Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering medium-term, market-linked notes that are auto-callable with contingent coupons and principal at risk, linked to the lowest performing of three State Street SPDR ETFs (Metals & Mining XME, Health Care XLV and Technology XLK) and maturing in December 2028.
The notes pay a monthly contingent coupon at a rate of at least 11.90% per annum only if, on each calculation day, the lowest-performing ETF is at or above 70% of its starting value; if it is below this coupon barrier, no coupon is paid. From June 2026 through November 2028, the notes are automatically called if the lowest-performing ETF is at or above its starting value, returning principal plus a final coupon.
If the notes are not called and, on the final calculation day, the lowest-performing ETF is below 70% of its starting value, investors lose more than 30% and up to all of principal; there is no upside participation in ETF gains and no dividends. The public offering price is $1,000 per note, with an underwriting discount of $23.25 and proceeds of $976.75 per note to BofA Finance, and an initial estimated value between $906.75 and $966.75, all subject to the issuer’s and guarantor’s credit risk and with no stock exchange listing.
BofA Finance LLC is offering senior unsecured Autocallable GEARS notes linked to the common stock of UnitedHealth Group Incorporated (UNH), maturing on May 12, 2028. The notes are fully and unconditionally guaranteed by Bank of America Corporation, have a term of approximately 29 months, a public offering price of $10.00 per Note, and a minimum investment of $1,000.
On the Observation Date of December 28, 2026, if UNH’s price is at or above the Autocall Barrier of 110.00% of the $323.60 Initial Value (that is $355.96), the notes are automatically called and pay a fixed Call Price of $13.53 per $10, reflecting a 35.30% total return, with no further payments. If not called and the Underlying Stock Return over the averaged Valuation Dates is positive, the maturity payment equals $10 × (1 + return × 1.75 Upside Gearing; if negative, repayment is $10 + $10 × return, giving full 1:1 downside exposure down to total loss.
The notes pay no coupons, provide no dividends from UNH, and the initial estimated value is between $9.375 and $9.875 per $10, below the public offering price. They are unsecured, not FDIC insured, subject to the credit risk of BofA Finance and BAC, may have limited or no secondary market liquidity, and involve complex U.S. tax treatment and potential conflicts of interest from hedging and market-making activities.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes pay a semi‑annual contingent coupon of $42.50 per $1,000 (4.25% semi‑annually, 8.50% per year) only if on each observation date all three indices are at or above a coupon barrier set at 60% of their starting level.
The issuer can redeem the notes early on scheduled call dates at $1,000 plus any due coupon. If the notes are not called, principal repayment at maturity depends on the least performing index: investors receive full principal if its final level is at or above the 60% threshold, but lose principal on a 1‑for‑1 basis if it finishes below that level, which can result in a total loss of the $1,000 principal.
The initial estimated value is expected to be $935–$985 per $1,000 note, below the public offering price, reflecting internal funding and hedging costs. All payments are unsecured obligations subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
Bank of America’s BofA Finance, fully guaranteed by BAC, is offering approximately 4‑year auto‑callable notes linked to the least performing of the Russell 2000 and S&P 500 indices. The notes can be automatically called on annual observation dates starting in late 2026 for fixed call amounts of $1,123, $1,246, or $1,369 per $1,000 of principal if both indices are at or above their respective call levels.
If the notes are never called, and the least performing index finishes at or above its redemption barrier (100% of its starting level), investors receive a fixed redemption of $1,492 per $1,000. If the least performing index ends between 70% and 100% of its starting level, only principal is returned; below 70%, repayment is reduced in line with the loss in that index, up to a complete loss of principal. The initial estimated value is expected to be $935–$985 per $1,000, lower than the public price, reflecting BAC’s internal funding rate, hedging costs, and selling‑related fees, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the State Street Energy Select Sector SPDR ETF (XLE) and the State Street SPDR S&P Biotech ETF (XBI). Each Note has a $1,000 denomination, a term of approximately 15 months, and pays a monthly contingent coupon of $13.209 per $1,000 (1.3209% per month, 15.85% per year) only if, on the relevant observation date, each underlying is at or above 70% of its starting value.
Beginning June 12, 2026, the Notes are automatically called if each underlying is at or above 100% of its starting value, paying $1,000 plus the coupon and then terminating. A knock-in event occurs if any underlying ever falls below 65% of its starting value during the knock-in period; if that happens and the worst-performing underlying finishes below its starting value, principal repayment is reduced one-for-one with that decline, up to a total loss of principal. The initial estimated value is expected between $910.90 and $960.90 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Adobe Inc. (ADBE). Each Note has a $1,000.00 denomination, an expected issue date of December 23, 2025 and a scheduled maturity on January 22, 2027, unless automatically called earlier.
