Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering unsecured Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, maturing on September 30, 2031, with a principal amount of $1,000 per note and no periodic interest payments. The notes provide 195.00% upside participation if the index Ending Value exceeds its Starting Value, and a full return of principal if the Ending Value is between the Starting Value and the Threshold Value, set at 70.00% of the Starting Value.
If the index declines below the Threshold Value, investors are exposed to 1:1 downside risk and can lose up to all principal. The public offering price is $1,000.00 per note, including an underwriting discount of up to $41.25, resulting in proceeds to BofA Finance as low as $958.75 per note, while the initial estimated value is expected between $880.00 and $950.00. The notes are fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC and to the performance of the futures-based excess return index.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index, due September 7, 2029, under its existing shelf registration. The notes pay a contingent coupon of 8.25% per annum (0.6875% per month, or $6.875 per $1,000) on monthly observation dates only when the index is at or above a Coupon Barrier of 70% of the Starting Value.
Beginning September 7, 2027, the issuer may call the notes quarterly at $1,000 per note plus any due coupon. If not called, principal is protected only down to a Threshold Value of 80% of the Starting Value; below that, investors have 1:1 downside exposure and can lose up to all principal. The notes are unsecured senior debt of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $940–$990 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, maturing September 7, 2029. The Notes pay a 7.50% per annum contingent coupon (0.625% monthly) of $6.25 per $1,000 principal when the index on an Observation Date is at or above 85% of its Starting Value.
The issuer may redeem the Notes quarterly beginning September 7, 2027 at par plus any due coupon. If not called and the S&P 500 has fallen more than 50% from its Starting Value at maturity, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk; otherwise, principal is returned and a final coupon may be paid. The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not listed, and have an initial estimated value of $940–$990 per $1,000, below the $1,000 public offering price.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering market-linked Enhanced Return Notes maturing on September 2, 2031, linked to the least performing of Invesco QQQ Trust, Series 1 (QQQ), Technology Select Sector SPDR ETF (XLK) and iShares Semiconductor ETF (SOXX).
The Notes offer 206.50% upside participation if the ending value of the least performing ETF is above its starting value; otherwise, investors have 1:1 downside exposure to that ETF, with up to 100% of principal at risk. The Notes pay no interest and will not be listed on any exchange. Any payment depends on the credit of BofA Finance as issuer and BAC as guarantor.
The public offering price is $1,000 per Note, with an underwriting discount up to $0.30 and issuer proceeds of $999.70 per $1,000. The initial estimated value is expected between $930 and $980 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges.
Bank of America Corporation (BAC), via subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50® Index, Nasdaq‑100® Index and Russell 2000® Index, fully and unconditionally guaranteed by BAC.
The Notes have an approximate 23‑month term, pricing on September 14, 2026 and maturing August 17, 2028, in $1,000 denominations. They pay a contingent coupon of 10.75% per annum ($8.959 per $1,000 monthly) only if on each Observation Date every index is at or above 70% of its Starting Value. Starting December 17, 2026, BofA Finance may redeem the Notes monthly at par plus any due coupon.
If not called, and the least performing index ends below 70% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal. The initial estimated value is expected between $930 and $980 per $1,000 Note versus a public offering price of $1,000. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed; investors may receive no coupons and may face limited liquidity.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Capped Buffered Enhanced Return Notes linked to the Nasdaq‑100 Index, due March 30, 2028, under its market‑linked note program. The Notes have an approximately 18‑month term and provide 150% upside exposure to index gains, capped at a Max Return of 19.25% ($1,192.50 per $1,000).
If the index falls up to 10% from its Starting Value, investors receive principal back; below that “buffer,” losses match further declines on a 1:1 basis, with up to 90% of principal at risk. The Notes pay no interest, are unsecured senior obligations of BofA Finance fully and unconditionally guaranteed by BAC, and will not be listed on an exchange. The public offering price is $1,000 per Note, with an underwriting discount up to $21.75 and proceeds to BofA Finance as low as $978.25 per $1,000. The initial estimated value is expected to be $910–$970 per $1,000, below the public price, reflecting BAC’s internal funding rate, dealer compensation and hedging costs. All payments depend on the credit of BofA Finance and BAC and on the Nasdaq‑100’s closing level only on the valuation date.
Bank of America Corp (BAC), through BofA Finance LLC, is offering Digital Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing on December 30, 2027, with pricing expected on September 25, 2026 and issuance on September 30, 2026.
The Notes have an approximate 15‑month term, a public offering price of $1,000 per Note and no periodic interest. If on the valuation date each index is at or above 70% of its Starting Value, investors receive a fixed Digital Payment of $1,102.50 per $1,000, a 10.25% return. If any index falls more than 30%, repayment is reduced 1:1 based on the least performing index, with up to 100% principal loss possible.
