Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering 62,500 Autocallable Participation Notes linked to the iShares Core S&P Small-Cap ETF at $10 principal per unit, for a total public offering of $625,000. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC.
The notes have a term of about three years, may be automatically called after one year at $10.94 per unit (a 9.40% return) if the ETF’s price is at or above the Starting Value of $146.77, and pay no periodic interest. If not called, at maturity investors get 1‑to‑1 upside participation above the Threshold Value of $132.09 (90% of the Starting Value), but face 1‑to‑1 downside below that level with up to 90% of principal at risk. The initial estimated value is $9.715 per unit, below the $10 offering price, reflecting BAC’s internal funding rate, fees and hedging costs. Payments depend on the ETF’s performance and the credit of BofA Finance and BAC, and the notes are not listed, with only limited secondary market liquidity expected.
Bank of America Corporation (BAC), via BofA Finance LLC, is issuing $125,000 of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index, maturing August 29, 2031. The Notes pay a monthly contingent coupon of $8.75 per $1,000 when the index is at or above 70% of its Starting Value of 1,093.87, with a memory feature. From August 26, 2027, the Notes are automatically called if the index is at or above 100% of its Starting Value, returning principal plus the due coupon.
If held to maturity and not called, principal is protected only to a 15% decline; below 85% of the Starting Value (Threshold Value 929.79), repayment is reduced 1:1, with up to 85% of principal at risk. The Notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not exchange-listed, and priced at $1,000 per Note versus an initial estimated value of $916.90.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $293,000 of Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by BAC and maturing on August 29, 2031, unless called earlier.
The Notes pay no periodic interest and may be automatically called on August 30, 2027 at $1,138 per $1,000 if the index level is at or above the Call Value of 494.38. If not called, at maturity investors receive principal plus 100% of any index gain when the Ending Value is at or above the 494.38 Redemption Barrier; otherwise only principal is repaid. The Notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and are priced with a $1,000 public offering price versus an initial estimated value of $947.10, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. The complex underlying uses leverage, volatility targeting and carry/transaction cost deductions that can materially drag performance, and the Notes are treated as contingent payment debt instruments for U.S. tax purposes, requiring accrual of original issue discount.
Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is offering unsecured, S&P 500® Index-linked notes with a $1,000 face amount each. The notes pay no interest, and upside is enhanced by a 130% Upside Participation Rate but capped by a Maximum Settlement Amount expected to be between $1,265.60 and $1,312.40 per $1,000.
The structure includes a 15% downside buffer: if the S&P 500® declines by up to 15% at maturity, investors receive the full face amount. If it falls more than 15%, losses are leveraged beyond the buffer using a Buffer Rate of approximately 117.647%, and investors may lose some or all principal. The notes will not be listed on any exchange and carry the credit risk of BofA Finance and BAC. The initial estimated value at pricing is expected to be $965–$995 per $1,000, below the public offering price, reflecting internal funding and hedging costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $1,169,000 of Capped Buffered Enhanced Return Notes linked to the S&P 500® Index, due March 2, 2028, under its Series A medium-term note program. The Notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and pay no periodic interest.
Each $1,000 Note offers 150.00% upside participation in the S&P 500® (price return only), capped at a Max Return of $1,142.50 (14.25%). There is a 10% downside buffer: if the index ending level is at or above 90.00% of the Starting Value (Threshold Value 6,908.13 vs. Starting Value 7,675.70), investors receive principal back; below that, losses match index declines beyond 10%, with up to 90% of principal at risk. Redemption is based solely on the index level on the valuation date.
The public offering price is $1,000.00 per Note, including up to $21.75 underwriting discount and up to $3.00 referral fee per $1,000, while the initial estimated value is $971.80, reflecting BAC’s internal funding rate and hedging-related charges. The Notes will not be listed on any exchange, secondary liquidity is uncertain, and all payments are subject to the credit risk of BofA Finance and BAC. Sales to retail investors in the EEA and UK are prohibited.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index, with a total public offering size of $640,000 and approximate 5‑year term, fully and unconditionally guaranteed by BAC.
Each $1,000 Note can pay monthly contingent coupons using a memory formula based on $9.375 per period if the index stays at or above 75% of its starting level, and is automatically called from August 2027 if the index is at or above 100% of its starting level. Principal is buffered only down to an index decline of 15%; beyond that, losses are 1:1, with up to 85% of principal at risk at maturity. The complex underlying index uses leveraged E‑Mini S&P 500 futures, a 35% target volatility strategy, and a 6.00% per annum decrement cost, which drag on performance. The initial estimated value is $916.50 per $1,000 Note, below the public offering price, and the Notes are unsecured, unlisted, and subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering $6,398,000 of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Alphabet Class C, Amazon.com, Apple and NVIDIA, maturing on August 30, 2029.
The Notes pay monthly contingent coupons of $10.417 per $1,000 only if on each Observation Date every stock is at or above 60% of its Starting Value; missed coupons can be “remembered” and paid later if this condition is met. From the August 26, 2027 Call Observation Date, the Notes are automatically called at $1,000 plus coupon if every stock is at or above 100% of its Starting Value.
