporation (BAC) reported $119.2B in revenue over the twelve months to Jun 30, 2026, up 8.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BAC FY2025 2026-10-03

Bank of America’s 2025 rebound came with a larger, liability-funded balance sheet and a smaller share base.

Reported operating cash flow moved from -$8.8B in FY2024 to $12.6B in FY2025 while net income recovered, but for a bank this swing reflects balance-sheet funding movements as much as accounting-profit conversion. The combination means cash-flow direction alone is a poor gauge of earnings quality without considering investing and financing activity.

FY2025 revenue reached $113.1B and net income reached $30.5B, marking an earnings recovery after FY2024. However, net margin was 27.0% versus 35.9% in FY2021, so the rebound has not restored the earlier profit rate.

The balance sheet is funded mainly by liabilities: FY2025 liabilities were $3.1T against $303.2B of equity, leaving earnings supported by a much larger funding base. Shares outstanding fell from 8.1B in FY2021 to 7.2B in FY2025, so per-share progress also benefited from a smaller denominator.

Financial Health Signals

Financial Health Score 42/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Bank of America Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Bank of America Corporation earned a return on assets of 0.9% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.8% the prior year. Earnings ranks banks on that return over three years, and Bank of America Corporation scores 49/100 among other banks.

Growth

Bank of America Corporation reported revenue of $113.1B in fiscal year 2025, against $105.9B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Bank of America Corporation scores 36/100 among other banks.

Capital

Bank of America Corporation funded 8.9% of its assets with shareholders' equity at the end of fiscal year 2025, holding $303.2B of equity against $3.4T of assets. Capital ranks banks on that cushion, and Bank of America Corporation scores 17/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Bank of America Corporation scores 55/100 on it among other banks.

Credit Quality

Not available for Bank of America Corporation, and counted as zero in the overall score.

Stability

Bank of America Corporation reported net income of $30.5B in fiscal year 2025, against $27.0B in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Bank of America Corporation scores 94/100 among other banks.

Piotroski F-Score Partial

5/7

Bank of America Corporation passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Low Quality

0.41x

For every $1 of reported earnings, Bank of America Corporation generates $0.41 in operating cash flow ($12.6B OCF vs $30.5B net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$31.6B

YoY+15.0%

QoQ+4.2%

5Y CAGR+8.0%

10Y CAGR+4.0%

Bank of America Corporation generated $31.6B in revenue in Q2 2026. This represents an increase of 15.0% from the same quarter a year earlier. Against the prior quarter it is up 4.2%.

Net Income

$9.1B

YoY+26.6%

QoQ+5.7%

5Y CAGR-0.3%

10Y CAGR+6.6%

Bank of America Corporation reported $9.1B in net income in Q2 2026. This represents an increase of 26.6% from the same quarter a year earlier. Against the prior quarter it is up 5.7%.

EPS (Diluted)

$1.21

YoY+34.4%

QoQ+9.0%

5Y CAGR+3.3%

10Y CAGR+11.4%

Bank of America Corporation earned $1.21 per diluted share (EPS) in Q2 2026. This represents an increase of 34.4% from the same quarter a year earlier. Against the prior quarter it is up 9.0%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$229.7B

YoY-13.6%

QoQ-5.3%

5Y CAGR-2.4%

10Y CAGR+3.0%

Bank of America Corporation held $229.7B in cash against $339.9B in long-term debt as of Q2 2026.

Dividends Per Share

$0.28

YoY+7.7%

QoQ0.0%

Bank of America Corporation paid $0.28 per share in dividends in Q2 2026. This represents an increase of 7.7% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

6.99B

YoY-5.6%

QoQ-1.5%

5Y CAGR-3.6%

10Y CAGR-3.7%

Bank of America Corporation had 6.99B shares outstanding in Q2 2026. This represents a decrease of 5.6% from the same quarter a year earlier. Against the prior quarter it is down 1.5%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

28.7%

YoY+2.6pp

QoQ+0.4pp

5Y change-14.2pp

10Y change+6.3pp

Bank of America Corporation's net profit margin was 28.7% in Q2 2026, showing the share of revenue converted to profit. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.4 percentage points.