The initial estimated value is expected between $920.00 and $970.00 per $1,000, below the issue price, reflecting BAC’s internal funding rate, underwriting discount of up to $21.75 and hedging-related charges. The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and all payments are subject to issuer and guarantor credit risk.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by BAC. Each Note has a public offering price of $1,000, with an underwriting discount of $6.75 and proceeds to BofA Finance of $993.25 per Note.
The Notes have an approximately 18‑month term from the expected pricing date of September 18, 2026 to maturity on March 23, 2028, unless called earlier. They pay a contingent coupon of 10.00% per annum (0.8334% per month, or $8.334 per $1,000) for any monthly Observation Date on which the closing level of each index is at or above 70% of its Starting Value. Starting December 23, 2026, BAC may redeem all Notes monthly at par plus any due coupon, stopping further payments.
If the Notes are not called and the least performing index ends below 70% of its Starting Value on the Valuation Date, principal is reduced 1:1 with that decline, with up to 100% of principal at risk$930–$980 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The Notes will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the SPDR S&P Metals & Mining ETF (XME) and VanEck Gold Miners ETF (GDX), maturing August 9, 2029. Each Note has a public offering price of $1,000.00 and pays monthly contingent coupons of $8.334 per $1,000 on a memory basis whenever both ETFs are at or above 65% of their Starting Value on the relevant Observation Date.
The Notes are automatically callable monthly starting September 7, 2027 if both ETFs are at or above 100% of Starting Value, in which case investors receive $1,000 plus the applicable coupon. If not called, principal is protected only by a 15% downside buffer: at maturity, if the least performing ETF is below 85% of its Starting Value, repayment is reduced 1:1 with its decline beyond that level, exposing up to 85% of principal to loss. The product is unsecured debt of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on an exchange. The initial estimated value is expected between $910.00 and $960.00 per $1,000, below the public offering price, reflecting dealer compensation and hedging costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, with an approximate 5-year term, subject to automatic call starting in 2027.
Each Note has a $1,000 public offering price and provides 150% upside participation in gains of the least performing index if the Notes are not called and all indices finish at or above their starting levels. If, on any Call Observation Date, each index is at or above 100% of its starting value, the Notes are automatically called for fixed Call Amounts ranging from $1,137.50 in 2027 up to $1,550.00 in 2030 per $1,000.
If the Notes are not called and the least performing index ends between 70% and 100% of its starting value, investors receive only principal. If it falls below 70%, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. The Notes pay no interest, are unsecured obligations of BofA Finance fully and unconditionally guaranteed by BAC, are not listed on any exchange, and have an initial estimated value per $1,000 between $925 and $975, below the public offering price.
BANK OF AMERICA CORP (BAC), through subsidiary BofA Finance LLC, is offering Buffered Enhanced Return Notes linked to the EURO STOXX 50® Index, due September 28, 2028, at a public offering price of $1,000.00 per Note, issued in $1,000 minimum denominations.
The Notes provide 105.00% upside participation if the index ends above its starting level, no periodic interest, and a 10% downside buffer via a Threshold Value of 90.00% of the Starting Value; below that, investors lose 1% of principal for each 1% decline, with up to 90% of principal at risk. Payment depends on the credit of BofA Finance as issuer and BAC as guarantor. The initial estimated value is expected to be $910.00–$960.00 per $1,000.00, less than the public offering price, reflecting internal funding and hedging costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average®, the Nasdaq-100® Index and the Russell 2000® Index, fully and unconditionally guaranteed by BAC. Each Note has a $1,000.00 principal amount, an approximate 5-year term, and pays no interest.
Beginning October 5, 2027, the Notes are automatically callable semi-annually if each index is at or above 100% of its Starting Value, paying the applicable Call Amount (from $1,127.50 up to $1,573.75 per $1,000). If not called and at maturity all three indexes are at or above 100% of their Starting Values, investors receive $1,637.50 per $1,000. If the least performing index is between 70% and 100%, only principal is returned; below 70%, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk.
The public offering price is $1,000.00 per Note, with an underwriting discount up to $11.25 and issuer proceeds as low as $988.75 per Note. The initial estimated value is expected between $925.00 and $975.00, below the offering price. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and all payments are subject to issuer and guarantor credit risk.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by BAC. The Notes are expected to price on September 30, 2026 and mature on October 5, 2028, unless called early.
The Notes pay a 10.00% per annum contingent coupon (0.8334% monthly, $8.334 per $1,000) only if, on each monthly Observation Date, all three indices are at or above 70% of their Starting Values. Beginning April 2, 2027, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If held to maturity and any index has fallen more than 30% from its Starting Value, investors are exposed 1:1 to the decline of the least performing index and can lose up to 100% of principal.
The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $930–$980 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, fees and hedging costs.
