Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $867,000 of senior unsecured market-linked notes fully and unconditionally guaranteed by BAC. The notes are linked to the lowest performing of Alphabet Class A, Eli Lilly, and Lockheed Martin common stocks and mature on August 24, 2028.
The notes pay a 17.50% per annum contingent coupon monthly only if on each Calculation Day the lowest performing stock is at or above its Coupon Barrier, set at 65% of its Starting Price, with a memory feature for previously missed coupons. From November 2026 to July 2028, if the lowest performer is at or above its Starting Price on any Calculation Day, the notes are automatically called at par plus the applicable coupon(s). If not called and on the Final Calculation Day the lowest performer is below its Threshold Price (also 65% of Starting Price), investors lose more than 35%, up to all, of principal. The notes are not listed, have an initial estimated value of $982.70 per $1,000 Security (below the offering price), and are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), as guarantor, is supporting a primary offering by BofA Finance LLC of $7,824,000 of Leveraged Index Return Notes linked to the Bloomberg ex-Energy Subindex. The notes have a $10 principal amount per unit, mature on August 28, 2029, and provide 218.60% leveraged upside to index gains with 1-to-1 downside to losses, putting up to 100% of principal at risk.
The notes pay no periodic interest, all payments occur at maturity, and returns depend on the Index level versus a Starting Value of 151.4216, with a Threshold Value equal to 100% of the Starting Value. The initial estimated value is $9.55 per unit, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts, and hedging costs. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on an exchange, and are expected to have limited secondary market liquidity.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Auto-Callable Securities due August 24, 2029, linked to Shopify Inc. Class A subordinate voting shares, in an aggregate principal amount of $12.1 million at $1,000 per security.
Investors may receive a contingent quarterly coupon of $41.25 per security (16.50% per annum) for each determination date on which Shopify’s adjusted closing price is at or above the downside threshold price of $74.63, equal to 50% of the initial share price of $149.25. If on any of the first eleven determination dates the price is at or above the initial share price, the notes are automatically redeemed for principal plus the current and any unpaid coupons.
If not called early, and the final share price is at or above the downside threshold, investors receive principal plus the final and any previously unpaid coupons. If the final share price is below the downside threshold, repayment is reduced 1-for-1 with the stock decline, potentially to zero. The securities do not participate in any stock appreciation and are subject to the unsecured credit risk of BofA Finance and BAC. The initial estimated value is $974.20 per $1,000, below the issue price, reflecting internal funding and hedging costs.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is issuing $462,000 of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the SPDR S&P Metals & Mining ETF (XME) and VanEck Gold Miners ETF (GDX). The notes price at $1,000 each on August 21, 2026, issue on August 26, 2026, and mature July 26, 2029, unless automatically called.
Investors may receive monthly contingent coupons of $6.667 per $1,000 per period (with a memory feature) when both underlyings are at or above 50% of their Starting Values (coupon barriers of $59.67 for XME and $51.42 for GDX). Beginning August 23, 2027, the notes are automatically called if both underlyings are at or above 100% of their Starting Values, paying $1,000 plus the due coupon.
If not called, principal is protected only down to an 18% decline in the least performing underlying (thresholds of $97.86 for XME and $84.32 for GDX). Below that level, repayment is reduced 1:1 with the loss, with up to 82% of principal at risk. The initial estimated value is $940.50 per $1,000, below the public offering price. The notes are unsecured, guaranteed by BAC, subject to issuer and guarantor credit risk, and will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Buffered Auto-Callable Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing on September 30, 2031. Each Note has a $1,000.00 public offering price, with an initial estimated value between $900.00 and $950.00 per $1,000.00.
The Notes pay no interest and are automatically callable monthly from October 4, 2027 if the index is at or above 100% of its Starting Value, for pre-set Call Amounts starting at $1,202.50 and rising to $1,995.625 per $1,000.00. If not called and the Ending Value is at or above the Redemption Barrier (100% of Starting Value), investors receive $2,012.50 per $1,000.00 at maturity; if between 85% and 100%, they receive principal only.
If the index falls below 85% of its Starting Value at maturity, investors are exposed 1:1 to further declines, with up to 85% of principal at risk. The underlying index targets 40% annualized volatility using leverage up to 500% and applies a 6.00% per annum decrement and transaction costs, which structurally weigh on performance. Payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Trigger Autocallable Notes linked to the Nasdaq-100 Index, due August 29, 2031. The notes are senior unsecured obligations of BofA Finance and are fully and unconditionally guaranteed by BAC.