Return on Equity

3.0%

YoY+0.6pp

QoQ+0.2pp

5Y change-0.3pp

10Y change+1.2pp

Bank of America Corporation's ROE was 3.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.2 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$6.0B

YoY+13.3%

QoQ-17.0%

5Y CAGR+7.4%

10Y CAGR+15.8%

Bank of America Corporation spent $6.0B on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 13.3% from the same quarter a year earlier. Against the prior quarter it is down 17.0%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

BAC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BAC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$119.2B	$113.1B+6.8%	$105.9B+3.0%	$102.8B+8.2%	$95.0B+6.6%	$89.1B+4.2%	$85.5B-6.3%	$91.2B+0.2%	$91.0B+4.5%	$87.1B+4.1%	$83.7B+0.9%	$83.0B-3.4%	$85.9B-1.8%	$87.5B+5.0%	$83.3B-10.8%	$93.5B
SG&A Expenses	$43.4B	$42.3B+5.4%	$40.2B+4.8%	$38.3B+5.2%	$36.4B+0.8%	$36.1B+10.4%	$32.7B+2.3%	$32.0B+0.3%	$31.9B-0.2%	$31.9B-0.3%	$32.0B-2.2%	$32.8B-3.1%	$33.8B-2.7%	$34.7B-2.6%	$35.6B-3.6%	$37.0B
Interest Expense	$74.1B	$78.5B-13.3%	$90.5B+23.5%	$73.3B+264.8%	$20.1B+324.3%	$4.7B-42.4%	$8.2B-63.2%	$22.3B+20.1%	$18.6B+50.8%	$12.3B+23.9%	$10.0B-5.6%	$10.5B-3.5%	$10.9B-14.3%	$12.8B-23.8%	$16.7B-22.6%	$21.6B
Income Tax	$8.4B	$7.2B+15.0%	$6.3B+0.4%	$6.2B+80.9%	$3.4B+72.2%	$2.0B+81.5%	$1.1B-79.3%	$5.3B-17.3%	$6.4B-41.4%	$11.0B+52.5%	$7.2B+14.7%	$6.3B+156.9%	$2.4B-41.8%	$4.2B+475.8%	-$1.1B+33.4%	-$1.7B
Net Income	$33.6B	$30.5B+13.1%	$27.0B+2.5%	$26.3B-4.4%	$27.5B-13.9%	$32.0B+78.7%	$17.9B-34.8%	$27.4B-2.5%	$28.1B+54.4%	$18.2B+2.3%	$17.8B+12.0%	$15.9B+188.2%	$5.5B-47.6%	$10.5B+151.6%	$4.2B+189.6%	$1.4B
EPS (Basic)	N/A	$3.86+19.5%	$3.23+5.2%	$3.07-4.4%	$3.21-10.8%	$3.60+91.5%	$1.88-32.1%	$2.77+4.9%	$2.64+62.0%	$1.63+3.8%	$1.57+13.8%	$1.38+220.9%	$0.43-50.0%	$0.86+230.8%	$0.26+2500.0%	$0.01
EPS (Diluted)	$4.34	$3.81+19.4%	$3.19+4.6%	$3.05-4.4%	$3.19-10.6%	$3.57+90.9%	$1.87-32.0%	$2.75+5.4%	$2.61+67.3%	$1.56+4.7%	$1.49+13.7%	$1.31+211.9%	$0.42-49.4%	$0.83+232.0%	$0.25	$0.01
Diluted Shares (Avg)	N/A	7.68B-3.2%	7.94B-1.8%	8.08B-1.1%	8.17B-4.6%	8.56B-2.7%	8.80B-6.8%	9.44B-7.8%	10.24B-5.0%	10.78B-2.4%	11.05B-1.7%	11.24B+6.2%	10.58B-7.9%	11.49B+6.0%	10.84B	10.25B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$31.6B+15.0%	$30.3B+7.2%	$29.3B0.0%	$28.1B+10.8%	$27.4B+8.1%	$28.2B+9.4%	$29.3B+12.1%	$25.3B+0.7%
SG&A Expenses	$11.0B+6.3%	$11.3B+4.1%	$10.6B+3.5%	$10.5B+6.1%	$10.3B+5.1%	$10.9B+6.8%	$10.2B+8.3%	$9.9B+3.8%
Interest Expense	$17.8B-11.7%	$17.6B-10.2%	$18.5B-14.4%	$20.1B-14.4%	$20.2B-12.7%	$19.6B-11.8%	$21.6B-0.3%	$23.5B+22.2%
Income Tax	$2.5B+66.3%	$1.8B+11.2%	$3.1B-33.0%	$987.0M+130.6%	$1.5B+125.9%	$1.6B+178.4%	$4.6B+4.4%	$428.0M+46.1%
Net Income	$9.1B+26.6%	$8.6B+16.6%	$7.5B+15.4%	$8.5B+22.8%	$7.2B+4.0%	$7.4B+10.3%	$6.5B+121.7%	$6.9B-11.6%
EPS (Basic)	$1.22+34.1%	$1.12+23.1%	$0.97+19.8%	$1.08+31.7%	$0.91+9.6%	$0.91+18.2%	$0.81+125.0%	$0.82-9.9%
EPS (Diluted)	$1.21+34.4%	$1.11+24.7%	$0.96+21.5%	$1.06+30.9%	$0.90+8.4%	$0.89+17.1%	$0.79+119.4%	$0.81-10.0%
Diluted Shares (Avg)	7.29B-4.7%	7.42B-4.5%	N/A	7.63B-3.5%	7.65B-3.9%	7.77B-3.2%	N/A	7.90B-2.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

