Bank of America Corporation 424B Filings

Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indexes, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 principal amount, with an expected pricing date of September 14, 2026 and maturity on June 20, 2028, unless called earlier.

The Notes pay a contingent coupon of 8.75% per annum (0.7292% monthly, or $7.292 per $1,000) on monthly observation dates only if each index is at or above 70% of its Starting Value. Beginning December 17, 2026, BofA Finance may redeem all Notes monthly at $1,000 plus any due coupon. If held to maturity and the least performing index is at or above 70% of its Starting Value, investors receive principal plus any final coupon; otherwise, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. The initial estimated value is expected between $920 and $970 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering market-linked Digital Return Notes due April 3, 2028, each with a $1,000 principal amount, linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The Notes are expected to price on September 29, 2026 and settle on October 2, 2026, with an approximate 18‑month term, and will not pay periodic interest.

At maturity, if the Ending Value of each index is at least 80% of its Starting Value, investors receive a fixed Digital Payment of $1,146 per $1,000 Note, a 14.60% return. If either index declines more than 20% from its Starting Value, the payoff is reduced 1:1 with the loss of the Least Performing Underlying, so the Redemption Amount can fall below 80% of principal and down to zero, putting 100% of principal at risk.

The Notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is expected between $910 and $960 per $1,000 Note, below the public offering price, reflecting BAC’s internal funding rate, an underwriting discount of up to $15 per Note, and up to $6 per Note in referral fees, as well as hedging-related charges.

Bank of America Corporation (BAC), as guarantor for BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing on September 30, 2031, at $1,000 per Note. The Notes pay a monthly contingent coupon with memory of $9.00 per $1,000 per period when the index is at least 65% of its Starting Value, and are auto‑callable monthly from September 27, 2027 if the index is at or above 100% of the Starting Value, returning principal plus the applicable coupon. If not called, principal is protected only down to an 85% Threshold Value; below that, investors face 1:1 downside exposure beyond a 15% buffer, with up to 85% of principal at risk.

The underlying index uses a 40% target‑volatility strategy with dynamic leverage up to 500% and embeds a 6.00% per annum decrement cost plus transaction costs, which continually drag performance. The initial estimated value is $900–$950 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, due September 30, 2031. The Notes are fully and unconditionally guaranteed by BAC and are expected to price on September 25, 2026 and issue on September 30, 2026.

Each Note has a $1,000 public offering price, an underwriting discount of $47.50, and proceeds to BofA Finance of $952.50 per Note. Monthly contingent coupons of $8.959 per $1,000 (with a memory feature) are paid only if the index level on the Observation Date is at least 75% of its Starting Value. The Notes are auto-callable monthly from September 27, 2027 if the index is at least 90% of its Starting Value.

If not called, principal is protected only down to a Threshold Value of 85% of the Starting Value; below that, investors are exposed 1:1 to further declines and can lose up to 85% of principal. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Buffered Digital Return Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, under its existing shelf registration. Each Note has a denomination of $1,000, an expected pricing date of September 4, 2026, an issue date of September 10, 2026 and a maturity date of October 7, 2027.

The Notes pay no interest. At maturity, if each index finishes at or above 80% of its Starting Value, investors receive a fixed Digital Payment of $1,102.50 per $1,000 principal (a 10.25% return). If any index is below 80% of its Starting Value, repayment is reduced 1:1 for declines beyond 20% based on the least performing index, with up to 80% of principal at risk.

The Notes are unsecured senior obligations of BofA Finance and are fully and unconditionally guaranteed by Bank of America Corporation, and will not be listed on any exchange. The public offering price is $1,000 per Note, including up to a $2.50 underwriting discount and a referral fee of up to $4.50 per $1,000 to certain dealers. The initial estimated value is expected to be $940–$990 per $1,000, reflecting BAC’s internal funding rate, dealer compensation and hedging costs.

Bank of America Corporation (BAC), through issuer BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes due September 20, 2029, linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and the Utilities Select Sector SPDR ETF. The Notes are expected to price on September 16, 2026 and issue on September 21, 2026, in $1,000 denominations, and are fully and unconditionally guaranteed by BAC.

The Notes pay a contingent coupon of 10.65% per annum (0.8875% per month, or $8.875 per $1,000) on monthly observation dates only if each underlying is at or above its Coupon Barrier of 70% of its Starting Value. Beginning March 19, 2027, the issuer may redeem the Notes monthly at par plus any due coupon. If not called and the least performing underlying finishes below its Threshold Value of 65% of its Starting Value, principal is reduced 1:1 with the decline, up to total loss; otherwise holders receive full principal, plus a final coupon if the barriers are met. The Notes will not be listed, are subject to the credit risk of BofA Finance and BAC, and have an initial estimated value between $920 and $970 per $1,000, below the public offering price of $1,000.

Bank of America Corporation (BAC), as guarantor for BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Index, Russell 2000® Index and S&P 500® Index, due September 7, 2029. The Notes pay a 9.00% per annum contingent coupon (0.75% monthly, or $7.50 per $1,000) only if, on each monthly Observation Date, the closing level of each index is at least 70.00% of its Starting Value (the Coupon Barrier).