Each note has a $10 Stated Principal Amount and will be automatically called on any quarterly Observation Date from September 2, 2027 onward if the Nasdaq-100 closing level is at or above its Initial Value, paying the principal plus a Call Return based on a fixed Call Return Rate of 9.20%–9.70% per annum. If never called and the Final Observation Date level is at or above a Downside Threshold equal to 75% of the Initial Value, investors receive principal back at maturity.
If the notes are not called and the Nasdaq-100 ends below the Downside Threshold, the maturity payment is reduced 1% for each 1% decline in the index from the Initial Value, for up to a 100% loss of principal. Investors forgo dividends on index constituents. The public offering price is $10.00 per note, with an underwriting discount of $0.25 and issuer proceeds of $9.75 per note. The initial estimated value is expected to be $9.15–$9.65 per $10, and the notes will not be listed, with secondary liquidity potentially limited.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering senior unsecured Trigger Autocallable Notes linked to the S&P 500 Index, maturing on August 30, 2028 and fully and unconditionally guaranteed by BAC. Each Note has a $10 Stated Principal Amount, with a minimum investment of 100 Notes ($1,000).
The Notes may be automatically called quarterly starting September 2, 2027 if the S&P 500 closing level is at or above its Initial Value, in which case investors receive $10 plus a Call Return based on a fixed annual Call Return Rate between 8.55% and 9.05%. If not called and the Final Observation Level is below the Initial Value but at or above the Downside Threshold of 75% of the Initial Value, investors receive only the $10 principal. If the Final Level is below the Downside Threshold, repayment is reduced in proportion to the index decline, down to a 100% loss of principal.
The public offering price is $10.00 per Note, including a $0.175 underwriting discount, and the initial estimated value is expected to be $9.225–$9.725 per $10. The Notes pay no interest, do not provide dividends on S&P 500 stocks, are not listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $1,709,000 of Buffered Auto-Callable Notes fully and unconditionally guaranteed by BAC. The notes are linked to the least performing of Datadog (DDOG), Goldman Sachs (GS) and Progressive (PGR), with an approximate three-year term to August 24, 2029, unless called earlier.
The notes are issued at $1,000 per note, with an initial estimated value of $978.70 per $1,000. Beginning November 23, 2026, they are automatically callable monthly for a fixed Call Amount if a Redemption Event has occurred for each stock, meaning its Observation Value is at least its Call Value (100% of its Starting Value). Call Amounts step up from $1,096.876 to $2,162.512 per $1,000 if called on the final Valuation Date.
If not called, principal is protected only down to a 40% decline in the least performing stock (Threshold Value 60% of its Starting Value). Below that, repayment is reduced on a 1.6666667% leveraged downside for each 1% decline beyond 40%, with up to 100% loss of principal. The notes pay no interest, are unsecured, not listed on an exchange, and all payments depend on the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering senior unsecured Autocallable Contingent Coupon (with Memory) Barrier Notes linked to the worst-performing of the SPDR Dow Jones Industrial Average ETF (DIA) and the SPDR S&P 500 ETF Trust (SPY), at $10 principal per unit, fully and unconditionally guaranteed by BAC.
The notes pay a quarterly contingent coupon of $0.150–$0.175 per unit (about 6.00%–7.00% per year) only if, on the relevant observation date, the worst of DIA or SPY is at or above 70% of its Starting Value; missed coupons can be recovered later via the “memory” feature. The notes are automatically called if on certain quarterly call dates the worst-performing fund is at or above 100% of its Starting Value, returning principal plus that period’s coupon.
If not called, at maturity investors receive principal plus the final coupon only if the worst-performing fund is at or above its 70% Threshold Value; otherwise, they incur 1‑for‑1 downside to the decline from the Starting Value, with up to 100% of principal at risk. The initial estimated value is projected at $9.375–$9.875 per unit, below the $10 offering price, reflecting BAC’s internal funding rate, hedging costs, and an $0.125 per unit underwriting discount. The notes are unsecured, not FDIC‑insured, have limited expected liquidity, and carry complex tax and market risks.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Meta (META), Amazon (AMZN) and Tesla (TSLA) common stocks, due September 7, 2029, under its shelf registration.