BAC Balance Sheet

BAC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$3.4T+4.6%	$3.3T+2.6%	$3.2T+4.2%	$3.1T-3.7%	$3.2T+12.4%	$2.8T+15.8%	$2.4T+3.4%	$2.4T+3.2%	$2.3T+4.3%	$2.2T+2.0%	$2.1T+1.9%	$2.1T+0.1%	$2.1T-4.9%	$2.2T+3.8%	$2.1T
Cash & Equivalents	$231.8B-20.1%	$290.1B-12.9%	$333.1B+44.7%	$230.2B-33.9%	$348.2B-8.5%	$380.5B+135.5%	$161.6B-8.9%	$177.4B+12.7%	$157.4B+6.6%	$147.7B-7.3%	$159.4B+15.0%	$138.6B+5.5%	$131.3B+18.6%	$110.8B-7.8%	$120.1B
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B+0.1%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B-1.1%	$69.8B0.0%	$69.8B-0.1%	$69.8B-0.2%	$70.0B0.0%	$70.0B
Total Liabilities	$3.1T+4.8%	$3.0T+2.7%	$2.9T+4.0%	$2.8T-4.2%	$2.9T+13.9%	$2.5T+17.4%	$2.2T+3.8%	$2.1T+3.7%	$2.0T+4.8%	$1.9T+1.8%	$1.9T+1.5%	$1.9T-0.5%	$1.9T-5.2%	$2.0T+3.9%	$1.9T
Long-Term Debt	$317.8B+12.2%	$283.3B-6.3%	$302.2B+9.5%	$276.0B-1.5%	$280.1B+6.5%	$262.9B+9.2%	$240.9B+5.0%	$229.4B+0.9%	$227.4B+4.9%	$216.8B-8.4%	$236.8B-2.6%	$243.1B-2.6%	$249.7B-9.4%	$275.6B-26.0%	$372.3B
Total Equity	$303.2B+3.2%	$294.0B+1.3%	$290.2B+6.2%	$273.2B+1.2%	$270.1B-1.0%	$272.9B+3.1%	$264.8B-0.2%	$265.3B-0.7%	$267.1B+0.4%	$266.2B+4.1%	$255.6B+5.0%	$243.5B+4.7%	$232.5B-1.9%	$237.0B+3.0%	$230.1B
Retained Earnings	$261.7B+8.7%	$240.8B+7.2%	$224.7B+8.5%	$207.0B+10.1%	$188.1B+14.6%	$164.1B+5.0%	$156.3B+14.7%	$136.3B+19.8%	$113.8B+12.4%	$101.2B+14.7%	$88.2B+18.0%	$74.7B+3.1%	$72.5B+15.4%	$62.8B+3.8%	$60.5B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$3.5T+1.7%	$3.5T+4.4%	$3.4T+4.6%	$3.4T+2.4%	$3.4T+5.6%	$3.3T+2.3%	$3.3T+2.6%	$3.3T+5.4%
Cash & Equivalents	$229.7B-13.6%	$242.5B-11.4%	$231.8B-20.1%	$246.5B-16.6%	$266.0B-17.0%	$273.6B-12.7%	$290.1B-12.9%	$295.6B-16.0%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%	$69.0B0.0%
Total Liabilities	$3.2T+1.8%	$3.2T+4.6%	$3.1T+4.8%	$3.1T+2.4%	$3.1T+6.0%	$3.1T+2.5%	$3.0T+2.7%	$3.0T+5.6%
Long-Term Debt	$339.9B+8.4%	$326.0B+7.2%	$317.8B+12.2%	$311.5B+4.9%	$313.4B+7.9%	$304.1B+2.6%	$283.3B-6.3%	$296.9B+2.3%
Total Equity	$301.1B+1.0%	$300.7B+2.3%	$303.2B+3.2%	$304.2B+2.6%	$298.0B+1.4%	$293.9B+0.1%	$294.0B+1.3%	$296.5B+3.3%
Retained Earnings	$274.5B+8.9%	$267.8B+8.3%	$261.7B+8.7%	$258.1B+8.5%	$252.2B+8.0%	$247.3B+8.0%	$240.8B+7.2%	$238.0B+6.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

