Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $250,000 of Buffered Auto-Callable Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing on August 1, 2031, in $1,000 denominations. The Notes pay no interest and are not listed on any exchange.
From August 3, 2027, the Notes are automatically callable monthly at preset Call Amounts (starting at $1,090 per $1,000 and rising to $1,442.50) if the index level is at or above 85% of its Starting Value. If not called, and the Ending Value is at least 85% of the Starting Value, investors receive a fixed $1,450 per $1,000. If the index falls more than 15%, principal is exposed 1:1 below the 85% Redemption Barrier, with up to 85% of principal at risk.
The Underlying, launched in 2025, is a leveraged, target-volatility futures index with a 35% volatility target and a 6.00% per annum decrement cost, plus transaction costs at each intraday rebalancing. The public offering price is $1,000 per Note, including up to a $47 underwriting discount, for issuer proceeds of $953 per $1,000. The initial estimated value is $920.40 per $1,000. All payments depend on the credit of BofA Finance and BAC.
Bank of America Corporation reported higher Q2 2026 results, with total revenue of $31,558 million and net income of $9.1 billion, or $1.21 per diluted share, up from $7.2 billion and $0.90 a year earlier. Returns improved, with ROA at 1.03 percent and ROE at 12.71 percent, and the efficiency ratio improved to 59.02 percent.
Revenue growth was driven by net interest income of $15,997 million and noninterest income of $15,561 million, alongside a lower provision for credit losses of $1,366 million, partly offset by higher operating expenses. Total assets were $3.5 trillion at June 30, 2026, with total loans and leases of $1,217,619 million and deposits of $2,025,124 million. Credit quality remained solid, with annualized net charge-offs at 0.47 percent of average loans and an allowance for credit losses of $14,264 million.
All major segments contributed: Consumer Banking earned $3,281 million, GWIM $1,413 million on client balances of $4,934,396 million, Global Banking $2,046 million with investment banking fees 50 percent higher, and Global Markets $2,626 million supported by $7,098 million of sales and trading revenue. Capital remained strong, with a CET1 ratio of 11.2 percent versus a 10.0 percent minimum and an SLR of 5.5 percent. The company repurchased $6.0 billion of common stock in the quarter and increased its quarterly common dividend by 14 percent to $0.32 per share.
Bank of America’s affiliate BofA Finance LLC is issuing $1,076,000 of Digital Return Notes due November 2, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices and have an approximate 15‑month term.
For each $1,000 note, investors receive a fixed Digital Payment of $1,115 (an 11.5% return) at maturity if the ending level of every index is at least 70% of its starting level. If any index finishes below its 70% threshold, repayment is reduced 1:1 with the loss in the least performing index, with up to 100% of principal at risk and no downside protection. The notes pay no periodic interest and will not be listed on an exchange.
The initial estimated value is $964.60 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts up to $21.75 per $1,000, referral fees up to $3, and hedging-related charges. Any payment is subject to the unsecured credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,444,000 of Market Linked Securities, Series A, that are auto-callable and principal-at-risk. The notes are linked to the lowest performing of the Russell 2000 Index, S&P 500 Index and EURO STOXX 50 Index, with a maturity date of August 2, 2029 and denominations of $1,000.
The notes pay no interest and may be automatically called quarterly from August 3, 2027 through July 30, 2029 if the lowest performing index is at or above its Starting Value, returning principal plus a fixed Call Premium that steps up from 14.700% to 44.100% (maximum payment $1,441 per $1,000). If not called, investors receive $1,000 at maturity only if the lowest performing index stays at or above its Threshold Value (75% of its Starting Value; e.g., S&P 500 threshold 5,487.1125). Otherwise, repayment is reduced 1-for-1 with index decline, down to a total loss of principal. The initial estimated value is $967.10 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC; the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,400,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and VanEck Semiconductor ETF. Each Note has a $1,000 denomination, an approximate 23‑month term to July 6, 2028, and pays a 23.00% per annum contingent coupon (1.9167% monthly) of $19.167 per $1,000 when, on an Observation Date, every underlying is at or above its Coupon Barrier set at 70% of its Starting Value. Beginning November 4, 2026, the issuer may redeem the Notes monthly at par plus any due coupon. If held to maturity and the least performing underlying finishes below its Threshold Value (60% of its Starting Value), principal is exposed 1:1 to that decline, with up to 100% loss of principal; otherwise, par is repaid. The initial estimated value is $985.70 per $1,000 Note, below the public offering price, and the Notes are unsecured obligations subject to the credit risk of BofA Finance and Bank of America Corporation and will not be listed on any exchange.