The Notes have an approximate 3‑year term, $1,000 minimum denomination, and pay monthly contingent coupons of $16.667 per $1,000 (with a “memory” feature) if on an Observation Date each stock is at or above 60% of its Starting Value. From December 3, 2026, they are automatically callable quarterly at par plus the applicable coupon if each stock is at or above 100% of its Starting Value.
If not called, and the least performing stock ends below 60% of its Starting Value, principal is reduced 1:1 with that stock’s decline, up to total loss; otherwise principal is repaid and a final coupon may be paid. The initial estimated value is expected between $920 and $970 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. Payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, due August 31, 2032. Each Note has a public offering price of $1,000.00 and is fully and unconditionally guaranteed by BAC.
The Notes pay quarterly contingent coupons with a memory feature: for each $1,000 principal, the coupon on a payment date equals $40.25 multiplied by the number of Contingent Payment Dates that have occurred, minus prior coupons, but only if the index on the observation date is at or above the Coupon Barrier of 75.00% of the Starting Value. Beginning August 27, 2027, the Notes are automatically called if the index is at or above a scheduled, step-down Call Value, in which case investors receive $1,000 plus the applicable coupon.
If the Notes are not called and the index ending value is below the Threshold Value of 50.00% of the Starting Value, principal is exposed 1:1 to the index decline and up to 100% of principal can be lost; otherwise, $1,000 is repaid, plus any final contingent coupon if the barrier is met. The index uses leverage (up to 500% exposure) and embeds a 6.00% per annum decrement cost and transaction costs, which continually reduce its level. The initial estimated value is expected to be $900.00–$950.00 per $1,000 Note, below the public price, reflecting BAC’s internal funding rate, dealer discount and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering $15,177,000 of Buffered Digital Return Notes due September 14, 2027, fully and unconditionally guaranteed by BAC. The notes are linked to the least performing of the Dow Jones Industrial Average, the S&P 500 Equal Weight Index, and the S&P 500 Index, with an approximate 13‑month term from the August 25, 2026 issue date.
Investors receive no coupons and no principal guarantee. At maturity, if each index finishes at or above 75% of its starting level (INDU 52,759.21; SPW 8,911.79; SPX 7,641.16), the holder receives a Digital Payment of $1,075 per $1,000 principal (a 7.5% return). If any index falls more than 25%, repayment is reduced on a leveraged basis at roughly 1.3333333% of principal for each additional 1% decline in the least performing index, down to a possible total loss. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed, and carry an initial estimated value of $994 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Bank of America Corporation (BAC), through issuer BofA Finance LLC, is offering market-linked, auto-callable medium-term notes due September 6, 2029, fully and unconditionally guaranteed by BAC. The securities are linked to the lowest performing of Broadcom (AVGO), Microsoft (MSFT) and NVIDIA (NVDA) common stock.
The notes pay no interest and have no guaranteed principal. On any Call Date from September 3, 2027 to August 31, 2029, if the lowest-performing stock is at or above its Starting Price, the notes are automatically called for $1,000 plus a Call Premium starting at at least 33.500% of principal and rising to at least 100.500% on the final Call Date. If not called, at maturity holders receive $1,000 only if the lowest-performing stock is at or above its Threshold Price, set at 60% of its Starting Price; otherwise repayment is $1,000 multiplied by that stock’s Performance Factor, so investors can lose more than 40% and up to all principal. The initial estimated value is $915–$965 per $1,000 Security, below the public offering price, reflecting dealer compensation and hedging costs. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, not FDIC-insured, and will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering senior unsecured Autocallable Strategic Accelerated Redemption Securities linked to the First Trust Nasdaq Cybersecurity ETF (CIBR). The deal covers 682,618 units at $10 each, for a total public offering price of $6,826,180.
The notes are automatically called if CIBR’s observation level on scheduled dates in 2027, 2028 or 2029 is at or above the Starting Value of $93.45, paying fixed call amounts per unit of $11.595, $13.190 or $14.785, respectively. If never called and the final level is below the Threshold Value of $93.45, investors have 1‑to‑1 downside exposure and can lose up to 100% of principal.