BAC Cash Flow Statement

BAC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$94.7B	$12.6B+243.2%	-$8.8B-119.6%	$45.0B+811.0%	-$6.3B+12.0%	-$7.2B-118.9%	$38.0B-38.5%	$61.8B+56.3%	$39.5B+300.6%	$9.9B-42.9%	$17.3B-39.2%	$28.4B-7.8%	$30.8B-66.8%	$92.8B+678.1%	-$16.1B-124.9%	$64.4B
Depreciation & Amortization	N/A	$2.3B+5.7%	$2.2B+6.4%	$2.1B+4.0%	$2.0B+4.2%	$1.9B+3.0%	$1.8B+6.6%	$1.7B-16.2%	$2.1B-1.9%	$2.1B	N/A	N/A	N/A	N/A	N/A	N/A
Stock-Based Compensation	N/A	$4.0B+16.5%	$3.4B+16.7%	$2.9B+2.8%	$2.9B+3.4%	$2.8B+36.3%	$2.0B+2.9%	$2.0B+14.2%	$1.7B+4.9%	$1.6B+20.6%	$1.4B+1636.0%	-$89.0M-214.1%	$78.0M-78.5%	$363.0M-84.0%	$2.3B-12.7%	$2.6B
Investing Cash Flow	-$82.4B	-$145.2B-60.1%	-$90.7B-156.3%	-$35.4B-1299.2%	-$2.5B+99.2%	-$313.3B-76.3%	-$177.7B-120.3%	-$80.6B-12.8%	-$71.5B-38.7%	-$51.5B+17.2%	-$62.3B	N/A	N/A	$25.1B+171.6%	-$35.0B-166.7%	$52.4B
Financing Cash Flow	-$46.8B	$69.9B+15.9%	$60.4B-35.3%	$93.3B+188.0%	-$106.0B-136.4%	$291.6B-18.0%	$355.8B+10436.5%	$3.4B-93.6%	$53.1B+7.8%	$49.3B+48.6%	$33.2B	N/A	N/A	-$95.4B-325.0%	$42.4B+140.5%	-$104.7B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.7B-12.2%	$1.9B+9.8%	$1.7B
Share Buybacks	$24.9B	$21.4B+63.6%	$13.1B+186.4%	$4.6B-9.8%	$5.1B-79.8%	$25.1B+257.7%	$7.0B-75.0%	$28.1B+40.1%	$20.1B+56.8%	$12.8B+150.7%	$5.1B+115.3%	$2.4B+41.7%	$1.7B-48.0%	$3.2B	$0	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$29.0B+418.0%	$41.8B+2012.5%	-$22.9B-188.5%	$46.9B+225.7%	-$9.1B-150.5%	-$2.2B+85.9%	$25.9B-20.8%	-$37.3B-416.6%
Depreciation & Amortization	$612.0M+7.2%	$605.0M+7.1%	$594.0M+6.3%	$584.0M+6.4%	$571.0M+5.2%	$565.0M+5.0%	$559.0M+6.1%	$549.0M+6.2%
Stock-Based Compensation	N/A	$1.0B+3.3%	N/A	N/A	N/A	$999.0M+15.5%	N/A	N/A
Investing Cash Flow	-$16.8B+70.6%	-$66.5B+25.3%	-$1.2B-112.5%	$1.9B+107.1%	-$56.9B-3637.2%	-$89.0B-24.8%	$9.4B+114.7%	-$27.3B+54.5%