If not called and any stock finishes below its 80% Threshold Value at maturity, principal is reduced 1:1 beyond a 20% decline in the least performing stock, with up to 80% of principal at risk. The initial estimated value is $985.60 per $1,000, the underwriting discount is up to $32.50 per Note, the Notes are unsecured, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Buffered Enhanced Return Notes linked to the EURO STOXX 50® Index, due October 5, 2028. The Notes are expected to price on September 30, 2026, in minimum denominations of $1,000.00 and are fully and unconditionally guaranteed by BAC.
At maturity, if the index is above its Starting Value, holders receive principal plus 125.00% of the index gain. If the index is between the Starting Value and 90.00% of the Starting Value (the Threshold Value), investors receive only principal. Below the Threshold Value, losses are 1:1 beyond a 10% decline, with up to 90.00% of principal at risk.
The Notes pay no interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000.00 per Note, with an underwriting discount up to $8.00 and proceeds to BofA Finance of $992.00 per Note. The initial estimated value is expected to be $930.00–$980.00 per $1,000.00 principal amount, reflecting BAC’s internal funding rate, fees and hedging costs. Sales to retail investors in the EEA and United Kingdom are prohibited.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Digital Return Notes linked to the least performing of the Nasdaq‑100 Index (NDX) and the S&P 500 Index (SPX). The Notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC.
The Notes are expected to price on September 25, 2026, issue on September 30, 2026 and mature on December 30, 2027, an approximately 15‑month term. For each $1,000 principal amount, if on the valuation date each index is at or above 80% of its Starting Value, investors receive a fixed Digital Payment of $1,120, a 12% return. If either index is below 80% of its Starting Value, repayment is reduced 1:1 with the percentage decline of the least performing index, with up to 100% loss of principal.
The Notes pay no periodic interest and will not be listed on any securities exchange. The initial estimated value per $1,000 is expected between $920 and $970, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging‑related charges. Returns depend on index performance and the credit risk of both BofA Finance and BAC, and the product carries complex market, liquidity and tax risks.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $60,000 of senior unsecured Auto-Callable Notes linked to the least-performing of Meta (META), Amazon (AMZN), Eli Lilly (LLY) and NVIDIA (NVDA), fully and unconditionally guaranteed by BAC. The Notes price at $1,000 each, have an approximate 5-year term to August 29, 2031, and pay no periodic interest.
Beginning September 1, 2027, the Notes are automatically callable monthly if each stock’s Observation Value is at least its Call Value (100% of its Starting Value), paying the applicable Call Amount, from $1,107.508 on the first call date up to $1,528.581 near maturity. If not called, and at maturity the Ending Value of each stock is at least 100% of its Starting Value, investors receive $1,537.54 per $1,000; otherwise, they receive only principal.
The public offering price exceeds the initial estimated value of $970.50 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and are subject to the credit risk of both entities.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $542,000 of Dual Directional Buffered Notes linked to the S&P 500® Index, due December 1, 2027. The Notes are issued at $1,000 each, with no periodic interest and will not be listed on any exchange.
At maturity, investors get 100% upside participation in the S&P 500® to a maximum redemption of $1,100 per $1,000 note (a 10% cap). If the index finishes between 90% and 100% of its Starting Value, the Notes pay the absolute value of the index loss, up to 10%.
If the Ending Value is below 90% of the Starting Value, principal is exposed 1:1 beyond the 10% buffer and investors can lose up to 90% of principal. The initial estimated value is $968.20 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor and are not FDIC insured.
Bank of America Corporation (BAC), through BofA Finance LLC, is issuing $712,000 of Contingent Income Issuer Callable Yield Notes due August 30, 2029, linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes offer a contingent coupon of 10.00% per annum (0.8334% per month), paying $8.334 per $1,000 only if on each monthly observation date all three indices are at or above 70.00% of their Starting Value.
Beginning March 3, 2027, BofA Finance may redeem the notes monthly at par plus any due contingent coupon, which caps the maximum term at about three years. If the notes are not called and any underlying finishes below its 70.00% threshold on the valuation date, principal is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk; otherwise, investors receive full principal back plus a final contingent coupon if all indices are at or above their barriers. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not listed on any exchange, and have an initial estimated value of $966.00 per $1,000, below the $1,000 public offering price, reflecting internal funding and structuring costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least-performing of Meta (META), Apple (AAPL) and Netflix (NFLX), maturing on September 7, 2029, in $1,000.00 denominations under its shelf registration.
Investors may receive monthly Contingent Coupon Payments of $15.159 per $1,000.00 when, on an Observation Date, each stock is at or above its Coupon Barrier of 70.00% of its Starting Value, with a “memory” feature that catches up missed coupons once the barrier is satisfied. From the March 3, 2027 Call Observation Date onward, the notes are automatically called if all three stocks are at or above 100.00% of their Starting Values, paying back principal plus the applicable coupon.