The notes pay no interest, are not FDIC insured, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is $9.546 per unit, below the $10 public price, reflecting BAC’s internal funding rate, underwriting discount and a $0.05 per‑unit hedging-related charge. Secondary market liquidity is expected to be limited and there is no exchange listing.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Autocallable Strategic Accelerated Redemption Securities linked to an equally weighted basket of Bristol-Myers Squibb, Merck & Co., and Eli Lilly common stocks. The notes total 1,429,989 units at $10 principal each, fully and unconditionally guaranteed by BAC.
The notes may be automatically called if the basket value on observation dates in 2027, 2028 or 2029 is at or above the Starting Value of 100, paying per unit $11.715 (year 1), $13.430 (year 2) or $15.145 (year 3). If never called and the final basket value is below 100, investors have 1‑to‑1 downside exposure and can lose up to all principal. The initial estimated value is $9.651 per unit, below the public price, reflecting BAC’s internal funding rate, a $0.20 underwriting discount and a $0.05 hedging-related charge. The notes pay no interest, provide no dividends, are unsecured, subject to BofA Finance and BAC credit risk, and are not expected to have a liquid secondary market.
Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is offering $630,000 of Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Nasdaq-100 Technology Sector Index and Russell 2000 Index, maturing on February 26, 2029, fully and unconditionally guaranteed by BAC.
The notes are issued at $1,000 per note in $1,000 denominations, with estimated value on the pricing date of $990 per $1,000. Monthly contingent coupons use a "memory" formula based on $10.00 per prior Contingent Payment Date, but are paid only when each underlying is at or above its 70.00% Coupon Barrier. Beginning November 27, 2026, BofA Finance may redeem the notes monthly at par plus any applicable contingent coupon. If not called and the least performing index finishes below its 70.00% Threshold Value, principal is exposed to 1:1 downside to that index, up to a total loss of principal.
The notes are senior unsecured obligations subject to the credit risk of both BofA Finance and BAC, will not be listed on any securities exchange, and their market value may be lower than the public offering price due to BAC’s internal funding rate, underwriting discount and hedging-related charges.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering $250,000 of Contingent Income Auto-Callable Yield Notes due February 25, 2028, linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index. The notes pay a contingent coupon of 8.50% per annum (0.7084% monthly) only if on each monthly Observation Date all three indices are at or above 70% of their respective Starting Values. Beginning November 23, 2026, the notes are automatically called if all three indices are at or above 100% of their Starting Values, returning principal plus the applicable coupon.
If the notes are not called and any index ends below 70% of its Starting Value on the Valuation Date, investors are exposed 1:1 to the decline of the Least Performing Underlying, with up to 100% of principal at risk; otherwise, principal is repaid and a final coupon may be paid. The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on an exchange, and carry an initial estimated value of $975 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering auto-callable, market-linked notes tied to the least performing of the EURO STOXX® Banks Index, the Russell 2000® Index and the iShares® Semiconductor ETF. Each Note has a $1,000 principal amount, no periodic interest and is fully and unconditionally guaranteed by BAC, with an expected term of about 15 months unless called earlier.
Starting December 2, 2026, the Notes are observed monthly and are automatically called if the Observation Value of each underlying is at or above its Call Value (83% of its Starting Value on the first date, then 90%). If called, investors receive the applicable Call Amount (beginning at $1,032.502 and rising to $1,151.676 per $1,000) and no further payments. If not called, and at maturity each underlying is at or above 90% of its Starting Value, investors receive a fixed $1,162.51 per $1,000. If the least performing underlying ends between 60% and 90%, principal is returned. Below 60%, losses match the decline of the least performer, with up to 100% of principal at risk.
The initial estimated value is expected to be $900–$950 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount of up to $24.80 and referral fees. The Notes will not be listed, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is issuing $1,247,000 of Dual Directional Buffered Notes linked to the Nasdaq‑100 Index, maturing on September 1, 2027. The Notes are fully and unconditionally guaranteed by BAC and are unsecured senior debt of BofA Finance.
The Notes offer 100% upside participation in the Index, capped at a Max Return of 16.10% ($1,161 per $1,000). If the Index ends below its Starting Value but at or above 90% of it (the Threshold Value), investors receive a positive “dual directional” return equal to the Index’s percentage decline, up to 10%. If the Index ends below 90% of the Starting Value, principal is exposed 1:1 beyond the 10% buffer, with up to 90% of principal at risk. The Notes pay no interest, are not listed, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $1,000 per Note, while the initial estimated value is $986.30 per $1,000, reflecting internal funding and hedging costs.