The Notes are callable at the issuer’s option monthly starting March 9, 2027 at $1,000 plus any due coupon. If not called, at maturity you receive $1,000 per Note plus the final coupon if the least performing index is at or above 70.00% of its Starting Value (its Threshold Value. If the least performing index is below its Threshold Value, repayment is reduced 1:1 with that index’s decline from its Starting Value, with up to 100% of principal at risk.

The public offering price is $1,000 per Note, with an underwriting discount of up to $27.50 and proceeds to BofA Finance of as low as $972.50 per $1,000. The initial estimated value is expected between $900.00 and $950.00 per $1,000. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes due September 30, 2031, linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER. The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC.

The notes have an approximate 5‑year term if not called. Investors may receive monthly contingent coupons per $1,000 principal when the index is at least 80% of its Starting Value; the coupon for each date equals $10.334 times the number of past Contingent Payment Dates minus coupons already paid, creating a “memory” feature. Beginning with the September 27, 2027 Call Observation Date, the notes are automatically called if the index is at or above 100% of its Starting Value, paying $1,000 plus the then‑applicable contingent coupon and ending all further payments.

If not called, at maturity investors receive $1,000 per note when the index Ending Value is at least 80% of Starting Value. If it is lower, principal is reduced 1:1 for declines beyond 20%, with up to 80% of principal at risk, plus a final contingent coupon only if the Ending Value is at or above the 80% Coupon Barrier. The initial estimated value is expected between $900 and $950 per $1,000, below the $1,000 public offering price. The underlying is a leveraged, target‑volatility futures index subject to a 6.00% per annum decrement and transaction costs, and the notes are subject to BAC and BofA Finance credit risk and will not be listed on any exchange.

Bank of America Corporation (BAC), as guarantor, is supporting an offering by BofA Finance LLC of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indexes, maturing on September 14, 2029.

The notes are issued in $1,000 denominations at a public offering price of $1,000 per note, with no underwriting discount to BofA Finance. They pay a contingent coupon of 9.25% per year (4.625% semi‑annually, $46.25 per $1,000) only if, on each observation date, all three indexes are at or above 60% of their Starting Values. Beginning March 16, 2027, the issuer may redeem the notes semi‑annually at $1,000 plus any due coupon.

If the notes are not called and the worst‑performing index finishes at or above 60% of its Starting Value, investors receive full principal back (plus any final coupon). If it finishes below 60%, repayment is reduced 1:1 with the index loss, up to a total loss of principal. The initial estimated value is expected between $935 and $985 per $1,000, the notes are unsecured, subject to the credit risk of BofA Finance and BAC, and will not be listed on any securities exchange.

BANK OF AMERICA CORP (BAC), as guarantor, is offering Auto-Callable Notes issued by BofA Finance LLC, linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, under its shelf registration.

The Notes have an approximate 3‑year term, pricing on September 29, 2026 and maturing October 4, 2029, in $1,000 denominations, with no periodic interest and no exchange listing. Beginning October 5, 2027, they are automatically callable annually if each index is at or above 100% of its Starting Value, paying $1,102.50 per $1,000 in 2027 or $1,205.00 in 2028. If not called, and at maturity all three indices are at or above their Starting Values, investors receive a fixed $1,307.50 per $1,000. If the least performing index ends between 70% and 100% of its Starting Value, principal is returned; below 70%, repayment is reduced 1:1 with the decline in that index, up to a total loss.

The public offering price is $1,000.00 per Note, including up to a $20.00 underwriting discount and up to a $12.00 referral fee, with estimated initial value between $882.80 and $932.80 per $1,000. All payments are subject to the unsecured credit risk of BofA Finance and BAC.

Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of three ETFs: the Energy Select Sector SPDR (XLE), Utilities Select Sector SPDR (XLU) and VanEck Semiconductor ETF (SMH), with a per-Note public offering price of $1,000.00 and a term to September 19, 2029.

The Notes pay a contingent coupon of 13.50% per annum (1.125% monthly, or $11.25 per $1,000) only if on each monthly Observation Date every Underlying is at or above 70% of its Starting Value100% of Starting Value, returning principal plus that month’s coupon.

If not called, principal repayment at maturity depends on the Worst ETF: if its Ending Value is at or above 50% of Starting Value, investors receive principal (plus a final coupon if all Underlyings are above the 70% barrier). If the Least Performing Underlying is below 50% of Starting Value, repayment is reduced 1:1 with its decline, up to a 100% loss of principal. All payments are subject to the credit risk of BofA Finance and BAC, the Notes are not exchange-listed, and the initial estimated value is expected to be $895–$945 per $1,000, below the public offering price due to fees, internal funding rate and hedging costs.

BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering auto-callable senior unsecured Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, at a public offering price of $1,000.00 per Note, in minimum denominations of $1,000.