Bank of America’s subsidiary BofA Finance LLC is offering market-linked medium-term notes that are fully and unconditionally guaranteed by Bank of America Corporation (BAC). These Securities are linked to the lowest performing of Alibaba Group’s ADSs (BABA) and Toast, Inc.’s Class A common stock (TOST) and mature on August 13, 2027. The public offering price is $1,000 per Security, with an initial estimated value between $920.00 and $970.00 and proceeds to the issuer of $976.75 per Security before expenses.
At maturity, if the lowest performing stock’s ending price is at or above its Threshold Price (70% of its Starting Price), investors receive principal plus a Contingent Fixed Return of at least 34.50% (at least $345.00 per $1,000). If it falls more than 30% below its Starting Price, repayment is reduced 1-for-1 with the decline, leading to losses greater than 30% and potentially a total loss of principal. The notes pay no interest or dividends, have no principal protection, and all payments are subject to the credit risk of BofA Finance and BAC. The Securities will not be listed on any securities exchange and may be difficult to sell at a favorable price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV). Each Note has a $1,000 denomination, an expected pricing date of August 26, 2026, issue date of August 31, 2026, and maturity on June 1, 2029, for an approximate 2.75‑year term.
The Notes pay a contingent coupon of 12.00% per annum (1.00% monthly, or $10 per $1,000) only if on each monthly Observation Date the price of both GDX and SLV is at least 65.00% of its Starting Value (the Coupon Barrier). Beginning with the February 26, 2027 Call Observation Date, the Notes are automatically called if on any Call Observation Date both Underlyings are at or above 100.00% of their respective Starting Values, paying $1,000 plus the current coupon and then terminating.
If the Notes are not called, at maturity you receive $1,000 per Note only if the Ending Value of the Least Performing Underlying is at least 65.00% of its Starting Value (the Threshold Value). If it is below 65.00%, principal is reduced on a 1:1 basis with the decline in the Least Performing Underlying, with up to 100% of principal at risk, though a final coupon is paid if both Underlyings are at or above their Coupon Barriers on the final Observation Date. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and carry an initial estimated value between $865.00 and $915.00 per $1,000, below the $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing on August 29, 2031, with an approximate 5‑year term if not called early. Investors receive monthly contingent coupons only when the index is at or above 70% of its Starting Value; the coupon formula equates to $8.75 per $1,000 per qualifying period, with a memory feature for missed coupons.
Starting August 26, 2027, the notes are automatically called if the index is at or above 100% of its Starting Value, paying back principal plus the applicable coupon. If held to maturity and the index has fallen more than 15% (below 85% of Starting Value), principal loss is 1:1 beyond that buffer, with up to 85% of principal at risk. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and have an initial estimated value between $900 and $950 per $1,000, below the $1,000 public offering price.
BofA Finance LLC is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of Alphabet Class C (GOOG), Amazon (AMZN), Apple (AAPL) and NVIDIA (NVDA). Each Note has a $1,000 principal amount, with a public offering price of $1,000, an underwriting discount of $32.50 and proceeds to the issuer of $967.50 per Note; some fee-based accounts may pay as low as $967.50.
The Notes run for about 3 years (to August 30, 2029) unless automatically called monthly starting August 26, 2027 if all four stocks are at or above 100.00% of their Starting Values, in which case investors receive $1,000 plus the applicable contingent coupon. Monthly Contingent Coupon Payments of $10.417 per $1,000 (with a memory feature) are paid only if, on the relevant Observation Date, each stock is at or above its Coupon Barrier of 60.00% of its Starting Value. At maturity, if not called, investors receive $1,000 if the least performing stock is at or above its Threshold Value of 80.00%; otherwise, they are exposed 1:1 to further declines and can lose up to 80.00% of principal. The initial estimated value is expected between $858.10 and $928.10 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. Each Note has a $1,000 denomination, an expected issue date of August 12, 2026 and a scheduled maturity on August 12, 2031, unless called earlier.
Starting August 12, 2027, the Notes are observed quarterly and are automatically called if each index is at least 80% of its starting level, paying a fixed Call Amount that steps up from $1,081 to $1,384.75 per $1,000. If not called, and on the Valuation Date the least performing index is at or above its 80% Redemption Barrier, holders receive a fixed $1,405 per $1,000.
If at maturity the least performing index has fallen more than 20% from its starting level, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The Notes pay no periodic interest, will not be listed, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected between $940 and $990 per $1,000 due to internal funding rates, fees and hedging costs.