Bank of America Corporation (BAC), as guarantor, and its affiliate BofA Finance LLC are offering $20,077,000 of Capped Buffered Enhanced Return Notes linked to the iShares 20+ Year Treasury Bond ETF (TLT), maturing August 24, 2028. The Notes provide 300.00% upside participation in TLT’s price gains, capped at a 31.00% maximum return ($1,310 per $1,000).
The Starting Value of TLT is $81.35, with a Threshold Value of $73.22 (90% of the Starting Value), giving a 10% downside “buffer.” If TLT falls more than 10%, investors lose 1% of principal for each 1% decline beyond the threshold, with up to 90% of principal at risk. The Notes pay no interest and are not listed on an exchange.
The initial estimated value is $985.10 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. All payments depend on the credit risk of BofA Finance and BAC. The structure also excludes TLT’s interest distributions and carries significant market, liquidity, tax and credit risks.
Bank of America Corporation (BAC), as guarantor, is offering through its subsidiary BofA Finance LLC $12,663,000 of Buffered Auto-Callable Notes linked to the S&P 500® Index, due August 26, 2031, in minimum denominations of $1,000. The notes priced on August 21, 2026 and issue on August 26, 2026.
The notes pay no interest and are automatically callable quarterly starting August 27, 2027 if the S&P 500 closing level is at or above 90% of the Starting Value (Call Value 6,906.93), returning an increasing Call Amount from $1,082.50 up to $1,391.875 per $1,000. If not called, and on the Valuation Date the index is at or above the Redemption Barrier (90% of the Starting Value 7,674.37), investors receive a fixed $1,412.50 per $1,000. If the index is between 85% and 90%, investors receive principal only.
If the index falls below the Threshold Value of 6,523.21 (85% of Starting Value), repayment is reduced on a leveraged basis, with about 1.1764706% loss of principal for each 1% decline below the Threshold, down to possible total loss. The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not listed, and have an initial estimated value of $995.40 per $1,000, below the public offering price, reflecting BAC’s internal funding rate and hedging-related charges.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering Auto-Callable Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, due September 16, 2031. The Notes have an approximate 5-year term, are issued in $1,000 denominations, pay no interest and are not exchange-listed.
The Notes may be automatically called on September 17, 2027 at a Call Amount of $1,170 per $1,000 if the index is at or above 105% of its Starting Value. If not called, at maturity investors receive 200% of any positive index return, full principal back if the index is between 70% and 100% of its Starting Value, and 1:1 downside below 70%, with up to 100% of principal at risk.
The public offering price is $1,000 per Note, with an underwriting discount up to $36.25 and issuer proceeds as low as $963.75 per Note. The initial estimated value is expected to be between $890.50 and $940.50 per $1,000 Note, reflecting BAC’s internal funding rate, hedging costs and selling compensation. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering unsecured Auto-Callable Notes linked to the least performing of the Nasdaq-100® Technology Sector Index (NDXT) and the S&P 500® Index (SPX), fully and unconditionally guaranteed by BAC. The Notes are expected to price on September 4, 2026, issue on September 10, 2026 and mature on September 9, 2033, unless automatically called.
The Notes pay no interest and are automatically callable semi-annually starting September 10, 2027 if on a Call Observation Date the level of each index is at or above 100% of its Starting Value. Call Amounts per $1,000 range from $1,091.50 on the first call date up to $1,594.75 on March 4, 2033. If not called and on the Valuation Date both indices are at or above 100% of their Starting Values, investors receive $1,640.50 per $1,000 at maturity.
If the Notes are not called and the least performing index finishes below 100% of its Starting Value, principal is exposed 1:1 to that decline, with up to a 100% loss of invested principal. The public offering price is $1,000 per Note, including up to a $30 underwriting discount and up to a $16 referral fee per $1,000. The initial estimated value is expected between $910 and $950 per $1,000. The Notes will not be listed and payments depend on the credit of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes due September 8, 2028, linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index. Each Note has a $1,000 principal amount and an approximate two‑year term, subject to issuer call.
