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BANK OF AMERICA /DE/ (BAC) SEC Filings, Jul 31, 2026

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC plans to issue Buffered Auto-Callable Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 denomination, an expected issue date of August 31, 2026 and maturity on August 29, 2031, unless called earlier.

Beginning September 1, 2027, the notes are automatically called monthly if the index is at or above 90% of its Starting Value, paying the scheduled Call Amount (from $1,122.508 up to $1,602.331 per $1,000). If not called, and the Ending Value is at least 90% of the Starting Value, investors receive $1,612.54 per $1,000 at maturity.

If the Ending Value is between 85% and 90%, principal is returned. Below 85%, losses are 1:1 beyond the 15% buffer, with up to 85% of principal at risk. The notes pay no interest, are unsecured obligations subject to BofA Finance and BAC credit risk, and will not be listed. The public offering price is $1,000, with proceeds to the issuer as low as $952.50 per note and an initial estimated value between $900 and $950, reflecting underwriting and structuring costs and BAC’s internal funding rate. The underlying index employs a leveraged target-volatility strategy and a 6.00% per annum decrement cost, which continually reduces index levels and may limit upside.

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BofA Finance LLC is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation, maturing on August 29, 2031.

The notes have an approximate 5‑year term, $1,000 denominations, and pay monthly contingent coupons only if the index is at least 75% of its Starting Value. The per‑period coupon component is $7.292 per $1,000, using a memory formula that adds missed coupons when conditions are later met. Starting August 26, 2027, the notes are automatically callable monthly at par plus the applicable coupon if the index is at least 85% of its Starting Value.

If not called and the index ends at or above 85% of its Starting Value, investors receive principal back plus any final contingent coupon; below that level, repayment is reduced 1:1 beyond a 15% buffer, with up to 85% of principal at risk. Initial estimated value is expected between $900 and $950 per $1,000, versus a public offering price of $1,000, reflecting underwriting and hedging costs. The underlying index uses leveraged exposure (up to 500%) to E‑Mini S&P 500 futures, a 35% volatility target, and embedded 6.00% per annum decrement plus transaction costs, all of which can significantly weigh on performance. The notes will not be listed on any exchange and all payments depend on the credit of BofA Finance and BAC.

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BofA Finance LLC is offering Buffered Auto-Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have an approximately 5-year term, expected to price on August 26, 2026 and mature on August 29, 2031, unless automatically called.

Beginning September 1, 2027, the notes are automatically callable monthly at preset Call Amounts ranging from $1,195.00 to $1,958.75 per $1,000 if the index is at or above its Call Value. If not called and the Ending Value is at least 100% of the Starting Value, investors receive a maximum Redemption Amount of $1,975.00 per $1,000. If the Ending Value is between 85% and 100%, principal is returned; below 85%, principal is reduced 1:1 beyond a 15% buffer, with up to 85% loss.

The notes pay no interest, will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected to be $900.00–$950.00 per $1,000.00, below the $1,000.00 public offering price, reflecting BAC’s internal funding rate, a $47.50 per-note underwriting discount and hedging-related charges. The complex underlying uses leveraged E‑Mini S&P 500 futures with a 35% volatility target, a 6.00% per annum decrement and transaction costs that continually reduce index levels.

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BofA Finance LLC is offering Dual Directional Buffered Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 denomination and an approximate 2.5‑year term, with pricing expected on August 28, 2026 and maturity on March 5, 2029.

At maturity, if the least performing index is at or above its starting level, investors receive principal plus 110% of that index’s gain. If it is below its starting level but at or above 85% of its starting level, investors receive a positive return equal to the absolute percentage decline of that least performing index, capped at 15%. If the least performing index falls below 85% of its starting level, principal is reduced 1:1 beyond the 15% buffer, with up to 85% of principal at risk.

The notes pay no periodic interest and will not be listed on any exchange. The initial estimated value is expected between $910 and $960 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging costs. Any payment is subject to the senior unsecured credit risk of BofA Finance as issuer and BAC as guarantor.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Fixed Income Buffered Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing on August 29, 2031. The notes pay a fixed coupon of 7.00% per annum (monthly $5.834 per $1,000), so long as the notes have not been called. Beginning August 26, 2027, the notes are automatically called monthly at par plus the coupon if the index is at or above its starting level.