Financing Cash Flow	-$24.7B-144.9%	$35.9B-50.7%	$10.0B+127.3%	-$68.0B-284.9%	$55.1B+763.4%	$72.8B+6.1%	-$36.8B-425.6%	$36.8B+33.1%
Share Buybacks	$6.0B+13.3%	$7.2B+60.1%	$6.3B+78.5%	$5.3B+50.0%	$5.3B+50.0%	$4.5B+80.8%	$3.5B+335.9%	$3.5B+253.4%

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.

BAC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BAC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	27.0%+1.5pp	25.5%-0.1pp	25.6%-3.4pp	29.0%-6.9pp	35.9%+15.0pp	20.9%-9.1pp	30.1%-0.9pp	30.9%+10.0pp	20.9%-0.4pp	21.3%+2.1pp	19.2%+12.8pp	6.4%-5.6pp	12.0%+7.0pp	5.0%+3.5pp	1.6%
Return on Equity	10.1%+0.9pp	9.2%+0.1pp	9.1%-1.0pp	10.1%-1.8pp	11.8%+5.3pp	6.6%-3.8pp	10.4%-0.3pp	10.6%+3.8pp	6.8%+0.1pp	6.7%+0.5pp	6.2%+3.9pp	2.3%-2.3pp	4.5%+2.8pp	1.8%+1.1pp	0.6%
Return on Assets	0.9%+0.1pp	0.8%0.0pp	0.8%-0.1pp	0.9%-0.1pp	1.0%+0.4pp	0.6%-0.5pp	1.1%-0.1pp	1.2%+0.4pp	0.8%0.0pp	0.8%+0.1pp	0.7%+0.5pp	0.3%-0.2pp	0.5%+0.3pp	0.2%+0.1pp	0.1%
Debt-to-Equity	1.05+0.1x	0.96-0.1x	1.040.0x	1.010.0x	1.04+0.1x	0.96+0.1x	0.910.0x	0.860.0x	0.850.0x	0.81-0.1x	0.93-0.1x	1.00-0.1x	1.07-0.1x	1.16-0.5x	1.62
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	28.7%+2.6pp	28.4%+2.3pp	25.6%+3.4pp	30.1%+2.9pp	26.1%-1.1pp	26.1%+0.2pp	22.2%+11.0pp	27.2%-3.8pp
Return on Equity	3.0%+0.6pp	2.9%+0.3pp	2.5%+0.3pp	2.8%+0.4pp	2.4%+0.1pp	2.5%+0.2pp	2.2%+1.2pp	2.3%-0.4pp
Return on Assets	0.3%+0.1pp	0.3%0.0pp	0.2%0.0pp	0.3%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%+0.1pp	0.2%0.0pp
Debt-to-Equity	1.13+0.1x	1.080.0x	1.05+0.1x	1.020.0x	1.05+0.1x	1.030.0x	0.96-0.1x	1.000.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Bank of America Corporation BAC	FY2025	$113.1B	$30.5B	27.0%	$379.8B	42/100
Wells Fargo & Co. WFC	FY2025	$83.7B	$21.3B	25.5%	$252.7B	35/100
HSBC Holdings plc HSBC	FY2025	$68.3B	$23.1B	33.9%	$318.0B	21/100
JPMorgan Chase & Co. JPM	FY2025	$182.4B	$57.0B	31.2%	$885.1B	51/100
Citigroup Inc. C	FY2025	$85.2B	$14.3B	16.8%	$217.5B	26/100