The Notes pay a contingent coupon of 11.00% per annum (0.9167% per month, $9.167 per $1,000) on monthly Observation Dates only if each index is at or above 70% of its Starting Value. Beginning December 8, 2026, BofA Finance may redeem all Notes quarterly at par plus any due coupon. If held to maturity and the least performing index finishes at or above 65% of its Starting Value, investors receive principal back (plus a final coupon if the 70% barrier is met); otherwise repayment is reduced 1:1 with the index loss, with up to 100% of principal at risk.
The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000 per Note, including up to $7.00 underwriting discount, for proceeds to BofA Finance as low as $993 per Note. The initial estimated value is expected to be $935–$985 per $1,000, reflecting BAC’s internal funding rate, dealer compensation and hedging‑related charges.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering market-linked, auto-callable medium-term notes linked to the ARK Innovation ETF (ARKK), fully and unconditionally guaranteed by BAC. Each Security has a $1,000 principal amount, no interest payments, and is not exchange-listed.
The notes may be automatically called on specified Call Dates if ARKK’s Fund Closing Price is at or above a Threshold Value set at 80.00% of the Starting Value. If called, investors receive principal plus a fixed Call Premium of at least 11.20% on the first Call Date, rising to at least 33.60% by the Final Calculation Day.
If never called and ARKK falls more than the 20.00% buffer below the Starting Value at final observation, the Maturity Payment Amount declines 1-to-1 with further losses, with investors potentially losing up to 80.00% of principal. The initial estimated value is expected between $915.00 and $965.00 per $1,000 Security, reflecting structuring and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via issuer BofA Finance LLC, is offering Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100® Index, the Russell 2000® Index and the State Street® Utilities Select Sector SPDR® ETF, fully and unconditionally guaranteed by BAC. The notes have an approximate 5-year term, expected to price on August 27, 2026 and mature on September 2, 2031, unless automatically called.
The notes may be called beginning September 7, 2027 if on a Call Observation Date each underlying is at or above its Call Value; per $1,000 note, Call Amounts range from $1,140 to $1,420. If not called and the least performing underlying finishes at or above 100% of its Starting Value, investors receive 150% of that positive performance. If the least performing ends between 60% and 100% of its Starting Value, principal is returned. If it ends below 60%, repayment is reduced 1:1 with the loss, up to total loss of principal. The notes pay no periodic interest, are not listed, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $1,000 per note, with an initial estimated value between $915 and $965 per $1,000.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering 304,800 Autocallable Contingent Coupon (with Memory) Barrier Notes, $10 principal amount per unit, linked to the worst-performing of AMD and NVIDIA common stock, fully and unconditionally guaranteed by BAC.
The notes pay a quarterly Contingent Coupon Payment (with Memory) of $0.45875 per unit (about 18.35% per annum) only if, on each Coupon Observation Date, the worst-performing stock is at or above 50% of its Starting Value (Coupon Barrier/Threshold Value: AMD $233.21; NVDA $108.78). The notes are automatically called if, on specified quarterly Call Observation Dates, the worst-performing stock is at or above its full Starting Value (Call Value: AMD $466.42; NVDA $217.56), in which case holders receive $10 principal plus the applicable contingent coupon and no further payments.
If the notes are not called, at maturity in August 2028 investors receive $10 plus the final contingent coupon if the worst-performing stock is at or above its Threshold Value; otherwise they are exposed to 1-to-1 downside in that stock from its Starting Value, with up to 100% of principal at risk. The initial estimated value is $9.658 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. Payments depend solely on the worst-performing stock and are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any exchange.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is issuing $23,458,300 of Trigger Callable Yield Notes linked to the least performing of the S&P 500 Index (SPX) and the Russell 2000 Index (RTY), maturing on November 24, 2027, fully and unconditionally guaranteed by BAC.
The Notes pay a fixed coupon of 9.50% per annum, or $0.07917 per $10 in Stated Principal Amount, on monthly Coupon Payment Dates unless previously called. Starting in November 2026, BofA Finance may, at its sole discretion, call the Notes on any monthly Call Date and repay the $10 Stated Principal Amount plus that month’s coupon; no further payments would be made.
If not called, repayment at maturity depends on the Least Performing Underlying. If its Final Value is at or above its Downside Threshold (SPX: 5,395.59; RTY: 2,123.059, each 70% of its Initial Value), investors receive full principal plus the final coupon. If the Least Performing Underlying finishes below its Downside Threshold, principal is reduced in proportion to its decline using $10 × (1 + Underlying Return), up to a total loss, though the final coupon is still paid. Investors do not receive dividends from the indices, the Notes will not be listed and may have limited or no liquidity, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $9.962 per $10, below the $10 public offering price.