Bank of America Corporation (BAC), as guarantor, is offering Contingent Income Issuer Callable Yield Notes issued by BofA Finance LLC, linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. Each Note has a $1,000 principal amount, an expected pricing date of September 14, 2026, issue date of September 17, 2026, and matures on September 19, 2029 unless called earlier.
The Notes pay a contingent coupon of 10.25% per annum (monthly $8.542 per $1,000) only if on each Observation Date all three indices are at or above 70% of their Starting Value. Beginning March 18, 2027, the issuer may redeem the Notes monthly at $1,000 plus any due coupon. If not called and any index ends below its 70% Threshold Value, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk; otherwise principal is returned and a final coupon may be paid.
The public offering price is $1,000 per Note, with an underwriting discount up to $8. The initial estimated value is expected between $935 and $985 per $1,000, reflecting BAC’s internal funding rate, fees and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Dual Directional Buffered Notes linked to the S&P 500® Index, maturing on April 3, 2028, with a per-note denomination of $1,000 and an approximate 18‑month term.
At maturity, investors receive 100% upside participation in the S&P 500® price return, capped at a Max Return of 14.35% (maximum redemption of $1,143.50 per $1,000). If the index ends below its starting value but at or above 90% of that level, the notes pay the absolute value of the decline, up to a 10% positive return. Below the 90% threshold, investors are exposed 1:1 to further declines, with up to 90% of principal at risk. The notes pay no interest, are unsecured senior obligations of BofA Finance fully and unconditionally guaranteed by BAC, and will not be listed on any securities exchange. The public offering price is $1,000 per note, including an underwriting discount up to $21 and a referral fee up to $6 per $1,000; the initial estimated value is expected between $920 and $970 per note.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering unsecured, senior Buffered Auto-Callable Notes linked to the VanEck Gold Miners ETF (GDX), fully and unconditionally guaranteed by BAC. Each Note has a $1,000 principal amount, approximately a 3‑year term to September 14, 2029, and pays no interest.
The Notes may be automatically called monthly starting September 20, 2027 if GDX is at or above 90% of its Starting Value, paying a fixed Call Amount (from $1,120 up to $1,350 per $1,000). If not called, at maturity investors receive $1,360 per $1,000 if GDX is at or above 90% of its Starting Value, principal only if GDX is between 85% and 90%, and 1:1 downside exposure beyond a 15% decline, with up to 85% of principal at risk.
The public offering price is $1,000 per Note, including up to a $35 underwriting discount, for net proceeds of $965 to BofA Finance; the initial estimated value is expected between $900 and $950 per $1,000. The Notes are not listed on any exchange, and all payments depend on the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF, with a principal amount of $1,000 per Note and a term of about 23 months to August 17, 2028.
The Notes pay a contingent coupon of 1.3542% per month (16.25% p.a.), only if on each Observation Date every underlying is at or above 70% of its Starting Value; otherwise no coupon is paid. From December 17, 2026, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If not called, and the worst-performing underlying finishes at or above 60% of its Starting Value, investors receive principal back (plus a final coupon if the 70% barrier is met); if it finishes below 60%, repayment is reduced 1:1 with the decline in the worst underlying, up to total loss of principal.
All payments are unsecured and subject to the credit risk of BofA Finance and BAC. The Notes are not exchange-listed, and the initial estimated value is expected to be $930–$980 per $1,000, below the public offering price due to internal funding, underwriting discounts, referral fees and hedging-related charges.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing on March 16, 2028. The Notes pay a 10.00% per annum contingent coupon (0.8334% monthly, $8.334 per $1,000) only if on each Observation Date all three indices are at or above 70.00% of their Starting Value. From December 16, 2026, BofA Finance may redeem the Notes monthly at par plus any due coupon. If not called, and any index ends below its 70.00% Threshold Value, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value between $925.00 and $975.00 per $1,000, below the $1,000 public offering price.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $1,022,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the S&P 500 Index, due August 29, 2029. The Notes pay a 10.00% per annum contingent coupon (0.8334% per month) only if on each monthly Observation Date all three indices are at or above 75.00% of their respective Starting Values; otherwise no coupon is paid for that month.
Beginning August 27, 2027, the issuer may call the Notes monthly at $1,000 per Note plus any due coupon. If not called, principal is protected only down to a 40% decline in the least performing index; if the least performing index finishes below 60.00% of its Starting Value, repayment is reduced 1:1 with index loss, up to a total loss of principal. The initial estimated value is $985.90 per $1,000 Note, all payments are subject to the credit risk of BofA Finance and the BAC guarantee, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is issuing $1,270,000 of Contingent Income Issuer Callable Yield Notes due July 27, 2028, linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and VanEck Semiconductor ETF. The notes pay a contingent coupon of 19.50% per annum (1.625% monthly) only if on each Observation Date every underlying is at or above 70% of its Starting Value; otherwise no coupon is paid.
