Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have an approximate 5-year term and a public offering price of $1,000 per note.
Investors can receive contingent semi-annual coupons of $34 per $1,000 in principal (6.80% per year) on observation dates when each index is at or above 60% of its starting level. The issuer may redeem all notes early on specified semi-annual dates at $1,000 per note plus any due coupon if that condition is met.
If the notes are not called and the worst-performing index finishes below 60% of its starting level, repayment of principal is reduced in line with that index’s loss, up to a complete loss of the investment. The initial estimated value is expected to be between $915 and $965 per $1,000, reflecting internal funding and hedging costs.
BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing S&P 500®-linked notes with an aggregate face amount of $8,638,000, in $1,000 denominations.
The notes do not bear interest and mature on June 9, 2027. Repayment depends on the S&P 500® Index level on the June 7, 2027 determination date versus the initial level of 6,870.40. Holders get 150.00% upside participation if the index rises, but returns are capped at a maximum settlement amount of $1,153.45 per $1,000 (a 15.345% maximum gain) once the index reaches 110.23% of its initial level.
If the index is flat or down by up to 10.00%, investors receive their $1,000 principal. Below the 90.00% buffer level, principal is lost on a leveraged basis (Buffer Rate approximately 111.111%), and investors can lose some or all of their investment. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $977.80 per $1,000 versus a 100.00% price to public and a 1.89% underwriting discount.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering medium-term, principal-at-risk market-linked notes due June 14, 2029, tied to the lowest performer of the Nasdaq-100, S&P MidCap 400 and EURO STOXX 50 indices.
The notes pay a quarterly contingent coupon at a rate of at least 10.25% per annum only if, on every trading day in the quarter, the lowest-performing index stays at or above 70% of its starting level; a single day below that barrier cancels that quarter’s coupon. BofA Finance may redeem the notes quarterly, starting about three months after issuance, at $1,000 per note plus any coupon then due.
If the notes are not redeemed early, investors receive $1,000 per note at maturity only if the worst index on the final observation day is at least 60% of its starting level. If it is below 60%, repayment is reduced in line with that index’s decline, so losses greater than 40%, up to total loss of principal, are possible. The initial estimated value is expected to be $927.25–$977.25 per $1,000 note, and the notes are unsecured, not FDIC insured and not listed on any exchange.
BofA Finance LLC is offering $4,890,000 of Trigger Autocallable Notes linked to the S&P 500® Index, maturing on December 9, 2027, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $10 stated principal amount and pays a contingent call return based on a fixed 8.75% per annum rate if the index is at or above its initial level on any quarterly observation date, starting in December 2026.
If the Notes are not called and the S&P 500 closes on the final observation date at or above the Downside Threshold of 5,152.80 (75% of the Initial Value of 6,870.40), investors receive back only the stated principal. If it finishes below the Downside Threshold, repayment is reduced in line with the index decline, up to a 100% loss of principal. The Notes are senior unsecured obligations of BofA Finance, guaranteed by BAC, are not FDIC insured, will not be listed on any exchange, and may have limited or no liquidity. The public offering price is $10.00 per Note, with proceeds to BofA Finance of $9.825 per Note before expenses and an initial estimated value of $9.764 per $10 of principal.
BofA Finance, fully and unconditionally guaranteed by BAC, is issuing contingent income auto-callable yield notes linked to the least performing of Amazon.com, Inc., Apple Inc. and NVIDIA Corporation common stock. The notes have a term of approximately three years, minimum denominations of $1,000.00 and a public offering price of $1,000.00 per note, while the initial estimated value is expected to range from $920.00 to $970.00 per $1,000.00.
Monthly contingent coupons are calculated using $11.667 per $1,000.00 and a “memory” formula, but are paid only if on that observation date each stock is at or above 60% of its starting value. Beginning with the June 10, 2026 call observation date, the notes are automatically called if all three stocks are at or above 100% of their starting values, paying $1,000.00 plus any due coupon. If the notes are not called and the weakest stock finishes below 50% of its starting value, the redemption amount (before any final coupon) will be less than 50% of principal and can go to zero. All payments are unsecured obligations of BofA Finance, guaranteed by BAC, and their economic terms are reduced by BAC’s internal funding rate, underwriting discounts, referral fees and hedging-related charges.