If the notes are not called and the least-performing stock finishes below 70.00% of its Starting Value, principal is reduced 1:1 with that decline, up to a total loss; otherwise, principal is repaid and a final coupon may be paid if all stocks are at or above their Coupon Barriers. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, will not be listed, and have an initial estimated value of $874.70–$944.70 per $1,000.00, below the public offering price of $1,000.00.
Bank of America Corp (BAC), through its subsidiary BofA Finance LLC, is offering Digital Return Notes linked to the least performing of the Nasdaq-100 Index and the S&P 500 Index, maturing on January 4, 2028. The Notes have a face amount of $1,000 and an approximate 15‑month term.
If the ending level of each index is at least 80% of its starting level, holders receive a fixed Digital Payment of $1,140 per $1,000 principal (a 14% return). If either index falls below 80% of its starting value, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% loss of principal. The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance fully and unconditionally guaranteed by BAC, and will not be listed on an exchange. The initial estimated value is expected between $935 and $985 per $1,000, below the public offering price of $1,000, reflecting internal funding, underwriting discount and hedging costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Digital Return Notes linked to the Nasdaq‑100® Index, fully and unconditionally guaranteed by BAC. The Notes have an approximate 15‑month term, expected to price on September 25, 2026 and issue on September 30, 2026.
Per $1,000 principal, if the Nasdaq‑100® Ending Value on the Valuation Date is at least 80% of its Starting Value, holders receive a fixed Digital Payment of $1,115 (an 11.50% return). If the Index declines by more than 20%, repayment is reduced 1:1 with the Index loss, with up to 100% of principal at risk.
The Notes pay no periodic interest, will not be listed on any exchange, and are unsecured senior debt of BofA Finance, guaranteed by BAC. The initial estimated value is expected between $920 and $970 per $1,000 Note, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount of up to $21.75 and related fees.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering Buffered Auto-Callable Enhanced Return Notes linked to the least performing of three ETFs: ARK Innovation ETF (ARKK), SPDR S&P Metals & Mining ETF (XME) and iShares Semiconductor ETF (SOXX), maturing on September 9, 2031.
The Notes have an approximate 5‑year term, a public offering price of $1,000 per Note, no periodic interest, and are subject to BAC’s guarantee and the issuer’s and guarantor’s credit risk. They may be automatically called on December 4, 2026 for a Call Amount of $1,112.50 per $1,000 if each ETF is at or above 85% of its Starting Value. If not called, at maturity investors get 125% of any gain in the least performing ETF if its Ending Value is at or above 100% of its Starting Value, full principal back if that ETF is between 70% and 100% of its Starting Value, and a leveraged loss beyond a 30% decline (losing 1.42857% of principal for each 1% drop below the 70% Threshold Value), with up to 100% of principal at risk. The initial estimated value is expected to be $900–$950 per $1,000, below the public price, reflecting internal funding and hedging costs, and the Notes will not be listed on any exchange.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering $2,652,000 of Contingent Income Buffered Auto-Callable Yield Notes linked to the least performing of GOOG, AMZN, AAPL and NVDA, due August 30, 2029. The notes pay a 14.15% p.a. contingent coupon (1.1792% monthly) only if on each Observation Date every stock is at least 60% of its Starting Value. From August 26, 2027, the notes auto-call monthly at par plus coupon if all stocks are at or above 100% of their Starting Values. If held to maturity and any stock has fallen more than 20%, principal is reduced 1:1 beyond that 20% buffer, with up to 80% of principal at risk. The initial estimated value is $990 per $1,000 note, below the issue price; the notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through subsidiary BofA Finance LLC, is offering Digital Return Notes linked to the Nasdaq-100 Index, fully and unconditionally guaranteed by BAC, under its Series A medium-term note program. The Notes are expected to price on September 30, 2026, issue on October 5, 2026, and mature on January 4, 2028, an approximate 15‑month term.
For each $1,000 principal, if the Nasdaq-100 Ending Value is at least 80% of its Starting Value, holders receive a fixed Digital Payment of $1,135, a 13.50% return, with no additional upside. If the index falls more than 20%, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, and will not be listed on any exchange.
The public offering price is $1,000 per Note, including an underwriting discount of up to $6.75 and proceeds to BofA Finance as low as $993.25 per $1,000. The initial estimated value is expected between $935 and $985 per $1,000 due to BAC’s internal funding rate, hedging-related charges, and selling compensation, so secondary market values may be below the purchase price. Returns also depend on the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $531,000 of Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing on August 29, 2030 unless called earlier.
The notes pay no interest and are automatically callable on annual Call Observation Dates from August 26, 2027 at fixed Call Amounts of $1,122.50, $1,245.00 and $1,367.50 per $1,000 if each index is at or above its applicable Call Value. If not called and the ending value of each index is at least 100% of its Starting Value, holders receive 150.00% of the positive return of the least performing index; if the least performing index ends between 70% and 100% of its Starting Value, principal is returned. If the least performing index finishes below 70% of its Starting Value, repayment is reduced 1:1 with index loss, up to a total loss of principal.
The threshold values are 70% of Starting Value for each index and the redemption barriers are 100% of Starting Value. The initial estimated value is $955.70 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Capped Buffered Enhanced Return Notes linked to the S&P 500 Index, due April 4, 2028, in $1,000 denominations under its Series A MTN program. The Notes have an approximate 18‑month term from the expected October 5, 2026 issue date to maturity.
At maturity, investors receive 150.00% of any positive S&P 500 price return, capped at a Max Return of $1,172.50 per $1,000 (a 17.25% gain). A 10% downside buffer applies: if the index decline is 10% or less, principal is repaid; below 90% of the Starting Value, losses match further index declines on a 1:1 basis, with up to 90% of principal at risk.
The Notes pay no interest, are unsecured obligations of BofA Finance fully and unconditionally guaranteed by BAC, and will not be listed on an exchange. The public offering price is $1,000 per Note, including up to a $6.75 underwriting discount and a referral fee of up to $6.75, while the initial estimated value is expected between $935.00 and $985.00 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through subsidiary BofA Finance LLC, is offering Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The Notes have an approximate 3-year term, pricing on September 30, 2026 and maturing October 4, 2029, and are fully and unconditionally guaranteed by BAC.
The Notes may be automatically called quarterly beginning October 5, 2027 if each index is at or above its Call Value (100% of its Starting Value), paying preset Call Amounts up to $1,391.875 per $1,000. If not called and all Ending Values are at least at their Starting Values, holders receive 150% of the index gain of the least performing index; if that index finishes between 70% and 100% of its Starting Value, principal is returned. If the least performing index ends below 70% of its Starting Value, principal is reduced 1:1 with the loss, down to zero.
The Notes pay no interest, are unsecured obligations of BofA Finance with BAC as guarantor, and will not be listed on an exchange. Public offering price is $1,000 per Note, including up to an $8 underwriting discount; the initial estimated value is expected between $930 and $980 per $1,000 due to internal funding rates, fees and hedging costs.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Buffered Auto-Callable Enhanced Return Notes linked to the least performing of three ETFs: XBI (biotech), XOP (oil & gas E&P) and IGV (software), maturing on September 9, 2031, in $1,000 denominations.
The Notes may be automatically called on December 4, 2026 if each ETF is at or above 85% of its Starting Value, paying a Call Amount of $1,092.50 per $1,000 on December 9, 2026. If held to maturity and not called, investors get 125.00% of any positive performance of the least performing ETF, but principal is only protected against declines up to 30%; below 70% of its Starting Value, losses increase about 1.42857% for each 1% further drop, up to total loss.
The Notes pay no interest, are unsecured obligations of BofA Finance fully and unconditionally guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is expected to be $900.00–$950.00 per $1,000.00, below the public offering price, reflecting BAC’s internal funding rate, fees and hedging costs.
Bank of America Corporation (BAC), through issuer BofA Finance LLC, is offering $1,596,000 of Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, fully and unconditionally guaranteed by BAC. The notes price at $1,000 each with an initial estimated value of $954.30 and proceeds to BofA Finance of $967.50 per $1,000 after underwriting.
The notes are expected to be issued on August 31, 2026 and mature on August 29, 2030, unless automatically called. Beginning August 26, 2027, the notes are automatically called at $1,110, $1,220 or $1,330 per $1,000 principal if on a call observation date all three indexes are at or above 100%, 95% or 90% of their respective starting values. If not called and at maturity each index is at or above its starting value, investors receive 150% of the positive return of the least performing index. If the least performing index ends between 70% and 100% of its starting value, principal is returned; below 70%, losses are 1:1 with index declines, with up to 100% of principal at risk.
The notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, will not be listed on any exchange, and payments depend on the credit of both entities and on the equity index performances. Extensive risk factors highlight principal risk, call risk, valuation discounts versus the public offering price, limited liquidity and complex tax treatment.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index, maturing August 30, 2029, in $1,000 denominations under its shelf registration.
The Notes pay monthly contingent coupons of $9.167 per $1,000 only when the index is at least 80% of its starting level; missed coupons may be partially recovered later via a memory feature. Starting March 25, 2027, the Notes auto-call monthly at par plus coupon if the index is at or above its starting level.
If not called and the index ends above or at 80% of its starting level, investors receive principal back plus any final contingent coupon. Below that 80% threshold, repayment is reduced 1:1 beyond a 20% buffer, with up to 80% of principal at risk. Initial estimated value is $900–$950 per $1,000, below the $1,000 public offer price, reflecting dealer discount and hedging costs.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 principal amount, an expected pricing date of September 25, 2026 and matures on August 30, 2028, unless called earlier.
The Notes pay a contingent coupon of 8.70% per annum (0.725% per month, or $7.25 per $1,000) only if on each monthly Observation Date all three indices are at or above 70.00% of their respective Starting Values. Starting December 31, 2026, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon, ending future payments. If held to maturity and any index has fallen below 70.00% of its Starting Value, investors are exposed to 1:1 downside in the least performing index and can lose up to 100% of principal; otherwise they receive par plus any final coupon.
The Notes will not be listed on any securities exchange. The initial estimated value is expected between $920.00 and $970.00 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discount of up to $21.75 per Note, referral fees and hedging-related charges. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by BAC, under its shelf registration.
The Notes have an approximate 3‑year term, pricing on September 1, 2026, issuing on September 4, 2026 and maturing September 7, 2029, unless called earlier. They pay a 7.85% per annum contingent coupon (0.6542% monthly, or $6.542 per $1,000) only if, on each monthly Observation Date, the S&P 500 closing level is at least 60% of the Starting Value (Coupon Barrier). Beginning September 7, 2027, BAC may redeem the Notes quarterly at par plus any due contingent coupon.
If not called, at maturity investors receive principal in full only if the S&P 500 Ending Value is at least 80% of the Starting Value (Threshold Value). If it is below 80%, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk, though a final contingent coupon is paid if the index is at or above the 60% Coupon Barrier. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value between $940 and $990 per $1,000, below the $1,000 public offering price.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is issuing $1,417,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and VanEck Semiconductor ETF, fully and unconditionally guaranteed by BAC. The notes have an approximately 3-year term, pricing on August 25, 2026, issuing August 28, 2026, and maturing August 30, 2029, unless called earlier.
The notes pay a contingent coupon of 13.60% per annum (1.1334% monthly, $11.334 per $1,000) only if on each monthly Observation Date every underlying is at or above its Coupon Barrier (60% of its Starting Value). From March 2, 2027, the issuer may redeem the notes monthly at par plus any due coupon. If held to maturity and the least-performing underlying finishes below its 50% Threshold Value, investors are exposed to 1:1 downside to that underlying’s decline, with up to 100% of principal at risk; otherwise, principal is repaid and any final coupon is paid if all underlyings are at or above their Coupon Barriers.
The initial estimated value is $982.60 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, hedging costs, underwriting discounts and referral fees. Payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $362,000 of Buffered Enhanced Return Notes linked to the EURO STOXX 50® Index, maturing on August 31, 2028. The notes are fully and unconditionally guaranteed by BAC and issued at $1,000 denominations.
The notes provide 105.00% upside participation if the index Ending Value exceeds the Starting Value of 6,470.74. Principal is protected only down to a Threshold Value of 5,823.67 (90% of the Starting Value); below this, investors lose 1% of principal for each 1% decline beyond the 10% buffer, with up to 90% of principal at risk. The notes pay no interest and are not exchange-listed. The initial estimated value is $959.50 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging-related charges. Sales to retail investors in the EEA and UK are prohibited.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering unsecured market-linked notes that are auto-callable and fully guaranteed by BAC, linked to the lowest performer of the S&P 500 Index, the Dow Jones Industrial Average and NVIDIA stock, in $1,000 denominations, maturing September 6, 2030. The notes pay no interest and may be automatically called on scheduled Call Dates if the lowest-performing underlying is at or above 90% of its Starting Value, paying principal plus a fixed Call Premium that increases over time (at least approximately 13.40% per annum, up to at least 53.60% at the final Call Date). If not called, principal is protected only down to 70% of the Starting Value; if the lowest-performing underlying finishes below this Threshold Value, repayment is reduced 1-for-1 with its decline, and investors can lose more than 30%, up to all, of principal. The initial estimated value is expected between $915 and $965 per $1,000 note, below the public offering price, and the notes will not be listed on any exchange; all payments depend on the credit of BofA Finance and BAC.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Auto-Callable Enhanced Return Notes linked to an equally weighted basket of SPDR Gold Shares (GLD) and iShares Silver Trust (SLV), each Note having a $1,000 denomination and an approximate 5‑year term to September 5, 2031 unless called earlier.
The Notes pay no interest and are unsecured senior debt of BofA Finance, fully and unconditionally guaranteed by BAC. They are automatically called if, on September 7, 2027, the Basket’s Observation Value is at least 100% of its Starting Value, paying at least $1,172.50 per $1,000 Note.
If not called and the Ending Value is at least 100% of the Starting Value, holders receive 125.00% participation in Basket gains; if the Ending Value is between 75.00% and 100.00%, principal is returned. Below 75.00%, losses are 1:1 with the Basket, up to complete loss of principal. The Notes will not be listed, and any payments depend on the credit of BofA Finance and BAC. The public offering price is $1,000 per Note, with an underwriting discount of $25 and proceeds to BofA Finance of $975 per Note; the initial estimated value is expected to be $905–$955 per $1,000.
Bank of America Corporation (BAC), as guarantor for BofA Finance LLC, is offering $3,500,000 of senior unsecured Autocallable Contingent Coupon (with Memory) Barrier Notes linked to the worst-performing of the SPDR Dow Jones Industrial Average ETF (DIA) and the SPDR S&P 500 ETF Trust (SPY). Each of the 350,000 units has a $10 principal amount and matures on September 1, 2028, unless automatically called starting about six months after pricing when the worst-performing underlying is at or above its Starting Value.
The notes pay a conditional quarterly coupon of $0.17 per unit (about 6.80% per annum) only if, on each observation date, the worst-performing ETF is at or above its Coupon Barrier, set at 70% of its Starting Value (DIA $374.67; SPY $536.14). A “memory” feature allows missed coupons to be made up if a later observation meets the barrier. If held to maturity and not called, principal is fully repaid plus the final coupon only if the worst-performing ETF finishes at or above its Threshold Value (also 70% of Starting Value); otherwise the payoff has 1‑to‑1 downside exposure with up to 100% loss of principal.
The notes are not principal protected, are linked to the weaker of the two ETFs, do not provide dividends, and have limited secondary liquidity. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is $9.842 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering unsecured senior Market Linked Securities under its Series A medium-term note program, fully and unconditionally guaranteed by BAC. Each Security has a $1,000 principal amount, priced at $1,000, linked to the lowest performing of the VanEck Gold Miners ETF (GDX) and iShares Silver Trust (SLV), and matures on August 31, 2029.
The notes pay a monthly Contingent Coupon at an annual rate of at least 15.05% only if, on the relevant Calculation Day, the lowest performing underlying is at or above its Coupon Barrier, set at 70% of its Starting Value. Missed coupons have a memory feature and are paid later if the barrier is met. From February 2027 to July 2029, the notes are automatically called if the lowest performing underlying is at or above its Starting Value, returning principal plus the applicable coupon.
If not called, principal is returned at maturity only if the lowest performing underlying’s final level is at or above its Threshold Value, also 70% of its Starting Value. Otherwise, investors are fully exposed to downside in that underlying and can lose more than 30%, up to all principal, with no participation in any upside of either ETF and no dividends. The initial estimated value is expected to be between $920 and $970 per Security, below the public offering price, and the Securities will not be listed on any securities exchange, with all payments subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), as guarantor for BofA Finance LLC, is offering $739,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index and the Russell 2000® Index, maturing on March 1, 2028.
The Notes pay a 9.75% per annum contingent coupon ($8.125 per $1,000 monthly) only if on each Observation Date both indices are at or above 70% of their Starting Values (Coupon Barriers and Threshold Values). If not, that month pays nothing. BofA Finance may redeem the Notes monthly at par plus any due coupon starting December 1, 2026, capping further income.
If the Notes are not called and the least performing index ends below its Threshold Value (70% of its Starting Value) on the Valuation Date, investors are exposed to 1:1 downside to that index and can lose up to 100% of principal. The initial estimated value is $972.90 per $1,000 versus a public price of $1,000, reflecting internal funding, hedging costs and underwriting discount. The Notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange.
Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is issuing $3,529,000 of Contingent Income Issuer Callable Yield Notes due November 30, 2028, linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF. The notes pay a contingent coupon of 10.90% per annum (0.9084% monthly, $9.084 per $1,000) only for months when each underlying is at or above 70% of its starting level; otherwise no coupon is paid.
BofA Finance may call the notes monthly, beginning December 1, 2026, at par plus any due coupon. If not called, and the worst-performing underlying finishes below 65% of its starting level, investors are exposed to 1:1 downside to that underlying and can lose up to 100% of principal; otherwise, principal is repaid at maturity and a final coupon may be paid. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not exchange-listed, and have an initial estimated value of $988.60 per $1,000, below the $1,000 public offering price.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $1,479,000 of Contingent Income Issuer Callable Yield Notes linked to the Nasdaq‑100, Russell 2000 and S&P 500, due May 31, 2028, at $1,000 per note.
The notes pay a contingent coupon of 11.25% per year (0.9375% monthly) only if on each Observation Date every index is at or above 70% of its Starting Value. Beginning December 1, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon. If held to maturity and the least performing index is below its 70% Threshold Value, investors are exposed to 1:1 downside to that index with up to 100% of principal at risk; otherwise, principal is returned and a final contingent coupon may be paid.
The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $988.40 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts and hedging-related charges.
Bank of America Corporation (BAC), via issuer BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing on September 7, 2029. The notes have an approximate three-year term and a denomination of $1,000 per note.
The notes pay a contingent coupon of 10.40% per annum (0.8667% monthly, or $8.667 per $1,000) only if on each monthly Observation Date all three indexes are at or above 70% of their Starting Values. Starting December 8, 2026, BAC may redeem the notes monthly at par plus any due coupon. If not called, and the least performing index is at or above 70% of its Starting Value at maturity, investors receive principal back plus any final coupon; otherwise, principal is reduced 1:1 with the decline of the least performing index, with up to 100% loss of principal possible. The notes will not be listed, carry issuer and guarantor credit risk, and have an initial estimated value between $915 and $965 per $1,000, below the public offering price.
BANK OF AMERICA CORP (BAC), via issuer BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes due August 17, 2028, linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF. The notes have an approximate 23‑month term and minimum denomination of $1,000.
Investors receive a 14.25% per annum contingent coupon (1.1875% monthly, or $11.875 per $1,000) only if on each Observation Date all three underlyings are at or above 70% of their respective Starting Values. Beginning December 17, 2026, the issuer may redeem the notes monthly at par plus any due coupon. If not called, at maturity holders receive par if the least performing underlying is at or above 60% of its Starting Value; otherwise principal is reduced 1:1 with that underlying’s loss, with up to 100% of principal at risk, though a final coupon can still be paid if all underlyings are at or above the 70% barrier.
The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, subject to their credit risk. The public offering price is $1,000 per note, with an initial estimated value between $915 and $965 per $1,000. The notes will not be listed on any securities exchange.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering auto-callable structured notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index, fully and unconditionally guaranteed by BAC. The notes are expected to price on September 30, 2026 and mature on October 3, 2030, with no periodic interest and no principal protection.
The notes are automatically callable semi‑annually starting October 5, 2027 if each index is at or above its Call Value (100% of its Starting Value), with Call Amounts per $1,000 note ranging from $1,135.00 to $1,472.50. If not called and each index finishes at or above its Redemption Barrier (100% of Starting Value), holders receive a fixed $1,540.00 per $1,000 note at maturity. If the least performing index ends between 70% and 100% of its Starting Value, only principal is returned; below 70%, repayment is reduced 1:1 with the loss in that index, up to a total loss of principal.
The public offering price is $1,000.00 per note, with underwriting discounts up to $9.00 and issuer proceeds of $991.00 per note. The initial estimated value is expected to be between $925.00 and $975.00 per $1,000 note, reflecting BAC’s internal funding rate, hedging costs and fees. The notes will not be listed and all payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), as guarantor for BofA Finance LLC, is offering senior unsecured Contingent Income Auto-Callable Securities maturing September 7, 2029, linked to Shopify Inc. Class A subordinate voting shares. Each security has a $1,000 stated principal amount and pays a contingent quarterly coupon of at least $37.75 (at least 3.775% per quarter, at least 15.10% per annum) only when the Shopify reference level on a determination date is at or above 50% of the initial share price, the “downside threshold price.” If on any of the first eleven determination dates Shopify’s price is at or above the initial share price, the notes are automatically redeemed early for principal plus the applicable coupon and any previously unpaid coupons. If held to maturity and Shopify’s final price is below the downside threshold, investors are exposed 1:1 to the decline and can receive less than 50% of principal, down to zero. The securities do not participate in any upside of Shopify shares and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering Auto-Callable Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 public offering price, an underwriting discount of up to $12, and initial proceeds to BofA Finance of $988 per Note.
The Notes are expected to price on September 30, 2026, issue on October 5, 2026 and mature on October 4, 2029, unless automatically called. They pay no interest and are not listed on any exchange. On October 5, 2027, if the S&P 500® is at or above its Starting Value, the Notes are automatically called for $1,115 per $1,000. If held to maturity and not called, principal is protected only if the index ending level is at least 75% of its Starting Value; below this threshold, losses are 1:1 with index declines, up to a total loss of principal.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100®, Russell 2000® and S&P 500® indices, due July 3, 2031. Each Note has a $1,000 denomination, a public offering price of $1,000, an underwriting discount of $10 and proceeds to BofA Finance of $990 per Note before expenses. The initial estimated value is expected between $920 and $970 per $1,000.
The Notes pay a 9.50% per annum contingent coupon ($7.917 per $1,000 monthly) only if on each Observation Date all three indices are at or above 70% of their Starting Values (the Coupon Barrier). BAC may redeem the Notes monthly from October 5, 2027 at par plus the applicable coupon. If not called, and the least performing index is at or above 70% of its Starting Value at maturity, investors receive principal plus any final coupon; otherwise repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. Payments depend on the credit of BofA Finance and the BAC guarantee, and the Notes will not be listed.
Bank of America Corporation (BAC), via issuer BofA Finance LLC, is offering primary Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, maturing on September 28, 2029 and fully and unconditionally guaranteed by BAC.
The Notes are issued in $1,000 denominations, with a public offering price of $1,000 and proceeds to BofA Finance of $972 per Note before expenses, reflecting a $28 underwriting discount plus a potential referral fee of up to $3. The Notes pay no interest and are not listed on any exchange. Beginning September 30, 2027, they are automatically called at preset Call Amounts (from $1,120 to $1,330 per $1,000) if each index is at or above its Call Value (100% of its Starting Value.
If not called and each Ending Value is at least its Starting Value, investors receive 150.00% of the positive return of the least performing index. If the least performing index ends between 70.00% and 100.00% of its Starting Value, principal is returned; below 70.00%, repayment is reduced 1:1 with the decline, up to a total loss. Any payment is subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected to be $910.00–$960.00 per $1,000.00 principal, below the public offering price.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $333,000 of Contingent Income Issuer Callable Yield Notes due May 31, 2028, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices.
The notes pay a 9.25% per annum contingent coupon (0.7709% monthly) only if on each monthly observation date all three indices are at or above 70% of their Starting Values. Beginning December 1, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.
If the notes are not called and any index ends below its 70% Threshold Value on the final valuation date, investors are exposed to 1:1 downside to the least performing index, up to total loss of principal. The initial estimated value is $972.80 per $1,000, below the public offering price; the notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on an exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $623,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index (NDXT) and the Russell 2000® Index (RTY), maturing March 1, 2028, and fully and unconditionally guaranteed by BAC.
The Notes pay a 12.00% per annum contingent coupon (1.00% per month) only if on each monthly Observation Date both indices are at or above 70.00% of their respective Starting Values; otherwise no coupon is paid for that month. Beginning December 1, 2026, BofA Finance may redeem all Notes monthly at par plus any due coupon, limiting the period over which coupons may be received.
If the Notes are not called and the least performing index ends below its 70.00% Threshold Value at maturity, repayment of principal is reduced 1:1 with that decline, with up to 100% of principal at risk; if it is at or above the Threshold, principal is returned and a final coupon may be paid. The initial estimated value is $988.70 per $1,000, below the public offering price, reflecting internal funding rates, fees and hedging costs. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Auto-Callable Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by BAC. The Notes are expected to price on September 25, 2026, and mature on September 28, 2028, unless automatically called.
Each $1,000 Note offers 125.00% upside participation if held to maturity and the S&P 500® Ending Value is at or above its Starting Value, subject to an automatic call on October 1, 2027 if the index is at or above 100% of its Starting Value, in which case investors receive a fixed $1,075 per Note. If held to maturity and the index closes between 75% and 100% of its Starting Value, principal is returned; below 75%, losses are 1:1 with index declines, with up to 100% of principal at risk.
The public offering price is $1,000 per Note, with an underwriting discount up to $25.50 and proceeds to BofA Finance as low as $974.50 per Note. The initial estimated value is expected between $920.00 and $970.00 per $1,000, reflecting BAC’s internal funding rate, hedging costs and fees. The Notes pay no interest, are unsecured, unsubordinated obligations, will not be listed on an exchange, and all payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), through issuer BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on June 30, 2031. Each Note has a $1,000 principal amount and pays a contingent coupon of 8.80% per annum ($7.334 per $1,000 monthly) only if on each Observation Date all three indices are at or above 70% of their Starting Value.
The Notes are issuer‑callable monthly starting September 30, 2027 at $1,000 plus any due coupon. If not called, and the least performing index has fallen more than 30% at maturity, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk; otherwise, principal is returned and a final coupon is paid if the 70% barrier is met. The initial estimated value is expected between $920 and $970 per $1,000, below the public offering price of $1,000. All payments are unsecured and subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on August 30, 2028, with an expected pricing date of September 25, 2026 and issue date of September 30, 2026.
The Notes pay a contingent coupon of 7.60% per annum (0.6334% monthly, $6.334 per $1,000) only if on each monthly Observation Date all three indices are at or above 75% of their Starting Values. Beginning December 31, 2026, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If not called, and the least performing index is at or above 60% of its Starting Value at maturity, investors receive principal back (plus a final coupon if the 75% barrier is met); otherwise they incur 1:1 downside exposure to that index, with up to 100% loss of principal. All payments depend on the credit of BofA Finance and the BAC guarantee. The public offering price is $1,000 per Note, with an initial estimated value between $920 and $970 per $1,000.
Bank of America Corp (BAC), through BofA Finance LLC, is offering Accelerated Return Notes linked to the State Street SPDR S&P Regional Banking ETF (KRE), fully and unconditionally guaranteed by BAC. Each note has a $10 principal amount, a term of approximately 14 months, and no periodic interest.
The notes provide 300% leveraged upside to any increase in KRE, but returns are capped at a Capped Value between $12.30 and $12.70 per unit, representing a maximum gain of 23.00% to 27.00%. If KRE finishes below its starting level, investors have 1‑to‑1 downside exposure and can lose up to their entire principal.
The initial estimated value is expected to be $9.24 to $9.89 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, a $0.175 underwriting discount and a $0.05 per-unit hedging-related charge. The notes are unsecured, not FDIC insured, subject to BAC and BofA Finance credit risk, and are not expected to have a liquid secondary market.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, offers Contingent Income Auto-Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and VanEck Semiconductor ETF, fully and unconditionally guaranteed by BAC and scheduled to mature on August 17, 2028.
The Notes have an approximate 23‑month term with a 14.25% per annum contingent coupon (1.1875% monthly), paid only if on each Observation Date every underlying is at or above 70% of its Starting Value. Beginning March 15, 2027 the Notes are automatically called if all underlyings are at or above 100% of their Starting Values, returning principal plus the applicable coupon; no further payments occur after an Automatic Call. If held to maturity and any underlying finishes below 60% of its Starting Value, investors are exposed to 1:1 downside in the least performing underlying and can lose up to all principal. The initial estimated value is expected between $905 and $955 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, selling concessions and hedging costs. Payments depend entirely on the credit of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.