The notes are callable monthly at the issuer’s option beginning November 30, 2026 at par plus any due coupon, which can shorten the approximate 23‑month term. If not called, and the least performing underlying finishes below 60% of its Starting Value, principal is reduced 1:1 with the decline in that underlying, with up to 100% loss of principal; otherwise investors receive par, plus a final coupon if the 70% barrier is met. Initial estimated value is $994.40 per $1,000, below the $1,000 offering price, reflecting internal funding rate, hedging and fees. Payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any exchange.
Bank of America Corporation (BAC), as guarantor, is supporting a $3,500,000 issuance of BofA Finance LLC Contingent Income (with Memory Feature) Auto-Callable Yield Notes due February 26, 2031, linked to the least performing of the Dow Jones Industrial Average, the Industrial Select Sector SPDR ETF (XLI) and the VanEck Semiconductor ETF (SMH).
The notes pay monthly contingent coupons only if on each observation date all three underlyings are at or above 70% of their respective starting values, using a memory formula based on $8.334 per $1,000 per elapsed period. From August 26, 2027, the notes are automatically callable monthly at par plus the coupon if all underlyings are at or above 85% of starting value. If not called, and at maturity the worst underlying is at or above 60% of its starting value, investors receive principal (plus any final contingent coupon if all are at or above 70%). If the worst underlying is below 60%, repayment is reduced 1:1 with its decline, up to a complete loss of principal. The initial estimated value is $964.80 per $1,000, below the public offering price of $1,000, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering $1,402,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indexes, fully and unconditionally guaranteed by BAC.
The notes pay a contingent coupon of 9.00% per annum (0.75% monthly, $7.50 per $1,000) only if on each monthly observation date all three indexes are at or above 70% of their Starting Value. Beginning August 27, 2027, BofA Finance may redeem the notes monthly at par plus any due coupon, which caps the income period.
If the notes are not called and any index has fallen more than 30% at maturity, principal is reduced 1:1 with the decline of the worst index, with up to 100% loss of principal. The initial estimated value is $966.70 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on an exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes due August 29, 2029, fully and unconditionally guaranteed by BAC, in an aggregate principal amount of $911,000. The Notes are linked to the least-performing of the Nasdaq‑100 Index, Russell 2000 Index and S&P 500 Index.
The Notes pay a 10.25% per annum contingent coupon (0.8542% monthly, $8.542 per $1,000) only if on each monthly Observation Date all three indices are at or above 70% of their Starting Value (the Coupon Barrier). Beginning August 27, 2027, the issuer may redeem the Notes monthly at par plus any due coupon, limiting potential future coupons.
If not called, principal repayment at maturity depends on the Least Performing Underlying. If its Ending Value is at or above 70% of its Starting Value, investors receive par plus any final contingent coupon; otherwise, repayment is reduced 1:1 with the decline in that index, with up to 100% of principal at risk. All payments are unsecured and subject to the credit risk of BofA Finance and BAC. The Notes will not be listed and the initial estimated value is $984.70 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $549,000 of Contingent Income Issuer Callable Yield Notes due July 27, 2028, linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF. The notes pay a contingent coupon of 17.00% per annum (1.4167% monthly, $14.167 per $1,000) only if on each monthly Observation Date every underlying is at or above its Coupon Barrier set at 70% of its Starting Value.
BofA Finance may redeem the notes monthly, beginning November 30, 2026, at par plus any due coupon, capping further income. If the notes are not called and any underlying ends below its Threshold Value of 60% of its Starting Value, principal is reduced 1:1 with the decline in the least performing underlying, up to a total loss. If all remain at or above their Threshold Values, principal is repaid and a final contingent coupon may be paid.
The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not listed on any exchange, and have an initial estimated value of $980.40 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Capped Buffered Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 denomination and an approximate 18-month term, expected to run from September 30, 2026 to March 30, 2028.
At maturity, if the S&P 500 Ending Value is above its Starting Value, holders receive 150.00% of the index gain, capped at a Max Return of $1,135.00 per $1,000 (a 13.50% maximum return). If the index is between the Starting Value and the Threshold Value of 90% of the Starting Value, investors receive principal back. Below the Threshold, losses are 1:1 beyond the 10% buffer, with up to 90% of principal at risk.
The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000.00 per Note, with an underwriting discount up to $21.75 and issuer proceeds as low as $978.25 per $1,000. The initial estimated value is expected between $910.00 and $970.00 per $1,000, reflecting BAC’s internal funding rate, fees and hedging costs. Investors face issuer and guarantor credit risk, limited upside, no dividends from the index, uncertain tax treatment, and potentially limited or no secondary market.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, due September 19, 2029, fully and unconditionally guaranteed by BAC.