The Notes pay a contingent monthly coupon of $9.167 per $1,000.00 (0.9167% per month, 11.00% per annum) only when Adobe’s closing price on an Observation Date is at or above 68.00% of the Starting Value. Beginning June 18, 2026, the Notes are auto-callable at par if Adobe’s price is at or above 100.00% of the Starting Value on any Call Observation Date, in which case investors also receive the applicable coupon.
If the Notes are not called and Adobe’s Ending Value is at or above the 68.00% Threshold Value at maturity, holders receive principal plus any final coupon. If the Ending Value is below 68.00%, repayment of principal is reduced 1:1 with Adobe’s decline, and investors can lose up to 100.00% of their investment. The public offering price is $1,000.00 per Note, with a $15.00 underwriting discount and $985.00 in proceeds to BofA Finance. The initial estimated value per $1,000.00 is expected to range from $901.50 to $971.50, reflecting internal funding and hedging costs. The Notes are unsecured, not FDIC insured, subject to the credit risk of BofA Finance and BAC, and involve complex risk and tax considerations.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 9.75% Issuer Callable Daily Range Accrual Notes linked to the 10-year Constant Maturity Treasury (CMT) rate, maturing on December 12, 2035. The notes are issued in $1,000 minimum denominations at 100% of principal with no underwriting discount, and pay variable quarterly interest calculated as 9.75% per annum multiplied by the fraction of U.S. Government Securities Business Days when the CMT rate is between 0.00% and 5.00%. If the CMT rate is below 0.00% or above 5.00% for an entire interest period, no interest is paid for that period.
The notes are callable at the issuer’s option at par plus accrued interest on each quarterly interest payment date from December 12, 2026 through September 12, 2035. They are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, not listed on any exchange, and not insured by the FDIC or any government agency. Holders receive principal at maturity, plus any accrued interest, subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes have an approximately 5-year term and pay a contingent coupon of $36.25 per $1,000 (7.25% per annum) on semi-annual dates only if each index is at or above 60% of its starting level. BofA Finance may redeem the Notes early on specified semi-annual dates at $1,000 per Note plus any due coupon. If held to maturity and the worst-performing index finishes below its 60% threshold, investors receive a reduced principal repayment that can be zero, resulting in a total loss of the investment. The initial estimated value is expected to be between $920 and $970 per $1,000 Note, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance, guaranteed by Bank of America (BAC), is offering auto-callable senior unsecured Notes linked to the worst performer of the Russell 2000 and S&P 500 indexes. Each Note has a $1,000 denomination, a public offering price of $1,000, and proceeds to BofA Finance of $980 after a $20 underwriting discount.
The Notes run for about four years, unless automatically called starting December 31, 2026. If, on a Call Observation Date, both indexes are at or above 100% of their starting levels, the Notes are redeemed early at preset Call Amounts of $1,103, $1,206 or $1,309 per $1,000. If not called and the worst-performing index is at or above its 100% redemption barrier at maturity, investors receive $1,412, a 41.20% total return; if the worst index finishes between 70% and just below 100%, only principal is returned; below 70%, losses match the index decline.
The initial estimated value is expected to be between $915 and $965 per $1,000, reflecting BAC’s internal funding rate, selling concessions and hedging costs, so the economic value is lower than the purchase price. Payments depend entirely on the credit of BofA Finance and BAC and do not include any dividends from the underlying indexes.
BofA Finance LLC is offering $8,105,000 of callable Contingent Income Securities due December 9, 2027, linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices and fully and unconditionally guaranteed by Bank of America Corporation.
The notes pay a quarterly contingent coupon of $22.625 per $1,000 (2.2625% per quarter, 9.05% per annum) only if each index stays at or above 65% of its initial level on every index business day in the observation period; if any index breaches its barrier on any day, that quarter’s coupon is skipped.
At maturity, if the notes have not been called and all three indices are at or above 65% of their initial values, investors receive principal plus any due coupon; if any index finishes below its 65% downside threshold, repayment is reduced one-for-one with the worst index and can fall to zero. The securities are callable at the issuer’s option each quarter starting March 10, 2026 at par plus any due coupon, carry an initial estimated value of $977.10 per $1,000, are unsecured, not FDIC insured, and are subject to the credit risk of both BofA Finance and BAC.