Where Bank of America Corporation Ranks

Frequently Asked Questions

What is Bank of America Corporation's annual revenue?

Bank of America Corporation (BAC) reported $113.1B in total revenue for fiscal year 2025. This represents a 6.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Bank of America Corporation's revenue growing?

Bank of America Corporation (BAC) revenue grew by 6.8% year-over-year, from $105.9B to $113.1B in fiscal year 2025.

Is Bank of America Corporation profitable?

Yes, Bank of America Corporation (BAC) reported a net income of $30.5B in fiscal year 2025, with a net profit margin of 27.0%.

How much debt does Bank of America Corporation have?

As of fiscal year 2025, Bank of America Corporation (BAC) had $231.8B in cash and equivalents against $317.8B in long-term debt.

What is Bank of America Corporation's net profit margin?

Bank of America Corporation (BAC) had a net profit margin of 27.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Bank of America Corporation pay dividends?

Yes, Bank of America Corporation (BAC) paid $1.08 per share in dividends during fiscal year 2025.

What is Bank of America Corporation's return on equity (ROE)?

Bank of America Corporation (BAC) has a return on equity of 10.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Bank of America Corporation's operating cash flow?

Bank of America Corporation (BAC) generated $12.6B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Bank of America Corporation's total assets?

Bank of America Corporation (BAC) had $3.4T in total assets as of fiscal year 2025, including both current and long-term assets.

Does Bank of America Corporation buy back shares?

Yes, Bank of America Corporation (BAC) spent $21.4B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Bank of America Corporation have outstanding?

Bank of America Corporation (BAC) had 7.18B shares outstanding as of fiscal year 2025.

What is Bank of America Corporation's debt-to-equity ratio?

Bank of America Corporation (BAC) had a debt-to-equity ratio of 1.05 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Bank of America Corporation's return on assets (ROA)?

Bank of America Corporation (BAC) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Bank of America Corporation's P/E ratio?

Bank of America Corporation (BAC) trades at 11.3x earnings, its market capitalization divided by net income of $33.6B net income, trailing 12 months to June 30, 2026. The market capitalization is $379.8B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bank of America Corporation's price-to-sales ratio?

Bank of America Corporation (BAC) trades at 3.2x sales, its market capitalization divided by revenue of $119.2B revenue, trailing 12 months to June 30, 2026. The market capitalization is $379.8B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bank of America Corporation's Piotroski F-Score?

Bank of America Corporation (BAC) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Bank of America Corporation's earnings high quality?

Bank of America Corporation (BAC) has an earnings quality ratio of 0.41x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Bank of America Corporation?

Bank of America Corporation (BAC) scores 42 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.