The Notes are expected to price on September 29, 2026 and mature on October 2, 2031, unless automatically called. Beginning October 5, 2027, if on any Call Observation Date both indices are at or above their Call Value (100% of Starting Value), the Notes are automatically redeemed for a fixed Call Amount between $1,100 and $1,400 per $1,000.

If not called, and at maturity both indices are at or above their Starting Values, investors receive $1,500 per $1,000. If the least performing index is between 60% and 100% of its Starting Value, principal is repaid; below 60%, losses are 1:1 with the decline, up to a full loss of principal. The Notes pay no interest, are not listed, and all payments are subject to the credit risk of BofA Finance and the BAC guarantee. The initial estimated value is expected between $869.20 and $919.20 per $1,000, below the public offering price due to internal funding and fees.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER. The Notes have an approximate 5-year term, pricing September 25, 2026 and maturing September 30, 2031, unless automatically called.

Investors may receive monthly contingent coupons of $10.417 per $1,000 principal when the index is at or above 75% of its Starting Value, with a memory feature. Beginning September 27, 2027, the Notes are automatically callable monthly at par plus the applicable coupon if the index is at or above 100% of its Starting Value.

If not called, principal is protected only down to a 15% decline: at maturity, if the index is below 85% of its Starting Value, repayment is reduced 1:1 beyond that buffer, with up to 85% of principal at risk. The initial estimated value is $900–$950 per $1,000 Note versus a public offering price of $1,000, reflecting structuring and underwriting costs. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any exchange.

BANK OF AMERICA CORP (BAC), as guarantor, supports BofA Finance LLC’s issuance of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index (RTY) and the State Street Technology Select Sector SPDR ETF (XLK), maturing August 17, 2028. Each Note has a principal amount of $1,000 and offers a 10.00% per annum contingent coupon (0.8334% monthly, or $8.334 per $1,000) payable only if on an Observation Date both underlyings are at or above 70% of their Starting Value.

The notes are callable monthly at the issuer’s option beginning December 17, 2026 at $1,000 plus any due coupon, which caps upside and can shorten the approximate 23‑month term. If held to maturity and the least performing underlying finishes below its 70% Threshold Value, repayment of principal is reduced 1:1 with that decline, up to a 100% loss of principal; otherwise principal is returned and a final coupon is paid if the 70% barrier is met. Notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not listed on any exchange, and all payments depend on the credit of both entities. The initial estimated value is expected between $917.50 and $967.50 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discount and hedging-related charges.

BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering unsecured Buffered Auto-Callable Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by BAC, with an approximate 5-year term to September 30, 2031.

Each Note has a $1,000 principal amount, a public offering price of $1,000, an underwriting discount of $46 and proceeds to BofA Finance of $954. The initial estimated value is expected between $900 and $950 per $1,000. There are no periodic interest payments and the Notes will not be listed.

The Notes can be automatically called monthly from October 4, 2027 at preset Call Amounts starting at $1,156 and rising to $1,767 per $1,000. If never called and the index Ending Value is at least 90% of its Starting Value, holders receive $1,780 per $1,000; if below 85%, principal is exposed 1:1 to downside beyond the 15% buffer, with up to 85% loss. The underlying index uses a 40% volatility target, leverage up to 500% and a 6.00% per annum decrement cost, all of which can materially drag on performance. All payments are subject to the credit risk of BofA Finance and BAC.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 public offering price, with a maximum underwriting discount of $47.50 and proceeds to BofA Finance of $952.50 per Note.

The Notes have an expected term of about five years, pricing on September 25, 2026 and maturing on September 30, 2031, unless auto-called monthly starting September 27, 2027 if the index is at least 90% of its Starting Value. Monthly contingent coupons use a “memory” formula based on $8.334 per prior payment date when the index is at or above 75% of its Starting Value. If held to maturity and not called, principal is protected only down to an 80% Threshold Value; below that level investors are exposed 1:1 to further index declines, with up to 80% of principal at risk.

The underlying index uses a target volatility strategy aiming at 40% annualized volatility, can employ leverage up to 500%, and embeds a 6.00% per annum decrement plus transaction costs that continuously reduce index levels. The initial estimated value is expected between $900 and $950 per $1,000, below the offering price, and all payments are subject to the credit risk of BofA Finance and BAC. The Notes will not be listed on any securities exchange.

Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is offering fixed income buffered auto-callable yield notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER. The notes pay a fixed coupon of 7.50% per annum (0.625% monthly) on $1,000 denominations for an expected term of about five years, unless called earlier.

Beginning with the September 27, 2027 call observation date, the notes are automatically called if the index is at or above 100% of its starting level, paying $1,000 plus the coupon for that month. If not called and at maturity the index has fallen more than 15%, investors are exposed to 1:1 downside beyond the 15% buffer, with up to 85% of principal at risk; otherwise principal is returned. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price of $1,000, reflecting dealer discounts, internal funding rates and hedging costs. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any exchange.

BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, maturing on October 2, 2031. The Notes are expected to price on September 29, 2026 and are fully and unconditionally guaranteed by BAC.

The Notes pay no interest and may be automatically called annually starting October 5, 2027 if each index is at or above its Call Value (100% of its Starting Value), paying the applicable Call Amount (from $1,082.50 to $1,330.00 per $1,000). If not called, and at maturity each index is at or above its Redemption Barrier (100%), investors receive $1,412.50 per $1,000. If the least performing index finishes below 60% of its Starting Value, repayment is reduced 1:1 with the decline, with up to 100% of principal at risk; between 60% and 100%, principal is returned.

The public offering price is $1,000 per Note, including up to $25 underwriting discount and up to $16 referral fee, with proceeds to BofA Finance as low as $975 per Note. The initial estimated value is expected between $86.90 and $91.90 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. Payments are subject to the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.

BANK OF AMERICA CORP (BAC), as guarantor for BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing on September 8, 2028, with approximately a 2-year term if not called early.

The Notes pay a 7.65% per annum contingent coupon (1.9125% quarterly, $19.125 per $1,000) only if on each Observation Date both indices are at or above 60.00% of their Starting Values. Starting June 7, 2027, BofA Finance may redeem the Notes quarterly at $1,000 plus any due coupon. If not called and the least performing index ends below 60.00% of its Starting Value, principal is exposed 1:1 to that decline, up to a total loss; otherwise, investors receive full principal back, plus a final coupon if the 60.00% barrier is met.

The Notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, not listed on any exchange, and sold at $1,000 per Note. The initial estimated value is expected between $940.00 and $990.00 per $1,000, below the public offering price due to internal funding rates, underwriting discounts and hedging-related charges.

Bank of America Corporation (BAC), as guarantor for BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index (RTY) and the Technology Select Sector SPDR ETF (XLK), maturing on August 17, 2028, with pricing expected on September 14, 2026 and issuance on September 17, 2026.

The Notes pay a contingent coupon of 11.50% per annum (0.9584% monthly, or $9.584 per $1,000) only if on each monthly Observation Date the value of both underlyings is at least 70% of its Starting Value. BofA Finance may redeem all Notes monthly from December 17, 2026 at $1,000 plus the applicable coupon, ending further payments.

If not called, at maturity investors receive $1,000 per Note only if the least performing underlying is at or above its 70% Threshold Value; otherwise, repayment is reduced 1:1 with that decline, with up to 100% principal loss. The initial estimated value is $930–$980 per $1,000, below the $1,000 public offering price. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.

BANK OF AMERICA CORP (BAC), as guarantor, and its subsidiary BofA Finance LLC are offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER. Each Note has a $1,000.00 public offering price and a term of approximately three years, maturing August 30, 2029, unless called earlier.

Investors may receive monthly contingent coupons of $6.875 per $1,000 when the index is at least 80% of its Starting Value, with a memory feature that can catch up missed coupons. Beginning March 25, 2027, the Notes are automatically called if the index is at least 90% of its Starting Value, returning principal plus the applicable coupon. If held to maturity and the index has fallen by more than 20%, principal is reduced 1:1 beyond that buffer, with up to 80% of principal at risk. The initial estimated value is expected between $900.00 and $950.00 per $1,000, and all payments are subject to the credit risk of BofA Finance and BAC.

BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering Buffered Auto-Callable Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 public offering price, no periodic interest and a term of about five years, unless called earlier.

The Notes can be automatically called monthly starting October 2027 if the index is at or above 85% of its starting level, paying a predefined Call Amount that steps up over time, reaching $1,565.456 per $1,000 by August 2031. If not called and at maturity the index is at or above 85% of its starting level, investors receive a capped Redemption Amount of $1,575.04 per $1,000 (57.504% total return).

If the Notes are not called and the index ends below the 85% Redemption Barrier, principal is exposed 1:1 to further declines, with up to 85% of principal at risk. The complex underlying uses leveraged E‑Mini S&P 500 futures with a 40% volatility target, a 6.00% per annum decrement cost and transaction costs, making performance path‑dependent. The initial estimated value is $900–$950 per $1,000, below the offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER. Each Note has a $1,000 denomination, is guaranteed by BAC, and is expected to price on September 25, 2026 and mature on September 30, 2031, unless auto-called.

Monthly contingent coupons are paid only if the index level on an Observation Date is at least 70% of its Starting Value, using a “memory” formula based on $9.709 per prior Contingent Payment Date. From September 27, 2027, the Notes are auto-callable monthly at par plus the applicable coupon if the index is at or above 100% of its Starting Value.

If not called, principal is protected only down to a 15% decline: at maturity, if the Ending Value is below 85% of the Starting Value, repayment is reduced 1:1 beyond that threshold, with up to 85% of principal at risk. The underlying index is a leveraged, rules-based futures strategy targeting 40% volatility and charging a 6.00% per annum decrement plus transaction costs, so it must outperform these drags for the Notes to perform. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price, and all payments are subject to BofA Finance and BAC credit risk.

BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, due September 30, 2031. Each note has a $1,000 public offering price, with proceeds to BofA Finance of $952.50 per note before expenses and a maximum underwriting discount of $47.50 per note.

The notes pay monthly contingent coupons using a memory feature: when the index is at least 60% of its Starting Value on an observation date, the holder receives a coupon based on $8.584 per prior payment date, less coupons already paid. From September 27, 2027, the notes are auto-callable monthly at 100% of principal plus the applicable coupon if the index is at or above its Starting Value.

If not called, principal is protected only down to an index decline of 15%. At maturity, if the index Ending Value is at least 85% of its Starting Value, investors receive full principal (plus any final contingent coupon if the index is at least 60% of Starting Value); otherwise, they are exposed 1:1 to further declines, with up to 85% of principal at risk. The underlying index uses a 40% target volatility strategy, can employ up to 500% leveraged exposure to E‑Mini S&P 500 Futures, and embeds a 6.00% per annum decrement and 0.01% transaction costs per rebalancing window, which structurally drag on index performance.

BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Auto-Callable Enhanced Return Dual Directional Notes linked to the least-performing of Alphabet Inc. Class C (GOOG) and Advanced Micro Devices, Inc. (AMD), due September 7, 2029. The Notes are fully and unconditionally guaranteed by BAC and are issued in $1,000 denominations, with a public offering price of $1,000 per Note and no periodic interest payments.

The Notes may be automatically called on September 9, 2027 at a Call Amount of $1,500 per $1,000 if the observation value of each stock is at or above its Call Value (100% of its starting value. If not called, at maturity investors receive 200% participation in the upside of the least-performing stock if its ending value is at least 100% of its starting value. If the least-performing stock finishes below 100% but at or above 50% of its starting value, investors earn a positive return equal to the absolute percentage decline of that stock. If it falls below 50%, principal is exposed 1:1 to downside, up to a total loss.

The Notes are unsecured senior debt of BofA Finance, guaranteed by BAC, are not listed on any securities exchange, and have an initial estimated value of $925–$975 per $1,000, below the public price due to internal funding and hedging costs. The product involves significant market, credit, valuation, liquidity, structural, tax, and conflict-of-interest risks, and is restricted from retail distribution in the EEA and United Kingdom.

BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Buffered Auto-Callable Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing September 30, 2031. The Notes are issued in $1,000 denominations, pay no interest, are not exchange-listed, and are fully and unconditionally guaranteed by BAC.

The Notes can be automatically called monthly starting October 4, 2027 if the index is at or above 100% of its Starting Value, paying the scheduled Call Amount (from $1,189 up to $1,929.25 per $1,000). If not called, and the Ending Value is at least 100% of the Starting Value, investors receive $1,945 per $1,000 at maturity. If the Ending Value is between 80% and 100%, principal is returned; below 80%, losses are 1:1 beyond the 20% buffer, with up to 80% of principal at risk.

The underlying index uses a 40% volatility target, can employ up to 500% leveraged futures exposure, and embeds a 6.00% per annum decrement plus transaction costs, which continually drag on performance. The public offering price is $1,000, while the initial estimated value is expected between $900 and $950, reflecting BAC’s internal funding rate, underwriting discounts and hedging charges. All payments are subject to the credit risk of BofA Finance and BAC.

BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes due September 30, 2031, linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER. Each note has a $1,000 principal amount, with monthly contingent coupons of $11.042 per $1,000 when the index is at least 80.00% of its Starting Value.

The notes are automatically callable monthly from September 27, 2027 if the index is at least 100.00% of its Starting Value, paying $1,000 plus the applicable coupon. If not called, principal is protected only down to a 15% decline; below an Ending Value of 85.00% of Starting Value, investors lose 1% of principal for each 1% additional drop, with up to 85% of principal at risk. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price, and the notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC and not listed on any exchange.

Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, with a per-Note public offering price of $1,000.00 and a term of approximately five years, fully and unconditionally guaranteed by BAC.

The Notes pay monthly contingent coupons of $9.584 per $1,000 per period when the index level on an Observation Date is at least 75% of the Starting Value; missed coupons may be “made up” later via the memory feature. Beginning September 27, 2027, the Notes are automatically called if the index is at or above 100% of the Starting Value on a Call Observation Date, returning principal plus the applicable coupon.

If not called, principal is protected only down to a 20% decline; below the 80% Threshold Value, investors have 1:1 downside exposure and can lose up to 80% of principal. Initial estimated value is expected between $900 and $950 per $1,000, below the offering price, reflecting structuring and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.

BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering senior unsecured Auto-Callable Notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index, each in $1,000 denominations and fully and unconditionally guaranteed by BAC.

The notes have an approximately 5‑year term, expected to price on September 29, 2026 and mature on October 2, 2031, with no periodic interest. Starting October 5, 2027, they are automatically called if on a Call Observation Date the level of each index is at or above 100% of its Starting Value, paying the applicable Call Amount: $1,087.50, $1,175.00, $1,262.50 or $1,350.00 per $1,000, depending on call year.