Bank of America Corporation is offering $57,190,000 of Floating Rate Senior Notes due December 9, 2065 under its Medium-Term Notes, Series P program. The notes pay quarterly interest at a floating rate equal to compounded SOFR plus 0.10% per year, with the rate never falling below 0.00%. They are unsecured senior obligations ranking equally with the company’s other unsecured, unsubordinated debt.
Investors may require repayment on December 9th of each year from 2026 through 2064 at specified prices between 97.00% and 100.00% of principal, plus accrued interest, with any repayment on or before December 9, 2033 returning less than full principal. The public offering price is 100.00% of principal, with a 1.00% selling agents’ commission and 99.00% of principal, or $56,618,100, in proceeds before expenses. The notes will be issued in minimum denominations of $100,000, will not be listed on any securities exchange, and will settle in book-entry form through DTC on December 9, 2025.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, outlines terms for Senior Medium-Term Notes, Series A, linked to equity indices, exchange-traded funds or individual stocks. The notes repay principal at maturity regardless of market performance, subject to issuer and guarantor credit risk.
Returns, if any, depend on the performance of specified Market Measures set in a future pricing supplement. The notes may pay no interest, may cap upside, and in some cases may be callable before maturity, limiting holding period and reinvestment options.
The notes are unsecured, unsubordinated obligations, are not bank deposits, are not insured by the FDIC or any government agency, and will not be listed on a securities exchange. The document highlights significant risks, including complex payoff structures, limited liquidity, market disruptions, and potential conflicts of interest in hedging and calculation.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,229,000 of Medium-Term Notes, Series A, structured as market-linked, principal-at-risk securities tied to the lowest-performing of three ETFs: TLT, IWN and XOP, maturing June 7, 2029.
The notes pay no interest and may be automatically called if on any Call Date the lowest-performing ETF is at least 84% of its starting value, returning principal plus a fixed call premium that rises over time from 11.10% (for a total of $1,111 per $1,000 note) up to 38.85% ($1,388.50) on the final Call Date.
If never called and on the Final Calculation Day the lowest-performing ETF is below its 84% Call Value but at or above 67% of its starting value, investors receive only their $1,000 principal. If it finishes below 67%, repayment is reduced one-for-one with the decline, leading to a loss of more than 33% and possibly total loss of principal. The initial estimated value is $964.90 per $1,000 note versus the $1,000 offering price, with net proceeds to BofA Finance of about $4.12 million after underwriting discounts.
Bank of America Corporation and its subsidiary BofA Finance LLC provide a prospectus covering certain outstanding senior debt securities previously issued and registered under earlier shelf registrations. The document is intended mainly for use by Bank of America’s broker-dealer affiliates, including BofA Securities, Inc., to facilitate offers and sales of these existing securities in the secondary market at prices related to market levels at the time of sale.
The securities and related guarantees are unsecured obligations, are not bank deposits, are not guaranteed by Bank of America, N.A. or any other bank, and are not insured by the FDIC or any government agency, so investors can lose principal. Neither Bank of America nor BofA Finance will receive any proceeds from these secondary-market sales. The prospectus incorporates by reference Bank of America’s SEC filings, including its Form 10-K for the year ended December 31, 2024, and includes standard forward-looking statement cautions and the audit opinion of PricewaterhouseCoopers LLP.
Bank of America’s BofA Finance is offering Auto-Callable Enhanced Return Dual Directional Notes linked to the worst performer between Amazon (AMZN) and Apple (AAPL). The notes have a term of about 3 years, a $1,000 minimum denomination, and are fully and unconditionally guaranteed by Bank of America Corporation.
The public offering price is $1,000 per note, with an underwriting discount of $25 and proceeds of $975 to BofA Finance. The initial estimated value on the pricing date is expected to range from $920 to $970 per $1,000, reflecting internal funding and hedging costs, so buyers pay more than this estimated value.
The notes can be automatically called on December 30, 2026 if each stock’s observation value is at or above its call value, paying $1,310 per $1,000 on January 5, 2027. Otherwise, at maturity investors receive a redemption amount based on the “least performing” stock, with 150% upside participation and dual-directional features around a 70% threshold and 100% redemption barrier, as illustrated in the payout table. All payments depend on the credit of BofA Finance and Bank of America and carry complex structural, market, conflict and tax risks.