The Notes have an approximate 3-year term, pay a contingent coupon of 8.50% per annum (0.7084% monthly) only if on each monthly Observation Date all three indices are at or above 70% of their Starting Value. Beginning March 18, 2027, BofA Finance may redeem the Notes monthly at par plus any due contingent coupon, which caps the income period if called.
If the Notes are not called and any index ends below 70% of its Starting Value on the Valuation Date, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The initial estimated value is expected to be between $910 and $960 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering Auto-Callable Return Notes at $1,000 per note, linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index. The notes have an approximate 7‑year term, pricing on September 25, 2026 and maturing on September 29, 2033, unless automatically called earlier.
The notes pay no periodic interest and return principal at maturity if not called, with 100% upside participation in index gains when the ending level is at or above the starting level. They may be automatically called starting October 4, 2027 for fixed call amounts rising from $1,102.50 to $1,615.00 per $1,000. Payments depend on the credit of BofA Finance and BAC.
The underlying index uses a 40% target-volatility strategy with leverage up to 500%, plus a 6.00% per annum decrement cost and transaction costs that continuously reduce index levels. The public offering price embeds an underwriting discount of $47.50 per note, and the initial estimated value is expected between $900 and $950, below the issue price. The notes will not be listed, and secondary market liquidity is uncertain.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Auto-Callable Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by BAC. The Notes are expected to price on August 28, 2026, issue on September 2, 2026, and mature on September 3, 2031, unless automatically called.
The Notes pay no periodic interest and will not be listed on any exchange. They may be automatically called on September 2, 2027 at a Call Amount of $1,110 per $1,000 principal if the index is at or above the Call Value (100% of its Starting Value. If not called, at maturity investors receive principal plus 100% of any index increase, but no less than principal even if the index falls below the Starting Value.
Any payment is subject to the credit risk of BofA Finance and BAC. The public offering price is $1,000 per Note, with an underwriting discount up to $2.50 and a referral fee up to $7.50 per $1,000. The initial estimated value is expected to be between $940 and $990 per $1,000. The Notes are treated as contingent payment debt instruments for U.S. tax purposes, generating original issue discount based on a comparable yield.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index, with an approximate 5-year term ending October 3, 2031, unless called earlier.
Each $1,000 Note pays monthly contingent coupons only if the index is at or above 65% of its Starting Value, using a memory formula of $10.625 per scheduled date minus prior coupons. From March 30, 2027, the Notes are auto-called if the index is at or above 100% of the Starting Value, returning $1,000 plus the due coupon.
If not called and the index falls more than 15% (below 85% of the Starting Value) at maturity, principal is reduced 1:1 beyond that buffer, with up to 85% of principal at risk. Initial estimated value is expected between $930 and $980 per $1,000 Note, below the $1,000 public offering price. All payments depend on the credit of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing on September 30, 2031 and fully guaranteed by BAC. The Notes have an approximate 5‑year term and pay monthly contingent coupons of $9.709 per $1,000 only if the underlying index is at least 80% of its starting level on the observation date; missed coupons can be partially recovered later via the memory feature.
Starting with the September 27, 2027 call observation date, the Notes are automatically called if the index is at least 90% of its starting level, returning principal plus the applicable coupon. If not called, principal is protected only down to a 15% decline: if the final index level is below 85% of the start, investors lose 1% of principal for each 1% drop beyond that level, with up to 85% of principal at risk. The underlying index uses up to 500% leveraged exposure to E‑Mini S&P 500 futures, a 40% volatility target, and a 6.00% per annum decrement and transaction costs that continually drag on performance.
The public offering price is $1,000 per Note, including up to $47.50 underwriting discount and proceeds to BofA Finance as low as $952.50 per $1,000. The initial estimated value is expected between $900 and $950 per $1,000, below the issue price. The Notes are unsecured obligations of BofA Finance, subject to the credit risk of both BofA Finance and BAC, and will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering senior unsecured Autocallable Strategic Accelerated Redemption Securities linked to the Nasdaq-100 Index. Each note has a $10 principal amount per unit and is fully and unconditionally guaranteed by BAC, ranking pari passu with its other unsecured, unsubordinated debt.
The notes may be automatically called on any of six annual Observation Dates if the Index is at or above its Starting Value. If called, investors receive a fixed Call Amount per unit, ranging from [$10.825–$10.925] on the first Observation Date up to [$14.95–$15.55] on the final one, with exact Call Premiums set on the pricing date.
If not called, and the Ending Value is at or above the Threshold Value of 85% of the Starting Value, investors receive only the $10 principal at maturity and no additional return. If the Ending Value falls below the Threshold Value, repayment is reduced 1-to-1 beyond the 15% buffer, with up to 85% of principal at risk. The notes pay no periodic interest, provide no dividends, are expected to have limited secondary market liquidity, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected to be between $9.21 and $9.86 per unit, below the $10 public offering price due to BAC’s internal funding rate, underwriting discount and a $0.05 per-unit hedging-related charge.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER. Each Note has a $1,000.00 public offering price, an approximate 5‑year term to October 3, 2031, and is fully and unconditionally guaranteed by BAC.