If not called, at maturity investors receive $1,437.50 per $1,000 if the Ending Value of both indices is at or above 100% of their Starting Values; $1,000 if the least performing index ends below 100% but at or above 70% of its Starting Value; and a 1:1 loss if the least performing index ends below 70%, with up to 100% of principal at risk. The initial estimated value is expected to be $873.70–$923.70 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. Payments are subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any securities exchange.

Bank of America Corporation (BAC), via BofA Finance LLC, is issuing a primary offering of $487,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by BAC. The notes price on August 21, 2026, issue on August 26, 2026 and mature on August 24, 2029, unless called earlier.

The notes pay a contingent coupon of 11.00% per annum (0.9167% per month) only if, on an observation date, each index is at or above 70% of its starting level; otherwise no coupon is paid for that month. From November 27, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, capping future income.

If the notes are not called and any index ends below its 70% threshold, principal is exposed 1:1 to the decline of the least performing index, with up to 100% of principal at risk; otherwise, investors receive full principal plus any final contingent coupon. The initial estimated value is $986.10 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.

BANK OF AMERICA CORP (BAC), as guarantor, supports BofA Finance LLC’s issuance of medium-term market-linked notes maturing on September 8, 2027, linked to the lowest performing of Broadcom Inc. and Marriott International, Inc. common stocks. Each $1,000 Security offers a Contingent Fixed Return of at least 14.00% of principal if the lowest-performing underlying’s ending price is at or above 55% of its starting price. If that lowest-performing stock falls by more than 45%, investors are fully exposed to downside in that stock and can lose more than 45%, up to all, of principal. The notes pay no periodic interest or dividends, are unsecured senior obligations of BofA Finance fully and unconditionally guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is expected to range from $930 to $980 per $1,000 Security, below the $1,000 public offering price.

Bank of America Corporation (BAC), through BofA Finance LLC, is issuing $14,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing August 24, 2029, fully and unconditionally guaranteed by BAC.

The Notes pay a 10.10% per annum contingent coupon (0.8417% monthly, $8.417 per $1,000) only if on an Observation Date each index is at or above 70% of its Starting Value. Beginning November 27, 2026, BofA Finance may redeem the Notes monthly at par plus any due coupon, ending all future payments. If held to maturity and the worst index is at or above 50% of its Starting Value, investors receive principal plus any final coupon; if it is below 50%, repayment is reduced 1:1 with the index loss, up to a total loss of principal.

The Notes are unsecured senior obligations of BofA Finance, subject to BAC’s guarantee and the credit risk of both entities. They are not listed on any exchange. The initial estimated value is $987 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges.

Bank of America Corp (BAC), through BofA Finance LLC, is offering Auto-Callable Notes linked to the least performing of the Nasdaq-100® Index and the Russell 2000® Index, with a per-note denomination of $1,000 and an approximate 3-year term, fully and unconditionally guaranteed by BAC. The notes are expected to price on September 29, 2026 and settle on October 2, 2026, and will not be listed on any securities exchange.

The notes pay no periodic interest and may be automatically called starting October 5, 2027 if on a Call Observation Date the level of each index is at least its Call Value (100% of its Starting Value), in which case investors receive the applicable Call Amount (for example $1,135 or $1,270 per $1,000). If not called and at maturity both indexes are at or above their Redemption Barrier (100% of Starting Value), investors receive a fixed $1,405 per $1,000. If the least performing index is below 100% but at or above its Threshold Value of 80%, principal is repaid; if it falls below 80%, repayment is reduced 1:1 with the decline and up to all principal can be lost. All payments are subject to the credit risk of BofA Finance and BAC, and the initial estimated value is expected to be between $881.80 and $931.80 per $1,000, below the public offering price due to internal funding and structuring costs.

Bank of America Corporation (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index. Each Note has a $1,000 principal amount, an expected pricing date of September 30, 2026, and maturity on October 5, 2028, unless called earlier starting October 5, 2027.

The Notes pay a contingent coupon of 8.25% per annum (0.6875% per month, or $6.875 per $1,000) only if on each monthly Observation Date both indices are at or above 70% of their Starting Values. If not called and the least performing index ends below 70% of its Starting Value, investors are exposed to 1:1 downside to that index, with up to 100% principal loss; otherwise, principal is returned and a final coupon may be paid. The initial estimated value is expected to be between $912.70 and $962.70 per $1,000 Note, below the public offering price, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The Notes will not be listed on any securities exchange.

BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.

Bank of America Corporation (BAC), as guarantor, and BofA Finance LLC are offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The aggregate principal amount is $979,000, issued at $1,000 per note, maturing on February 25, 2028 if not called earlier.

The notes pay a monthly contingent coupon of 12.25% per annum (1.0209% per month) only if on each Observation Date all three indices are at or above 70% of their Starting Values. Beginning November 27, 2026, the issuer may redeem the notes monthly at $1,000 plus any due coupon.