If not called, principal is protected only by a 15% downside buffer: at maturity, if the index has fallen by more than 15% from its starting level, repayment is reduced 1:1 beyond that buffer, with up to 85% of principal at risk, though the final coupon is still paid. The underlying index is a leveraged, rules-based strategy on E-Mini S&P 500 Futures targeting 35% volatility and embedding a 6.00% per annum decrement and transaction costs that drag on performance. The initial estimated value is expected to be $900–$950 per $1,000 note, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance is issuing Contingent Income Auto-Callable Yield Notes linked to the least performing of Palantir Class A, NVIDIA, and Tesla common stock. The notes have an approximate 5-year term, pricing on July 28, 2026 and maturing July 31, 2031, unless automatically called.

Investors receive a maximum coupon of 8.50% per annum (0.7084% per month) when, on a monthly Observation Date, the Observation Value of each stock is at least 80% of its Starting Value. Otherwise a minimum coupon of 0.25% per annum is paid. Beginning July 28, 2027, the notes are auto-called if the least performing stock is at or above its Call Value (100% of Starting Value), returning principal plus that month’s coupon. If not called, investors receive principal plus the applicable final coupon at maturity, regardless of stock performance.

The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and are subject to their credit risk. They will not be listed on any exchange. The public offering price is $1,000 per note, with an initial estimated value of $943.60 and total offering of $138,000.

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BofA Finance LLC is issuing Contingent Income Buffered Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes are expected to price on August 31, 2026, issue on September 3, 2026 and mature on June 5, 2029, for an approximately 2.75‑year term, unless called earlier.

Investors receive a contingent coupon of 10.50% per annum ($8.75 per $1,000 monthly) only when both indices are at or above 85% of their starting level on an observation date. From March 4, 2027, the issuer may redeem the notes monthly at par plus any due coupon. If held to maturity and either index has fallen more than 15% from its starting value, principal is reduced 1:1 beyond this buffer, with up to 85% of principal at risk. The initial estimated value is $920–$980 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance LLC is offering Auto-Callable Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate three-year term to September 6, 2029. Each note has a $1,000 principal amount, no periodic interest, and will not be listed on any exchange. The notes are expected to price on August 31, 2026 and issue on September 3, 2026.

The notes may be automatically called on September 7, 2027 if the S&P 500 closing level is at or above its Starting Value, in which case investors receive a Call Amount of $1,110 per $1,000 principal and no further payments. If not called, at maturity investors get 125% of any positive index return when the Ending Value is at or above the Starting Value; full principal back if the index is between 80% and 100% of the Starting Value; and 1:1 downside exposure below 80%, with up to 100% loss of principal. Any payment depends on the credit of BofA Finance and BAC. The initial estimated value is expected between $925 and $975 per $1,000, below the public offering price.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 5‑year Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index. The Notes are expected to price on August 26, 2026, issue on August 31, 2026, and mature on August 29, 2031.

For each $1,000 Note, if the index ending level is above its starting level, investors receive principal plus 200.00% of the index gain. If the ending level is between the starting level and the 70.00% Threshold Value, investors receive only the $1,000 principal. If the ending level is below the Threshold Value, repayment is reduced 1:1 with the index loss and up to 100% of principal can be lost.

The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance with a full and unconditional BAC guarantee, and will not be listed on any exchange. The public offering price is $1,000.00 per Note, including up to $41.25 underwriting discount and up to $5.00 per Note referral fee. The initial estimated value is expected to be $890.00–$940.00 per $1,000, reflecting internal funding and hedging costs. Payments at maturity depend solely on index performance on the valuation date and the credit of BofA Finance and BAC.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Digital Return Notes linked to the least performing of the Nasdaq-100 Index and the S&P 500 Index, with a term of approximately 15 months, expected to mature on December 3, 2027.

Each $1,000 note pays a fixed Digital Payment of $1,152.50 (a 15.25% return) at maturity if the ending level of each index is at least 80% of its starting level. If either index falls more than 20%, investors are exposed 1:1 to the decline of the least performing index, with up to 100% of principal at risk. The notes pay no interest, will not be listed, and have an initial estimated value between $935 and $985 per $1,000, below the $1,000 public offering price, reflecting selling costs, internal funding rate and hedging charges.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on July 31, 2026.