Bank of America Corp (BAC) Debt by Year
Bank of America Corp carried $317.8B in long-term debt against $231.8B in cash and equivalents at the end of fiscal year 2025. This represents an increase of 12.2% from the prior fiscal year. The table below carries 15 fiscal years, from 2011 to 2025, and the quarters Bank of America Corp has filed alongside them.
Annual figures, oldest first. Point at a bar to read its period.
BAC Debt & Cash by Fiscal Year
Figures are as reported in USD. Each change compares the year with the year before it, and each column links to the filing it was taken from.
| Metric | FY2510-K | FY2410-K | FY2310-K | FY2210-K | FY2110-K | FY2010-K | FY1910-K | FY1810-K | FY1710-K | FY1610-K | FY1510-K | FY1410-K | FY1310-K | FY1210-K | FY1110-K |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Long-Term Debt | $317.8B+12.2% | $283.3B-6.3% | $302.2B+9.5% | $276.0B-1.5% | $280.1B+6.5% | $262.9B+9.2% | $240.9B+5.0% | $229.4B+0.9% | $227.4B+4.9% | $216.8B-8.4% | $236.8B-2.6% | $243.1B-2.6% | $249.7B-9.4% | $275.6B-26.0% | $372.3B |
| Cash & Equivalents | $231.8B-20.1% | $290.1B-12.9% | $333.1B+44.7% | $230.2B-33.9% | $348.2B-8.5% | $380.5B+135.5% | $161.6B-8.9% | $177.4B+12.7% | $157.4B+6.6% | $147.7B-7.3% | $159.4B+15.0% | $138.6B+5.5% | $131.3B+18.6% | $110.8B-7.8% | $120.1B |
BAC Debt & Cash by Quarter
Figures are as reported in USD. Each change compares the quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q | Q2'2410-Q | Q1'2410-Q | Q4'2310-K | Q3'2310-Q |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Long-Term Debt | $339.9B+8.4% | $326.0B+7.2% | $317.8B+12.2% | $311.5B+4.9% | $313.4B+7.9% | $304.1B+2.6% | $283.3B-6.3% | $296.9B+2.3% | $290.5B+1.5% | $296.3B+4.4% | $302.2B+9.5% | $290.4B+7.9% |
| Cash & Equivalents | $229.7B-13.6% | $242.5B-11.4% | $231.8B-20.1% | $246.5B-16.6% | $266.0B-17.0% | $273.6B-12.7% | $290.1B-12.9% | $295.6B-16.0% | $320.6B-14.2% | $313.4B-16.7% | $333.1B+44.7% | $351.7B+71.6% |
What long-term debt means
Long-term debt is borrowing that falls due more than a year out, and the cash line beside it is what the company held on the same balance sheet date.
More Bank of America Corp financials
Frequently Asked Questions
What was Bank of America Corp's long-term debt in fiscal year 2025?
Bank of America Corp carried $317.8B in long-term debt against $231.8B in cash and equivalents at the end of fiscal year 2025.
How fast is Bank of America Corp's long-term debt growing?
Bank of America Corp (BAC) long-term debt rose by 12.2% year over year, from $283.3B to $317.8B in fiscal year 2025.
How has Bank of America Corp's long-term debt changed over the years?
Across the 15 fiscal years this page covers, Bank of America Corp (BAC) long-term debt went from $372.3B in fiscal year 2011 to $317.8B in fiscal year 2025.
What was Bank of America Corp's long-term debt in the most recent quarter?
Bank of America Corp (BAC) reported $339.9B in long-term debt in Q2 2026. This represents an increase of 8.4% from the same quarter a year earlier.
What does long-term debt mean on a financial statement?
Long-term debt is borrowing that falls due more than a year out, and the cash line beside it is what the company held on the same balance sheet date. This page lists what Bank of America Corp (BAC) reported on that line in every period on record.