Bank of America Corp (BAC), through BofA Finance LLC, is offering $11,565,710 of Trigger Callable Yield Notes linked to the least performing of the S&P 500 Index (SPX) and Russell 2000 Index (RTY), maturing on November 24, 2027 and fully and unconditionally guaranteed by BAC.
The Notes pay a fixed coupon of 8.00% per annum, or $0.06667 per $10 note monthly, regardless of index performance, until they are called or mature. Beginning in November 2026, BofA Finance may, in its sole discretion, call the Notes monthly at par plus the applicable coupon, ending future payments.
If not called and the final level of the least performing index is at or above its Downside Threshold (70% of its initial level), investors receive full principal back plus the final coupon. If the least performing index finishes below its Downside Threshold, repayment is reduced in proportion to the index decline, down to a possible 100% loss of principal, though the final coupon is still paid. Investors do not receive dividends on index constituents, and any payment is subject to the credit risk of BofA Finance and BAC. The Notes will not be listed and may have limited or no secondary market liquidity.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes at $1,000 per Note, fully and unconditionally guaranteed by BAC. The Notes run to August 30, 2029 and are linked to the least performing of the Dow Jones Industrial Average®, Russell 2000® Index and VanEck® Semiconductor ETF.
Investors may receive a 13.60% per annum contingent coupon (1.1334% monthly, $11.334 per $1,000) on each monthly Observation Date only if every Underlying is at or above its 60.00% Coupon Barrier. Beginning March 2, 2027 the issuer may redeem the Notes monthly at $1,000 per Note plus any due coupon.
If not called and the least performing Underlying finishes at or above its 50.00% Threshold Value, principal is repaid; if it finishes below that level, repayment is reduced 1:1 with the decline in that Underlying, up to total loss of principal. The initial estimated value is $915–$965 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC; the Notes will not be listed on any securities exchange.
Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is issuing Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC.
The Notes have an approximately 3‑year term, pricing on August 26, 2026 and maturing August 30, 2029, and are issued in $1,000 denominations. Investors may receive a contingent coupon of 11.05% per annum (0.9209% per month, or $9.209 per $1,000) on each monthly Observation Date only if all three indices close at or above 70% of their Starting Value. Beginning December 2, 2026 the issuer can redeem the Notes quarterly at par plus any due coupon.
If the Notes are not called and the least performing index finishes below 60% of its Starting Value, principal is reduced 1:1 with that decline, up to a total loss of the investment; otherwise principal is repaid, with a final coupon if all indices are at or above the 70% barrier. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and carry an initial estimated value of $940–$990 per $1,000, below the public offering price of $1,000.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Index, Russell 2000® Index and S&P 500® Index, maturing on September 6, 2028, in $1,000 denominations.
The Notes pay a 10.00% per annum contingent coupon (0.8334% or $8.334 per $1,000 monthly) only if on each Observation Date all three indices are at or above 70.00% of their Starting Value. BAC can call the Notes monthly starting March 4, 2027 at $1,000 plus any due coupon. If not called and the worst index ends below 70.00% of its Starting Value, repayment is reduced 1:1 with index loss, with up to 100% of principal at risk. The Notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $930.00–$980.00 per $1,000, below the $1,000 public offering price.
BANK OF AMERICA CORP (BAC), through issuer BofA Finance LLC, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of Meta (META), Alphabet Class C (GOOG) and Amazon (AMZN), fully and unconditionally guaranteed by BAC. Each Note has a $1,000 denomination and an approximate 3‑year term, maturing August 31, 2029, unless called earlier.
The Notes pay a contingent coupon of 11.69% per annum (0.9742% per month, $9.742 per $1,000) only if, on a monthly Observation Date, each stock is at or above 50% of its Starting Value (the Coupon Barrier. From the March 1, 2027 Call Observation Date onward, the Notes are automatically called if each stock is at or above 90% of its Starting Value, paying $1,000 plus the applicable coupon.
If not called and the least performing stock finishes below 50% of its Starting Value at maturity, investors are exposed to 1:1 downside to that stock, with up to 100% principal loss possible; if it finishes at or above 50%, principal is repaid and the final coupon may be paid. The public offering price is $1,000, with an underwriting discount up to $27.50 and issuer proceeds of $972.50 per Note; the initial estimated value is expected between $874.70 and $944.70 per $1,000. All payments are subject to the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV), fully and unconditionally guaranteed by BAC.
The Notes have an approximately 3‑year term, pay monthly contingent coupons of $8.334 per $1,000 only when both underlyings are at or above 65% of their respective starting values, and include a “memory” feature that can make up missed coupons later if the barrier is again met. Beginning August 27, 2027, the Notes are automatically called if on any call observation date both underlyings are at or above 100% of their starting values, returning principal plus the applicable contingent coupon.
If not called and the least performing underlying finishes below 85% of its starting value at maturity, principal is reduced 1:1 beyond the 15% buffer, with up to 85% of principal at risk; otherwise, principal is repaid and a final coupon may be paid. The public offering price is $1,000 per Note, with an underwriting discount up to $37.50, and the initial estimated value is expected between $870 and $920, reflecting BAC’s internal funding rate and hedging costs. All payments are unsecured and subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is issuing $3,430,000 of Contingent Income (with Memory Feature) Issuer Callable Yield Notes due August 23, 2029, fully and unconditionally guaranteed by BAC. The notes are linked to the least performing of the Nasdaq-100 Technology Sector Index, Russell 2000 Index and S&P 500 Index.
The notes pay monthly contingent coupons of $8.625 per $1,000 (about 0.8625% per month) only if on each observation date all three indices are at or above 60% of their respective starting values; missed coupons may be “made up” later via the memory feature. Starting February 24, 2027, BofA Finance may redeem the notes monthly at par plus any due coupon.
If not called and any underlying closes below 60% of its starting value on the valuation date, principal is exposed 1:1 to the decline of the worst index, with up to 100% loss of principal. The public offering price is $1,000 per note, with an initial estimated value of $996, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV), in $1,000 minimum denominations, fully and unconditionally guaranteed by BAC.
The Notes are expected to price on August 27, 2026, issue on August 31, 2026, and mature on September 2, 2031, unless automatically called monthly starting August 27, 2027 if each ETF is at or above 100% of its Starting Value. Monthly contingent coupons use a memory formula based on $7.50 per prior Contingent Payment Date, paid only when both underlyings are at or above 60.00% Coupon Barriers.
If not called, principal is protected only by a 15% buffer: if the Ending Value of the least performing ETF is below 85.00% Threshold Value, repayment is reduced 1:1 beyond the 15% decline, with up to 85% of principal at risk. The public offering price is $1,000 per Note, with up to $37.50 underwriting discount and proceeds to BofA Finance as low as $962.50. The initial estimated value is expected between $870.00 and $920.00 per $1,000, and all payments are subject to the credit risk of BofA Finance and BAC; the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is issuing $784,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC.
The notes run to August 23, 2029 but are callable monthly by the issuer beginning August 24, 2027 at par plus any due coupon. They pay a 9.50% per annum contingent coupon (0.7917% monthly, $7.917 per $1,000) only if on each observation date all three indices are at least 60% of their starting levels. If held to maturity and any index has fallen more than 40% (ending value below its 60% threshold), principal is reduced 1:1 with the decline of the worst index, up to a total loss.
The starting levels are NDXT 17,139.48, RTY 3,032.942 and SPX 7,707.98, with barriers and thresholds set at 60% of these values. The public offering price is $1,000 per note, with an initial estimated value of $984.40 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Buffered Auto-Callable Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 principal amount, an expected issue date of August 26, 2026, and matures on August 26, 2031, unless called earlier.
The Notes pay no interest and are automatically callable quarterly starting August 27, 2027 if the index is at or above 90% of its Starting Value, for Call Amounts that rise from $1,082.50 to $1,391.875 per $1,000. If not called and the Ending Value is at least 90% of the Starting Value, holders receive $1,412.50 per $1,000. If the Ending Value is between 85% and 90%, principal is repaid.
If the Ending Value is below 85% of the Starting Value, losses are buffered only for the first 15% decline; beyond that, losses are leveraged at about 1.1764706% of principal per additional 1% decline, with up to 100% of principal at risk. The initial estimated value is expected between $945 and $995 per $1,000, reflecting BAC’s internal funding rate and hedging costs. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.