Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering $1,013,000 of approximately 3‑year Contingent Income (with Memory Feature) Auto‑Callable Yield Notes at $1,000 each, linked to the least performing of Arista Networks, Monolithic Power Systems and PayPal common stock.
Holders receive monthly contingent coupons of $18.334 per $1,000 only when every stock closes at or above its coupon barrier, set at 60% of its starting value; missed coupons can be paid later if conditions are met. Beginning with the December 3, 2026 Call Observation Date, all notes are automatically called at $1,000 plus the applicable coupon if each stock is at or above its Call Value, equal to its starting value.
If not called, at maturity investors receive $1,000 per note plus any final coupon if the least performing stock finishes at or above its 60% threshold, but principal is reduced in line with that stock’s decline below the threshold and can be lost in full. The notes are unsecured senior debt obligations, not FDIC‑insured, and their initial estimated value is $977.10 per $1,000, lower than the public offering price due to internal funding and hedging costs.
Bank of America (BAC) insider reports charitable stock gift
A Bank of America officer, identified as the Chief Operations Executive, reported a transaction involving the company’s common stock. On 12/03/2025, the insider made a charitable gift of 3,000 shares of Bank of America common stock, reported with transaction code G, at a stated price of $0 per share. After this gift, the insider directly beneficially owns 207,531 shares of Bank of America common stock.
The filing is a Form 4 submitted for a single reporting person and notes that the disposition reflects a charitable contribution, rather than an open-market sale. No derivative securities transactions were reported.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,298,000 of Trigger Callable Yield Notes linked to the least performing of the S&P 500 Index and Nasdaq-100 Index, maturing March 8, 2027. The Notes pay a fixed coupon at a rate of 7.45% per annum, with monthly payments, regardless of index performance, unless the Notes are called.
Starting in March 2026, the issuer may, in its sole discretion, call the Notes on monthly Call Dates and repay the $10 Stated Principal Amount per Note plus the applicable coupon, after which no further payments are made. If the Notes are not called and, on the Final Observation Date, the least performing index is at or above 70% of its Initial Value (the Downside Threshold), investors receive full principal back plus the final coupon.
If, at maturity, the least performing index closes below its Downside Threshold, investors are fully exposed to its downside: the maturity payment is $10 multiplied by (1 + the index return), plus the final coupon, and can be reduced to zero, meaning loss of the entire principal. The Notes are senior unsecured obligations of BofA Finance, guaranteed by BAC, are not FDIC insured, will not be listed on an exchange, and may have limited or no secondary market liquidity. Minimum investment is 100 Notes, or $1,000.
BofA Finance, guaranteed by Bank of America Corporation, is offering Digital Return Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes have a term of about 13 months and a $1,000.00 minimum denomination.
At maturity, each note pays a fixed $1,080.00 (an 8.00% return) per $1,000.00 if the worst-performing index is at least 63.00% of its starting level on the valuation date. If that index finishes below the 63.00% threshold, the redemption amount drops in line with the index level and can fall to $0.00, so investors may lose their entire principal. The initial estimated value is expected to range from $930.00 to $980.00 per $1,000.00 note, below the public offering price, reflecting internal funding rates, hedging costs, fees and dealer compensation. All payments depend on the credit of BofA Finance and Bank of America Corporation.
BofA Finance, guaranteed by Bank of America, is offering senior unsecured Contingent Income Auto-Callable Yield Notes linked to the least performing of the iShares 20+ Year Treasury Bond ETF (TLT) and iShares Silver Trust (SLV).
The notes have a term of about three years, auto-callable monthly from June 2026 if both ETFs are at or above their starting values. Investors may receive a contingent coupon of at least $7.917 per $1,000 (at least 0.7917% per month, 9.50% per year) for each monthly observation on which both underlyings stay at or above 70% of their starting levels.
If the notes are not called and the worst-performing ETF finishes at or above 70% of its start, holders get full principal back plus the final coupon. If it finishes below 70%, repayment is reduced in line with the decline and up to 100% of principal can be lost. The initial estimated value is expected between $910 and $960 per $1,000, below the $1,000 public offering price, and the notes are subject to the credit risk of BofA Finance and BAC and are not FDIC insured.