If the notes are not called and the least performing index finishes below its 70% Threshold Value, principal is reduced 1:1 with that index’s decline from its Starting Value, with up to 100% of principal at risk. The initial estimated value is $988.20 per $1,000 note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is issuing $1,478,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing on August 24, 2029, and fully and unconditionally guaranteed by BAC.

The Notes pay a contingent coupon of 11.15% per annum (0.9292% monthly) only if on each Observation Date all three indices are at or above 70% of their respective Starting Values. Beginning November 27, 2026, BofA Finance may redeem the Notes monthly at par plus any due coupon. If held to maturity and the least performing index is below 60% of its Starting Value, principal is exposed 1:1 to that decline, up to a total loss of principal; otherwise, investors receive par plus any final contingent coupon.

The Notes are unsecured senior obligations of BofA Finance, subject to the credit risk of both BofA Finance and BAC, will not be listed on an exchange, and priced at $1,000 per Note with an initial estimated value of $986.80 due to internal funding rates, underwriting discounts and hedging-related charges.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering auto-callable, unsecured senior notes linked to the least performing of Amazon.com, Inc., Microsoft Corporation and Tesla, Inc. for a $1,000 public offering price per note, with an underwriting discount up to $10 and proceeds to BofA Finance of $990 per note before expenses. The notes are expected to price on September 3, 2026, be issued on September 9, 2026 and mature on September 7, 2029, unless automatically called.

The notes pay no interest and are not listed on any exchange. Beginning with the September 9, 2027 call observation date, they are automatically called if each underlying stock is at or above 100% of its starting value, paying call amounts that step from $1,400 to $2,100 per $1,000. If not called and the least performing stock ends at or above its starting value, investors receive $2,200 per $1,000. If the least performing stock falls more than 40% below its starting value, repayment at maturity is reduced 1:1 with that decline, with up to 100% of principal at risk. The initial estimated value is expected between $920 and $970 per $1,000, reflecting BAC’s internal funding rate and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

Bank of America Corporation (BAC), through BofA Finance LLC, is offering $100,000 of auto-callable market-linked notes tied to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by BAC.

The notes have an approximate 5-year term, are automatically callable quarterly starting August 27, 2027 if each index is at or above its Call Value (100% of its Starting Value), paying preset Call Amounts up to $1,629.375 per $1,000. If not called and at maturity all indices are at or above their Redemption Barrier (100% of Starting Value), holders receive $1,662.50 per $1,000.

If the least performing index ends between 70% and 100% of its Starting Value, investors receive principal only; if it falls below 70%, principal is exposed 1:1 to that decline, with up to 100% loss of invested amount. The notes pay no interest, are not listed, and any payments depend on the credit of BofA Finance and BAC. The initial estimated value is $981.90 per $1,000, below the public offering price.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Digital Return Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC. The notes have an approximate 18‑month term, pricing on September 30, 2026 and maturing on April 4, 2028.

Each $1,000 note pays no periodic interest and is not listed on any securities exchange. At maturity, if the ending level of each index is at least 80% of its starting level, investors receive a fixed Digital Payment of $1,165.50, a 16.55% return on principal. If either index closes below 80% of its starting level, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk.

The initial estimated value on the pricing date is expected between $920.70 and $970.40 per $1,000 note, reflecting BAC’s internal funding rate, hedging costs and referral fees of up to $6 per $1,000. All payments depend on the unsecured credit of BofA Finance as issuer and BAC as guarantor.

BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering senior unsecured Autocallable Strategic Accelerated Redemption Securities linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by BAC. Each note has a $10 principal amount per unit and no periodic interest.

The notes are automatically callable if, on any annual Observation Date over roughly five years, the index is at or above its Starting Value. If called, investors receive preset Call Amounts per unit, with Call Premiums ranging from [8.25%–9.25%] on year one up to [41.25%–46.25%] on the final Observation Date. If never called and the Ending Value is at least 85% of the Starting Value (the Threshold Value), principal is repaid at maturity.

If the notes are not called and the Index falls more than 15%, investors have 1‑to‑1 downside exposure beyond that buffer, with up to 85% of principal at risk. The initial estimated value is expected between $92.2 and $98.7 per unit versus a $10.00 public offering price, reflecting BAC’s internal funding rate, a $0.20 per-unit underwriting discount and a $0.05 per-unit hedging-related charge. The notes are unsecured, subject to BofA Finance and BAC credit risk, and are not expected to have an active secondary market or any exchange listing.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is issuing $337,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing August 24, 2029, and fully and unconditionally guaranteed by BAC.

The notes pay a contingent coupon of 12.15% per annum (1.0125% monthly) only when, on an observation date, each index is at or above 70% of its starting level. Starting levels are NDXT 17,174.25, RTY 3,017.871 and SPX 7,674.37; their Coupon Barriers and Threshold Values are each set at 70% of those levels.

Beginning November 27, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, capping future income. If not called and any index finishes below its Threshold Value, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The initial estimated value is $986.90 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and BAC.

BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, at a public offering price of $1,000 per Note with a term of approximately 15 months.

The Notes pay a contingent coupon of 9.50% per annum (0.7917% per month, $7.917 per $1,000) only if on each monthly Observation Date both indices are at or above 75% of their Starting Value. Beginning April 2, 2027, the issuer may redeem the Notes monthly at par plus the applicable coupon. If the Notes are not called and the least performing index ends below 75% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal; otherwise, investors receive par plus any final contingent coupon. The initial estimated value is expected to be $921.20–$971.20 per $1,000 Note, below the public offering price, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance as issuer and Bank of America Corporation as guarantor, and the Notes will not be listed on any securities exchange.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing April 3, 2028, in $1,000 denominations under its shelf registration.

The Notes pay a contingent coupon of 7.75% per annum ($6.459 per $1,000 monthly) only if on each Observation Date both indices are at or above 75.00% of their respective Starting Values. Beginning April 1, 2027, the issuer may redeem the Notes monthly at $1,000 per Note plus any due coupon.

If not called, and the least performing index ends below 75.00% of its Starting Value, principal is reduced 1:1 with the index loss, up to a 100% loss of invested principal; if it is at or above 75.00%, investors receive full principal and any final contingent coupon. Initial estimated value is $902.80–$952.80 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, fees and hedging costs. All payments are unsecured and subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any securities exchange.

Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering Trigger Autocallable Notes linked to the Russell 2000 Index, maturing on August 26, 2031. The Notes are senior unsecured obligations of BofA Finance and are fully and unconditionally guaranteed by BAC.

Each Note has a Stated Principal Amount of $10.00, with a minimum investment of $1,000 (100 Notes). The aggregate offering size is $8,973,240. If on any quarterly Observation Date (starting August 30, 2027) the index level is at or above the Initial Value of 3,017.871, the Notes are automatically called and pay a Call Price equal to $10 plus a Call Return that accrues at a fixed Call Return Rate of 9.15% per annum.

If the Notes are not called and on the Final Observation Date the index is at or above the Downside Threshold of 2,263.403 (75% of the Initial Value), investors receive back the Stated Principal Amount. If the index closes below the Downside Threshold on the Final Observation Date, repayment is reduced in proportion to the index decline, down to a possible 100% loss of principal. The initial estimated value is $9.679 per $10, below the public offering price, and the Notes pay no interest, dividends, or interim income. Any payments depend on the creditworthiness of BofA Finance and BAC, and the Notes will not be listed on any exchange, with possible limited or no liquidity.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $3,000,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the Utilities Select Sector SPDR® ETF, fully and unconditionally guaranteed by BAC. The notes have an approximate 2‑year term, priced August 24, 2026 and maturing August 29, 2028, and pay a contingent coupon of 9.85% per annum (0.8209% monthly, $8.209 per $1,000) only if on each monthly Observation Date all three underlyings are at or above 70% of their Starting Values.

Beginning November 30, 2026, BofA Finance may call the notes monthly at 100% of principal plus any due contingent coupon. If not called, and the least performing underlying finishes at or above 80% of its Starting Value, investors receive principal back (plus any final coupon if the 70% barrier is met). If the least performing underlying ends below 80%, repayment is reduced 1:1 for declines beyond 20%, with up to 80% of principal at risk. Payments depend on the credit of BofA Finance and BAC; the notes will not be listed, and the initial estimated value is $989.70 per $1,000, below the $1,000 public offering price.

Bank of America Corp (BAC), through BofA Finance LLC, is offering $2,682,000 aggregate principal amount of Auto-Callable Notes linked to the S&P 500® Index, due August 26, 2032. The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC.

The Notes are issued at $1,000 per Note, with an initial estimated value of $987.70, reflecting internal funding and hedging costs. They pay no interest and will be automatically called on annual Call Observation Dates starting August 26, 2027 if the S&P 500® closing level is at or above the Call Value of 7,641.16, paying Call Amounts from $1,100 to $1,500 per $1,000.

If not called, at maturity investors receive $1,600 per $1,000 if the Ending Value is at or above the Redemption Barrier of 7,641.16; otherwise they incur 1:1 downside exposure with up to 100% loss of principal. The Notes are not listed, returns exclude dividends on the S&P 500®, and all payments are subject to the credit risk of BofA Finance and BAC.

BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering 827,400 Leveraged Index Return Notes linked to the Bloomberg ex-Energy Subindex at $10 principal per unit, for a total public offering of $8,274,000. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC.

The notes mature on August 28, 2031, provide 276.70% leveraged upside to positive Index performance, and expose investors 1-to-1 to downside, with up to 100% principal at risk. The Starting Value of the Index is 151.4216, which is also the Threshold Value. The initial estimated value is $9.432 per unit, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs.

There are no periodic interest payments; all cash flows occur at maturity and depend on Index performance and the credit of BofA Finance and BAC. The notes are not FDIC insured, will not be listed on an exchange, and a trading market is not expected to develop, limiting liquidity.