The Notes pay monthly contingent coupons only if the index on an Observation Date is at least 70% of its Starting Value. The coupon per $1,000 equals $11.459 times the number of Contingent Payment Dates to date minus prior coupons (a “memory” feature). From March 30, 2027, the Notes are automatically called if the index is at least 100% of its Starting Value on any Call Observation Date, paying $1,000 plus the applicable coupon.
If not called, principal is protected only down to a 15% decline. At maturity, if the Ending Value is below 85% of the Starting Value, investors lose 1% of principal for each 1% drop beyond that level, with up to 85% of principal at risk, though a final coupon may be paid if the index is at least 70% of its Starting Value. The Notes’ initial estimated value is expected between $930.00 and $980.00 per $1,000, below the public price, reflecting BAC’s internal funding rate, dealer discount, and hedging costs. The complex underlying uses up to 500% leveraged exposure to E‑Mini S&P 500 futures, a 40% volatility target, and a 6.00% per annum decrement plus transaction costs, which can significantly reduce index and Note performance. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Bank of America Corporation (BAC), via issuer BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing on September 30, 2031. Each note has a $1,000 denomination and pays monthly contingent coupons only if the index is at or above 80% of its starting value on the relevant observation date, using a memory feature that can make up missed coupons later.
The notes are auto-callable monthly starting September 27, 2027 if the index is at or above 90% of its starting value, in which case investors receive $1,000 plus the applicable contingent coupon and the notes terminate. If not called and the index is at or above 80% at maturity, investors receive full principal; if it has fallen more than 20%, principal is reduced 1:1 beyond that buffer, exposing up to 80% of principal to loss.
The public offering price is $1,000 per note, with up to $47.50 underwriting discount and proceeds to BofA Finance as low as $952.50. The initial estimated value is expected between $900 and $950 per $1,000, below the offering price. Payments depend on the credit of BofA Finance and the BAC guarantee, and the notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $1,557,000 of auto-callable notes linked to the least performing of the Russell 2000 Index and the Technology Select Sector SPDR ETF, maturing May 30, 2028. Each note has a $1,000 denomination and pays no periodic interest.
The notes can be automatically called quarterly starting November 24, 2026 for preset call amounts (from $1,040.375 to $1,242.250 per $1,000) if both underlyings are at or above their call values. If not called, and both ending values are at or above their starting values, investors receive $1,282.625 per $1,000 at maturity. If the least performing underlying ends between 70% and 100% of its starting value, principal is repaid; below 70%, principal is exposed 1:1 to downside in the least performing underlying, with up to 100% loss.
The initial estimated value is $973.40 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging charges. Any payment is subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any securities exchange.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes due August 17, 2028, linked to the least performing of the EURO STOXX 50, Nasdaq‑100 and Russell 2000 indices. The notes have an approximate 23‑month term and pay a 9.00% per annum contingent coupon (0.75% per month, $7.50 per $1,000) only if on each monthly observation date all three indices are at or above 70% of their Starting Values.
Beginning December 17, 2026 the issuer may redeem the notes monthly at $1,000 plus any due coupon. If not called, and at maturity the least performing index is below 70% of its Starting Value, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk; otherwise, investors receive principal plus any final coupon. Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange.
The public offering price is $1,000 per note, with an underwriting discount up to $21.75 and a referral fee up to $3.00 per $1,000. The initial estimated value is expected between $915.00 and $965.00 per $1,000, reflecting BAC’s internal funding rate and hedging‑related charges. Extensive risk factors highlight principal loss, contingent income uncertainty, issuer call risk, market and index‑specific risks, and tax‑treatment uncertainty.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $750,000 of Contingent Income Issuer Callable Yield Notes due July 27, 2028, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices and fully and unconditionally guaranteed by BAC. The notes pay a contingent coupon of 11.30% per annum (0.9417% monthly) only if on each observation date all three indices are at or above 70% of their respective starting values; otherwise no coupon is paid.
The issuer may call the notes monthly starting November 30, 2026 at par plus any due coupon, ending further payments. If the notes are not called and, at maturity, the least performing index is below 70% of its starting value, principal is exposed 1:1 to that decline, with up to 100% loss of principal; otherwise, investors receive full principal back plus any final contingent coupon. The notes are unsecured obligations of BofA Finance and subject to BAC credit risk. The initial estimated value is $987.50 per $1,000, below the public offering price, reflecting internal funding and hedging costs.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the State Street Utilities Select Sector SPDR ETF, fully and unconditionally guaranteed by BAC.
The Notes are expected to be issued on September 30, 2026 and mature on September 30, 2031, unless automatically called earlier. Each Note has a $1,000.00 public offering price, with an underwriting discount of $41.25 and proceeds of $958.75 to BofA Finance per Note. The initial estimated value is expected to be between $880.00 and $940.00 per $1,000.00. There are no periodic interest payments, and payments depend on BAC and BofA Finance credit and on the least performing underlying.
The Notes may be automatically called starting September 30, 2027 if each underlying meets its Call Value, paying call amounts from $1,145.00 up to $1,253.75 per $1,000.00. If not called, at maturity investors receive 150% of any positive return of the least performing underlying if all three finish at or above their starting values, return of principal if the least performing is between 60% and 100% of its starting value, or a 1:1 loss if it finishes below 60%, with up to 100% of principal at risk.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering Capped Buffered Enhanced Return Notes linked to the Russell 2000 Index, fully and unconditionally guaranteed by BAC, with a scheduled maturity on March 30, 2028 and a minimum denomination of $1,000.
The Notes provide 150% upside participation in the index, capped at a Max Return of $1,182.50 per $1,000 (18.25%). Principal is buffered only to a 10% decline: if the index falls more than 10%, holders lose 1% of principal for each 1% drop beyond that level, with up to 90% of principal at risk. The Notes pay no interest, are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed, and have an initial estimated value between $910 and $970 per $1,000, below the public offering price due to internal funding rates, hedging costs and selling compensation.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through subsidiary BofA Finance LLC, is offering market-linked, principal-at-risk Medium-Term Notes, Series A, fully and unconditionally guaranteed by BAC, with total principal of $1,340,000. The notes are auto-callable and linked to the lowest performing of Alphabet Class A (GOOGL), Broadcom (AVGO) and NVIDIA (NVDA).
The securities pay a 21.25% per annum contingent monthly coupon only if, on each monthly Calculation Day, the lowest performing stock is at or above its Coupon Barrier, set at 70% of its Starting Price. Missed coupons have a memory feature and may be paid later if the barrier is met. From February 2027 through July 2029, the notes are automatically called if the lowest performer is at or above its Starting Price, returning principal plus the applicable coupon(s).
If not called, at maturity on August 29, 2029 investors receive $1,000 per note only if the lowest performing stock is at or above its Threshold Price (also 70% of its Starting Price). Otherwise, repayment is $1,000 times the performance factor of the lowest performer, exposing investors to losses greater than 30% and up to 100% of principal. The initial estimated value is $987.60 per $1,000 note, the securities are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF, maturing on August 17, 2028. The notes have an approximate 23‑month term and a per‑note denomination of $1,000.
Investors may receive a 12.25% per annum contingent coupon (1.0209% monthly, or $10.209 per $1,000) on monthly dates if each underlying is at or above 70% of its starting value. Beginning March 15, 2027, the notes are automatically called if all underlyings are at or above 100% of their starting values on any call observation date, returning principal plus that month’s coupon.
If not called, principal is protected only down to 60% of starting value. At maturity, if the least performing underlying is at or above its 60% threshold, investors receive principal (plus a final coupon if all are at or above the 70% barrier). If it is below 60%, repayment is reduced 1:1 with the decline in that least performing underlying, up to total loss of principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is expected between $895 and $945 per $1,000, below the public offering price of $1,000.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, Russell 2000 Index and S&P 500 Index, maturing June 20, 2028, with an approximate 21‑month term if not called.
The Notes pay a 10.50% per annum contingent coupon (0.875% monthly, $8.75 per $1,000) only if on each monthly Observation Date all three indices are at or above 70% of their Starting Value. Beginning December 17, 2026, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If not called and any index ends below 70% of its Starting Value, investors are exposed to 1:1 downside to the least performing index and can lose up to 100% of principal; otherwise, they receive principal back plus any final coupon. The public offering price is $1,000 per Note, with underwriting discount up to $6.75 and issuer proceeds as low as $993.25. The initial estimated value is expected between $935 and $985 per $1,000, below the public price, reflecting BAC’s internal funding rate, fees and hedging costs. The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any securities exchange.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of three ETFs: XLE, XLU and SMH, fully and unconditionally guaranteed by BAC. The Notes are expected to price on September 14, 2026 and mature on September 19, 2029, unless automatically called earlier.
The Notes pay a contingent coupon of 11.50% per annum (0.9584% monthly, or $9.584 per $1,000) on monthly Observation Dates only if each ETF is at or above 70% of its Starting Value. Beginning March 15, 2027, the Notes are automatically called if on any Call Observation Date each ETF is at or above 100% of its Starting Value, paying $1,000 plus the applicable coupon.
If the Notes are not called and any ETF finishes below 50% of its Starting Value at maturity, investors are exposed 1:1 to the downside of the least performing ETF and can lose up to 100% of principal; otherwise, principal is returned (plus a final coupon if all ETFs are at or above 70% of Starting Value). The initial estimated value is expected between $880 and $930 per $1,000, below the $1,000 public offering price, reflecting BAC’s lower internal funding rate, underwriting discounts and hedging costs. Payments are unsecured and subject to the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index. The notes are fully and unconditionally guaranteed by BAC, priced at $1,000 per note, with a minimum denomination of $1,000, an expected pricing date of September 11, 2026, issue date of September 16, 2026 and maturity on March 16, 2028, for an approximate 18‑month term if not called.
The notes pay a contingent coupon of 12.00% per annum (1.00% per month, or $10 per $1,000) on each monthly observation date only if the closing level of each index is at or above 70.00% of its Starting Value. Beginning December 16, 2026, BAC may redeem all notes monthly at par plus any due coupon, limiting the period over which investors can receive coupons. If the notes are not called and the least performing index ends below 70.00% of its Starting Value, principal is exposed to 1:1 downside and investors can lose up to 100% of principal; if it is at or above that level, investors receive par plus any final contingent coupon.
The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and have an initial estimated value between $937.50 and $987.50 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering senior unsecured Capped Buffer GEARS notes linked to the State Street SPDR S&P 500 ETF Trust (SPY), fully and unconditionally guaranteed by BAC. Each note has a $10 stated principal amount, with a minimum investment of $1,000, and an approximate 14‑month term from August 31, 2026 to October 29, 2027.
If SPY’s price at maturity is above its initial value, holders receive $10 plus the SPY return multiplied by an Upside Gearing of 1.25, capped at a Maximum Gain between 8.30% and 11.30%, implying a maximum payment of $10.83 to $11.13 per note. If SPY is flat or down but at or above 90% of the initial value, investors receive their full principal back. If SPY finishes below this Downside Threshold, principal is reduced one‑for‑one beyond a 10% Buffer, with losses up to 90% of principal.
The public offering price is $10.00 per note, including a $0.20 underwriting discount, so BofA Finance receives $9.80 per note. The initial estimated value is expected to be $9.20–$9.70 per $10 due to internal funding and hedging costs. The notes pay no interest or dividends, are not listed, may have limited liquidity, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Trigger Autocallable Notes linked to the S&P 500® Index, due August 29, 2031. The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, with a $10 Stated Principal Amount per Note and a minimum investment of 100 Notes.
The Notes may be automatically called on annual Observation Dates if the S&P 500 closing level is at or above the Initial Value, paying $10 plus a Call Return based on a fixed Call Return Rate between 7.85% and 8.35% per annum, increasing over time. If not called and, at final observation, the index is below the Initial Value but at or above the Downside Threshold of 75% of the Initial Value, investors receive $10 per Note. If the final level is below the Downside Threshold, repayment is reduced in proportion to the index decline, down to a possible 100% loss of principal.
The public offering price is $10.00 per Note, including an underwriting discount of $0.25, with proceeds to BofA Finance of $9.75 per Note. The initial estimated value is expected to be between $9.15 and $9.65 per $10, reflecting BAC’s internal funding rate and hedging-related charges. The Notes pay no interest, do not provide dividend exposure, will not be listed, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on September 14, 2029. Each Note has a $1,000 denomination and pays a contingent coupon of 8.15% per annum (4.075% semi-annually) only if, on an Observation Date, all three indices close at or above 60% of their Starting Values.
Beginning March 16, 2027, the issuer may redeem the Notes semi-annually at $1,000 plus any due coupon. If the Notes are not called and any index ends below 60% of its Starting Value on the Valuation Date, principal is reduced 1:1 with the decline of the worst-performing index and up to 100% of principal may be lost. Payments depend on the credit risk of BofA Finance and BAC. The public offering price is $1,000 per Note, with an underwriting discount up to $15 and issuer proceeds of $985 per Note. The initial estimated value is expected between $920 and $970 per $1,000, reflecting internal funding and hedging costs.
Bank of America Corporation (BAC), via subsidiary BofA Finance LLC, is offering unsecured senior Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, each Note issued at $1,000 under an existing shelf registration.
The Notes have an approximate 2.5‑year term, pricing on September 4, 2026, issuing on September 10, 2026, and maturing on March 8, 2029, unless called. Monthly contingent coupons of $9.375 per $1,000 accrue with a memory feature, but are paid only when on an Observation Date all three indices are at or above 70% of their Starting Values. Starting December 9, 2026, the issuer may redeem the Notes monthly at $1,000 plus any due coupon.
If the Notes are not called and the least performing index ends below 70% of its Starting Value, principal is reduced 1:1 with the index decline, up to a 100% loss$5 per $1,000, and have an initial estimated value between $950 and $990 per $1,000, below the public offering price.