BofA Finance is offering senior unsecured auto-callable notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC. Each note has a $1,000 public offering price, with a $25 underwriting discount and $975 in proceeds to BofA Finance. The initial estimated value on the pricing date is expected between $910 and $960 per $1,000, reflecting BAC’s internal funding rate and hedging costs.
The notes run for about five years, auto-callable annually from December 14, 2026 if both indices are at or above 100% of their starting values, paying call amounts per $1,000 of $1,098.50, $1,197.00, $1,295.50, or $1,394.00. If not called, and the least-performing index is at or above its redemption barrier, the examples use a redemption amount of $1,492.50 per $1,000. If it finishes between 90% and 100% of its starting value, only principal is returned; below 90%, repayment is reduced in line with the loss and investors can lose up to 100% of their investment. All payments are subject to the credit risk of BofA Finance and BAC and are not FDIC insured.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Alphabet Class C, Adobe, NVIDIA and UnitedHealth common stock. The notes have an approximately 5-year term and are linked to the least performing stock.
Investors pay a public offering price of $1,000.00 per note, with an underwriting discount of $40.00 and initial estimated value between $900.00 and $950.00 per $1,000.00. Monthly Contingent Coupon Payments of $11.667 per $1,000.00 are paid only if each stock closes at or above its 50.00% Coupon Barrier, with a memory feature that can make up missed coupons later. Beginning June 10, 2026, the notes are automatically called if each stock is at or above 100.00% of its Starting Value, returning $1,000.00 plus the due coupon. If not called, and the least performing stock finishes below its 50.00% Threshold Value, repayment of principal is reduced in line with that decline and can fall to zero. All payments depend on the credit of BofA Finance and BAC.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 5-year Buffered Auto-Callable Notes linked to the iShares Silver Trust (SLV). Each Note has a $1,000 public offering price, with an underwriting discount of $30 and initial proceeds of $970 per Note to BofA Finance. The initial estimated value on the pricing date is expected to range from $880 to $940 per $1,000, reflecting internal funding and hedging costs.
The Notes may be automatically called starting in 2026 if SLV is at or above the call level, with scheduled call payments from $1,145 to $1,580 per $1,000. If held to maturity and not called, investors receive $1,725 per $1,000 if SLV is at or above the Redemption Barrier, return principal if SLV stays at or above 80% of its starting value, and can lose up to 80% of principal if SLV falls below that threshold. All payments depend on the performance of SLV and the credit risk of BofA Finance and BAC.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Apple Inc. (AAPL). Each Note has a $1,000 denomination and a term of approximately 13 months, unless automatically called. The initial estimated value on the pricing date is expected to be between $940 and $990 per $1,000, below the $1,000 public offering price.
The Notes pay a contingent monthly coupon of $8.917 per $1,000 (about 10.70% per year) only if Apple’s closing price on the observation date is at or above 75% of its starting value. Beginning June 17, 2026, the Notes are automatically called if Apple is at or above 100% of its starting value on a call observation date, returning $1,000 plus any due coupon.
At maturity, if never called, holders receive $1,000 per Note plus the final coupon if Apple is at or above 75% of the starting value. If Apple finishes below 75%, principal is reduced in line with Apple’s decline and can be lost in full. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of Meta Platforms (META), Microsoft (MSFT) and Tesla (TSLA). The notes have a term of about three years, with a pricing date of December 2, 2025 and maturity on December 7, 2028, unless automatically called earlier.
The notes pay a contingent coupon of $10.00 per $1,000 of principal (1.00% per month, 12.00% per year) on monthly observation dates, but only if each stock is at or above its coupon barrier, set at 60% of its starting value (META $388.26, MSFT $294.00, TSLA $257.54). Starting values are META $647.10, MSFT $490.00 and TSLA $429.24, with call and redemption barriers at 100% of these levels.
Beginning December 7, 2026, the notes are automatically called if all three stocks are at or above their call values, paying the scheduled call amount plus the contingent coupon. If not called, principal repayment at maturity depends on the least performing stock. If it finishes below its 60% threshold value, investors receive less than 60% of principal and could lose their entire investment. The initial estimated value is $987.00 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs.